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Cost of Living Comparison Between Espoo and Ubud, Bali Cost of Living Comparison Between Espoo and Ubud, Bali

😐 Solo nomad: Espoo is 154.8% more expensive than Ubud, Bali without rent, and 206.3% more expensive with rent.
😐 Family of 3: Espoo is 128.6% more expensive than Ubud, Bali without rent, and 203.7% more expensive with rent.
Currency
🍽 Eating Out
Espoo
Ubud, Bali
Difference
Meal at Budget Restaurant
$15.02 €12.94
$2.85 Rp 47.5K
427.02%
Three-Course Dinner for Two, Mid-Range
$104 €89.7
$12.26 Rp 204.3K
749.67%
Fast Food Meal (McDonalds, etc)
$11.19 €9.64
$3.28 Rp 54.6K
241.16%
Cappuccino
$5.45 €4.69
$2.3 Rp 38.3K
136.96%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.42 €2.94
$1.11 Rp 18.5K
208.11%
Water (0.33 liter bottle)
$2.99 €2.57
$0.26 Rp 4,324
1050.00%
Local Beer (0.5 liter draught)
$8.88 €7.65
$2.4 Rp 40K
270.00%
Imported Beer (0.33 liter bottle)
$10.23 €8.81
$3.15 Rp 52.5K
224.76%
🛒 Groceries & Markets
Espoo
Ubud, Bali
Difference
Milk (1 liter)
$1.31 €1.13
$1.49 Rp 24.9K
-12.08%
White Bread (500g)
$2.91 €2.51
$1.65 Rp 27.5K
76.36%
Rice (white) (1kg)
$3.19 €2.74
$1.13 Rp 18.9K
182.30%
Eggs
$3.57 €3.08
$2.33 Rp 38.9K
53.22%
Local Cheese (1kg)
$9.93 €8.55
$13.7 Rp 228.3K
-27.52%
Chicken Fillets (1kg)
$16.72 €14.4
$3.97 Rp 66.2K
321.16%
Beef Round Steak (1kg)
$21 €18.09
$11.22 Rp 187K
87.17%
Apples (1kg)
$2.79 €2.41
$3.48 Rp 57.9K
-19.83%
Banana (1kg)
$2.1 €1.81
$1.5 Rp 25K
40.00%
Oranges (1kg)
$2.96 €2.55
$2.68 Rp 44.6K
10.45%
Tomato (1kg)
$4.66 €4.01
$1.35 Rp 22.5K
245.19%
Potato (1kg)
$1.36 €1.17
$1.57 Rp 26.2K
-13.38%
Onion (1kg)
$2.19 €1.89
$2.1 Rp 34.9K
4.29%
Lettuce (1 head)
$2 €1.73
$1.03 Rp 17.1K
94.17%
Water (1.5 liter bottle)
$1.79 €1.54
$0.57 Rp 9,488
214.04%
Cigarettes 20 Pack (Marlboro, Camel)
$12.62 €10.87
$2.31 Rp 38.5K
446.32%
Wine (Bottle)
$13.79 €11.88
$15.21 Rp 253.5K
-9.34%
Local Beer (0.5 liter bottle)
$4.05 €3.49
$2.49 Rp 41.5K
62.65%
Imported Beer (0.33 liter bottle)
$4.59 €3.96
$2.66 Rp 44.3K
72.56%
🚌 Getting Around
Espoo
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$3.49 €3
$0.29 Rp 4,911
1103.45%
Public Transport Monthly Pass (Regular Price)
$76.8 €66.1
$10.03 Rp 167.1K
665.60%
Taxi Start (Normal Tariff)
$10.05 €8.65
$0.45 Rp 7,480
2133.33%
Taxi (Normal Tariff) (1km)
$1.58 €1.36
$0.34 Rp 5,748
364.71%
Taxi 1hour Waiting (Normal Tariff)
$54.1 €46.63
$5.97 Rp 99.4K
806.87%
Gasoline (1 liter)
$2.03 €1.75
$0.75 Rp 12.4K
170.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33K €28.4K
$25.8K Rp 430.2M
27.78%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.1K €30.2K
$31.7K Rp 528.9M
10.63%
🧾 Monthly Utilities & Internet
Espoo
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$116 €99.8
$64.6 Rp 1.1M
79.37%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$29.6 €25.49
$4.14 Rp 69K
614.98%
Internet (50+ Mbps, Unlimited Data)
$18.58 €16.01
$23.99 Rp 399.7K
-22.55%
🎉 Sport & Entertainment
Espoo
Ubud, Bali
Difference
Gym Membership (Monthly)
$59 €50.8
$23.29 Rp 388.1K
153.24%
Tennis Court (1 Hour on Weekend)
$43.53 €37.49
$6.19 Rp 103.1K
603.23%
Cinema Ticket
$17.65 €15.2
$3.45 Rp 57.5K
411.59%
🧸 Childcare & Education
Espoo
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$333 €287
$91.9 Rp 1.5M
262.20%
International Primary School, 1 Child (Yearly)
$21.1K €18.2K
$5,912 Rp 98.5M
257.70%
👕👟 Clothing & Footwear
Espoo
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$113 €97.2
$51.5 Rp 857.6K
119.16%
Summer Dress (H&M, Zara, etc)
$59.2 €51
$24.45 Rp 407.3K
142.13%
Sport Shoes (Adidas, Nike)
$101 €87.3
$84.4 Rp 1.4M
20.12%
Men's Leather Business Shoes
$191 €165
$74.3 Rp 1.2M
157.18%
🏠 Accommodation & Living
Espoo
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,039 €895
$261 Rp 4.4M
297.53%
1-bedroom Apartment, Outside City Center (Monthly)
$956 €824
$160 Rp 2.7M
499.36%
3-bedroom Apartment, City Center (Monthly)
$2,017 €1,737
$585 Rp 9.7M
244.84%
3-bedroom Apartment, Outside City Center (Monthly)
$1,600 €1,378
$328 Rp 5.5M
387.27%
Buy Apartment in City Center (m2)
$8,107 €6,982
$985 Rp 16.4M
722.91%
Buy Apartment Outside City Center (m2)
$5,398 €4,650
$847 Rp 14.1M
537.44%
💵 Salaries & Financials
Espoo
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$3,625 €3,122
$178 Rp 3M
1937.02%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.83
13.28
-71.16%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Espoo: December 1, 2025

Last update for Ubud, Bali: December 2, 2025

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