Cost of Living Comparison Between Fremont, CA and Helena, MT Cost of Living Comparison Between Fremont, CA and Helena, MT

Monthly Cost of Living

A single person spends $3,836 per month in Fremont, CA vs $3,033 in Helena, MT, rent included.

A couple spends around $5,573 per month in Fremont, CA vs $4,340 in Helena, MT, rent included.

A family of three spends $7,309 per month in Fremont, CA vs $5,647 in Helena, MT, rent included.

Fremont, CA costs about 27% more than Helena, MT, driven mainly by Monthly Utilities & Internet.

Both Fremont, CA and Helena, MT sit above the global median – Fremont, CA by 187%, Helena, MT by 126%.

Currency
🍽 Eating Out
Fremont, CA
Helena, MT
Difference
Meal at Budget Restaurant
$20.54 $20.54
$19.88 $19.88
3.32%
Three-Course Dinner for Two, Mid-Range
$80.3 $80.3
$88.9 $88.9
-9.61%
Fast Food Meal (McDonalds, etc)
$12.71 $12.71
$13.59 $13.59
-6.48%
Cappuccino
$5.76 $5.76
$4.98 $4.98
15.66%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.36 $3.36
$2.20 $2.20
52.73%
Water (0.33 liter bottle)
$2.46 $2.46
$1.80 $1.80
36.67%
Local Beer (0.5 liter draught)
$7.29 $7.29
$4.95 $4.95
47.27%
Imported Beer (0.33 liter bottle)
$7.92 $7.92
$6.53 $6.53
21.29%
🛒 Groceries & Markets
Fremont, CA
Helena, MT
Difference
Milk (1 liter)
$1.44 $1.44
$1.14 $1.14
26.32%
White Bread (500g)
$4.81 $4.81
$4.37 $4.37
10.07%
Rice (white) (1kg)
$3.15 $3.15
$3.66 $3.66
-13.93%
Eggs
$7.48 $7.48
$4.17 $4.17
79.38%
Local Cheese (1kg)
$21.43 $21.43
$31.62 $31.62
-32.23%
Chicken Fillets (1kg)
$15.14 $15.14
$9.39 $9.39
61.24%
Beef Round Steak (1kg)
$23.33 $23.33
$19.65 $19.65
18.73%
Apples (1kg)
$6.05 $6.05
$4.84 $4.84
25.00%
Banana (1kg)
$2.00 $2.00
$1.83 $1.83
9.29%
Oranges (1kg)
$3.82 $3.82
$4.57 $4.57
-16.41%
Tomato (1kg)
$5.10 $5.10
$5.47 $5.47
-6.76%
Potato (1kg)
$2.26 $2.26
$2.17 $2.17
4.15%
Onion (1kg)
$3.35 $3.35
$1.81 $1.81
85.08%
Lettuce (1 head)
$3.09 $3.09
$1.73 $1.73
78.61%
Water (1.5 liter bottle)
$2.89 $2.89
$2.32 $2.32
24.57%
Cigarettes 20 Pack (Marlboro, Camel)
$11.08 $11.08
$10.32 $10.32
7.36%
Wine (Bottle)
$14.73 $14.73
$13.26 $13.26
11.09%
Local Beer (0.5 liter bottle)
$2.18 $2.18
$1.70 $1.70
28.24%
Imported Beer (0.33 liter bottle)
$2.70 $2.70
$2.49 $2.49
8.43%
🚌 Getting Around
Fremont, CA
Helena, MT
Difference
One-way Ticket (Public Transport)
$5.27 $5.27
$3.54 $3.54
48.87%
Public Transport Monthly Pass (Regular Price)
$85.6 $85.6
$60.3 $60.3
42.06%
Taxi Start (Normal Tariff)
$3.47 $3.47
$9.81 $9.81
-64.63%
Taxi (Normal Tariff) (1km)
$1.83 $1.83
$3.32 $3.32
-44.88%
Taxi 1hour Waiting (Normal Tariff)
$30.42 $30.42
$45.16 $45.16
-32.64%
Gasoline (1 liter)
$1.32 $1.32
$0.90 $0.90
46.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.9K $30.9K
$36.1K $36.1K
-14.51%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.6K $27.6K
$31.1K $31.1K
-11.45%
🧾 Monthly Utilities & Internet
Fremont, CA
Helena, MT
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$310 $310
$363 $363
-14.50%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$47.41 $47.41
$76.2 $76.2
-37.77%
Internet (50+ Mbps, Unlimited Data)
$66.5 $66.5
$91.7 $91.7
-27.52%
🎉 Sport & Entertainment
Fremont, CA
Helena, MT
Difference
Gym Membership (Monthly)
$36.49 $36.49
$49.11 $49.11
-25.70%
Tennis Court (1 Hour on Weekend)
$8.11 $8.11
$15.13 $15.13
-46.40%
Cinema Ticket
$14.83 $14.83
$10.55 $10.55
40.57%
🧸 Childcare & Education
Fremont, CA
Helena, MT
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,623 $1,623
$1,910 $1,910
-15.00%
International Primary School, 1 Child (Yearly)
$26.5K $26.5K
$22.7K $22.7K
16.58%
👕👟 Clothing & Footwear
Fremont, CA
Helena, MT
Difference
Jeans (Levis 501 Or Similar)
$44.41 $44.41
$61.3 $61.3
-27.59%
Summer Dress (H&M, Zara, etc)
$44.49 $44.49
$117 $117
-61.96%
Sport Shoes (Adidas, Nike)
$80.6 $80.6
$88.8 $88.8
-9.18%
Men's Leather Business Shoes
$113 $113
$115 $115
-2.17%
🏠 Accommodation & Living
Fremont, CA
Helena, MT
Difference
1-bedroom Apartment, City Center (Monthly)
$2,346 $2,346
$1,680 $1,680
39.64%
1-bedroom Apartment, Outside City Center (Monthly)
$2,203 $2,203
$1,417 $1,417
55.48%
3-bedroom Apartment, City Center (Monthly)
$3,946 $3,946
$2,609 $2,609
51.24%
3-bedroom Apartment, Outside City Center (Monthly)
$3,725 $3,725
$2,196 $2,196
69.62%
Buy Apartment in City Center (m2)
$6,326 $6,326
$3,881 $3,881
63.00%
Buy Apartment Outside City Center (m2)
$4,778 $4,778
$3,169 $3,169
50.77%
💵 Salaries & Financials
Fremont, CA
Helena, MT
Difference
Average Monthly Net Salary (After Tax)
$7,545 $7,545
$6,879 $6,879
9.67%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.51
6.71
-2.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fremont, CA: April 26, 2026

