Cost of Living Comparison Between Espoo and Kajaani Cost of Living Comparison Between Espoo and Kajaani

😐 Solo nomad: Espoo is 10.4% more expensive than Kajaani without rent, and 27.6% more expensive with rent.
😐 Family of 3: Espoo is 46.6% more expensive than Kajaani without rent, and 42.2% more expensive with rent.
Currency
🍽 Eating Out
Espoo
Kajaani
Difference
Meal at Budget Restaurant
$15.26 €13.14
$15.07 €12.97
1.26%
Three-Course Dinner for Two, Mid-Range
$106 €91.2
$46.90 €40.38
125.71%
Fast Food Meal (McDonalds, etc)
$11.21 €9.65
$9.68 €8.33
15.81%
Cappuccino
$5.37 €4.63
$4.61 €3.97
16.49%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.36 €2.89
$2.58 €2.22
30.23%
Water (0.33 liter bottle)
$2.98 €2.56
$1.71 €1.47
74.27%
Local Beer (0.5 liter draught)
$9.07 €7.81
$8.23 €7.08
10.21%
Imported Beer (0.33 liter bottle)
$10.24 €8.82
$9.02 €7.77
13.53%
🛒 Groceries & Markets
Espoo
Kajaani
Difference
Milk (1 liter)
$1.35 €1.16
$1.33 €1.15
1.50%
White Bread (500g)
$2.91 €2.50
$2.28 €1.97
27.63%
Rice (white) (1kg)
$3.16 €2.72
$2.33 €2.01
35.62%
Eggs
$3.60 €3.10
$2.86 €2.47
25.87%
Local Cheese (1kg)
$10.29 €8.86
$8.56 €7.37
20.21%
Chicken Fillets (1kg)
$17.06 €14.69
$10.26 €8.83
66.28%
Beef Round Steak (1kg)
$21.10 €18.17
$20.63 €17.76
2.28%
Apples (1kg)
$2.77 €2.38
$1.99 €1.72
39.20%
Banana (1kg)
$2.18 €1.88
$1.97 €1.70
10.66%
Oranges (1kg)
$3.06 €2.64
$2.31 €1.99
32.47%
Tomato (1kg)
$4.84 €4.17
$4.73 €4.08
2.33%
Potato (1kg)
$1.39 €1.19
$1.40 €1.21
-0.71%
Onion (1kg)
$2.24 €1.93
$1.83 €1.58
22.40%
Lettuce (1 head)
$2.06 €1.78
$1.69 €1.46
21.89%
Water (1.5 liter bottle)
$1.77 €1.53
$1.46 €1.26
21.23%
Cigarettes 20 Pack (Marlboro, Camel)
$12.59 €10.84
$14.01 €12.06
-10.14%
Wine (Bottle)
$13.76 €11.84
$13.94 €12.00
-1.29%
Local Beer (0.5 liter bottle)
$3.89 €3.35
$3.17 €2.73
22.71%
Imported Beer (0.33 liter bottle)
$4.41 €3.79
$3.58 €3.08
23.18%
🚌 Getting Around
Espoo
Kajaani
Difference
One-way Ticket (Public Transport)
$3.38 €2.91
$3.37 €2.90
0.30%
Public Transport Monthly Pass (Regular Price)
$77.2 €66.5
$65.6 €56.4
17.74%
Taxi Start (Normal Tariff)
$10.02 €8.62
$8.03 €6.91
24.78%
Taxi (Normal Tariff) (1km)
$1.52 €1.31
$1.22 €1.05
24.59%
Taxi 1hour Waiting (Normal Tariff)
$53.3 €45.88
$62.0 €53.4
-14.05%
Gasoline (1 liter)
$2.10 €1.81
$2.11 €1.82
-0.47%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.5K €28.9K
$34.8K €29.9K
-3.49%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.7K €30.7K
$31.1K €26.8K
14.51%
🧾 Monthly Utilities & Internet
Espoo
Kajaani
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$116 €100
$145 €125
-19.64%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$29.57 €25.46
$30.62 €26.37
-3.43%
Internet (50+ Mbps, Unlimited Data)
$18.21 €15.68
$19.80 €17.05
-8.03%
🎉 Sport & Entertainment
Espoo
Kajaani
Difference
Gym Membership (Monthly)
$58.6 €50.5
$44.29 €38.14
32.35%
Tennis Court (1 Hour on Weekend)
$44.03 €37.91
$23.83 €20.52
84.77%
Cinema Ticket
$17.55 €15.11
$15.93 €13.72
10.17%
🧸 Childcare & Education
Espoo
Kajaani
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$333 €287
$337 €290
-1.04%
International Primary School, 1 Child (Yearly)
$20.8K €17.9K
$8,013 €6,899
159.57%
👕👟 Clothing & Footwear
Espoo
Kajaani
Difference
Jeans (Levis 501 Or Similar)
$113 €97.1
$107 €92.0
5.65%
Summer Dress (H&M, Zara, etc)
$60.2 €51.8
$25.55 €22.00
135.46%
Sport Shoes (Adidas, Nike)
$101 €87.4
$58.4 €50.3
73.77%
Men's Leather Business Shoes
$191 €164
$105 €90.4
81.75%
🏠 Accommodation & Living
Espoo
Kajaani
Difference
1-bedroom Apartment, City Center (Monthly)
$1,052 €906
$786 €676
33.92%
1-bedroom Apartment, Outside City Center (Monthly)
$930 €801
$637 €548
46.03%
3-bedroom Apartment, City Center (Monthly)
$2,009 €1,730
$1,282 €1,104
56.70%
3-bedroom Apartment, Outside City Center (Monthly)
$1,627 €1,401
$1,039 €894
56.62%
Buy Apartment in City Center (m2)
$7,103 €6,116
$3,769 €3,245
88.48%
Buy Apartment Outside City Center (m2)
$4,401 €3,789
$1,956 €1,684
125.02%
💵 Salaries & Financials
Espoo
Kajaani
Difference
Average Monthly Net Salary (After Tax)
$3,492 €3,006
$2,062 €1,776
69.30%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.83
3.93
-2.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Espoo: February 28, 2026

Last update for Kajaani: March 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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