Last update: Oct 2026

Cost of Living Comparison Between Florence and Naples

For one person, living is cheaper in Naples: $1,820 a month against $2,416 in Florence, rent and utilities included – about $7,200 less a year. Rent and utilities account for most of the difference.

117

Cost of Living Index in Florence
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Florence Living Index
88

Cost of Living Index in Naples
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Naples Living Index

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Florence

🇮🇹 Italy

$2,416

/mo nomad

Naples

🇮🇹 Italy

$1,820

/mo nomad

Monthly Cost of Living

How much you'll spend in Florence and in Naples

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Florence and in Naples actually costs, broken down by who's living it.

A single person spends $2,416 per month in Florence vs $1,820 in Naples, rent included.

Florence $2,416
Naples $1,820

A couple spends around $3,684 per month in Florence vs $2,772 in Naples, rent included.

Florence $3,684
Naples $2,772

A family of three spends $4,952 per month in Florence vs $3,724 in Naples, rent included.

Florence $4,952
Naples $3,724

Florence costs about 33% more than Naples, and outside of rent the biggest gap is in eating out.

Both Florence and Naples sit above the global median – Florence by 79%, Naples by 35%.

Meal at Budget Restaurant

$27.03 €24.04

$16.55 €14.72

63.32%

Three-Course Dinner for Two, Mid-Range

$78.7 €70.0

$73.0 €64.9

7.87%

Fast Food Meal (McDonalds, etc)

$14.67 €13.05

$11.37 €10.12

29.02%

Cappuccino

$2.27 €2.02

$2.19 €1.95

3.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.27 €2.91

$2.38 €2.12

37.39%

Water (0.33 liter bottle)

$1.49 €1.32

$1.25 €1.11

19.20%

Local Beer (0.5 liter draught)

$6.65 €5.91

$5.53 €4.92

20.25%

Imported Beer (0.33 liter bottle)

$7.59 €6.75

$4.64 €4.12

63.58%

Milk (1 liter)

$1.92 €1.71

$1.94 €1.72

-1.03%

White Bread (500g)

$2.58 €2.29

$1.92 €1.71

34.38%

Rice (white) (1kg)

$2.82 €2.50

$3.26 €2.90

-13.50%

Eggs

$4.67 €4.15

$4.52 €4.02

3.32%

Local Cheese (1kg)

$26.16 €23.27

$16.28 €14.48

60.69%

Chicken Fillets (1kg)

$12.16 €10.81

$12.29 €10.93

-1.06%

Beef Round Steak (1kg)

$25.75 €22.90

$20.73 €18.44

24.22%

Apples (1kg)

$3.01 €2.68

$2.50 €2.23

20.40%

Banana (1kg)

$2.62 €2.33

$2.12 €1.89

23.58%

Oranges (1kg)

$3.26 €2.90

$2.22 €1.98

46.85%

Tomato (1kg)

$3.24 €2.88

$3.72 €3.31

-12.90%

Potato (1kg)

$2.27 €2.02

$1.70 €1.51

33.53%

Onion (1kg)

$1.82 €1.62

$1.76 €1.56

3.41%

Lettuce (1 head)

$1.88 €1.67

$1.44 €1.28

30.56%

Water (1.5 liter bottle)

$0.70 €0.62

$0.58 €0.52

20.69%

Cigarettes 20 Pack (Marlboro, Camel)

$7.23 €6.43

$6.75 €6.00

7.11%

Wine (Bottle)

$7.87 €7.00

$6.12 €5.44

28.59%

Local Beer (0.5 liter bottle)

$2.01 €1.79

$1.85 €1.64

8.65%

Imported Beer (0.33 liter bottle)

$3.14 €2.79

$3.18 €2.83

-1.26%

One-way Ticket (Public Transport)

$1.98 €1.76

$1.69 €1.51

17.16%

Public Transport Monthly Pass (Regular Price)

$42.68 €37.96

$44.96 €39.98

-5.07%

Taxi Start (Normal Tariff)

$3.63 €3.23

$4.59 €4.08

-20.92%

Taxi (Normal Tariff) (1km)