Last update for Helena, MT: April 27, 2026

Cost Breakdown

A central one-bedroom costs $2,346 in Fremont, CA versus $1,680 in Helena, MT. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 10% higher in Fremont, CA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $80.0 in Fremont, CA versus $89.0 in Helena, MT. Groceries tell a different story – $504 in Fremont, CA vs $453 in Helena, MT – so Helena, MT wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Fremont, CA vs Helena, MT: Cost of Living - Frequently Asked Questions
Is Helena, MT cheaper than Fremont, CA?
Yes – Fremont, CA is pricier by about 27%, and the gap shows up most in Monthly Utilities & Internet. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $5,755 per month in Fremont, CA and $4,549 in Helena, MT. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Helena, MT, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper public transport?
Public transport costs about 42% less in Helena, MT. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper kindergarten?
Kindergarten costs $1,623 per month in Fremont, CA and $1,910 in Helena, MT. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $3,000 enough to cover costs in Fremont, CA or Helena, MT?
$3,000 is a stretch for both – monthly costs hit $3,836 in Fremont, CA and $3,033 in Helena, MT. You'll need shared housing and careful budgeting no matter which city you pick.
Is Fremont, CA or Helena, MT more family-friendly?
Families tend to lean toward Helena, MT – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Fremont, CA or Helena, MT?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Helena, MT. If higher salaries, better infrastructure, or specific career opportunities are the priority, Fremont, CA makes more sense. Both are solid long-term options with distinct trade-offs.

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