Last update: Oct 2026

Cost of Living Comparison Between Elkhorn, WI and Toronto

For one person, living is cheaper in Elkhorn, WI: $2,421 a month against $2,561 in Toronto, rent and utilities included – about $1,700 less a year. Other living expenses account for most of the difference.

115

Cost of Living Index in Elkhorn, WI
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Elkhorn, WI Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Elkhorn, WI

🇺🇸 United States

$2,421

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Elkhorn, WI and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Elkhorn, WI and in Toronto actually costs, broken down by who's living it.

A single person spends $2,421 per month in Elkhorn, WI vs $2,561 in Toronto, rent included.

Elkhorn, WI $2,421
Toronto $2,561

A couple spends around $3,426 per month in Elkhorn, WI vs $3,694 in Toronto, rent included.

Elkhorn, WI $3,426
Toronto $3,694

A family of three spends $4,430 per month in Elkhorn, WI vs $4,826 in Toronto, rent included.

Elkhorn, WI $4,430
Toronto $4,826

Elkhorn, WI is about 5% cheaper than Toronto, and outside of rent the biggest gap is in transport.

Both Elkhorn, WI and Toronto sit above the global median – Elkhorn, WI by 79%, Toronto by 90%.

Meal at Budget Restaurant

$14.73 $14.73

$17.18 CA$24.29

-14.26%

Three-Course Dinner for Two, Mid-Range

$78.9 $78.9

$76.0 CA$107

3.79%

Fast Food Meal (McDonalds, etc)

$11.79 $11.79

$10.54 CA$14.89

11.86%

Cappuccino

$4.16 $4.16

$4.02 CA$5.68

3.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.52 $2.52

$2.12 CA$3.00

18.87%

Water (0.33 liter bottle)

$1.46 $1.46

$1.75 CA$2.48

-16.57%

Local Beer (0.5 liter draught)

$3.59 $3.59

$6.24 CA$8.83

-42.47%

Imported Beer (0.33 liter bottle)

$4.81 $4.81

$7.09 CA$10.02

-32.16%

Milk (1 liter)

$0.72 $0.72

$2.44 CA$3.45

-70.49%

White Bread (500g)

$2.79 $2.79

$2.68 CA$3.78

4.10%

Rice (white) (1kg)

$1.84 $1.84

$2.24 CA$3.17

-17.86%

Eggs

$4.68 $4.68

$3.56 CA$5.03

31.46%

Local Cheese (1kg)

$9.70 $9.70

$9.09 CA$12.85

6.71%

Chicken Fillets (1kg)

$14.51 $14.51

$11.33 CA$16.01

28.07%

Beef Round Steak (1kg)

$12.25 $12.25

$14.53 CA$20.55

-15.69%

Apples (1kg)

$4.84 $4.84

$3.62 CA$5.12

33.70%

Banana (1kg)

$1.26 $1.26

$1.21 CA$1.72

4.13%

Oranges (1kg)

$3.51 $3.51

$3.60 CA$5.09

-2.50%

Tomato (1kg)

$4.26 $4.26

$4.21 CA$5.96

1.19%

Potato (1kg)

$2.63 $2.63

$1.79 CA$2.53

46.93%

Onion (1kg)

$2.11 $2.11

$1.59 CA$2.25

32.70%

Lettuce (1 head)

$1.93 $1.93

$2.27 CA$3.21

-14.98%

Water (1.5 liter bottle)

$1.97 $1.97

$1.25 CA$1.77

57.60%

Cigarettes 20 Pack (Marlboro, Camel)

$9.70 $9.70

$13.82 CA$19.53

-29.81%

Wine (Bottle)

$11.76 $11.76

$14.27 CA$20.18

-17.59%

Local Beer (0.5 liter bottle)

$2.52 $2.52

$2.20 CA$3.10

14.55%

Imported Beer (0.33 liter bottle)

$2.46 $2.46

$2.43 CA$3.44

1.23%

One-way Ticket (Public Transport)

$2.05 $2.05

$2.39 CA$3.38

-14.23%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

Taxi Start (Normal Tariff)

$3.26 $3.26

$2.91 CA$4.12

12.03%

Taxi (Normal Tariff) (1km)

$1.42 $1.42

$1.20 CA$1.69

18.33%

Taxi 1hour Waiting (Normal Tariff)

