Last update: Oct 2026

Cost of Living Comparison Between French Polynesia and Guam

Name: Guam
Address: GU

For one person, living is cheaper in French Polynesia: $2,339 a month against $3,333 in Guam, rent and utilities included – about $11,900 less a year. Rent and utilities account for most of the difference.

113

Cost of Living Index in French Polynesia
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French Polynesia Living Index
161

Cost of Living Index in Guam
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Guam Living Index

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🇵🇫 French Polynesia

$2,339

/mo nomad

🇬🇺 Guam

$3,333

/mo nomad

Monthly Cost of Living

How much you'll spend in French Polynesia and in Guam

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in French Polynesia and in Guam actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,339 in French Polynesia versus $3,333 in Guam.

French Polynesia $2,339
Guam $3,333

Estimated couple costs with rent: $3,508 in French Polynesia versus $4,755 in Guam.

French Polynesia $3,508
Guam $4,755

Monthly costs for a family of three with rent: $4,677 in French Polynesia versus $6,178 in Guam.

French Polynesia $4,677
Guam $6,178

French Polynesia ($14–$2,284) and Guam ($151–$2,734) have similar cost spreads. Where you settle within each country has roughly equal impact on the budget.

Living in French Polynesia costs about 30% less than in Guam on average.

Both countries sit above the global median: French Polynesia 73% above, Guam 146% above.

Meal at Budget Restaurant

$17.10 CFPF 1,815

$24.87 $24.87

-31.24%

Three-Course Dinner for Two, Mid-Range

$75.8 CFPF 8,050

$60.9 $60.9

24.46%

Fast Food Meal (McDonalds, etc)

$14.23 CFPF 1,511

$15.28 $15.28

-6.87%

Cappuccino

$4.20 CFPF 446

$5.46 $5.46

-23.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.55 CFPF 271

$2.49 $2.49

2.41%

Water (0.33 liter bottle)

$2.53 CFPF 269

$1.91 $1.91

32.46%

Local Beer (0.5 liter draught)

$4.68 CFPF 497

$5.97 $5.97

-21.61%

Imported Beer (0.33 liter bottle)

$5.59 CFPF 593

$10.09 $10.09

-44.60%

Milk (1 liter)

$1.44 CFPF 153

$3.30 $3.30

-56.36%

White Bread (500g)

$4.23 CFPF 449

$6.94 $6.94

-39.05%

Rice (white) (1kg)

$1.64 CFPF 174

$2.45 $2.45

-33.06%

Eggs

$6.91 CFPF 734

$6.62 $6.62

4.38%

Local Cheese (1kg)

$34.89 CFPF 3,705

$23.48 $23.48

48.59%

Chicken Fillets (1kg)

$15.64 CFPF 1,660

$10.40 $10.40

50.38%

Beef Round Steak (1kg)

$24.52 CFPF 2,604

$13.56 $13.56

80.83%

Apples (1kg)

$5.06 CFPF 537

$7.25 $7.25

-30.21%

Banana (1kg)

$2.85 CFPF 303

$4.45 $4.45

-35.96%

Oranges (1kg)

$6.53 CFPF 693

$5.59 $5.59

16.82%

Tomato (1kg)

$7.63 CFPF 810

$7.95 $7.95

-4.03%

Potato (1kg)

$3.03 CFPF 322

$4.89 $4.89

-38.04%

Onion (1kg)

$2.45 CFPF 260

$4.60 $4.60

-46.74%

Lettuce (1 head)

$3.60 CFPF 383

$4.37 $4.37

-17.62%

Water (1.5 liter bottle)

$1.17 CFPF 124

$2.01 $2.01

-41.79%

Cigarettes 20 Pack (Marlboro, Camel)

$13.05 CFPF 1,385

$9.58 $9.58

36.22%

Wine (Bottle)

$23.65 CFPF 2,512

$12.15 $12.15

94.65%

Local Beer (0.5 liter bottle)

$2.83 CFPF 301

$2.42 $2.42

16.94%

Imported Beer (0.33 liter bottle)

$3.66 CFPF 389

$2.71 $2.71

35.06%

One-way Ticket (Public Transport)

$1.84 CFPF 195

$2.96 $2.96

-37.84%

Public Transport Monthly Pass (Regular Price)

$14.22 CFPF 1,510

$54.6 $54.6

-73.98%

Taxi Start (Normal Tariff)

$9.44 CFPF 1,003

$10.15 $10.15

-7.00%

Taxi (Normal Tariff) (1km)

$2.42 CFPF 257

$2.04 $2.04

18.63%

Taxi 1hour Waiting (Normal Tariff)

$23.23 CFPF 2,467

$32.38 $32.38

-28.26%

Gasoline (1 liter)

