Last update: Oct 2026

Cost of Living Comparison Between Eindhoven and Cebu

For one person, living is cheaper in Cebu: $934 a month against $2,827 in Eindhoven, rent and utilities included – about $22,700 less a year. Rent and utilities account for most of the difference.

135

Cost of Living Index in Eindhoven
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Eindhoven Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Eindhoven

🇳🇱 Netherlands

$2,827

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Eindhoven and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Eindhoven and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,827 in Eindhoven versus $934 in Cebu.

Eindhoven $2,827
Cebu $934

Estimated couple costs with rent: $3,946 in Eindhoven versus $1,415 in Cebu.

Eindhoven $3,946
Cebu $1,415

Monthly costs for a family of three with rent: $5,064 in Eindhoven versus $1,896 in Cebu.

Eindhoven $5,064
Cebu $1,896

Living in Eindhoven is roughly 203% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Eindhoven is 111% above, Cebu is 30% below.

Meal at Budget Restaurant

$21.62 €19.30

$3.03 ₱190

613.53%

Three-Course Dinner for Two, Mid-Range

$80.1 €71.5

$23.48 ₱1,473

241.01%

Fast Food Meal (McDonalds, etc)

$14.22 €12.69

$4.09 ₱256

247.68%

Cappuccino

$4.35 €3.88

$2.52 ₱158

72.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.65 €3.26

$1.54 ₱96.9

137.01%

Water (0.33 liter bottle)

$3.59 €3.20

$0.49 ₱30.98

632.65%

Local Beer (0.5 liter draught)

$6.15 €5.49

$1.79 ₱112

243.58%

Imported Beer (0.33 liter bottle)

$5.67 €5.06

$2.26 ₱142

150.88%

Milk (1 liter)

$1.39 €1.24

$1.95 ₱122

-28.72%

White Bread (500g)

$2.44 €2.18

$1.43 ₱89.7

70.63%

Rice (white) (1kg)

$2.63 €2.35

$1.02 ₱63.8

157.84%

Eggs

$4.50 €4.02

$2.06 ₱129

118.45%

Local Cheese (1kg)

$13.34 €11.91

$9.81 ₱615

35.98%

Chicken Fillets (1kg)

$12.99 €11.60

$4.61 ₱289

181.78%

Beef Round Steak (1kg)

$16.57 €14.79

$7.70 ₱483

115.19%

Apples (1kg)

$3.19 €2.84

$3.31 ₱207

-3.63%

Banana (1kg)

$2.40 €2.14

$1.45 ₱90.9

65.52%

Oranges (1kg)

$2.11 €1.89

$2.36 ₱148

-10.59%

Tomato (1kg)

$3.34 €2.98

$1.54 ₱96.4

116.88%

Potato (1kg)

$1.54 €1.38

$2.36 ₱148

-34.75%

Onion (1kg)

$1.38 €1.23

$1.99 ₱125

-30.65%

Lettuce (1 head)

$1.40 €1.25

$1.15 ₱72.1

21.74%

Water (1.5 liter bottle)

$1.08 €0.96

$0.67 ₱42.15

61.19%

Cigarettes 20 Pack (Marlboro, Camel)

$13.95 €12.45

$3.00 ₱188

365.00%

Wine (Bottle)

$6.56 €5.85

$6.35 ₱398

3.31%

Local Beer (0.5 liter bottle)

$1.77 €1.58

$1.31 ₱81.9

35.11%

Imported Beer (0.33 liter bottle)

$2.60 €2.32

$1.73 ₱108

50.29%

One-way Ticket (Public Transport)

$3.98 €3.55

$0.25 ₱15.78

1492.00%

Public Transport Monthly Pass (Regular Price)

$112 €99.7

$12.65 ₱793

783.48%

Taxi Start (Normal Tariff)

$3.56 €3.18

$0.74 ₱46.32

381.08%

Taxi (Normal Tariff) (1km)

$3.06 €2.73

$0.21 ₱13.11

1357.14%

Taxi 1hour Waiting (Normal Tariff)

