Cost of Living Comparison Between Frederick, MD and New York, NY Cost of Living Comparison Between Frederick, MD and New York, NY

🙂 Solo nomad: Frederick, MD is 41.4% cheaper than New York, NY without rent, and 41.2% cheaper with rent.

🙂 Family of 3: Frederick, MD is 37.8% cheaper than New York, NY without rent, and 44.7% cheaper with rent.

Meal at Budget Restaurant

$19.64 $19.64

$29.68 $29.68

-33.83%

Three-Course Dinner for Two, Mid-Range

$79.1 $79.1

$144 $144

-45.15%

Fast Food Meal (McDonalds, etc)

$9.66 $9.66

$12.43 $12.43

-22.28%

Cappuccino

$4.72 $4.72

$5.84 $5.84

-19.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.69 $2.69

$3.26 $3.26

-17.48%

Water (0.33 liter bottle)

$2.22 $2.22

$2.58 $2.58

-13.95%

Local Beer (0.5 liter draught)

$6.03 $6.03

$8.24 $8.24

-26.82%

Imported Beer (0.33 liter bottle)

$7.08 $7.08

$11.86 $11.86

-40.30%

Milk (1 liter)

$0.98 $0.98

$1.56 $1.56

-37.18%

White Bread (500g)

$3.09 $3.09

$5.23 $5.23

-40.92%

Rice (white) (1kg)

$5.43 $5.43

$8.11 $8.11

-33.05%

Eggs

$3.54 $3.54

$7.25 $7.25

-51.17%

Local Cheese (1kg)

$12.68 $12.68

$17.08 $17.08

-25.76%

Chicken Fillets (1kg)

$11.11 $11.11

$16.24 $16.24

-31.59%

Beef Round Steak (1kg)

$16.39 $16.39

$20.02 $20.02

-18.13%

Apples (1kg)

$7.59 $7.59

$7.49 $7.49

1.34%

Banana (1kg)

$1.74 $1.74

$2.55 $2.55

-31.76%

Oranges (1kg)

$6.76 $6.76

$5.82 $5.82

16.15%

Tomato (1kg)

$6.59 $6.59

$6.52 $6.52

1.07%

Potato (1kg)

$3.5 $3.5

$3.72 $3.72

-5.91%

Onion (1kg)

$2.73 $2.73

$3.9 $3.9

-30.00%

Lettuce (1 head)

$2.3 $2.3

$3.07 $3.07

-25.08%

Water (1.5 liter bottle)

$2.51 $2.51

$2.57 $2.57

-2.33%

Cigarettes 20 Pack (Marlboro, Camel)

$10.68 $10.68

$19.21 $19.21

-44.40%

Wine (Bottle)

$18.18 $18.18

$17.79 $17.79

2.19%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$3.01 $3.01

-41.86%

Imported Beer (0.33 liter bottle)

$5.1 $5.1

$3.72 $3.72

37.10%

One-way Ticket (Public Transport)

$1.97 $1.97

$2.92 $2.92

-32.53%

Public Transport Monthly Pass (Regular Price)

$134 $134

Taxi Start (Normal Tariff)

$3.96 $3.96

$5.13 $5.13

-22.81%

Taxi (Normal Tariff) (1km)

$1.21 $1.21

$2.15 $2.15

-43.72%

Taxi 1hour Waiting (Normal Tariff)

$29.36 $29.36

$41.57 $41.57

-29.37%

Gasoline (1 liter)

$0.82 $0.82

$0.95 $0.95

-13.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.4K $29.4K

$35K $35K

-16.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.4K $24.4K

$27.7K $27.7K

-12.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$114 $114

$179 $179

-36.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$48.46 $48.46

$60 $60

-19.19%

Internet (50+ Mbps, Unlimited Data)

$71 $71

$63.8 $63.8

11.25%

Gym Membership (Monthly)

$43.32 $43.32

$141 $141

-69.21%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

Cinema Ticket

$14.93 $14.93

$19.9 $19.9

-24.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,769 $1,769

$3,206 $3,206

-44.84%

International Primary School, 1 Child (Yearly)

$24.1K $24.1K

$56.5K $56.5K

-57.34%

Jeans (Levis 501 Or Similar)

$36.96 $36.96

$65.7 $65.7

-43.75%

Summer Dress (H&M, Zara, etc)

$38.96 $38.96

$48.75 $48.75

-20.08%

Sport Shoes (Adidas, Nike)

$96 $96

$111 $111

-13.66%

Men's Leather Business Shoes

$96.9 $96.9

$172 $172

-43.55%

1-bedroom Apartment, City Center (Monthly)

$1,675 $1,675

$4,165 $4,165

-59.77%

1-bedroom Apartment, Outside City Center (Monthly)

$1,484 $1,484

$2,653 $2,653

-44.07%

3-bedroom Apartment, City Center (Monthly)

$2,859 $2,859

$8,412 $8,412

-66.02%

3-bedroom Apartment, Outside City Center (Monthly)

$2,663 $2,663

$5,277 $5,277

-49.54%

Buy Apartment in City Center (m2)

$2,530 $2,530

$15.6K $15.6K

-83.80%

Buy Apartment Outside City Center (m2)

$2,133 $2,133

$11.2K $11.2K

-80.89%

Average Monthly Net Salary (After Tax)

$4,894 $4,894

$5,616 $5,616

-12.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.32

6.44

-1.86%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Frederick, MD: October 27, 2025

Last update for New York, NY: October 28, 2025

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