$24.35 $24.35

$21.38 CA$30.23

13.89%

Gasoline (1 liter)

$0.98 $0.98

$1.21 CA$1.71

-19.01%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.2K $36.2K

$28.2K CA$39.8K

28.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$20.3K CA$28.6K

29.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$149 $149

$120 CA$170

24.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.5 $69.5

$32.26 CA$45.60

115.31%

Internet (50+ Mbps, Unlimited Data)

$50.5 $50.5

$47.93 CA$67.8

5.38%

Gym Membership (Monthly)

$44.68 $44.68

$38.48 CA$54.4

16.11%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$9.74 $9.74

$12.38 CA$17.50

-21.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,545 $1,545

$830 CA$1,173

86.14%

International Primary School, 1 Child (Yearly)

$31.5K $31.5K

$23.1K CA$32.6K

36.47%

Jeans (Levis 501 Or Similar)

$50.5 $50.5

$50.7 CA$71.7

-0.43%

Summer Dress (H&M, Zara, etc)

$45.27 $45.27

$40.02 CA$56.6

13.12%

Sport Shoes (Adidas, Nike)

$66.2 $66.2

$98.0 CA$139

-32.41%

Men's Leather Business Shoes

$94.8 $94.8

$121 CA$171

-21.43%

1-bedroom Apartment, City Center (Monthly)

$1,615 $1,615

$1,592 CA$2,251

1.40%

1-bedroom Apartment, Outside City Center (Monthly)

$1,356 $1,356

$1,410 CA$1,994

-3.85%

3-bedroom Apartment, City Center (Monthly)

$2,491 $2,491

$2,670 CA$3,775

-6.70%

3-bedroom Apartment, Outside City Center (Monthly)

$1,967 $1,967

$2,152 CA$3,042

-8.56%

Buy Apartment in City Center (m2)

$2,650 $2,650

$7,945 CA$11.2K

-66.65%

Buy Apartment Outside City Center (m2)

$2,078 $2,078

$6,542 CA$9,249

-68.24%

Average Monthly Net Salary (After Tax)

$3,841 $3,841

$3,727 CA$5,269

3.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

4.47

51.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Elkhorn, WI: October 13, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Elkhorn, WI

$1.4K 56%

Toronto

$1.4K 55.1% 4% $54

Groceries & Markets

Elkhorn, WI

$351 14.5%

Toronto

$340 13.3% 3.3% $11

Monthly Utilities & Internet

Elkhorn, WI

$269 11.1%

Toronto

$201 7.8% 25.5% $69

Eating Out

Elkhorn, WI

$247 10.2%

Toronto

$278 10.9% 12.8% $32

Clothing & Footwear

Elkhorn, WI

$116 4.8%

Toronto

$139 5.4% 20.5% $24

Sport & Entertainment

Elkhorn, WI

$64 2.7%

Toronto

$63 2.5% 1.5% $0.9

Getting Around

Elkhorn, WI

$19 * 0.8%

Toronto

$129 5.1% 599% $111

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,615 in Elkhorn, WI versus $1,592 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3% higher in Elkhorn, WI, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $79.0 in Elkhorn, WI versus $76.0 in Toronto. Monthly groceries follow the same trend: $351 vs $340 – making Toronto the more affordable choice for daily food spending.

Good to know

🇺🇸 Elkhorn, WI

🇨🇦 Toronto

🕒 Local time

16:50 4:50 PM

17:50 5:50 PM

1 h ahead of Elkhorn, WI

🌤 Weather

👥 Population

10,000

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Elkhorn, WI Toronto 750 km ≈ 1 h 30 min nonstop flight

From you

Elkhorn, WI
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Elkhorn, WI vs Toronto: Cost of Living - Frequently Asked Questions

Toronto costs about 6% more than Elkhorn, WI, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,632 per month in Elkhorn, WI and $3,841 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Elkhorn, WI, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,421 in Elkhorn, WI and $2,561 in Toronto. That's a gap of about 6%.

Kindergarten costs $1,545 per month in Elkhorn, WI and $830 in Toronto. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,000 is a stretch for both – monthly costs hit $2,421 in Elkhorn, WI and $2,561 in Toronto. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Elkhorn, WI – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Elkhorn, WI. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.