Last update: Oct 2026

Cost of Living Comparison Between Fremont, CA and Helena, MT

For one person, living is cheaper in Helena, MT: $3,141 a month against $4,273 in Fremont, CA, rent and utilities included – about $13,600 less a year. Rent and utilities account for most of the difference.

Fremont, CA
🇺🇸 United States
$4,273
/mo nomad
Helena, MT
🇺🇸 United States
$3,141
/mo nomad
Monthly Cost of Living

How much you'll spend in Fremont, CA and in Helena, MT

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Fremont, CA and in Helena, MT actually costs, broken down by who's living it.

A single person spends $4,273 per month in Fremont, CA vs $3,141 in Helena, MT, rent included.

  • Fremont, CA $4,273
  • Helena, MT $3,141

A couple spends around $5,632 per month in Fremont, CA vs $4,591 in Helena, MT, rent included.

  • Fremont, CA $5,632
  • Helena, MT $4,591

A family of three spends $6,991 per month in Fremont, CA vs $6,041 in Helena, MT, rent included.

  • Fremont, CA $6,991
  • Helena, MT $6,041

Fremont, CA costs about 36% more than Helena, MT, and outside of rent the biggest gap is in groceries.

Both Fremont, CA and Helena, MT sit above the global median – Fremont, CA by 215%, Helena, MT by 132%.

Currency
🍽 Eating Out
Fremont, CA
Helena, MT
Difference
Meal at Budget Restaurant
$20.26 $20.26
$21.24 $21.24
-4.61%
Three-Course Dinner for Two, Mid-Range
$74.9 $74.9
$112 $112
-33.22%
Fast Food Meal (McDonalds, etc)
$12.08 $12.08
$17.91 $17.91
-32.55%
Cappuccino
$5.46 $5.46
$5.20 $5.20
5.00%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.73 $2.73
$2.24 $2.24
21.87%
Water (0.33 liter bottle)
$2.37 $2.37
$1.79 $1.79
32.40%
Local Beer (0.5 liter draught)
$8.95 $8.95
$5.04 $5.04
77.58%
Imported Beer (0.33 liter bottle)
$10.16 $10.16
$7.09 $7.09
43.30%
🛒 Groceries & Markets
Fremont, CA
Helena, MT
Difference
Milk (1 liter)
$1.61 $1.61
$1.07 $1.07
50.47%
White Bread (500g)
$4.56 $4.56
$3.70 $3.70
23.24%
Rice (white) (1kg)
$4.15 $4.15
$4.39 $4.39
-5.47%
Eggs
$6.31 $6.31
$3.70 $3.70
70.54%
Local Cheese (1kg)
$19.99 $19.99
$17.86 $17.86
11.93%
Chicken Fillets (1kg)
$14.19 $14.19
$8.87 $8.87
59.98%
Beef Round Steak (1kg)
$17.56 $17.56
$20.20 $20.20
-13.07%
Apples (1kg)
$5.25 $5.25
$4.86 $4.86
8.02%
Banana (1kg)
$2.02 $2.02
$1.82 $1.82
10.99%
Oranges (1kg)
$5.54 $5.54
$4.48 $4.48
23.66%
Tomato (1kg)
$5.38 $5.38
$4.16 $4.16
29.33%
Potato (1kg)
$3.59 $3.59
$2.13 $2.13
68.54%
Onion (1kg)
$3.02 $3.02
$1.51 $1.51
100.00%
Lettuce (1 head)
$2.37 $2.37
$1.65 $1.65
43.64%
Water (1.5 liter bottle)
$2.54 $2.54
$1.58 $1.58
60.76%
Cigarettes 20 Pack (Marlboro, Camel)
$11.77 $11.77
$10.30 $10.30
14.27%
Wine (Bottle)
$15.57 $15.57
$13.14 $13.14
18.49%
Local Beer (0.5 liter bottle)
$2.13 $2.13
$1.69 $1.69
26.04%
Imported Beer (0.33 liter bottle)
$3.35 $3.35
$2.52 $2.52
32.94%
🚌 Getting Around
Fremont, CA
Helena, MT
Difference
One-way Ticket (Public Transport)
$2.73 $2.73
$3.58 $3.58
-23.74%
Public Transport Monthly Pass (Regular Price)
$85.0 $85.0
$59.3 $59.3
43.32%
Taxi Start (Normal Tariff)
$3.59 $3.59
$9.85 $9.85
-63.55%
Taxi (Normal Tariff) (1km)
$3.03 $3.03
$3.52 $3.52
-13.92%
Taxi 1hour Waiting (Normal Tariff)
$30.08 $30.08
$44.58 $44.58
-32.53%
Gasoline (1 liter)
$1.57 $1.57
$0.97 $0.97
61.86%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.2K $31.2K
$35.6K $35.6K
-12.35%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.4K $26.4K
$30.1K $30.1K
-12.11%
🧾 Monthly Utilities & Internet
Fremont, CA
Helena, MT
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$368 $368
$372 $372
-0.91%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$42.04 $42.04
$68.1 $68.1
-38.25%
Internet (50+ Mbps, Unlimited Data)
$81.5 $81.5
$82.8 $82.8
-1.49%
🎉 Sport & Entertainment
Fremont, CA
Helena, MT
Difference
Gym Membership (Monthly)
$36.11 $36.11
$52.5 $52.5
-31.27%
Tennis Court (1 Hour on Weekend)
$8.36 $8.36
$14.81 $14.81
-43.55%
Cinema Ticket
$16.48 $16.48
$11.80 $11.80
39.66%
🧸 Childcare & Education
Fremont, CA
Helena, MT
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,788 $1,788
$1,963 $1,963
-8.91%
International Primary School, 1 Child (Yearly)
$39.7K $39.7K
$27.3K $27.3K
45.60%
👕👟 Clothing & Footwear
Fremont, CA
Helena, MT
Difference
Jeans (Levis 501 Or Similar)
$58.6 $58.6
$63.9 $63.9
-8.19%
Summer Dress (H&M, Zara, etc)
$52.2 $52.2
$117 $117
-55.27%
Sport Shoes (Adidas, Nike)
$93.1 $93.1
$82.9 $82.9
12.36%
Men's Leather Business Shoes
$122 $122
$123 $123
-0.37%
🏠 Accommodation & Living
Fremont, CA
Helena, MT
Difference
1-bedroom Apartment, City Center (Monthly)
$2,872 $2,872
$1,747 $1,747
64.37%
1-bedroom Apartment, Outside City Center (Monthly)
$2,622 $2,622
$1,539 $1,539
70.37%
3-bedroom Apartment, City Center (Monthly)
$3,999 $3,999
$2,909 $2,909
37.47%
3-bedroom Apartment, Outside City Center (Monthly)
$3,568 $3,568
$2,543 $2,543
40.33%
Buy Apartment in City Center (m2)
$6,118 $6,118
$3,525 $3,525
73.58%
Buy Apartment Outside City Center (m2)
$4,848 $4,848
$3,062 $3,062
58.33%
💵 Salaries & Financials
Fremont, CA
Helena, MT
Difference
Average Monthly Net Salary (After Tax)
$7,604 $7,604
$6,282 $6,282
21.05%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.51
6.51
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fremont, CA: October 17, 2026

