Last update: Oct 2026

Cost of Living Comparison Between Frankfurt and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,510 in Frankfurt, rent and utilities included – about $13,900 less a year. Rent and utilities account for most of the difference.

121

Cost of Living Index in Frankfurt
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Frankfurt Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Frankfurt

🇩🇪 Germany

$2,510

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Frankfurt and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Frankfurt and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,510 in Frankfurt versus $1,349 in Ubud, Bali.

Frankfurt $2,510
Ubud, Bali $1,349

Estimated couple costs with rent: $3,732 in Frankfurt versus $2,305 in Ubud, Bali.

Frankfurt $3,732
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $4,954 in Frankfurt versus $3,261 in Ubud, Bali.

Frankfurt $4,954
Ubud, Bali $3,261

Living in Frankfurt is roughly 86% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$16.83 €15.12

$3.32 Rp 59.9K

406.93%

Three-Course Dinner for Two, Mid-Range

$88.1 €79.1

$35.64 Rp 642.4K

147.08%

Fast Food Meal (McDonalds, etc)

$13.28 €11.93

$5.53 Rp 99.7K

140.14%

Cappuccino

$4.54 €4.08

$2.72 Rp 49.0K

66.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.68 €3.30

$1.70 Rp 30.7K

116.47%

Water (0.33 liter bottle)

$3.61 €3.25

$0.76 Rp 13.7K

375.00%

Local Beer (0.5 liter draught)

$5.71 €5.13

$2.65 Rp 47.8K

115.47%

Imported Beer (0.33 liter bottle)

$5.74 €5.15

$4.38 Rp 79.0K

31.05%

Milk (1 liter)

$1.31 €1.17

$1.49 Rp 26.9K

-12.08%

White Bread (500g)

$2.20 €1.98

$2.28 Rp 41.0K

-3.51%

Rice (white) (1kg)

$3.09 €2.78

$1.19 Rp 21.5K

159.66%

Eggs

$3.65 €3.28

$2.04 Rp 36.7K

78.92%

Local Cheese (1kg)

$13.55 €12.18

$17.70 Rp 319.1K

-23.45%

Chicken Fillets (1kg)

$11.86 €10.65

$3.96 Rp 71.4K

199.49%

Beef Round Steak (1kg)

$21.79 €19.58

$12.19 Rp 219.7K

78.75%

Apples (1kg)

$3.10 €2.79

$3.66 Rp 65.9K

-15.30%

Banana (1kg)

$2.09 €1.88

$1.52 Rp 27.4K

37.50%

Oranges (1kg)

$1.94 €1.74

$2.23 Rp 40.2K

-13.00%

Tomato (1kg)

$3.83 €3.44

$1.97 Rp 35.6K

94.42%

Potato (1kg)

$1.78 €1.60

$1.85 Rp 33.3K

-3.78%

Onion (1kg)

$1.86 €1.67

$2.42 Rp 43.7K

-23.14%

Lettuce (1 head)

$1.57 €1.41

$0.99 Rp 17.8K

58.59%

Water (1.5 liter bottle)

$1.05 €0.94

$0.51 Rp 9,255

105.88%

Cigarettes 20 Pack (Marlboro, Camel)

$9.49 €8.53

$2.22 Rp 40.0K

327.48%

Wine (Bottle)

$5.61 €5.04

$22.24 Rp 400.9K

-74.78%

Local Beer (0.5 liter bottle)

$1.12 €1.01

$2.26 Rp 40.7K

-50.44%

Imported Beer (0.33 liter bottle)

$1.45 €1.31

$2.97 Rp 53.5K

-51.18%

One-way Ticket (Public Transport)

$4.29 €3.86

$0.25 Rp 4,525

1616.00%

Public Transport Monthly Pass (Regular Price)

$69.3 €62.3

$7.82 Rp 141.0K

786.32%

Taxi Start (Normal Tariff)

$4.42 €3.97

$0.44 Rp 7,923

904.55%

Taxi (Normal Tariff) (1km)

$2.27 €2.04

$0.43 Rp 7,753

427.91%

Taxi 1hour Waiting (Normal Tariff)

$23.89 €21.47

$5.41 Rp 97.5K

341.59%

Gasoline (1 liter)

