Last update: Oct 2026

Cost of Living Comparison Between Fort William and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,455 in Fort William, rent and utilities included – about $13,200 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Fort William
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Fort William Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Fort William

🇬🇧 United Kingdom

$2,455

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Fort William and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Fort William and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,455 in Fort William versus $1,353 in Ubud, Bali.

Fort William $2,455
Ubud, Bali $1,353

Estimated couple costs with rent: $3,592 in Fort William versus $2,297 in Ubud, Bali.

Fort William $3,592
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $4,730 in Fort William versus $3,241 in Ubud, Bali.

Fort William $4,730
Ubud, Bali $3,241

Living in Fort William is roughly 81% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Fort William 81% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$20.26 £15.20

$3.23 Rp 58.1K

527.24%

Three-Course Dinner for Two, Mid-Range

$98.3 £73.8

$34.88 Rp 627.8K

181.85%

Fast Food Meal (McDonalds, etc)

$10.59 £7.95

$5.70 Rp 102.5K

85.79%

Cappuccino

$4.63 £3.47

$2.62 Rp 47.1K

76.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.73 £2.05

$1.72 Rp 31.0K

58.72%

Water (0.33 liter bottle)

$1.96 £1.47

$0.81 Rp 14.6K

141.98%

Local Beer (0.5 liter draught)

$7.03 £5.28

$2.65 Rp 47.7K

165.28%

Imported Beer (0.33 liter bottle)

$7.81 £5.86

$4.37 Rp 78.6K

78.72%

Milk (1 liter)

$1.48 £1.11

$1.57 Rp 28.3K

-5.73%

White Bread (500g)

$1.73 £1.30

$2.19 Rp 39.5K

-21.00%

Rice (white) (1kg)

$2.03 £1.52

$1.18 Rp 21.2K

72.03%

Eggs

$3.49 £2.61

$2.16 Rp 38.8K

61.57%

Local Cheese (1kg)

$9.00 £6.75

$17.65 Rp 317.7K

-49.01%

Chicken Fillets (1kg)

$10.71 £8.03

$3.78 Rp 68.0K

183.33%

Beef Round Steak (1kg)

$15.56 £11.67

$11.95 Rp 215.1K

30.21%

Apples (1kg)

$2.86 £2.15

$3.60 Rp 64.8K

-20.56%

Banana (1kg)

$1.30 £0.98

$1.59 Rp 28.6K

-18.24%

Oranges (1kg)

$2.06 £1.54

$2.31 Rp 41.6K

-10.82%

Tomato (1kg)

$3.80 £2.85

$1.91 Rp 34.3K

98.95%

Potato (1kg)

$1.16 £0.87

$1.78 Rp 32.1K

-34.83%

Onion (1kg)

$1.35 £1.01

$2.33 Rp 41.9K

-42.06%

Lettuce (1 head)

$1.20 £0.90

$1.00 Rp 18.0K

20.00%

Water (1.5 liter bottle)

$1.60 £1.20

$0.53 Rp 9,509

201.89%

Cigarettes 20 Pack (Marlboro, Camel)

$21.80 £16.36

$2.29 Rp 41.1K

851.97%

Wine (Bottle)

$10.96 £8.23

$22.07 Rp 397.3K

-50.34%

Local Beer (0.5 liter bottle)

$2.71 £2.03

$2.35 Rp 42.2K

15.32%

Imported Beer (0.33 liter bottle)

$3.10 £2.32

$2.98 Rp 53.6K

4.03%

One-way Ticket (Public Transport)

$3.66 £2.75

$0.23 Rp 4,112

1491.30%

Public Transport Monthly Pass (Regular Price)

$108 £80.9

$8.90 Rp 160.2K

1112.25%

Taxi Start (Normal Tariff)

$4.04 £3.03

$0.47 Rp 8,466

759.57%

Taxi (Normal Tariff) (1km)

$2.44 £1.83

$0.43 Rp 7,737

467.44%

Taxi 1hour Waiting (Normal Tariff)

$23.80 £17.86

$5.47 Rp 98.4K

335.10%

Gasoline (1 liter)

