Cost of Living Comparison Between Frankfurt and Kiel Cost of Living Comparison Between Frankfurt and Kiel

Monthly Cost of Living

Monthly costs for one person with rent: $2,727 in Frankfurt versus $2,019 in Kiel.

Estimated couple costs with rent: $3,977 in Frankfurt versus $3,014 in Kiel.

Monthly costs for a family of three with rent: $5,226 in Frankfurt versus $4,010 in Kiel.

Living in Frankfurt is roughly 35% more expensive than Kiel, driven mainly by Eating Out.

Both cities are pricier than the global median: Frankfurt 104% above, Kiel 51% above.

Meal at Budget Restaurant

$19.96 €17.09

$17.27 €14.79

15.58%

Three-Course Dinner for Two, Mid-Range

$93.1 €79.7

$76.6 €65.5

21.63%

Fast Food Meal (McDonalds, etc)

$14.08 €12.05

$11.37 €9.73

23.83%

Cappuccino

$4.61 €3.95

$3.96 €3.39

16.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.74 €3.20

$3.18 €2.73

17.61%

Water (0.33 liter bottle)

$3.35 €2.87

$2.35 €2.02

42.55%

Local Beer (0.5 liter draught)

$5.86 €5.02

$5.74 €4.92

2.09%

Imported Beer (0.33 liter bottle)

$5.24 €4.48

$4.75 €4.06

10.32%

Milk (1 liter)

$1.52 €1.30

$1.27 €1.09

19.69%

White Bread (500g)

$2.23 €1.91

$2.21 €1.90

0.90%

Rice (white) (1kg)

$3.29 €2.82

$3.39 €2.90

-2.95%

Eggs

$3.97 €3.40

$3.93 €3.37

1.02%

Local Cheese (1kg)

$15.15 €12.96

$14.71 €12.59

2.99%

Chicken Fillets (1kg)

$13.76 €11.78

$13.85 €11.86

-0.65%

Beef Round Steak (1kg)

$21.92 €18.76

$22.22 €19.02

-1.35%

Apples (1kg)

$3.54 €3.03

$3.32 €2.84

6.63%

Banana (1kg)

$2.08 €1.78

$1.65 €1.41

26.06%

Oranges (1kg)

$2.22 €1.90

$2.23 €1.91

-0.45%

Tomato (1kg)

$5.13 €4.39

$4.97 €4.26

3.22%

Potato (1kg)

$1.68 €1.44

$1.51 €1.29

11.26%

Onion (1kg)

$1.74 €1.49

$1.46 €1.25

19.18%

Lettuce (1 head)

$2.00 €1.71

$1.96 €1.68

2.04%

Water (1.5 liter bottle)

$1.15 €0.98

$0.82 €0.70

40.24%

Cigarettes 20 Pack (Marlboro, Camel)

$10.12 €8.66

$10.07 €8.62

0.50%

Wine (Bottle)

$6.89 €5.90

$6.33 €5.42

8.85%

Local Beer (0.5 liter bottle)

$1.05 €0.90

$1.12 €0.96

-6.25%

Imported Beer (0.33 liter bottle)

$1.51 €1.29

$1.62 €1.39

-6.79%

One-way Ticket (Public Transport)

$4.10 €3.51

$2.88 €2.46

42.36%

Public Transport Monthly Pass (Regular Price)

$66.1 €56.6

$55.6 €47.59

18.85%

Taxi Start (Normal Tariff)

$5.92 €5.07

$4.93 €4.22

20.08%

Taxi (Normal Tariff) (1km)

$2.72 €2.33

$2.03 €1.74

33.99%

Taxi 1hour Waiting (Normal Tariff)

$37.68 €32.26

$24.99 €21.39

50.78%

Gasoline (1 liter)

$2.05 €1.75

$2.01 €1.72

1.99%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.5K €27.0K

$31.3K €26.8K

0.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.8K €29.8K

$36.7K €31.4K

-5.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$366 €314

$326 €279

12.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.17 €20.69

$24.86 €21.28

-2.78%

Internet (50+ Mbps, Unlimited Data)

$43.97 €37.64

$53.9 €46.17

-18.48%

Gym Membership (Monthly)

$64.4 €55.1

$37.41 €32.03

72.12%

Tennis Court (1 Hour on Weekend)

$29.61 €25.35

$22.80 €19.51

29.87%

Cinema Ticket

$16.22 €13.88

$17.12 €14.66

-5.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$610 €522

$302 €259

101.75%

International Primary School, 1 Child (Yearly)

$16.3K €14.0K

$9,277 €7,941

75.69%

Jeans (Levis 501 Or Similar)

$92.1 €78.8

$75.3 €64.4

22.36%

Summer Dress (H&M, Zara, etc)

$38.48 €32.94

$45.59 €39.02

-15.60%

Sport Shoes (Adidas, Nike)

$98.1 €83.9

$99.1 €84.8

-1.07%

Men's Leather Business Shoes

$145 €124

$134 €115

8.01%

1-bedroom Apartment, City Center (Monthly)

$1,516 €1,298

$650 €557

133.17%

1-bedroom Apartment, Outside City Center (Monthly)

$1,181 €1,011

$619 €530

90.78%

3-bedroom Apartment, City Center (Monthly)

$2,806 €2,402

$1,612 €1,380

74.09%

3-bedroom Apartment, Outside City Center (Monthly)

$2,060 €1,763

$1,052 €901

95.74%

Buy Apartment in City Center (m2)

$8,210 €7,027

$5,503 €4,710

49.19%

Buy Apartment Outside City Center (m2)

$4,707 €4,029

$2,970 €2,542

58.50%

Average Monthly Net Salary (After Tax)

$4,745 €4,061

$3,437 €2,942

38.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.99

3.96

0.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Frankfurt: April 27, 2026

Last update for Kiel: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,516 in Frankfurt and $650 in Kiel. Housing cost is often the main lever when comparing two cities.

Frankfurt pays 38% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $93.0 in Frankfurt vs $77.0 in Kiel for a mid-range dinner for two. Groceries echo the gap at $364 vs $351 per month, with Kiel cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Frankfurt vs Kiel: Cost of Living - Frequently Asked Questions

Kiel is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Sport & Entertainment. The 35% gap adds up to real monthly savings that compound significantly over time.

Frankfurt pays 38% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,516 in Frankfurt versus $650 in Kiel. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Kiel – a meal for two runs $77.0 versus $93.0 in Frankfurt. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,727 per month in Frankfurt versus $2,019 in Kiel – a 35% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,019 in Kiel versus $2,727 in Frankfurt, a $2,500 budget is realistic in Kiel but tight or insufficient in Frankfurt. The gap between the two cities makes Kiel the clear choice for anyone on this budget.

For families, Kiel is more practical. Housing and childcare are both notably cheaper than in Frankfurt, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Frankfurt and Kiel are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kiel gentler on the wallet – expenses run 35% less than in Frankfurt. Beyond cost, consider language, visa policies, and how big the international community is in each city.