Last update: Oct 2026

Cost of Living Comparison Between Falmouth and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,964 in Falmouth, rent and utilities included – about $12,600 less a year. Rent and utilities account for most of the difference.

96

Cost of Living Index in Falmouth
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Falmouth Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Falmouth

🇬🇧 United Kingdom

$1,964

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Falmouth and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Falmouth and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,964 in Falmouth versus $918 in Cebu.

Falmouth $1,964
Cebu $918

Estimated couple costs with rent: $2,980 in Falmouth versus $1,409 in Cebu.

Falmouth $2,980
Cebu $1,409

Monthly costs for a family of three with rent: $3,997 in Falmouth versus $1,900 in Cebu.

Falmouth $3,997
Cebu $1,900

Living in Falmouth is roughly 114% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Falmouth is 45% above, Cebu is 32% below.

Meal at Budget Restaurant

$23.28 £17.47

$3.09 ₱194

653.40%

Three-Course Dinner for Two, Mid-Range

$93.3 £70.0

$24.22 ₱1,525

285.09%

Fast Food Meal (McDonalds, etc)

$10.07 £7.55

$3.92 ₱247

156.89%

Cappuccino

$5.03 £3.78

$2.51 ₱158

100.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.82 £2.12

$1.59 ₱100

77.36%

Water (0.33 liter bottle)

$1.79 £1.34

$0.53 ₱33.43

237.74%

Local Beer (0.5 liter draught)

$6.70 £5.03

$1.78 ₱112

276.40%

Imported Beer (0.33 liter bottle)

$6.52 £4.89

$2.17 ₱137

200.46%

Milk (1 liter)

$1.67 £1.26

$1.92 ₱121

-13.02%

White Bread (500g)

$1.96 £1.47

$1.36 ₱85.4

44.12%

Rice (white) (1kg)

$1.75 £1.31

$1.01 ₱63.5

73.27%

Eggs

$4.95 £3.71

$2.03 ₱128

143.84%

Local Cheese (1kg)

$3.86 £2.90

$9.86 ₱621

-60.85%

Chicken Fillets (1kg)

$7.75 £5.82

$4.39 ₱277

76.54%

Beef Round Steak (1kg)

$16.64 £12.49

$7.60 ₱479

118.95%

Apples (1kg)

$3.38 £2.53

$3.30 ₱208

2.42%

Banana (1kg)

$1.75 £1.32

$1.39 ₱87.8

25.90%

Oranges (1kg)

$2.43 £1.82

$2.33 ₱147

4.29%

Tomato (1kg)

$3.22 £2.41

$1.50 ₱94.3

114.67%

Potato (1kg)

$2.02 £1.52

$2.36 ₱149

-14.41%

Onion (1kg)

$1.75 £1.31

$1.90 ₱119

-7.89%

Lettuce (1 head)

$1.80 £1.35

$1.19 ₱74.9

51.26%

Water (1.5 liter bottle)

$1.96 £1.47

$0.63 ₱39.71

211.11%

Cigarettes 20 Pack (Marlboro, Camel)

$23.68 £17.77

$3.00 ₱189

689.33%

Wine (Bottle)

$10.78 £8.08

$6.03 ₱379

78.77%

Local Beer (0.5 liter bottle)

$2.47 £1.85

$1.23 ₱77.7

100.81%

Imported Beer (0.33 liter bottle)

$1.57 £1.18

$1.75 ₱110

-10.29%

One-way Ticket (Public Transport)

$5.84 £4.38

$0.25 ₱15.86

2236.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$5.30 £3.97

$0.77 ₱48.62

588.31%

Taxi (Normal Tariff) (1km)

$4.01 £3.01

$0.23 ₱14.53

1643.48%

Taxi 1hour Waiting (Normal Tariff)

$26.59 £19.95

$4.46 ₱281

496.19%

Gasoline (1 liter)

$1.99 £1.49

$1.31 ₱82.8

51.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.6K £29.0K

$21.2K ₱1.3M

81.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.2K £30.9K

$19.1K ₱1.2M

115.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$259 £194

$120 ₱7,569

115.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.77 £14.83

$14.00 ₱882

41.21%

Internet (50+ Mbps, Unlimited Data)

$42.76 £32.08

$27.54 ₱1,734

55.27%

Gym Membership (Monthly)

$58.5 £43.85

$32.33 ₱2,035

80.79%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$11.74 £8.81

$5.65 ₱356

107.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,579 £1,185

$275 ₱17.3K

473.64%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

Jeans (Levis 501 Or Similar)

$53.9 £40.45

$49.33 ₱3,106

9.30%

Summer Dress (H&M, Zara, etc)

$30.75 £23.07

$25.24 ₱1,589

21.83%

Sport Shoes (Adidas, Nike)

$99.5 £74.6

$77.0 ₱4,846

29.25%

Men's Leather Business Shoes

$60.5 £45.37

$57.2 ₱3,601

5.73%

1-bedroom Apartment, City Center (Monthly)

$782 £587

$500 ₱31.5K

56.58%

1-bedroom Apartment, Outside City Center (Monthly)

$766 £575

$309 ₱19.4K

148.01%

3-bedroom Apartment, City Center (Monthly)

$2,145 £1,609

$1,078 ₱67.9K

98.97%

3-bedroom Apartment, Outside City Center (Monthly)

$1,294 £971

$615 ₱38.7K

110.30%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.5

7.2

-51.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Falmouth: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Falmouth

$766 39%

Cebu

$309 33.6% 59.7% $457

Eating Out

Falmouth

$342 17.4%

Cebu

$88 9.6% 74.2% $254

Monthly Utilities & Internet

Falmouth

$322 16.4%

Cebu

$162 17.6% 49.7% $160

Groceries & Markets

Falmouth

$294 15%

Cebu

$206 22.4% 29.9% $88

Clothing & Footwear

Falmouth

$110 5.6%

Cebu

$94 10.2% 14.7% $16

Sport & Entertainment

Falmouth

$82 4.2%

Cebu

$44 4.8% 46.8% $38

Getting Around

Falmouth

$49 * 2.5%

Cebu

$16 1.7% 68% $33

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $782 in Falmouth and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $93.0 in Falmouth vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $294 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇬🇧 Falmouth

🇵🇭 Cebu

🕒 Local time

02:01 2:01 AM

09:01 9:01 AM

7 h ahead of Falmouth

🌤 Weather

👥 Population

25,223

964,169

💱 Currency

British Pound GBP £

Philippine Peso PHP ₱

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 19, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

Falmouth Cebu 11,680 km ≈ 15 h nonstop flight

From you

Falmouth
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Falmouth vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and clothing. The 114% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,946 in Falmouth and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $782 in Falmouth versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 43% higher in Falmouth. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,964 per month in Falmouth versus $918 in Cebu – a 114% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $1,964 in Falmouth, a $1,500 budget is realistic in Cebu but tight or insufficient in Falmouth. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Falmouth, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Falmouth and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 114% less than in Falmouth. Beyond cost, consider language, visa policies, and how big the international community is in each city.