Last update: Oct 2026

Cost of Living Comparison Between Fareham and Cebu

For one person, living is cheaper in Cebu: $934 a month against $2,504 in Fareham, rent and utilities included – about $18,800 less a year. Rent and utilities account for about half of the difference.

122

Cost of Living Index in Fareham
Learn more

Fareham Living Index
44

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Fareham

🇬🇧 United Kingdom

$2,504

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Fareham and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Fareham and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,504 in Fareham versus $934 in Cebu.

Fareham $2,504
Cebu $934

Estimated couple costs with rent: $3,701 in Fareham versus $1,415 in Cebu.

Fareham $3,701
Cebu $1,415

Monthly costs for a family of three with rent: $4,899 in Fareham versus $1,896 in Cebu.

Fareham $4,899
Cebu $1,896

Living in Fareham is roughly 168% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Fareham is 87% above, Cebu is 30% below.

Meal at Budget Restaurant

$26.51 £20.03

$3.03 ₱190

774.92%

Three-Course Dinner for Two, Mid-Range

$88.0 £66.5

$23.48 ₱1,473

274.91%

Fast Food Meal (McDonalds, etc)

$11.14 £8.42

$4.09 ₱256

172.37%

Cappuccino

$5.02 £3.80

$2.52 ₱158

99.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.01 £2.27

$1.54 ₱96.9

95.45%

Water (0.33 liter bottle)

$2.25 £1.70

$0.49 ₱30.98

359.18%

Local Beer (0.5 liter draught)

$7.82 £5.91

$1.79 ₱112

336.87%

Imported Beer (0.33 liter bottle)

$6.73 £5.09

$2.26 ₱142

197.79%

Milk (1 liter)

$1.86 £1.40

$1.95 ₱122

-4.62%

White Bread (500g)

$1.65 £1.25

$1.43 ₱89.7

15.38%

Rice (white) (1kg)

$2.11 £1.59

$1.02 ₱63.8

106.86%

Eggs

$4.46 £3.37

$2.06 ₱129

116.50%

Local Cheese (1kg)

$9.78 £7.39

$9.81 ₱615

-0.31%

Chicken Fillets (1kg)

$8.96 £6.77

$4.61 ₱289

94.36%

Beef Round Steak (1kg)

$13.94 £10.54

$7.70 ₱483

81.04%

Apples (1kg)

$3.05 £2.30

$3.31 ₱207

-7.85%

Banana (1kg)

$1.67 £1.26

$1.45 ₱90.9

15.17%

Oranges (1kg)

$2.84 £2.15

$2.36 ₱148

20.34%

Tomato (1kg)

$3.51 £2.66

$1.54 ₱96.4

127.92%

Potato (1kg)

$1.76 £1.33

$2.36 ₱148

-25.42%

Onion (1kg)

$1.52 £1.15

$1.99 ₱125

-23.62%

Lettuce (1 head)

$1.17 £0.88

$1.15 ₱72.1

1.74%

Water (1.5 liter bottle)

$1.65 £1.25

$0.67 ₱42.15

146.27%

Cigarettes 20 Pack (Marlboro, Camel)

$22.18 £16.76

$3.00 ₱188

639.33%

Wine (Bottle)

$11.22 £8.48

$6.35 ₱398

76.69%

Local Beer (0.5 liter bottle)

$2.96 £2.24

$1.31 ₱81.9

125.95%

Imported Beer (0.33 liter bottle)

$3.25 £2.46

$1.73 ₱108

87.86%

One-way Ticket (Public Transport)

$3.20 £2.42

$0.25 ₱15.78

1180.00%

Public Transport Monthly Pass (Regular Price)

$81.6 £61.7

$12.65 ₱793

545.38%

Taxi Start (Normal Tariff)

$4.26 £3.22

$0.74 ₱46.32

475.68%

Taxi (Normal Tariff) (1km)

$1.96 £1.48

$0.21 ₱13.11

833.33%

Taxi 1hour Waiting (Normal Tariff)

$31.15 £23.54

$4.33 ₱271

619.40%

Gasoline (1 liter)