$2.15 £1.62

$0.83 Rp 14.9K

159.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.6K £28.9K

$23.9K Rp 429.8M

61.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.8K £29.9K

$32.8K Rp 590.1M

21.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$378 £284

$80.0 Rp 1.4M

373.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.94 £20.96

$6.56 Rp 118.1K

325.91%

Internet (50+ Mbps, Unlimited Data)

$43.04 £32.29

$18.60 Rp 334.8K

131.40%

Gym Membership (Monthly)

$46.86 £35.16

$54.1 Rp 974.1K

-13.41%

Tennis Court (1 Hour on Weekend)

$6.75 £5.06

$18.28 Rp 329.0K

-63.07%

Cinema Ticket

$11.56 £8.67

$4.25 Rp 76.5K

172.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,792 £1,345

$493 Rp 8.9M

263.75%

International Primary School, 1 Child (Yearly)

$23.5K £17.6K

$5,597 Rp 100.7M

318.98%

Jeans (Levis 501 Or Similar)

$96.2 £72.2

$45.58 Rp 820.4K

111.04%

Summer Dress (H&M, Zara, etc)

$48.12 £36.10

$34.96 Rp 629.4K

37.64%

Sport Shoes (Adidas, Nike)

$104 £77.8

$77.7 Rp 1.4M

33.48%

Men's Leather Business Shoes

$115 £86.4

$78.5 Rp 1.4M

46.70%

1-bedroom Apartment, City Center (Monthly)

$1,213 £910

$1,131 Rp 20.4M

7.21%

1-bedroom Apartment, Outside City Center (Monthly)

$1,012 £759

$673 Rp 12.1M

50.35%

3-bedroom Apartment, City Center (Monthly)

$2,161 £1,621

$3,613 Rp 65.0M

-40.18%

3-bedroom Apartment, Outside City Center (Monthly)

$1,628 £1,221

$1,702 Rp 30.6M

-4.35%

Buy Apartment in City Center (m2)

$5,096 £3,823

$2,717 Rp 48.9M

87.52%

Buy Apartment Outside City Center (m2)

$3,553 £2,666

$2,241 Rp 40.3M

58.56%

Average Monthly Net Salary (After Tax)

$1,973 £1,480

$166 Rp 3.0M

1086.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.11

13.78

-62.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fort William: October 19, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Fort William

$1K 41.2%

Ubud, Bali

$673 49.7% 33.5% $339

Monthly Utilities & Internet

Fort William

$449 18.3%

Ubud, Bali

$105 7.8% 76.6% $344

Eating Out

Fort William

$319 13%

Ubud, Bali

$106 7.9% 66.6% $212

Groceries & Markets

Fort William

$303 12.3%

Ubud, Bali

$287 21.2% 5.1% $15

Clothing & Footwear

Fort William

$163 6.7%

Ubud, Bali

$107 7.9% 34.8% $57

Getting Around

Fort William

$139 5.7%

Ubud, Bali

$12 0.9% 91% $126

Sport & Entertainment

Fort William

$70 2.9%

Ubud, Bali

$63 4.6% 10.5% $7.4

Cost Breakdown

A one-bedroom apartment in the center runs $1,213 in Fort William and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Fort William pays 1086% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $98.0 in Fort William vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $303 vs $287 per month, with Ubud, Bali cheaper across the board.

Good to know

🇬🇧 Fort William

🇮🇩 Ubud, Bali

🕒 Local time

18:14 6:14 PM

01:14 1:14 AM

7 h ahead of Fort William

🌤 Weather

👥 Population

10,000

74,800

💱 Currency

British Pound GBP £

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 22, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to GBP in detail →

On the map

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Highest

Between locations

Fort William Ubud, Bali 12,610 km ≈ 16 h nonstop flight

From you

Fort William
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Fort William vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in eating out, groceries, and clothing. The 81% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1086% higher in Fort William, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,213 in Fort William versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 5% higher in Fort William. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $98.0 in Fort William. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,353 in Ubud, Bali versus $2,455 in Fort William, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Fort William. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Fort William, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Fort William and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 81% less than in Fort William. Beyond cost, consider language, visa policies, and how big the international community is in each city.