Cost of Living Comparison Between Fremont, CA and Helena, MT Cost of Living Comparison Between Fremont, CA and Helena, MT

Monthly Cost of Living

A single person spends $4,102 per month in Fremont, CA vs $3,138 in Helena, MT, rent included.

A couple spends around $5,362 per month in Fremont, CA vs $4,528 in Helena, MT, rent included.

A family of three spends $6,622 per month in Fremont, CA vs $5,917 in Helena, MT, rent included.

Fremont, CA costs about 31% more than Helena, MT, driven mainly by Monthly Utilities & Internet.

Both Fremont, CA and Helena, MT sit above the global median – Fremont, CA by 199%, Helena, MT by 129%.

Currency
🍽 Eating Out
Fremont, CA
Helena, MT
Difference
Meal at Budget Restaurant
$19.85 $19.85
$21.33 $21.33
-6.94%
Three-Course Dinner for Two, Mid-Range
$75.6 $75.6
$99.3 $99.3
-23.91%
Fast Food Meal (McDonalds, etc)
$12.01 $12.01
$18.21 $18.21
-34.05%
Cappuccino
$5.38 $5.38
$5.08 $5.08
5.91%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.62 $2.62
$2.16 $2.16
21.30%
Water (0.33 liter bottle)
$2.37 $2.37
$1.80 $1.80
31.67%
Local Beer (0.5 liter draught)
$8.85 $8.85
$4.99 $4.99
77.35%
Imported Beer (0.33 liter bottle)
$11.12 $11.12
$6.93 $6.93
60.46%
🛒 Groceries & Markets
Fremont, CA
Helena, MT
Difference
Milk (1 liter)
$1.57 $1.57
$1.04 $1.04
50.96%
White Bread (500g)
$4.38 $4.38
$3.81 $3.81
14.96%
Rice (white) (1kg)
$3.30 $3.30
$4.44 $4.44
-25.68%
Eggs
$5.98 $5.98
$3.64 $3.64
64.29%
Local Cheese (1kg)
$9.46 $9.46
$18.32 $18.32
-48.36%
Chicken Fillets (1kg)
$14.39 $14.39
$9.05 $9.05
59.01%
Beef Round Steak (1kg)
$14.26 $14.26
$19.81 $19.81
-28.02%
Apples (1kg)
$4.41 $4.41
$4.83 $4.83
-8.70%
Banana (1kg)
$1.94 $1.94
$1.84 $1.84
5.43%
Oranges (1kg)
$4.34 $4.34
$4.54 $4.54
-4.41%
Tomato (1kg)
$4.78 $4.78
$4.16 $4.16
14.90%
Potato (1kg)
$2.71 $2.71
$2.22 $2.22
22.07%
Onion (1kg)
$2.40 $2.40
$1.47 $1.47
63.27%
Lettuce (1 head)
$1.85 $1.85
$1.68 $1.68
10.12%
Water (1.5 liter bottle)
$1.91 $1.91
$1.63 $1.63
17.18%
Cigarettes 20 Pack (Marlboro, Camel)
$11.87 $11.87
$10.55 $10.55
12.51%
Wine (Bottle)
$15.23 $15.23
$12.85 $12.85
18.52%
Local Beer (0.5 liter bottle)
$1.68 $1.68
$1.78 $1.78
-5.62%
Imported Beer (0.33 liter bottle)
$2.75 $2.75
$2.61 $2.61
5.36%
🚌 Getting Around
Fremont, CA
Helena, MT
Difference
One-way Ticket (Public Transport)
$2.67 $2.67
$3.58 $3.58
-25.42%
Public Transport Monthly Pass (Regular Price)
$82.7 $82.7
$59.7 $59.7
38.39%
Taxi Start (Normal Tariff)
$1.58 $1.58
$10.19 $10.19
-84.49%
Taxi (Normal Tariff) (1km)
$0.87 $0.87
$3.49 $3.49
-75.07%
Taxi 1hour Waiting (Normal Tariff)
$29.97 $29.97
$45.52 $45.52
-34.16%
Gasoline (1 liter)
$1.47 $1.47
$0.98 $0.98
50.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.9K $36.9K
$35.4K $35.4K
4.22%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.3K $26.3K
$30.5K $30.5K
-13.66%
🧾 Monthly Utilities & Internet
Fremont, CA
Helena, MT
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$275 $275
$376 $376
-26.89%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$40.92 $40.92
$66.1 $66.1
-38.13%
Internet (50+ Mbps, Unlimited Data)
$70.9 $70.9
$90.0 $90.0
-21.27%
🎉 Sport & Entertainment
Fremont, CA
Helena, MT
Difference
Gym Membership (Monthly)
$36.75 $36.75
$52.2 $52.2
-29.54%
Tennis Court (1 Hour on Weekend)
$8.46 $8.46
$14.72 $14.72
-42.53%
Cinema Ticket
$15.09 $15.09
$11.92 $11.92
26.59%
🧸 Childcare & Education
Fremont, CA
Helena, MT
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,803 $1,803
$1,973 $1,973
-8.63%
International Primary School, 1 Child (Yearly)
$39.4K $39.4K
$27.2K $27.2K
44.99%
👕👟 Clothing & Footwear
Fremont, CA
Helena, MT
Difference
Jeans (Levis 501 Or Similar)
$59.2 $59.2
$64.0 $64.0
-7.56%
Summer Dress (H&M, Zara, etc)
$51.5 $51.5
$119 $119
-56.65%
Sport Shoes (Adidas, Nike)
$99.8 $99.8
$81.7 $81.7
22.14%
Men's Leather Business Shoes
$120 $120
$125 $125
-3.97%
🏠 Accommodation & Living
Fremont, CA
Helena, MT
Difference
1-bedroom Apartment, City Center (Monthly)
$2,859 $2,859
$1,766 $1,766
61.88%
1-bedroom Apartment, Outside City Center (Monthly)
$2,607 $2,607
$1,530 $1,530
70.33%
3-bedroom Apartment, City Center (Monthly)
$3,972 $3,972
$2,975 $2,975
33.51%
3-bedroom Apartment, Outside City Center (Monthly)
$3,688 $3,688
$2,469 $2,469
49.40%
Buy Apartment in City Center (m2)
$6,245 $6,245
$3,584 $3,584
74.25%
Buy Apartment Outside City Center (m2)
$4,929 $4,929
$2,948 $2,948
67.21%
💵 Salaries & Financials
Fremont, CA
Helena, MT
Difference
Average Monthly Net Salary (After Tax)
$7,511 $7,511
$6,799 $6,799
10.46%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.04
6.15
-1.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fremont, CA: August 17, 2026

