Last update: Oct 2026

Cost of Living Comparison Between Framingham, MA and New York, NY

For one person, living is cheaper in Framingham, MA: $3,472 a month against $4,938 in New York, NY, rent and utilities included – about $17,600 less a year. Rent and utilities account for most of the difference.

166

Cost of Living Index in Framingham, MA
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Framingham, MA Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Framingham, MA

🇺🇸 United States

$3,472

/mo nomad

New York, NY

🇺🇸 United States

$4,938

/mo nomad

Monthly Cost of Living

How much you'll spend in Framingham, MA and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Framingham, MA and in New York, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,472 in Framingham, MA versus $4,938 in New York, NY.

Framingham, MA $3,472
New York, NY $4,938

Estimated couple costs with rent: $4,893 in Framingham, MA versus $7,273 in New York, NY.

Framingham, MA $4,893
New York, NY $7,273

Monthly costs for a family of three with rent: $6,314 in Framingham, MA versus $9,608 in New York, NY.

Framingham, MA $6,314
New York, NY $9,608

Living in Framingham, MA costs roughly 30% less than in New York, NY, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Framingham, MA 156% above, New York, NY 264% above.

Meal at Budget Restaurant

$18.15 $18.15

$24.99 $24.99

-27.37%

Three-Course Dinner for Two, Mid-Range

$94.8 $94.8

$120 $120

-21.15%

Fast Food Meal (McDonalds, etc)

$13.59 $13.59

$13.74 $13.74

-1.09%

Cappuccino

$4.49 $4.49

$6.60 $6.60

-31.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.93 $2.93

$3.82 $3.82

-23.30%

Water (0.33 liter bottle)

$2.30 $2.30

$2.87 $2.87

-19.86%

Local Beer (0.5 liter draught)

$5.07 $5.07

$7.95 $7.95

-36.23%

Imported Beer (0.33 liter bottle)

$5.48 $5.48

$10.06 $10.06

-45.53%

Milk (1 liter)

$1.04 $1.04

$1.37 $1.37

-24.09%

White Bread (500g)

$3.94 $3.94

$4.75 $4.75

-17.05%

Rice (white) (1kg)

$5.35 $5.35

$7.69 $7.69

-30.43%

Eggs

$4.92 $4.92

$5.87 $5.87

-16.18%

Local Cheese (1kg)

$11.40 $11.40

$19.25 $19.25

-40.78%

Chicken Fillets (1kg)

$8.93 $8.93

$17.83 $17.83

-49.92%

Beef Round Steak (1kg)

$17.65 $17.65

$19.03 $19.03

-7.25%

Apples (1kg)

$3.70 $3.70

$6.69 $6.69

-44.69%

Banana (1kg)

$1.75 $1.75

$2.29 $2.29

-23.58%

Oranges (1kg)

$6.63 $6.63

$6.41 $6.41

3.43%

Tomato (1kg)

$5.45 $5.45

$6.75 $6.75

-19.26%

Potato (1kg)

$2.02 $2.02

$3.93 $3.93

-48.60%

Onion (1kg)

$2.89 $2.89

$4.52 $4.52

-36.06%

Lettuce (1 head)

$3.04 $3.04

$2.79 $2.79

8.96%

Water (1.5 liter bottle)

$2.53 $2.53

$2.51 $2.51

0.80%

Cigarettes 20 Pack (Marlboro, Camel)

$13.70 $13.70

$18.10 $18.10

-24.31%

Wine (Bottle)

$13.70 $13.70

$20.16 $20.16

-32.04%

Local Beer (0.5 liter bottle)

$2.14 $2.14

$3.26 $3.26

-34.36%

Imported Beer (0.33 liter bottle)

$4.15 $4.15

$3.75 $3.75

10.67%

One-way Ticket (Public Transport)

$2.31 $2.31

$2.92 $2.92

-20.89%

Public Transport Monthly Pass (Regular Price)

$143 $143

Taxi Start (Normal Tariff)

$3.06 $3.06

Taxi (Normal Tariff) (1km)

$2.16 $2.16

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

Gasoline (1 liter)

