Last update: Oct 2026

Cost of Living Comparison Between French Polynesia and Niue

Name: Niue
Address: NU

For one person, living is cheaper in Niue: $466 a month against $2,315 in French Polynesia, rent and utilities included – about $22,200 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in French Polynesia
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French Polynesia Living Index

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🇵🇫 French Polynesia

$2,315

/mo nomad

🇳🇺 Niue

$466

/mo nomad

Monthly Cost of Living

How much you'll spend in French Polynesia and in Niue

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in French Polynesia and in Niue actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,315 in French Polynesia versus $466 in Niue.

French Polynesia $2,315
Niue $466

Estimated couple costs with rent: $3,464 in French Polynesia versus $845 in Niue.

French Polynesia $3,464
Niue $845

Monthly costs for a family of three with rent: $4,613 in French Polynesia versus $1,223 in Niue.

French Polynesia $4,613
Niue $1,223

Internal cost variation is higher in French Polynesia: monthly costs span $14 to $2,283, compared to $471–$471 in Niue. City choice carries more weight in French Polynesia.

Living in French Polynesia is roughly 396% more expensive than in Niue on average.

French Polynesia (70% above) and Niue (66% below) straddle the global median.

Meal at Budget Restaurant

$16.95 CFPF 1,812

$16.72 NZ$29.68

1.38%

Three-Course Dinner for Two, Mid-Range

$76.4 CFPF 8,163

$35.90 NZ$63.7

112.67%

Fast Food Meal (McDonalds, etc)

$14.24 CFPF 1,523

$14.43 NZ$25.61

-1.32%

Cappuccino

$4.14 CFPF 442

$2.79 NZ$4.95

48.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.64 CFPF 282

$2.92 NZ$5.19

-9.59%

Water (0.33 liter bottle)

$2.49 CFPF 266

$2.83 NZ$5.02

-12.01%

Local Beer (0.5 liter draught)

$4.75 CFPF 508

$4.48 NZ$7.95

6.03%

Imported Beer (0.33 liter bottle)

$5.58 CFPF 596

$3.46 NZ$6.13

61.27%

Milk (1 liter)

$1.43 CFPF 153

White Bread (500g)

$4.40 CFPF 471

$2.33 NZ$4.13

88.84%

Rice (white) (1kg)

$1.73 CFPF 185

Eggs

$6.74 CFPF 721

$2.79 NZ$4.95

141.58%

Local Cheese (1kg)

$35.28 CFPF 3,772

Chicken Fillets (1kg)

$15.39 CFPF 1,646

Beef Round Steak (1kg)

$24.37 CFPF 2,606

Apples (1kg)

$4.93 CFPF 527

Banana (1kg)

$2.88 CFPF 308

Oranges (1kg)

$6.35 CFPF 679

Tomato (1kg)

$7.63 CFPF 815

Potato (1kg)

$2.92 CFPF 312

Onion (1kg)

$2.42 CFPF 259

Lettuce (1 head)

$3.65 CFPF 390

Water (1.5 liter bottle)

$1.16 CFPF 124

Cigarettes 20 Pack (Marlboro, Camel)

$13.06 CFPF 1,396

$16.72 NZ$29.68

-21.89%

Wine (Bottle)

$23.36 CFPF 2,498

$14.03 NZ$24.90

66.50%

Local Beer (0.5 liter bottle)

$2.92 CFPF 313

Imported Beer (0.33 liter bottle)

$3.76 CFPF 402

One-way Ticket (Public Transport)

$1.82 CFPF 194

Public Transport Monthly Pass (Regular Price)

$14.33 CFPF 1,532

Taxi Start (Normal Tariff)

$9.51 CFPF 1,017

Taxi (Normal Tariff) (1km)

$2.39 CFPF 255

Taxi 1hour Waiting (Normal Tariff)

$22.96 CFPF 2,455

Gasoline (1 liter)

$1.44 CFPF 153

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.6K CFPF 2.0M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.4K CFPF 3.3M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$174 CFPF 18.6K

