Cost of Living Comparison Between Frankfurt and Ubud, Bali Cost of Living Comparison Between Frankfurt and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,724 in Frankfurt versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $3,953 in Frankfurt versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $5,182 in Frankfurt versus $3,763 in Ubud, Bali.

Living in Frankfurt is roughly 93% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Frankfurt 104% above, Ubud, Bali 5% above.

Currency
🍽 Eating Out
Frankfurt
Ubud, Bali
Difference
Meal at Budget Restaurant
$19.56 €17.13
$3.45 Rp 62.1K
466.96%
Three-Course Dinner for Two, Mid-Range
$92.7 €81.2
$32.34 Rp 581.1K
186.61%
Fast Food Meal (McDonalds, etc)
$14.06 €12.31
$4.84 Rp 87.1K
190.50%
Cappuccino
$4.52 €3.96
$2.75 Rp 49.4K
64.36%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.65 €3.19
$1.38 Rp 24.9K
164.49%
Water (0.33 liter bottle)
$3.40 €2.98
$0.75 Rp 13.5K
353.33%
Local Beer (0.5 liter draught)
$5.91 €5.17
$2.99 Rp 53.8K
97.66%
Imported Beer (0.33 liter bottle)
$5.25 €4.60
$3.85 Rp 69.2K
36.36%
🛒 Groceries & Markets
Frankfurt
Ubud, Bali
Difference
Milk (1 liter)
$1.51 €1.32
$1.74 Rp 31.2K
-13.22%
White Bread (500g)
$2.21 €1.93
$2.46 Rp 44.2K
-10.16%
Rice (white) (1kg)
$3.32 €2.91
$1.17 Rp 21.0K
183.76%
Eggs
$4.12 €3.61
$2.43 Rp 43.7K
69.55%
Local Cheese (1kg)
$14.83 €12.99
$14.50 Rp 260.6K
2.28%
Chicken Fillets (1kg)
$13.94 €12.21
$4.35 Rp 78.2K
220.46%
Beef Round Steak (1kg)
$21.95 €19.22
$11.98 Rp 215.3K
83.22%
Apples (1kg)
$3.52 €3.08
$3.72 Rp 66.8K
-5.38%
Banana (1kg)
$2.16 €1.89
$1.63 Rp 29.2K
32.52%
Oranges (1kg)
$2.33 €2.04
$2.74 Rp 49.3K
-14.96%
Tomato (1kg)
$5.03 €4.41
$2.24 Rp 40.3K
124.55%
Potato (1kg)
$1.69 €1.48
$1.92 Rp 34.5K
-11.98%
Onion (1kg)
$1.71 €1.50
$2.28 Rp 40.9K
-25.00%
Lettuce (1 head)
$2.02 €1.77
$1.06 Rp 19.1K
90.57%
Water (1.5 liter bottle)
$1.16 €1.02
$0.72 Rp 12.9K
61.11%
Cigarettes 20 Pack (Marlboro, Camel)
$9.90 €8.67
$3.29 Rp 59.0K
200.91%
Wine (Bottle)
$6.41 €5.61
$23.19 Rp 416.8K
-72.36%
Local Beer (0.5 liter bottle)
$1.04 €0.91
$2.78 Rp 49.9K
-62.59%
Imported Beer (0.33 liter bottle)
$1.49 €1.30
$2.73 Rp 49.1K
-45.42%
🚌 Getting Around
Frankfurt
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$4.33 €3.79
$0.27 Rp 4,786
1503.70%
Public Transport Monthly Pass (Regular Price)
$67.9 €59.4
$8.11 Rp 145.7K
736.62%
Taxi Start (Normal Tariff)
$5.87 €5.14
$0.48 Rp 8,675
1122.92%
Taxi (Normal Tariff) (1km)
$2.70 €2.37
$0.42 Rp 7,545
542.86%
Taxi 1hour Waiting (Normal Tariff)
$37.66 €32.99
$6.22 Rp 111.8K
505.47%
Gasoline (1 liter)
$2.05 €1.80
$0.81 Rp 14.6K
153.09%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.5K €27.6K
$26.6K Rp 478.2M
18.25%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.6K €31.2K
$32.2K Rp 578.5M
10.56%
🧾 Monthly Utilities & Internet
Frankfurt
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$367 €321
$78.4 Rp 1.4M
367.84%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$24.53 €21.48
$4.07 Rp 73.1K
502.70%
Internet (50+ Mbps, Unlimited Data)
$42.69 €37.39
$24.33 Rp 437.1K
75.46%
🎉 Sport & Entertainment
Frankfurt
Ubud, Bali
Difference
Gym Membership (Monthly)
$64.3 €56.3
$98.6 Rp 1.8M
-34.77%
Tennis Court (1 Hour on Weekend)
$29.59 €25.92
$6.34 Rp 113.9K
366.72%
Cinema Ticket
$16.11 €14.11
$3.99 Rp 71.6K
303.76%
🧸 Childcare & Education
Frankfurt
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$604 €529
$305 Rp 5.5M
97.89%
International Primary School, 1 Child (Yearly)
$16.0K €14.0K
$6,642 Rp 119.4M
140.42%
👕👟 Clothing & Footwear
Frankfurt
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$92.3 €80.8
$54.1 Rp 972.9K
70.47%
Summer Dress (H&M, Zara, etc)
$39.02 €34.17
$37.81 Rp 679.4K
3.20%
Sport Shoes (Adidas, Nike)
$99.6 €87.2
$86.8 Rp 1.6M
14.67%
Men's Leather Business Shoes
$144 €126
$76.4 Rp 1.4M
89.16%
🏠 Accommodation & Living
Frankfurt
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,542 €1,351
$992 Rp 17.8M
55.50%
1-bedroom Apartment, Outside City Center (Monthly)
$1,167 €1,022
$673 Rp 12.1M
73.42%
3-bedroom Apartment, City Center (Monthly)
$2,806 €2,457
$3,375 Rp 60.7M
-16.87%
3-bedroom Apartment, Outside City Center (Monthly)
$2,010 €1,760
$2,050 Rp 36.8M
-1.98%
Buy Apartment in City Center (m2)
$8,196 €7,178
$2,805 Rp 50.4M
192.25%
Buy Apartment Outside City Center (m2)
$4,324 €3,787
$2,227 Rp 40.0M
94.16%
💵 Salaries & Financials
Frankfurt
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$4,169 €3,651
$167 Rp 3.0M
2397.05%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.99
13.28
-69.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Frankfurt: July 11, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,542 in Frankfurt and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Frankfurt pays 2397% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $93.0 in Frankfurt vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $363 vs $297 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Frankfurt vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Frankfurt?
Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Monthly Utilities & Internet. The 93% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Frankfurt or Ubud, Bali?
Average pay runs 2397% higher in Frankfurt, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Frankfurt and Ubud, Bali?
Rent for a central apartment: $1,542 in Frankfurt versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Frankfurt or in Ubud, Bali?
Dining out is cheaper in Ubud, Bali – a meal for two runs $32.00 versus $93.0 in Frankfurt. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Frankfurt and in Ubud, Bali?
All in, you'll spend $2,724 per month in Frankfurt versus $1,408 in Ubud, Bali – a 93% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,000 a realistic budget for living in Frankfurt or in Ubud, Bali?
At $1,408 in Ubud, Bali versus $2,724 in Frankfurt, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Frankfurt. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Frankfurt or Ubud, Bali more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Frankfurt, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Frankfurt or Ubud, Bali?
Safety-wise, Frankfurt and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 93% less than in Frankfurt. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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