$0.91 $0.91

$1.12 $1.12

-18.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K $27.4K

$33.1K $33.1K

-17.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$25.7K $25.7K

4.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$323 $323

$219 $219

47.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.62 $29.62

$75.3 $75.3

-60.68%

Internet (50+ Mbps, Unlimited Data)

$84.8 $84.8

$70.5 $70.5

20.25%

Gym Membership (Monthly)

$24.59 $24.59

$116 $116

-78.71%

Tennis Court (1 Hour on Weekend)

$24.96 $24.96

$67.6 $67.6

-63.09%

Cinema Ticket

$9.97 $9.97

$21.37 $21.37

-53.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,854 $1,854

$3,432 $3,432

-45.98%

International Primary School, 1 Child (Yearly)

$30.4K $30.4K

$61.7K $61.7K

-50.63%

Jeans (Levis 501 Or Similar)

$40.59 $40.59

$74.9 $74.9

-45.79%

Summer Dress (H&M, Zara, etc)

$30.29 $30.29

$52.1 $52.1

-41.91%

Sport Shoes (Adidas, Nike)

$69.3 $69.3

$117 $117

-40.62%

Men's Leather Business Shoes

$59.4 $59.4

$135 $135

-55.90%

1-bedroom Apartment, City Center (Monthly)

$2,075 $2,075

$4,347 $4,347

-52.28%

1-bedroom Apartment, Outside City Center (Monthly)

$2,188 $2,188

$3,117 $3,117

-29.79%

3-bedroom Apartment, City Center (Monthly)

$3,912 $3,912

$9,110 $9,110

-57.06%

3-bedroom Apartment, Outside City Center (Monthly)

$3,514 $3,514

$5,379 $5,379

-34.68%

Buy Apartment in City Center (m2)

$19.3K $19.3K

Buy Apartment Outside City Center (m2)

$6,943 $6,943

Average Monthly Net Salary (After Tax)

$4,896 $4,896

$5,238 $5,238

-6.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.64

6.85

-3.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Framingham, MA: October 19, 2026

Last update for New York, NY: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Framingham, MA

$2.2K 63%

New York, NY

$3.1K 63.1% 42.4% $929

Monthly Utilities & Internet

Framingham, MA

$437 12.6%

New York, NY

$365 7.4% 16.4% $72

Groceries & Markets

Framingham, MA

$406 11.7%

New York, NY

$552 11.2% 35.9% $146

Eating Out

Framingham, MA

$297 8.6%

New York, NY

$407 8.2% 37% $110

Clothing & Footwear

Framingham, MA

$90 2.6%

New York, NY

$170 3.5% 89.6% $80

Sport & Entertainment

Framingham, MA

$45 1.3%

New York, NY

$158 3.2% 255% $114

Getting Around

Framingham, MA

$9.2 * 0.3%

New York, NY

$168 3.4% 1724% $159

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,075 in Framingham, MA and $4,347 in New York, NY. Housing cost is often the main lever when comparing two cities.

New York, NY pays 7% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $95.0 in Framingham, MA vs $120 in New York, NY for a mid-range dinner for two. Groceries echo the gap at $406 vs $552 per month, with Framingham, MA cheaper across the board.

Good to know

🇺🇸 Framingham, MA

🇺🇸 New York, NY

🕒 Local time

02:05 2:05 AM

Same time as Framingham, MA

🌤 Weather

👥 Population

68,318

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Framingham, MA New York, NY 290 km

From you

Framingham, MA
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Framingham, MA vs New York, NY: Cost of Living - Frequently Asked Questions

Framingham, MA wins on cost – living expenses run 42% lower than in New York, NY. Housing and daily spending are where you'll feel the difference most, making Framingham, MA the obvious pick if budget is a priority.

On paper, salaries run 7% lower in New York, NY. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $2,075 in Framingham, MA versus $4,347 in New York, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,854 in Framingham, MA versus $3,432 in New York, NY. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Framingham, MA – a meal for two runs $95.0 versus $120 in New York, NY. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,000. Framingham, MA is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Framingham, MA delivers better value – similar infrastructure at $3,472 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Framingham, MA hard to pass up.

Expats usually find Framingham, MA gentler on the wallet – expenses run 42% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.