Last update for Helena, MT: August 16, 2026

Cost Breakdown

A central one-bedroom costs $2,859 in Fremont, CA versus $1,766 in Helena, MT. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 10% higher in Fremont, CA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Fremont, CA versus $99.0 in Helena, MT. Groceries tell a different story – $402 in Fremont, CA vs $390 in Helena, MT – so Helena, MT wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Fremont, CA vs Helena, MT: Cost of Living - Frequently Asked Questions
Is Helena, MT cheaper than Fremont, CA?
Yes – Fremont, CA is pricier by about 31%, and the gap shows up most in Monthly Utilities & Internet. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $6,153 per month in Fremont, CA and $4,707 in Helena, MT. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Helena, MT, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper public transport?
Public transport costs about 38% less in Helena, MT. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper kindergarten?
Kindergarten costs $1,803 per month in Fremont, CA and $1,973 in Helena, MT. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $3,000 enough to cover costs in Fremont, CA or in Helena, MT?
$3,000 is a stretch for both – monthly costs hit $4,102 in Fremont, CA and $3,138 in Helena, MT. You'll need shared housing and careful budgeting no matter which city you pick.
Is Fremont, CA or Helena, MT more family-friendly?
Families tend to lean toward Helena, MT – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Fremont, CA or Helena, MT?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Helena, MT. If higher salaries, better infrastructure, or specific career opportunities are the priority, Fremont, CA makes more sense. Both are solid long-term options with distinct trade-offs.

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