$1.19 €1.06

$1.20 €1.07

-0.83%

Taxi 1hour Waiting (Normal Tariff)

$31.18 €27.73

$23.56 €20.95

32.34%

Gasoline (1 liter)

$2.19 €1.95

$2.16 €1.92

1.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.9K €32.0K

$36.2K €32.2K

-0.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.6K €30.8K

$35.8K €31.8K

-3.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$247 €220

$201 €179

23.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.81 €10.50

$9.18 €8.16

28.65%

Internet (50+ Mbps, Unlimited Data)

$33.28 €29.60

$30.83 €27.42

7.95%

Gym Membership (Monthly)

$63.5 €56.5

$56.8 €50.5

11.79%

Tennis Court (1 Hour on Weekend)

$21.46 €19.08

$21.22 €18.87

1.13%

Cinema Ticket

$12.64 €11.24

$11.13 €9.90

13.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$747 €664

$447 €397

67.19%

International Primary School, 1 Child (Yearly)

$16.4K €14.5K

$8,010 €7,124

104.22%

Jeans (Levis 501 Or Similar)

$96.1 €85.4

$94.7 €84.3

1.39%

Summer Dress (H&M, Zara, etc)

$39.37 €35.01

$43.03 €38.27

-8.51%

Sport Shoes (Adidas, Nike)

$109 €96.7

$103 €91.4

5.72%

Men's Leather Business Shoes

$145 €129

$136 €121

6.37%

1-bedroom Apartment, City Center (Monthly)

$1,588 €1,412

$991 €881

60.20%

1-bedroom Apartment, Outside City Center (Monthly)

$1,034 €920

$680 €605

52.04%

3-bedroom Apartment, City Center (Monthly)

$2,779 €2,472

$1,826 €1,624

52.18%

3-bedroom Apartment, Outside City Center (Monthly)

$1,842 €1,638

$1,116 €992

65.10%

Buy Apartment in City Center (m2)

$6,269 €5,575

$4,971 €4,422

26.10%

Buy Apartment Outside City Center (m2)

$3,905 €3,473

$2,175 €1,934

79.55%

Average Monthly Net Salary (After Tax)

$1,980 €1,761

$1,823 €1,621

8.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.16

3.08

2.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Florence: October 13, 2026

Last update for Naples: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Florence

$1K 42.8%

Naples

$680 37.4% 34.2% $354

Groceries & Markets

Florence

$410 17%

Naples

$344 18.9% 16.1% $66

Eating Out

Florence

$355 14.7%

Naples

$244 13.4% 31.2% $111

Monthly Utilities & Internet

Florence

$293 12.1%

Naples

$241 13.2% 17.7% $52

Clothing & Footwear

Florence

$175 7.2%

Naples

$170 9.3% 3.1% $5.5

Sport & Entertainment

Florence

$89 3.7%

Naples

$79 4.3% 10.9% $9.7

Getting Around

Florence

$60 2.5%

Naples

$62 3.4% 3.6% $2.1

Cost Breakdown

A central one-bedroom costs $1,588 in Florence versus $991 in Naples. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 9% higher in Florence, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $79.0 in Florence versus $73.0 in Naples. Monthly groceries follow the same trend: $410 vs $344 – making Naples the more affordable choice for daily food spending.

Good to know

🇮🇹 Florence

🇮🇹 Naples

🕒 Local time

17:53 5:53 PM

Same time as Florence

🌤 Weather

👥 Population

382,808

972,212

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

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Digital Nomad Cost of Living Index

Florence vs Naples: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,416 in Florence, $1,820 in Naples – roughly 33% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,623 per month in Florence and $2,731 in Naples. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Naples, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,416 in Florence and $1,820 in Naples. That's a gap of about 33%.

Public transport costs about 5% less in Naples. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Naples, where all-in costs run around $1,820, than in Florence at $2,416. In Naples it covers expenses comfortably, while in Florence it requires careful planning or may not stretch far enough.

Families tend to lean toward Naples – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Naples. If higher salaries, better infrastructure, or specific career opportunities are the priority, Florence makes more sense. Both are solid long-term options with distinct trade-offs.