Cost of Living Comparison Between Espoo and Kajaani Cost of Living Comparison Between Espoo and Kajaani

😐 Solo nomad: Espoo is 8.7% more expensive than Kajaani without rent, and 24.9% more expensive with rent.
😐 Family of 3: Espoo is 23.1% more expensive than Kajaani without rent, and 36.5% more expensive with rent.
Currency
🍽 Eating Out
Espoo
Kajaani
Difference
Meal at Budget Restaurant
$15.23 €13.15
$14.79 €12.77
2.97%
Three-Course Dinner for Two, Mid-Range
$104 €90.1
$45.51 €39.29
129.29%
Fast Food Meal (McDonalds, etc)
$11.48 €9.91
$10.07 €8.69
14.00%
Cappuccino
$5.48 €4.73
$4.59 €3.97
19.39%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.54 €3.06
$2.48 €2.14
42.74%
Water (0.33 liter bottle)
$2.93 €2.53
$1.68 €1.45
74.40%
Local Beer (0.5 liter draught)
$8.78 €7.58
$8.12 €7.01
8.13%
Imported Beer (0.33 liter bottle)
$10.25 €8.85
$9.27 €8
10.57%
🛒 Groceries & Markets
Espoo
Kajaani
Difference
Milk (1 liter)
$1.35 €1.16
$1.39 €1.2
-2.88%
White Bread (500g)
$2.84 €2.45
$2.31 €1.99
22.94%
Rice (white) (1kg)
$3.29 €2.84
$2.37 €2.04
38.82%
Eggs
$3.65 €3.15
$2.73 €2.36
33.70%
Local Cheese (1kg)
$9.94 €8.59
$8.61 €7.44
15.45%
Chicken Fillets (1kg)
$17.12 €14.78
$10.26 €8.86
66.86%
Beef Round Steak (1kg)
$20.93 €18.07
$21.07 €18.19
-0.66%
Apples (1kg)
$2.85 €2.46
$2.07 €1.79
37.68%
Banana (1kg)
$2.12 €1.83
$1.91 €1.65
10.99%
Oranges (1kg)
$3.03 €2.61
$2.34 €2.02
29.49%
Tomato (1kg)
$4.64 €4.01
$4.74 €4.1
-2.11%
Potato (1kg)
$1.34 €1.15
$1.47 €1.26
-8.84%
Onion (1kg)
$2.22 €1.92
$1.87 €1.61
18.72%
Lettuce (1 head)
$2.03 €1.75
$1.72 €1.49
18.02%
Water (1.5 liter bottle)
$1.77 €1.53
$1.4 €1.21
26.43%
Cigarettes 20 Pack (Marlboro, Camel)
$12.69 €10.95
$13.69 €11.82
-7.30%
Wine (Bottle)
$14.22 €12.28
$13.41 €11.58
6.04%
Local Beer (0.5 liter bottle)
$3.98 €3.44
$3.04 €2.62
30.92%
Imported Beer (0.33 liter bottle)
$4.53 €3.91
$3.58 €3.09
26.54%
🚌 Getting Around
Espoo
Kajaani
Difference
One-way Ticket (Public Transport)
$3.38 €2.92
$3.57 €3.08
-5.32%
Public Transport Monthly Pass (Regular Price)
$76.3 €65.9
$66.7 €57.6
14.32%
Taxi Start (Normal Tariff)
$9.96 €8.6
$8.03 €6.93
24.03%
Taxi (Normal Tariff) (1km)
$1.59 €1.37
$1.2 €1.04
32.50%
Taxi 1hour Waiting (Normal Tariff)
$54.1 €46.74
$62.8 €54.3
-13.85%
Gasoline (1 liter)
$2.15 €1.86
$2.04 €1.76
5.39%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.7K €28.2K
$34.4K €29.7K
-5.00%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.3K €30.4K
$31.2K €26.9K
13.17%
🧾 Monthly Utilities & Internet
Espoo
Kajaani
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$118 €102
$150 €129
-20.93%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$30.17 €26.05
$30.17 €26.05
-
Internet (50+ Mbps, Unlimited Data)
$18.21 €15.72
$19.93 €17.21
-8.63%
🎉 Sport & Entertainment
Espoo
Kajaani
Difference
Gym Membership (Monthly)
$59.2 €51.1
$44.49 €38.41
33.00%
Tennis Court (1 Hour on Weekend)
$43.39 €37.47
$23.83 €20.57
82.08%
Cinema Ticket
$17.52 €15.13
$16.36 €14.12
7.09%
🧸 Childcare & Education
Espoo
Kajaani
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$343 €296
$336 €290
1.83%
International Primary School, 1 Child (Yearly)
$21K €18.1K
$7,816 €6,748
168.13%
👕👟 Clothing & Footwear
Espoo
Kajaani
Difference
Jeans (Levis 501 Or Similar)
$112 €97
$109 €93.9
3.27%
Summer Dress (H&M, Zara, etc)
$59.8 €51.7
$25.92 €22.38
130.79%
Sport Shoes (Adidas, Nike)
$104 €89.6
$58.7 €50.7
76.80%
Men's Leather Business Shoes
$186 €160
$103 €89.1
80.05%
🏠 Accommodation & Living
Espoo
Kajaani
Difference
1-bedroom Apartment, City Center (Monthly)
$1,047 €904
$773 €667
35.55%
1-bedroom Apartment, Outside City Center (Monthly)
$937 €809
$639 €551
46.77%
3-bedroom Apartment, City Center (Monthly)
$1,986 €1,715
$1,322 €1,141
50.24%
3-bedroom Apartment, Outside City Center (Monthly)
$1,598 €1,380
$1,045 €902
53.02%
Buy Apartment in City Center (m2)
$8,494 €7,334
$3,533 €3,050
140.41%
Buy Apartment Outside City Center (m2)
$5,587 €4,824
$2,061 €1,779
171.11%
💵 Salaries & Financials
Espoo
Kajaani
Difference
Average Monthly Net Salary (After Tax)
$3,722 €3,213
$2,060 €1,779
80.68%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.83
3.93
-2.54%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Espoo: October 28, 2025

Last update for Kajaani: October 29, 2025

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