$2.15 £1.62

$1.33 ₱83.5

61.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.8K £29.3K

$21.8K ₱1.4M

78.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.1K £31.1K

$19.4K ₱1.2M

112.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$287 £217

$121 ₱7,563

138.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.39 £12.39

$14.45 ₱907

13.43%

Internet (50+ Mbps, Unlimited Data)

$47.22 £35.69

$28.29 ₱1,774

66.91%

Gym Membership (Monthly)

$45.37 £34.28

$32.68 ₱2,050

38.83%

Tennis Court (1 Hour on Weekend)

$32.63 £24.65

$6.39 ₱401

410.64%

Cinema Ticket

$15.94 £12.04

$5.46 ₱342

191.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,559 £1,178

$273 ₱17.1K

470.15%

International Primary School, 1 Child (Yearly)

$18.1K £13.7K

$8,156 ₱511.5K

121.52%

Jeans (Levis 501 Or Similar)

$105 £79.6

$49.57 ₱3,109

112.41%

Summer Dress (H&M, Zara, etc)

$44.70 £33.78

$24.87 ₱1,560

79.73%

Sport Shoes (Adidas, Nike)

$99.2 £75.0

$76.6 ₱4,804

29.56%

Men's Leather Business Shoes

$91.1 £68.8

$59.3 ₱3,717

53.70%

1-bedroom Apartment, City Center (Monthly)

$1,230 £929

$506 ₱31.7K

143.16%

1-bedroom Apartment, Outside City Center (Monthly)

$1,130 £854

$309 ₱19.4K

265.08%

3-bedroom Apartment, City Center (Monthly)

$1,925 £1,454

$1,052 ₱66.0K

82.99%

3-bedroom Apartment, Outside City Center (Monthly)

$1,742 £1,316

$619 ₱38.8K

181.40%

Buy Apartment in City Center (m2)

$4,410 £3,333

$2,915 ₱182.9K

51.28%

Buy Apartment Outside City Center (m2)

$3,967 £2,998

$1,867 ₱117.1K

112.47%

Average Monthly Net Salary (After Tax)

$3,158 £2,387

$341 ₱21.4K

825.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.96

7.2

-31.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fareham: October 4, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Fareham

$1.1K 45.1%

Cebu

$309 33.5% 72.6% $820

Eating Out

Fareham

$379 15.1%

Cebu

$88 9.6% 76.7% $291

Monthly Utilities & Internet

Fareham

$351 14%

Cebu

$163 17.7% 53.5% $188

Groceries & Markets

Fareham

$308 12.3%

Cebu

$210 22.7% 31.7% $98

Clothing & Footwear

Fareham

$153 6.1%

Cebu

$95 10.2% 38.2% $59

Getting Around

Fareham

$108 4.3%

Cebu

$15 1.7% 85.8% $93

Sport & Entertainment

Fareham

$77 3.1%

Cebu

$44 4.7% 43.6% $34

Cost Breakdown

A one-bedroom apartment in the center runs $1,230 in Fareham and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Fareham pays 826% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $88.0 in Fareham vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $308 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇬🇧 Fareham

🇵🇭 Cebu

🕒 Local time

12:45 12:45 PM

19:45 7:45 PM

7 h ahead of Fareham

🌤 Weather

👥 Population

111,266

964,169

💱 Currency

British Pound GBP £

Philippine Peso PHP ₱

📈 Exchange rate

1 GBP = 1.32 USD

1 GBP = 1.18 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 10, 2026: 1 USD = 0.756 GBP (1 GBP = 1.32 USD). 1 EUR = 0.847 GBP (1 GBP = 1.18 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.28 PHP (100 PHP = 1.42 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

Fareham Cebu 11,410 km ≈ 15 h nonstop flight

From you

Fareham
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Fareham vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and clothing. The 168% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 826% higher in Fareham, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,230 in Fareham versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,504 per month in Fareham versus $934 in Cebu – a 168% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 545% less than in Fareham. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $2,504 in Fareham, a $1,500 budget is realistic in Cebu but tight or insufficient in Fareham. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Fareham, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Fareham and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 168% less than in Fareham. Beyond cost, consider language, visa policies, and how big the international community is in each city.