Last update: Oct 2026

Cost of Living Comparison Between Figueres and Cebu

For one person, living is cheaper in Cebu: $915 a month against $1,771 in Figueres, rent and utilities included – about $10,300 less a year. Rent and utilities account for most of the difference.

81

Cost of Living Index in Figueres
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Figueres Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Figueres

🇪🇸 Spain

$1,771

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Figueres and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Figueres and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,771 in Figueres versus $915 in Cebu.

Figueres $1,771
Cebu $915

Estimated couple costs with rent: $2,506 in Figueres versus $1,418 in Cebu.

Figueres $2,506
Cebu $1,418

Monthly costs for a family of three with rent: $3,241 in Figueres versus $1,921 in Cebu.

Figueres $3,241
Cebu $1,921

Living in Figueres is roughly 94% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Figueres is 31% above, Cebu is 33% below.

Meal at Budget Restaurant

$18.70 €16.63

$3.05 ₱192

513.11%

Three-Course Dinner for Two, Mid-Range

$44.98 €40.01

$24.00 ₱1,511

87.42%

Fast Food Meal (McDonalds, etc)

$9.42 €8.38

$3.99 ₱251

136.09%

Cappuccino

$2.31 €2.05

$2.50 ₱157

-7.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.22 €1.97

$1.54 ₱97.1

44.16%

Water (0.33 liter bottle)

$1.44 €1.28

$0.50 ₱31.37

188.00%

Local Beer (0.5 liter draught)

$2.76 €2.45

$1.78 ₱112

55.06%

Imported Beer (0.33 liter bottle)

$3.83 €3.41

$2.17 ₱136

76.50%

Milk (1 liter)

$1.19 €1.05

$2.00 ₱126

-40.50%

White Bread (500g)

$1.51 €1.34

$1.37 ₱86.2

10.22%

Rice (white) (1kg)

$2.37 €2.11

$1.03 ₱64.9

130.10%

Eggs

$3.51 €3.13

$2.03 ₱128

72.91%

Local Cheese (1kg)

$13.47 €11.98

$10.20 ₱642

32.06%

Chicken Fillets (1kg)

$8.24 €7.33

$4.45 ₱280

85.17%

Beef Round Steak (1kg)

$15.73 €13.99

$7.67 ₱483

105.08%

Apples (1kg)

$2.49 €2.21

$3.31 ₱208

-24.77%

Banana (1kg)

$1.61 €1.43

$1.46 ₱91.8

10.27%

Oranges (1kg)

$2.07 €1.84

$2.32 ₱146

-10.78%

Tomato (1kg)

$2.59 €2.30

$1.49 ₱94.0

73.83%

Potato (1kg)

$1.84 €1.63

$2.34 ₱147

-21.37%

Onion (1kg)

$2.04 €1.81

$1.94 ₱122

5.15%

Lettuce (1 head)

$1.38 €1.23

$1.16 ₱73.0

18.97%

Water (1.5 liter bottle)

$0.73 €0.65

$0.68 ₱42.89

7.35%

Cigarettes 20 Pack (Marlboro, Camel)

$6.20 €5.51

$2.99 ₱188

107.36%

Wine (Bottle)

$5.47 €4.86

$6.24 ₱393

-12.34%

Local Beer (0.5 liter bottle)

$1.18 €1.05

$1.23 ₱77.3

-4.07%

Imported Beer (0.33 liter bottle)

$2.17 €1.93

$1.73 ₱109

25.43%

One-way Ticket (Public Transport)

$1.58 €1.41

$0.23 ₱14.36

586.96%

Public Transport Monthly Pass (Regular Price)

$36.75 €32.69

$12.34 ₱777

197.81%

Taxi Start (Normal Tariff)

$3.51 €3.13

$0.79 ₱49.96

344.30%

Taxi (Normal Tariff) (1km)

$1.33 €1.18

$0.22 ₱13.86

504.55%

Taxi 1hour Waiting (Normal Tariff)

