Last update: Oct 2026

Cost of Living Comparison Between Exeter and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,396 in Exeter, rent and utilities included – about $17,700 less a year. Rent and utilities account for most of the difference.

117

Cost of Living Index in Exeter
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Exeter Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Exeter

🇬🇧 United Kingdom

$2,396

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Exeter and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Exeter and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,396 in Exeter versus $918 in Cebu.

Exeter $2,396
Cebu $918

Estimated couple costs with rent: $3,801 in Exeter versus $1,409 in Cebu.

Exeter $3,801
Cebu $1,409

Monthly costs for a family of three with rent: $5,206 in Exeter versus $1,900 in Cebu.

Exeter $5,206
Cebu $1,900

Living in Exeter is roughly 161% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Exeter is 78% above, Cebu is 32% below.

Meal at Budget Restaurant

$20.02 £15.02

$3.09 ₱194

547.90%

Three-Course Dinner for Two, Mid-Range

$98.9 £74.2

$24.22 ₱1,525

308.51%

Fast Food Meal (McDonalds, etc)

$9.12 £6.84

$3.92 ₱247

132.65%

Cappuccino

$4.73 £3.55

$2.51 ₱158

88.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.12 £2.34

$1.59 ₱100

96.23%

Water (0.33 liter bottle)

$2.40 £1.80

$0.53 ₱33.43

352.83%

Local Beer (0.5 liter draught)

$7.13 £5.35

$1.78 ₱112

300.56%

Imported Beer (0.33 liter bottle)

$6.20 £4.65

$2.17 ₱137

185.71%

Milk (1 liter)

$1.50 £1.13

$1.92 ₱121

-21.87%

White Bread (500g)

$1.60 £1.20

$1.36 ₱85.4

17.65%

Rice (white) (1kg)

$1.78 £1.33

$1.01 ₱63.5

76.24%

Eggs

$4.31 £3.23

$2.03 ₱128

112.32%

Local Cheese (1kg)

$8.95 £6.72

$9.86 ₱621

-9.23%

Chicken Fillets (1kg)

$8.41 £6.31

$4.39 ₱277

91.57%

Beef Round Steak (1kg)

$22.94 £17.21

$7.60 ₱479

201.84%

Apples (1kg)

$3.01 £2.26

$3.30 ₱208

-8.79%

Banana (1kg)

$1.42 £1.07

$1.39 ₱87.8

2.16%

Oranges (1kg)

$2.29 £1.72

$2.33 ₱147

-1.72%

Tomato (1kg)

$3.06 £2.30

$1.50 ₱94.3

104.00%

Potato (1kg)

$2.27 £1.70

$2.36 ₱149

-3.81%

Onion (1kg)

$2.02 £1.52

$1.90 ₱119

6.32%

Lettuce (1 head)

$1.50 £1.12

$1.19 ₱74.9

26.05%

Water (1.5 liter bottle)

$1.89 £1.42

$0.63 ₱39.71

200.00%

Cigarettes 20 Pack (Marlboro, Camel)

$23.33 £17.51

$3.00 ₱189

677.67%

Wine (Bottle)

$9.21 £6.91

$6.03 ₱379

52.74%

Local Beer (0.5 liter bottle)

$3.52 £2.64

$1.23 ₱77.7

186.18%

Imported Beer (0.33 liter bottle)

$4.41 £3.31

$1.75 ₱110

152.00%

One-way Ticket (Public Transport)

$4.00 £3.00

$0.25 ₱15.86

1500.00%

Public Transport Monthly Pass (Regular Price)

$104 £78.2

$12.64 ₱796

724.45%

Taxi Start (Normal Tariff)

$5.96 £4.47

$0.77 ₱48.62

674.03%

Taxi (Normal Tariff) (1km)

$2.43 £1.83

$0.23 ₱14.53

956.52%

Taxi 1hour Waiting (Normal Tariff)

$24.16 £18.12

$4.46 ₱281

441.70%

Gasoline (1 liter)

