Last update: Oct 2026

Cost of Living Comparison Between Epsom and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,480 in Epsom, rent and utilities included – about $18,700 less a year. Rent and utilities account for most of the difference.

120

Cost of Living Index in Epsom
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Epsom Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Epsom

🇬🇧 United Kingdom

$2,480

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Epsom and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Epsom and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,480 in Epsom versus $918 in Cebu.

Epsom $2,480
Cebu $918

Estimated couple costs with rent: $3,657 in Epsom versus $1,409 in Cebu.

Epsom $3,657
Cebu $1,409

Monthly costs for a family of three with rent: $4,835 in Epsom versus $1,900 in Cebu.

Epsom $4,835
Cebu $1,900

Living in Epsom is roughly 170% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Epsom is 84% above, Cebu is 32% below.

Meal at Budget Restaurant

$25.45 £19.09

$3.09 ₱194

723.62%

Three-Course Dinner for Two, Mid-Range

$93.9 £70.4

$24.22 ₱1,525

287.53%

Fast Food Meal (McDonalds, etc)

$10.33 £7.75

$3.92 ₱247

163.52%

Cappuccino

$5.22 £3.91

$2.51 ₱158

107.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.34 £2.50

$1.59 ₱100

110.06%

Water (0.33 liter bottle)

$3.33 £2.50

$0.53 ₱33.43

528.30%

Local Beer (0.5 liter draught)

$8.81 £6.61

$1.78 ₱112

394.94%

Imported Beer (0.33 liter bottle)

$7.85 £5.89

$2.17 ₱137

261.75%

Milk (1 liter)

$1.83 £1.37

$1.92 ₱121

-4.69%

White Bread (500g)

$1.98 £1.49

$1.36 ₱85.4

45.59%

Rice (white) (1kg)

$2.17 £1.62

$1.01 ₱63.5

114.85%

Eggs

$4.49 £3.37

$2.03 ₱128

121.18%

Local Cheese (1kg)

$11.99 £8.99

$9.86 ₱621

21.60%

Chicken Fillets (1kg)

$8.98 £6.74

$4.39 ₱277

104.56%

Beef Round Steak (1kg)

$15.47 £11.61

$7.60 ₱479

103.55%

Apples (1kg)

$2.97 £2.23

$3.30 ₱208

-10.00%

Banana (1kg)

$1.40 £1.05

$1.39 ₱87.8

0.72%

Oranges (1kg)

$2.91 £2.19

$2.33 ₱147

24.89%

Tomato (1kg)

$3.25 £2.44

$1.50 ₱94.3

116.67%

Potato (1kg)

$2.03 £1.52

$2.36 ₱149

-13.98%

Onion (1kg)

$1.85 £1.39

$1.90 ₱119

-2.63%

Lettuce (1 head)

$1.13 £0.85

$1.19 ₱74.9

-5.04%

Water (1.5 liter bottle)

$1.85 £1.39

$0.63 ₱39.71

193.65%

Cigarettes 20 Pack (Marlboro, Camel)

$23.91 £17.94

$3.00 ₱189

697.00%

Wine (Bottle)

$12.64 £9.48

$6.03 ₱379

109.62%

Local Beer (0.5 liter bottle)

$2.94 £2.20

$1.23 ₱77.7

139.02%

Imported Beer (0.33 liter bottle)

$3.09 £2.32

$1.75 ₱110

76.57%

One-way Ticket (Public Transport)

$3.42 £2.56

$0.25 ₱15.86

1268.00%

Public Transport Monthly Pass (Regular Price)

$96.7 £72.6

$12.64 ₱796

665.27%

Taxi Start (Normal Tariff)

$4.88 £3.66

$0.77 ₱48.62

533.77%

Taxi (Normal Tariff) (1km)

$2.65 £1.99

$0.23 ₱14.53

1052.17%

Taxi 1hour Waiting (Normal Tariff)

$25.98 £19.49

$4.46 ₱281

482.51%

Gasoline (1 liter)

$2.16 £1.62

$1.31 ₱82.8

64.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.6K £28.2K

$21.2K ₱1.3M

76.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.2K £30.2K

$19.1K ₱1.2M

109.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$333 £250

$120 ₱7,569

176.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.60 £12.46

$14.00 ₱882

18.57%

Internet (50+ Mbps, Unlimited Data)

$45.06 £33.80

$27.54 ₱1,734

63.62%

Gym Membership (Monthly)

$45.74 £34.31

$32.33 ₱2,035

41.48%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$17.94 £13.46

$5.65 ₱356

217.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,030 £1,523

$275 ₱17.3K

637.44%

International Primary School, 1 Child (Yearly)

$30.6K £22.9K

$7,918 ₱498.5K

286.13%

Jeans (Levis 501 Or Similar)

$90.0 £67.5

$49.33 ₱3,106

82.40%

Summer Dress (H&M, Zara, etc)

$45.64 £34.24

$25.24 ₱1,589

80.82%

Sport Shoes (Adidas, Nike)

$101 £76.1

$77.0 ₱4,846

31.85%

Men's Leather Business Shoes

$95.7 £71.8

$57.2 ₱3,601

67.31%

1-bedroom Apartment, City Center (Monthly)

$1,220 £915

$500 ₱31.5K

144.15%

1-bedroom Apartment, Outside City Center (Monthly)

$1,016 £762

$309 ₱19.4K

229.01%

3-bedroom Apartment, City Center (Monthly)

$2,099 £1,575

$1,078 ₱67.9K

94.75%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 £1,253

$615 ₱38.7K

171.58%

Buy Apartment in City Center (m2)

$7,191 £5,395

$2,886 ₱181.7K

149.16%

Buy Apartment Outside City Center (m2)

$3,924 £2,944

$1,917 ₱120.7K

104.75%

Average Monthly Net Salary (After Tax)

$3,921 £2,941

$346 ₱21.8K

1033.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.12

7.2

-28.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Epsom: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Epsom

$1K 41%

Cebu

$309 33.6% 69.6% $707

Monthly Utilities & Internet

Epsom

$394 15.9%

Cebu

$162 17.6% 59% $233

Eating Out

Epsom

$384 15.5%

Cebu

$88 9.6% 77% $295

Groceries & Markets

Epsom

$326 13.1%

Cebu

$206 22.4% 36.8% $120

Clothing & Footwear

Epsom

$150 6%

Cebu

$94 10.2% 37.3% $56

Getting Around

Epsom

$129 5.2%

Cebu

$16 1.7% 87.9% $113

Sport & Entertainment

Epsom

$82 3.3%

Cebu

$44 4.8% 46.6% $38

Cost Breakdown

A one-bedroom apartment in the center runs $1,220 in Epsom and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Epsom pays 1033% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $94.0 in Epsom vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $326 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇬🇧 Epsom

🇵🇭 Cebu

🕒 Local time

02:32 2:32 AM

09:32 9:32 AM

7 h ahead of Epsom

🌤 Weather

👥 Population

31,489

964,169

💱 Currency

British Pound GBP £

Philippine Peso PHP ₱

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 18, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to GBP in detail →

On the map

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Between locations

Epsom Cebu 11,330 km ≈ 15 h nonstop flight

From you

Epsom
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Epsom vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and clothing. The 170% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1033% higher in Epsom, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,220 in Epsom versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,480 per month in Epsom versus $918 in Cebu – a 170% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 665% less than in Epsom. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,480 in Epsom, a $1,500 budget is realistic in Cebu but tight or insufficient in Epsom. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Epsom, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Epsom and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 170% less than in Epsom. Beyond cost, consider language, visa policies, and how big the international community is in each city.