Cost of Living Comparison Between French Polynesia and Guam Cost of Living Comparison Between French Polynesia and Guam

Monthly Cost of Living

Monthly costs for one person with rent: $778 in French Polynesia versus $1,292 in Guam.

Estimated couple costs with rent: $1,184 in French Polynesia versus $1,797 in Guam.

Monthly costs for a family of three with rent: $1,590 in French Polynesia versus $2,302 in Guam.

Living in French Polynesia costs about 40% less than in Guam on average.

Both countries sit below the global median: French Polynesia 42% lower, Guam 3% lower.

Currency
🍽 Eating Out
French Polynesia
Guam
Difference
Meal at Budget Restaurant
$15.84 CFPF 1,656
$20.40 $20.40
-22.35%
Three-Course Dinner for Two, Mid-Range
$79.3 CFPF 8,291
$76.9 $76.9
3.21%
Fast Food Meal (McDonalds, etc)
$12.32 CFPF 1,288
$11.89 $11.89
3.62%
Cappuccino
$4.42 CFPF 462
$5.64 $5.64
-21.63%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.65 CFPF 277
$1.84 $1.84
44.02%
Water (0.33 liter bottle)
$2.20 CFPF 230
$1.47 $1.47
49.66%
Local Beer (0.5 liter draught)
$4.83 CFPF 504
$5.34 $5.34
-9.55%
Imported Beer (0.33 liter bottle)
$4.94 CFPF 517
$6.99 $6.99
-29.33%
🛒 Groceries & Markets
French Polynesia
Guam
Difference
Milk (1 liter)
$1.45 CFPF 151
$3.25 $3.25
-55.38%
White Bread (500g)
$2.77 CFPF 289
$5.86 $5.86
-52.73%
Rice (white) (1kg)
$1.68 CFPF 175
$4.98 $4.98
-66.27%
Eggs
$7.16 CFPF 748
$5.83 $5.83
22.81%
Local Cheese (1kg)
$38.42 CFPF 4,015
$26.26 $26.26
46.31%
Chicken Fillets (1kg)
$16.83 CFPF 1,759
$9.62 $9.62
74.95%
Beef Round Steak (1kg)
$27.30 CFPF 2,853
$19.87 $19.87
37.39%
Apples (1kg)
$5.48 CFPF 572
$8.12 $8.12
-32.51%
Banana (1kg)
$2.37 CFPF 248
$3.20 $3.20
-25.94%
Oranges (1kg)
$6.72 CFPF 702
$7.93 $7.93
-15.26%
Tomato (1kg)
$7.93 CFPF 829
$6.76 $6.76
17.31%
Potato (1kg)
$3.01 CFPF 314
$3.72 $3.72
-19.09%
Onion (1kg)
$2.69 CFPF 281
$3.39 $3.39
-20.65%
Lettuce (1 head)
$3.86 CFPF 404
$3.41 $3.41
13.20%
Water (1.5 liter bottle)
$1.17 CFPF 122
$2.27 $2.27
-48.46%
Cigarettes 20 Pack (Marlboro, Camel)
$11.95 CFPF 1,249
$9.29 $9.29
28.63%
Wine (Bottle)
$24.34 CFPF 2,543
$12.08 $12.08
101.49%
Local Beer (0.5 liter bottle)
$2.54 CFPF 265
$2.26 $2.26
12.39%
Imported Beer (0.33 liter bottle)
$4.75 CFPF 496
$2.42 $2.42
96.28%
🚌 Getting Around
French Polynesia
Guam
Difference
One-way Ticket (Public Transport)
$1.97 CFPF 206
$2.81 $2.81
-29.89%
Public Transport Monthly Pass (Regular Price)
-
$54.5 $54.5
-
Taxi Start (Normal Tariff)
$9.82 CFPF 1,026
$20.30 $20.30
-51.63%
Taxi 1hour Waiting (Normal Tariff)
-
$32.04 $32.04
-
Gasoline (1 liter)
$1.52 CFPF 159
$1.39 $1.39
9.35%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.7K CFPF 2.1M
$29.5K $29.5K
-33.25%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.7K CFPF 3.0M
$30.3K $30.3K
-5.38%
🧾 Monthly Utilities & Internet
French Polynesia
Guam
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$181 CFPF 18.9K
$366 $366
-50.62%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.77 CFPF 1,857
$83.4 $83.4
-78.69%
Internet (50+ Mbps, Unlimited Data)
$103 CFPF 10.7K
$103 $103
-0.20%
🎉 Sport & Entertainment
French Polynesia
Guam
Difference
Gym Membership (Monthly)
$73.5 CFPF 7,680
$90.7 $90.7
-18.92%
Tennis Court (1 Hour on Weekend)
$17.81 CFPF 1,861
$26.15 $26.15
-31.89%
Cinema Ticket
$14.68 CFPF 1,534
$13.54 $13.54
8.42%
🧸 Childcare & Education
French Polynesia
Guam
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$485 CFPF 50.7K
$558 $558
-13.09%
International Primary School, 1 Child (Yearly)
$9,615 CFPF 1.0M
$28.9K $28.9K
-66.76%
👕👟 Clothing & Footwear
French Polynesia
Guam
Difference
Jeans (Levis 501 Or Similar)
$99.7 CFPF 10.4K
$74.4 $74.4
34.04%
Summer Dress (H&M, Zara, etc)
$85.4 CFPF 8,925
$64.8 $64.8
31.87%
Sport Shoes (Adidas, Nike)
$108 CFPF 11.3K
$97.0 $97.0
11.05%
Men's Leather Business Shoes
$108 CFPF 11.2K
$141 $141
-23.56%
🏠 Accommodation & Living
French Polynesia
Guam
Difference
1-bedroom Apartment, City Center (Monthly)
$1,293 CFPF 135.1K
$1,892 $1,892
-31.66%
1-bedroom Apartment, Outside City Center (Monthly)
$1,089 CFPF 113.8K
$1,500 $1,500
-27.39%
3-bedroom Apartment, City Center (Monthly)
$2,109 CFPF 220.4K
$2,993 $2,993
-29.54%
3-bedroom Apartment, Outside City Center (Monthly)
$1,827 CFPF 191.0K
$2,521 $2,521
-27.51%
Buy Apartment in City Center (m2)
$8,356 CFPF 873.2K
-
-
Buy Apartment Outside City Center (m2)
$7,809 CFPF 816.0K
$302 $302
2486.30%
💵 Salaries & Financials
French Polynesia
Guam
Difference
Average Monthly Net Salary (After Tax)
$1,935 CFPF 202.2K
$4,611 $4,611
-58.05%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.4
4.22
27.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for French Polynesia: July 21, 2026