$1.94 £1.46

$1.31 ₱82.8

48.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.8K £29.1K

$21.2K ₱1.3M

82.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.2K £30.2K

$19.1K ₱1.2M

110.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$469 £352

$120 ₱7,569

290.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.80 £11.85

$14.00 ₱882

12.86%

Internet (50+ Mbps, Unlimited Data)

$46.56 £34.93

$27.54 ₱1,734

69.06%

Gym Membership (Monthly)

$43.93 £32.96

$32.33 ₱2,035

35.88%

Tennis Court (1 Hour on Weekend)

$13.13 £9.85

$6.65 ₱419

97.44%

Cinema Ticket

$12.73 £9.55

$5.65 ₱356

125.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,413 £1,060

$275 ₱17.3K

413.12%

International Primary School, 1 Child (Yearly)

$17.5K £13.1K

$7,918 ₱498.5K

121.07%

Jeans (Levis 501 Or Similar)

$67.1 £50.3

$49.33 ₱3,106

35.96%

Summer Dress (H&M, Zara, etc)

$31.64 £23.74

$25.24 ₱1,589

25.36%

Sport Shoes (Adidas, Nike)

$102 £76.6

$77.0 ₱4,846

32.67%

Men's Leather Business Shoes

$75.1 £56.3

$57.2 ₱3,601

31.26%

1-bedroom Apartment, City Center (Monthly)

$1,137 £853

$500 ₱31.5K

127.71%

1-bedroom Apartment, Outside City Center (Monthly)

$893 £670

$309 ₱19.4K

189.10%

3-bedroom Apartment, City Center (Monthly)

$2,384 £1,788

$1,078 ₱67.9K

121.16%

3-bedroom Apartment, Outside City Center (Monthly)

$2,063 £1,547

$615 ₱38.7K

235.25%

Buy Apartment in City Center (m2)

$5,317 £3,989

$2,886 ₱181.7K

84.21%

Buy Apartment Outside City Center (m2)

$6,618 £4,965

$1,917 ₱120.7K

245.28%

Average Monthly Net Salary (After Tax)

$3,096 £2,323

$346 ₱21.8K

794.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.11

7.2

-29.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Exeter: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Exeter

$893 37.3%

Cebu

$309 33.6% 65.4% $584

Monthly Utilities & Internet

Exeter

$532 22.2%

Cebu

$162 17.6% 69.6% $370

Groceries & Markets

Exeter

$326 13.6%

Cebu

$206 22.4% 36.8% $120

Eating Out

Exeter

$314 13.1%

Cebu

$88 9.6% 71.9% $226

Getting Around

Exeter

$138 5.8%

Cebu

$16 1.7% 88.7% $123

Clothing & Footwear

Exeter

$124 5.2%

Cebu

$94 10.2% 24.3% $30

Sport & Entertainment

Exeter

$69 2.9%

Cebu

$44 4.8% 37.1% $26

Cost Breakdown

A one-bedroom apartment in the center runs $1,137 in Exeter and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Exeter pays 795% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $99.0 in Exeter vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $326 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇬🇧 Exeter

🇵🇭 Cebu

🕒 Local time

20:28 8:28 PM

03:28 3:28 AM

7 h ahead of Exeter

🌤 Weather

👥 Population

130,800

964,169

💱 Currency

British Pound GBP £

Philippine Peso PHP ₱

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 18, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to GBP in detail →

On the map

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Between locations

Exeter Cebu 11,550 km ≈ 15 h nonstop flight

From you

Exeter
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Exeter vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and transport. The 161% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 795% higher in Exeter, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,137 in Exeter versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,396 per month in Exeter versus $918 in Cebu – a 161% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 724% less than in Exeter. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,396 in Exeter, a $1,500 budget is realistic in Cebu but tight or insufficient in Exeter. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Exeter, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Exeter and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 161% less than in Exeter. Beyond cost, consider language, visa policies, and how big the international community is in each city.