Last update for Helena, MT: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Fremont, CA
$2.6K
Helena, MT
$1.5K 41.3% $1.1K
Monthly Utilities & Internet
Fremont, CA
$492
Helena, MT
$522 6.2% $31
Groceries & Markets
Fremont, CA
$480
Helena, MT
$387 19.3% $92
Eating Out
Fremont, CA
$349
Helena, MT
$342 2.2% $7.8
Clothing & Footwear
Fremont, CA
$147
Helena, MT
$174 18.4% $27
Getting Around
Fremont, CA
$115
Helena, MT
$101 11.9% $14
Sport & Entertainment
Fremont, CA
$69
Helena, MT
$76 10.3% $7.1

Cost Breakdown

A central one-bedroom costs $2,872 in Fremont, CA versus $1,747 in Helena, MT. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 21% higher in Fremont, CA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $75.0 in Fremont, CA versus $112 in Helena, MT. Groceries tell a different story – $480 in Fremont, CA vs $387 in Helena, MT – so Helena, MT wins on supermarket bills even if dining out costs more.

Good to know
🇺🇸 Fremont, CA
🇺🇸 Helena, MT
🕒 Local time
15:06 3:06 PM
16:06 4:06 PM
1 h ahead of Fremont, CA
🌤 Weather
👥 Population
241,110
32,091
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Fremont, CA Helena, MT 1,300 km ≈ 2 h nonstop flight
From you
  • Fremont, CA
  • Helena, MT

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Fremont, CA vs Helena, MT: Cost of Living - Frequently Asked Questions
Is Helena, MT cheaper than Fremont, CA?
Yes – Fremont, CA is pricier by about 36%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $6,409 per month in Fremont, CA and $4,712 in Helena, MT. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Helena, MT, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper public transport?
Public transport costs about 43% less in Helena, MT. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper kindergarten?
Kindergarten costs $1,788 per month in Fremont, CA and $1,963 in Helena, MT. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $3,000 enough to cover costs in Fremont, CA or in Helena, MT?
$3,000 is a stretch for both – monthly costs hit $4,273 in Fremont, CA and $3,141 in Helena, MT. You'll need shared housing and careful budgeting no matter which city you pick.
Is Fremont, CA or Helena, MT more family-friendly?
Families tend to lean toward Helena, MT – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Fremont, CA or Helena, MT?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Helena, MT. If higher salaries, better infrastructure, or specific career opportunities are the priority, Fremont, CA makes more sense. Both are solid long-term options with distinct trade-offs.

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