$1.49 CFPF 158

$1.31 $1.31

13.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.2K CFPF 1.9M

$29.2K $29.2K

-37.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.6K CFPF 3.2M

$30.6K $30.6K

-0.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 CFPF 18.3K

$380 $380

-54.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.99 CFPF 2,017

$79.9 $79.9

-76.24%

Internet (50+ Mbps, Unlimited Data)

$72.2 CFPF 7,667

$83.4 $83.4

-13.37%

Gym Membership (Monthly)

$74.8 CFPF 7,945

$78.3 $78.3

-4.43%

Cinema Ticket

$14.36 CFPF 1,525

$13.16 $13.16

9.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$478 CFPF 50.8K

$566 $566

-15.49%

International Primary School, 1 Child (Yearly)

$9,401 CFPF 998.2K

Jeans (Levis 501 Or Similar)

$67.6 CFPF 7,175

$59.8 $59.8

12.95%

Summer Dress (H&M, Zara, etc)

$71.3 CFPF 7,569

$98.5 $98.5

-27.59%

Sport Shoes (Adidas, Nike)

$79.5 CFPF 8,439

$101 $101

-21.11%

Men's Leather Business Shoes

$90.7 CFPF 9,633

$130 $130

-30.41%

1-bedroom Apartment, City Center (Monthly)

$1,234 CFPF 131.0K

$1,866 $1,866

-33.89%

1-bedroom Apartment, Outside City Center (Monthly)

$940 CFPF 99.8K

$1,511 $1,511

-37.79%

3-bedroom Apartment, City Center (Monthly)

$1,848 CFPF 196.2K

$2,808 $2,808

-34.19%

3-bedroom Apartment, Outside City Center (Monthly)

$1,528 CFPF 162.3K

$2,453 $2,453

-37.71%

Buy Apartment in City Center (m2)

$6,976 CFPF 740.7K

Buy Apartment Outside City Center (m2)

$8,993 CFPF 954.9K

$295 $295

2948.81%

Average Monthly Net Salary (After Tax)

$1,885 CFPF 200.1K

$4,615 $4,615

-59.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.6

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for French Polynesia: October 20, 2026

Last update for Guam: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

French Polynesia

$940 40.2%

Guam

$1.5K 45.3% 60.8% $571

Groceries & Markets

French Polynesia

$565 24.2%

Guam

$534 16% 5.5% $31

Eating Out

French Polynesia

$285 12.2%

Guam

$378 11.3% 32.8% $93

Monthly Utilities & Internet

French Polynesia

$264 11.3%

Guam

$543 16.3% 106% $279

Clothing & Footwear

French Polynesia

$139 6%

Guam

$175 5.3% 26% $36

Sport & Entertainment

French Polynesia

$104 4.4%

Guam

$105 3.1% 1% $1.1

Getting Around

French Polynesia

$43 1.8%

Guam

$87 2.6% 101% $44

Cost Breakdown

National rent averages: $1,192 in French Polynesia, $1,777 in Guam. Capital cities: $1,360 in Papeete vs $2,215 in Hagatna.

National salary averages: $1,976 in French Polynesia, $4,987 in Guam. Higher pay doesn’t always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 49% higher in Guam.

Dining out costs 17% more in French Polynesia.

Public transport is 329% more expensive in Guam.

Salaries are about 2.5 times higher in Guam, and purchasing power comes out stronger in Guam.

Good to know

🇵🇫 French Polynesia

🇬🇺 Guam

🕒 Local time

05:30 5:30 AM

01:30 1:30 AM

20 h ahead of French Polynesia

🌤 Weather

👥 Population

278,786

153,836

💱 Currency

CFP Franc XPF Fr

United States Dollar USD $

📈 Exchange rate

1,000 XPF = 9.42 USD

1,000 XPF = 8.39 EUR

1 USD = 0.891 EUR

Exchange rates and currency converter

USD, EUR to XPF – CFP Franc Converter

🇺🇸 United States Dollar ($)

🌐 CFP Franc (Fr)

CFP Franc exchange rates as of October 26, 2026: 1 USD = 106 XPF (1,000 XPF = 9.42 USD). 1 EUR = 119 XPF (1,000 XPF = 8.39 EUR).

United States Dollar exchange rates as of October 26, 2026: 1 EUR = 1.12 USD (1 USD = 0.891 EUR).

USD to XPF in detail →

On the map

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Between locations

French Polynesia Guam 7,990 km ≈ 10 h nonstop flight

From you

French Polynesia
Guam

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

French Polynesia vs Guam: Cost of Living - Frequently Asked Questions

At $2,339 per month in French Polynesia and $3,333 in Guam, there’s a 42% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

Rent for a central one-bedroom averages $1,777 in Guam and $1,192 in French Polynesia. Rents vary a lot between cities, so the gap depends on where you settle.

It depends on what you’re after: French Polynesia wins on affordability; Guam may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.