$2.22 €1.99

$0.82 Rp 14.9K

170.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.7K €30.3K

$23.8K Rp 429.7M

41.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.2K €35.2K

$31.7K Rp 572.3M

23.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$385 €346

$79.1 Rp 1.4M

386.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.76 €17.75

$6.45 Rp 116.2K

206.36%

Internet (50+ Mbps, Unlimited Data)

$46.58 €41.85

$18.58 Rp 334.9K

150.70%

Gym Membership (Monthly)

$63.4 €56.9

$49.48 Rp 892.0K

28.05%

Tennis Court (1 Hour on Weekend)

$29.55 €26.55

$17.65 Rp 318.1K

67.42%

Cinema Ticket

$16.84 €15.13

$4.27 Rp 77.0K

294.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,097 €985

$491 Rp 8.8M

123.57%

International Primary School, 1 Child (Yearly)

$22.6K €20.3K

$5,674 Rp 102.3M

298.28%

Jeans (Levis 501 Or Similar)

$86.3 €77.6

$44.64 Rp 804.7K

93.37%

Summer Dress (H&M, Zara, etc)

$33.24 €29.86

$34.95 Rp 630.1K

-4.89%

Sport Shoes (Adidas, Nike)

$82.5 €74.1

$79.9 Rp 1.4M

3.19%

Men's Leather Business Shoes

$108 €96.8

$79.4 Rp 1.4M

35.65%

1-bedroom Apartment, City Center (Monthly)

$1,418 €1,274

$1,125 Rp 20.3M

26.06%

1-bedroom Apartment, Outside City Center (Monthly)

$1,092 €981

$671 Rp 12.1M

62.61%

3-bedroom Apartment, City Center (Monthly)

$2,713 €2,437

$3,565 Rp 64.3M

-23.90%

3-bedroom Apartment, Outside City Center (Monthly)

$1,920 €1,725

$1,723 Rp 31.1M

11.40%

Buy Apartment in City Center (m2)

$7,738 €6,953

$2,732 Rp 49.2M

183.27%

Buy Apartment Outside City Center (m2)

$4,482 €4,027

$2,284 Rp 41.2M

96.24%

Average Monthly Net Salary (After Tax)

$4,024 €3,616

$164 Rp 3.0M

2356.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.64

13.78

-73.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Frankfurt: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Frankfurt

$1.1K 43.5%

Ubud, Bali

$672 49.8% 38.5% $420

Monthly Utilities & Internet

Frankfurt

$451 18%

Ubud, Bali

$104 7.7% 76.9% $347

Groceries & Markets

Frankfurt

$330 13.2%

Ubud, Bali

$288 21.4% 12.6% $41

Eating Out

Frankfurt

$298 11.9%

Ubud, Bali

$108 8% 63.9% $190

Clothing & Footwear

Frankfurt

$139 5.6%

Ubud, Bali

$108 8% 22.9% $32

Getting Around

Frankfurt

$102 4.1%

Ubud, Bali

$11 0.9% 88.8% $91

Sport & Entertainment

Frankfurt

$97 3.9%

Ubud, Bali

$58 4.3% 40.2% $39

Cost Breakdown

A one-bedroom apartment in the center runs $1,418 in Frankfurt and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Frankfurt pays about 25 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $88 in Frankfurt vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $330 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇩🇪 Frankfurt

🇮🇩 Ubud, Bali

🕒 Local time

12:07 12:07 PM

19:07 7:07 PM

7 h ahead of Frankfurt

🌤 Weather

👥 Population

701,350

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.11 USD

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

USD to EUR in detail →

On the map

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Between locations

Frankfurt Ubud, Bali 11,910 km ≈ 15 h nonstop flight

From you

Frankfurt
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Frankfurt vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in eating out, transport, and groceries. The 86% gap adds up to real monthly savings that compound significantly over time.

Average pay in Frankfurt is about 25 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,418 in Frankfurt versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $88 in Frankfurt. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $2,510 per month in Frankfurt versus $1,349 in Ubud, Bali – a 86% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Frankfurt, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Frankfurt and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 46% less than in Frankfurt. Beyond cost, consider language, visa policies, and how big the international community is in each city.