Cost of Living Comparison Between Frankfurt and Ingolstadt Cost of Living Comparison Between Frankfurt and Ingolstadt

Monthly Cost of Living

Monthly costs for one person with rent: $2,632 in Frankfurt versus $2,086 in Ingolstadt.

Estimated couple costs with rent: $3,944 in Frankfurt versus $3,242 in Ingolstadt.

Monthly costs for a family of three with rent: $5,256 in Frankfurt versus $4,398 in Ingolstadt.

Living in Frankfurt is roughly 26% more expensive than Ingolstadt, driven mainly by Clothing & Footwear.

Both cities are pricier than the global median: Frankfurt 96% above, Ingolstadt 55% above.

Meal at Budget Restaurant

$19.73 €17.00

$19.56 €16.85

0.87%

Three-Course Dinner for Two, Mid-Range

$94.2 €81.2

$66.7 €57.4

41.40%

Fast Food Meal (McDonalds, etc)

$14.06 €12.12

$11.70 €10.08

20.17%

Cappuccino

$4.43 €3.82

$4.44 €3.83

-0.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.74 €3.23

$2.87 €2.47

30.31%

Water (0.33 liter bottle)

$3.34 €2.88

$2.51 €2.16

33.07%

Local Beer (0.5 liter draught)

$5.82 €5.01

$4.66 €4.02

24.89%

Imported Beer (0.33 liter bottle)

$5.23 €4.50

$4.81 €4.15

8.73%

Milk (1 liter)

$1.50 €1.30

$1.34 €1.15

11.94%

White Bread (500g)

$2.26 €1.94

$2.04 €1.76

10.78%

Rice (white) (1kg)

$3.29 €2.84

$3.52 €3.03

-6.53%

Eggs

$3.97 €3.42

$3.76 €3.24

5.59%

Local Cheese (1kg)

$14.72 €12.68

$14.97 €12.90

-1.67%

Chicken Fillets (1kg)

$13.49 €11.62

$13.57 €11.70

-0.59%

Beef Round Steak (1kg)

$21.76 €18.75

$20.71 €17.84

5.07%

Apples (1kg)

$3.51 €3.03

$3.19 €2.75

10.03%

Banana (1kg)

$2.07 €1.79

$1.77 €1.53

16.95%

Oranges (1kg)

$2.31 €1.99

$2.50 €2.15

-7.60%

Tomato (1kg)

$5.10 €4.40

$5.17 €4.46

-1.35%

Potato (1kg)

$1.72 €1.48

$1.75 €1.51

-1.71%

Onion (1kg)

$1.65 €1.42

$1.79 €1.54

-7.82%

Lettuce (1 head)

$1.92 €1.65

$1.88 €1.62

2.13%

Water (1.5 liter bottle)

$1.10 €0.95

$1.34 €1.16

-17.91%

Cigarettes 20 Pack (Marlboro, Camel)

$10.07 €8.68

$10.09 €8.69

-0.20%

Wine (Bottle)

$6.39 €5.51

$6.21 €5.35

2.90%

Local Beer (0.5 liter bottle)

$1.08 €0.93

Imported Beer (0.33 liter bottle)

$1.50 €1.29

$1.78 €1.53

-15.73%

One-way Ticket (Public Transport)

$4.19 €3.61

$3.35 €2.89

25.07%

Public Transport Monthly Pass (Regular Price)

$66.9 €57.7

$62.5 €53.9

7.05%

Taxi Start (Normal Tariff)

$5.73 €4.94

$3.96 €3.42

44.70%

Taxi (Normal Tariff) (1km)

$2.62 €2.26

$2.10 €1.81

24.76%

Taxi 1hour Waiting (Normal Tariff)

$37.81 €32.58

$29.26 €25.21

29.22%

Gasoline (1 liter)

$1.98 €1.70

$2.03 €1.75

-2.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.5K €27.1K

$33.3K €28.7K

-5.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.7K €29.9K

$36.2K €31.2K

-4.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$366 €316

$267 €230

37.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.43 €21.05

$34.50 €29.72

-29.19%

Internet (50+ Mbps, Unlimited Data)

$43.03 €37.07

$54.3 €46.82

-20.81%

Gym Membership (Monthly)

$66.6 €57.4

$46.87 €40.38

42.16%

Tennis Court (1 Hour on Weekend)

$29.59 €25.49

$17.99 €15.50

64.48%

Cinema Ticket

$16.09 €13.86

$17.63 €15.19

-8.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$601 €517

$360 €310

67.04%

International Primary School, 1 Child (Yearly)

$16.5K €14.2K

$11.4K €9,813

44.47%

Jeans (Levis 501 Or Similar)

$90.0 €77.5

$76.9 €66.3

16.97%

Summer Dress (H&M, Zara, etc)

$39.41 €33.95

$48.53 €41.81

-18.79%

Sport Shoes (Adidas, Nike)

$96.6 €83.2

$73.5 €63.4

31.37%

Men's Leather Business Shoes

$147 €127

$102 €87.9

44.03%

1-bedroom Apartment, City Center (Monthly)

$1,527 €1,316

$1,069 €921

42.89%

1-bedroom Apartment, Outside City Center (Monthly)

$1,188 €1,023

$817 €704

45.41%

3-bedroom Apartment, City Center (Monthly)

$2,756 €2,375

$1,834 €1,580

50.30%

3-bedroom Apartment, Outside City Center (Monthly)

$2,058 €1,773

$1,516 €1,306

35.73%

Buy Apartment in City Center (m2)

$8,493 €7,318

$6,931 €5,972

22.54%

Buy Apartment Outside City Center (m2)

$4,480 €3,860

$5,555 €4,787

-19.35%

Average Monthly Net Salary (After Tax)

$4,241 €3,654

$4,092 €3,526

3.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.99

3.97

0.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Frankfurt: June 7, 2026

Last update for Ingolstadt: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,527 in Frankfurt and $1,069 in Ingolstadt. Housing cost is often the main lever when comparing two cities.

Frankfurt pays 4% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $94.0 in Frankfurt vs $67.0 in Ingolstadt for a mid-range dinner for two. Groceries echo the gap at $359 vs $354 per month, with Ingolstadt cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Frankfurt vs Ingolstadt: Cost of Living - Frequently Asked Questions

Ingolstadt is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Sport & Entertainment. The 26% gap adds up to real monthly savings that compound significantly over time.

Frankfurt pays 4% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,527 in Frankfurt versus $1,069 in Ingolstadt. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ingolstadt – a meal for two runs $67.0 versus $94.0 in Frankfurt. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,632 per month in Frankfurt versus $2,086 in Ingolstadt – a 26% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,086 in Ingolstadt versus $2,632 in Frankfurt, a $2,000 budget is realistic in Ingolstadt but tight or insufficient in Frankfurt. The gap between the two cities makes Ingolstadt the clear choice for anyone on this budget.

For families, Ingolstadt is more practical. Housing and childcare are both notably cheaper than in Frankfurt, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Frankfurt and Ingolstadt are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ingolstadt gentler on the wallet – expenses run 26% less than in Frankfurt. Beyond cost, consider language, visa policies, and how big the international community is in each city.