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Cost of Living Comparison Between Encinitas, CA and Chicago, IL Cost of Living Comparison Between Encinitas, CA and Chicago, IL

πŸ™‚ Solo nomad: Encinitas, CA is 20.3% cheaper than Chicago, IL without rent, and 2.1% more expensive with rent.
πŸ™‚ Family of 3: Encinitas, CA is 25% cheaper than Chicago, IL without rent, and 9.6% more expensive with rent.
Currency
🍽 Eating Out
Encinitas, CA
Chicago, IL
Difference
Meal at Budget Restaurant
$17.58 $17.58
$20.59 $20.59
-14.62%
Three-Course Dinner for Two, Mid-Range
$84.7 $84.7
$99.0 $99.0
-14.47%
Fast Food Meal (McDonalds, etc)
$11.83 $11.83
$11.90 $11.90
-0.59%
Cappuccino
$5.12 $5.12
$5.83 $5.83
-12.18%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.02 $2.02
$3.02 $3.02
-33.11%
Water (0.33 liter bottle)
$1.03 $1.03
$2.48 $2.48
-58.47%
Local Beer (0.5 liter draught)
$6.89 $6.89
$6.80 $6.80
1.32%
Imported Beer (0.33 liter bottle)
$6.86 $6.86
$8.13 $8.13
-15.62%
πŸ›’ Groceries & Markets
Encinitas, CA
Chicago, IL
Difference
Milk (1 liter)
$1.06 $1.06
$1.08 $1.08
-1.85%
White Bread (500g)
$4.11 $4.11
$4.05 $4.05
1.48%
Rice (white) (1kg)
$4.16 $4.16
$5.58 $5.58
-25.45%
Eggs
$7.26 $7.26
$4.57 $4.57
58.86%
Local Cheese (1kg)
$10.67 $10.67
$14.16 $14.16
-24.65%
Chicken Fillets (1kg)
$8.98 $8.98
$15.25 $15.25
-41.11%
Beef Round Steak (1kg)
$14.55 $14.55
$18.90 $18.90
-23.02%
Apples (1kg)
$3.50 $3.50
$5.27 $5.27
-33.59%
Banana (1kg)
$1.90 $1.90
$1.70 $1.70
11.76%
Oranges (1kg)
$3.99 $3.99
$4.25 $4.25
-6.12%
Tomato (1kg)
$5.69 $5.69
$4.58 $4.58
24.24%
Potato (1kg)
$4.42 $4.42
$2.44 $2.44
81.15%
Onion (1kg)
$3.13 $3.13
$2.83 $2.83
10.60%
Lettuce (1 head)
$1.46 $1.46
$2.51 $2.51
-41.83%
Water (1.5 liter bottle)
$2.10 $2.10
$2.71 $2.71
-22.51%
Cigarettes 20 Pack (Marlboro, Camel)
$11.08 $11.08
$15.02 $15.02
-26.23%
Wine (Bottle)
$14.90 $14.90
$16.28 $16.28
-8.48%
Local Beer (0.5 liter bottle)
$2.60 $2.60
$2.39 $2.39
8.79%
Imported Beer (0.33 liter bottle)
$5.62 $5.62
$3.56 $3.56
57.87%
🚌 Getting Around
Encinitas, CA
Chicago, IL
Difference
One-way Ticket (Public Transport)
$2.52 $2.52
$2.51 $2.51
0.40%
Public Transport Monthly Pass (Regular Price)
$71.3 $71.3
$75.1 $75.1
-5.10%
Taxi Start (Normal Tariff)
$10.16 $10.16
$3.19 $3.19
218.50%
Taxi (Normal Tariff) (1km)
$1.66 $1.66
$1.42 $1.42
16.90%
Taxi 1hour Waiting (Normal Tariff)
$29.50 $29.50
$25.48 $25.48
15.78%
Gasoline (1 liter)
$1.27 $1.27
$1.10 $1.10
15.45%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.8K $23.8K
$31.6K $31.6K
-24.51%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.6K $24.6K
$26.1K $26.1K
-5.83%
🧾 Monthly Utilities & Internet
Encinitas, CA
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$102 $102
$186 $186
-45.26%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$45.81 $45.81
$61.5 $61.5
-25.50%
Internet (50+ Mbps, Unlimited Data)
$61.1 $61.1
$66.5 $66.5
-8.16%
πŸŽ‰ Sport & Entertainment
Encinitas, CA
Chicago, IL
Difference
Gym Membership (Monthly)
$29.76 $29.76
$77.8 $77.8
-61.75%
Tennis Court (1 Hour on Weekend)
$19.60 $19.60
$12.93 $12.93
51.59%
Cinema Ticket
$13.81 $13.81
$14.86 $14.86
-7.07%
🧸 Childcare & Education
Encinitas, CA
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,223 $1,223
$2,094 $2,094
-41.59%
International Primary School, 1 Child (Yearly)
$23.3K $23.3K
$39.3K $39.3K
-40.64%
πŸ‘•πŸ‘Ÿ Clothing & Footwear
Encinitas, CA
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$54.9 $54.9
$65.2 $65.2
-15.88%
Summer Dress (H&M, Zara, etc)
$35.12 $35.12
$50.7 $50.7
-30.68%
Sport Shoes (Adidas, Nike)
$79.7 $79.7
$96.6 $96.6
-17.51%
Men's Leather Business Shoes
$83.5 $83.5
$143 $143
-41.75%
🏠 Accommodation & Living
Encinitas, CA
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$3,239 $3,239
$2,309 $2,309
40.28%
1-bedroom Apartment, Outside City Center (Monthly)
$1,983 $1,983
$1,597 $1,597
24.19%
3-bedroom Apartment, City Center (Monthly)
$4,599 $4,599
$4,723 $4,723
-2.63%
3-bedroom Apartment, Outside City Center (Monthly)
$3,973 $3,973
$2,806 $2,806
41.60%
Buy Apartment in City Center (m2)
$10.5K $10.5K
$3,787 $3,787
176.60%
Buy Apartment Outside City Center (m2)
$6,787 $6,787
$2,494 $2,494
172.20%
πŸ’΅ Salaries & Financials
Encinitas, CA
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
$7,175 $7,175
$5,384 $5,384
33.26%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.58
6.6
-0.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Encinitas, CA: January 13, 2026

Last update for Chicago, IL: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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