$25.43 €22.62

$4.54 ₱286

460.13%

Gasoline (1 liter)

$1.74 €1.54

$1.32 ₱82.9

31.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.6K €30.8K

$21.0K ₱1.3M

64.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.1K €25.0K

$19.4K ₱1.2M

44.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$160 €142

$119 ₱7,464

34.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.11 €16.11

$14.22 ₱896

27.36%

Internet (50+ Mbps, Unlimited Data)

$50.2 €44.67

$27.47 ₱1,730

82.82%

Gym Membership (Monthly)

$45.34 €40.33

$32.31 ₱2,034

40.33%

Tennis Court (1 Hour on Weekend)

$16.93 €15.06

$6.50 ₱409

160.46%

Cinema Ticket

$8.92 €7.94

$5.40 ₱340

65.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$478 €425

$276 ₱17.4K

73.06%

International Primary School, 1 Child (Yearly)

$7,211 €6,414

$7,866 ₱495.3K

-8.33%

Jeans (Levis 501 Or Similar)

$86.4 €76.8

$49.37 ₱3,108

74.94%

Summer Dress (H&M, Zara, etc)

$36.10 €32.11

$24.58 ₱1,548

46.87%

Sport Shoes (Adidas, Nike)

$89.1 €79.3

$76.6 ₱4,825

16.28%

Men's Leather Business Shoes

$128 €114

$58.9 ₱3,706

117.30%

1-bedroom Apartment, City Center (Monthly)

$903 €803

$503 ₱31.7K

79.39%

1-bedroom Apartment, Outside City Center (Monthly)

$764 €679

$305 ₱19.2K

150.84%

3-bedroom Apartment, City Center (Monthly)

$1,321 €1,175

$1,075 ₱67.7K

22.87%

3-bedroom Apartment, Outside City Center (Monthly)

$1,043 €928

$632 ₱39.8K

64.98%

Buy Apartment in City Center (m2)

$3,054 €2,716

$2,870 ₱180.7K

6.41%

Buy Apartment Outside City Center (m2)

$2,163 €1,924

$1,877 ₱118.2K

15.21%

Average Monthly Net Salary (After Tax)

$1,500 €1,334

$336 ₱21.1K

346.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.3

7.2

-54.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Figueres: October 17, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Figueres

$764 43.1%

Cebu

$305 33.3% 60.1% $459

Groceries & Markets

Figueres

$268 15.1%

Cebu

$210 22.9% 21.7% $58

Eating Out

Figueres

$242 13.7%

Cebu

$88 9.6% 63.7% $154

Monthly Utilities & Internet

Figueres

$228 12.9%

Cebu

$160 17.5% 29.8% $68

Clothing & Footwear

Figueres

$153 8.6%

Cebu

$94 10.3% 38.3% $59

Sport & Entertainment

Figueres

$63 3.6%

Cebu

$43 4.7% 31.8% $20

Getting Around

Figueres

$53 3%

Cebu

$15 1.7% 71.5% $38

Cost Breakdown

A one-bedroom apartment in the center runs $903 in Figueres and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Figueres pays 347% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $45.00 in Figueres vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $268 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇪🇸 Figueres

🇵🇭 Cebu

🕒 Local time

19:40 7:40 PM

01:40 1:40 AM

6 h ahead of Figueres

🌤 Weather

👥 Population

47,879

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

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Between locations

Figueres Cebu 11,640 km ≈ 15 h nonstop flight

From you

Figueres
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Figueres vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 94% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 347% higher in Figueres, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $903 in Figueres versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,771 per month in Figueres versus $915 in Cebu – a 94% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 198% less than in Figueres. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $915 in Cebu versus $1,771 in Figueres, a $1,500 budget is realistic in Cebu but tight or insufficient in Figueres. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Figueres, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Figueres and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 94% less than in Figueres. Beyond cost, consider language, visa policies, and how big the international community is in each city.