$56.2 NZ$99.8

208.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.73 CFPF 2,002

$11.59 NZ$20.57

61.60%

Internet (50+ Mbps, Unlimited Data)

$69.8 CFPF 7,460

$56.2 NZ$99.7

24.21%

Gym Membership (Monthly)

$73.0 CFPF 7,809

$17.18 NZ$30.49

325.09%

Cinema Ticket

$14.25 CFPF 1,524

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$468 CFPF 50.0K

International Primary School, 1 Child (Yearly)

$9,405 CFPF 1.0M

Jeans (Levis 501 Or Similar)

$69.1 CFPF 7,391

Summer Dress (H&M, Zara, etc)

$72.3 CFPF 7,732

Sport Shoes (Adidas, Nike)

$78.0 CFPF 8,336

Men's Leather Business Shoes

$89.4 CFPF 9,562

1-bedroom Apartment, City Center (Monthly)

$1,233 CFPF 131.8K

1-bedroom Apartment, Outside City Center (Monthly)

$922 CFPF 98.6K

3-bedroom Apartment, City Center (Monthly)

$1,868 CFPF 199.7K

$252 NZ$448

640.79%

3-bedroom Apartment, Outside City Center (Monthly)

$1,473 CFPF 157.5K

$223 NZ$396

561.20%

Buy Apartment in City Center (m2)

$7,062 CFPF 755.1K

Buy Apartment Outside City Center (m2)

$9,027 CFPF 965.2K

Average Monthly Net Salary (After Tax)

$1,876 CFPF 200.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

4.6

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for French Polynesia: October 24, 2026

Last update for Niue: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

French Polynesia

$922 39.8%

Niue

–

Groceries & Markets

French Polynesia

$565 24.4%

Niue

–

Eating Out

French Polynesia

$283 12.2%

Niue

–

Monthly Utilities & Internet

French Polynesia

$262 11.3%

Niue

–

Clothing & Footwear

French Polynesia

$139 6%

Niue

–

Sport & Entertainment

French Polynesia

$102 4.4%

Niue

–

Getting Around

French Polynesia

$43 1.9%

Niue

–

Cost Highlights

Dining out costs 111% more in French Polynesia.

Good to know

🇵🇫 French Polynesia

🇳🇺 Niue

🕒 Local time

14:29 2:29 PM

13:29 1:29 PM

1 h behind French Polynesia

🌤 Weather

👥 Population

278,786

1,933

💱 Currency

CFP Franc XPF Fr

New Zealand Dollar NZD $

📈 Exchange rate

1,000 XPF = 9.35 USD

1,000 XPF = 8.39 EUR

1 NZD = 0.563 USD

1 NZD = 0.505 EUR

Exchange rates and currency converter

NZD, USD, EUR to XPF – CFP Franc Converter

🇺🇸 United States Dollar ($)

🌐 CFP Franc (Fr)

CFP Franc exchange rates as of October 30, 2026: 1 USD = 107 XPF (1,000 XPF = 9.35 USD). 1 EUR = 119 XPF (1,000 XPF = 8.39 EUR).

New Zealand Dollar exchange rates as of October 30, 2026: 1 USD = 1.78 NZD (1 NZD = 0.563 USD). 1 EUR = 1.98 NZD (1 NZD = 0.505 EUR).

USD to XPF in detail →

On the map

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Between locations

French Polynesia Niue 2,150 km ≈ 3 h 15 min nonstop flight

From you

French Polynesia
Niue

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

French Polynesia vs Niue: Cost of Living - Frequently Asked Questions

At $2,315 per month in French Polynesia and $466 in Niue, Niue comes out about 80% cheaper. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

Overall, Niue is the cheaper option, but not in every category: rent, groceries, transport, and eating out each follow their own pattern. Check the categories you spend the most on before deciding.

In Niue, $1,000 covers most cities easily; in French Polynesia it stretches only to regional areas and falls short in the capital – you’ll need to make trade-offs on housing or lifestyle.

It depends on what you’re after: Niue wins on affordability, while salaries, visas, language, and lifestyle can tip the balance either way.