Last update for Guam: July 21, 2026

Cost Breakdown

National rent averages: $531 in French Polynesia, $946 in Guam. Capital cities: $1,226 in Papeete vs $1,822 in Hagatna.

National salary averages: $2,079 in French Polynesia, $4,941 in Guam. Higher pay doesn't always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 78% higher in Guam.

Dining out costs 68% more in Guam.

Salaries are 138% higher in Guam, and purchasing power comes out stronger in Guam.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
French Polynesia vs Guam: Cost of Living - Frequently Asked Questions
How does the cost of living in French Polynesia compare to the cost in Guam?
At $1,120 per month in French Polynesia and $1,591 in Guam, there's a 42% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.
How do daily expenses compare in French Polynesia vs Guam?
Day-to-day life is simply cheaper in French Polynesia: lower food prices, cheaper commutes, smaller household bills. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.
Is rent more expensive in French Polynesia or in Guam?
Rent in Guam is consistently higher than in French Polynesia across the board, especially in major cities. Housing is usually the single biggest driver of the overall cost difference between the two countries.
Can you live in both French Polynesia and Guam on $2,000 per month?
In French Polynesia, $2,000 covers most cities easily; in Guam it stretches only to regional areas and falls short in the capital – you'll need to make trade-offs on housing or lifestyle.
Which country is better for expats: French Polynesia or Guam?
It depends on what you're after: French Polynesia wins on affordability; Guam may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.

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