$38.86 €34.68

$4.33 ₱271

797.46%

Gasoline (1 liter)

$2.53 €2.26

$1.33 ₱83.5

90.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$41.9K €37.4K

$21.8K ₱1.4M

92.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.5K €35.2K

$19.4K ₱1.2M

103.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$200 €178

$121 ₱7,563

65.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.26 €20.76

$14.45 ₱907

60.97%

Internet (50+ Mbps, Unlimited Data)

$44.77 €39.96

$28.29 ₱1,774

58.25%

Gym Membership (Monthly)

$40.29 €35.95

$32.68 ₱2,050

23.29%

Tennis Court (1 Hour on Weekend)

$21.82 €19.48

$6.39 ₱401

241.47%

Cinema Ticket

$15.30 €13.65

$5.46 ₱342

180.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,798 €2,497

$273 ₱17.1K

923.27%

International Primary School, 1 Child (Yearly)

$8,613 €7,686

$8,156 ₱511.5K

5.60%

Jeans (Levis 501 Or Similar)

$101 €89.9

$49.57 ₱3,109

103.25%

Summer Dress (H&M, Zara, etc)

$45.78 €40.86

$24.87 ₱1,560

84.08%

Sport Shoes (Adidas, Nike)

$107 €95.2

$76.6 ₱4,804

39.35%

Men's Leather Business Shoes

$133 €119

$59.3 ₱3,717

124.42%

1-bedroom Apartment, City Center (Monthly)

$1,752 €1,564

$506 ₱31.7K

246.48%

1-bedroom Apartment, Outside City Center (Monthly)

$1,452 €1,296

$309 ₱19.4K

369.39%

3-bedroom Apartment, City Center (Monthly)

$2,676 €2,388

$1,052 ₱66.0K

154.41%

3-bedroom Apartment, Outside City Center (Monthly)

$2,064 €1,842

$619 ₱38.8K

233.39%

Buy Apartment in City Center (m2)

$6,544 €5,840

$2,915 ₱182.9K

124.46%

Buy Apartment Outside City Center (m2)

$4,936 €4,405

$1,867 ₱117.1K

164.34%

Average Monthly Net Salary (After Tax)

$3,823 €3,412

$341 ₱21.4K

1020.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.55

7.2

-50.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Eindhoven: October 4, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Eindhoven

$1.5K 52.2%

Cebu

$309 33.5% 78.7% $1.1K

Eating Out

Eindhoven

$339 12.2%

Cebu

$88 9.6% 73.9% $251

Groceries & Markets

Eindhoven

$330 11.9%

Cebu

$210 22.7% 36.3% $120

Monthly Utilities & Internet

Eindhoven

$268 9.6%

Cebu

$163 17.7% 39% $105

Clothing & Footwear

Eindhoven

$174 6.3%

Cebu

$95 10.2% 45.6% $79

Getting Around

Eindhoven

$147 5.3%

Cebu

$15 1.7% 89.5% $131

Sport & Entertainment

Eindhoven

$71 2.6%

Cebu

$44 4.7% 38.5% $27

Cost Breakdown

A one-bedroom apartment in the center runs $1,752 in Eindhoven and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Eindhoven pays 1021% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $80.0 in Eindhoven vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $330 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇳🇱 Eindhoven

🇵🇭 Cebu

🕒 Local time

08:19 8:19 AM

14:19 2:19 PM

6 h ahead of Eindhoven

🌤 Weather

👥 Population

243,730

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to EUR in detail →

On the map

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Between locations

Eindhoven Cebu 10,980 km ≈ 14 h nonstop flight

From you

Eindhoven
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Eindhoven vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and clothing. The 203% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1021% higher in Eindhoven, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,752 in Eindhoven versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,827 per month in Eindhoven versus $934 in Cebu – a 203% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 783% less than in Eindhoven. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $2,827 in Eindhoven, a $1,500 budget is realistic in Cebu but tight or insufficient in Eindhoven. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Eindhoven, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Eindhoven and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 203% less than in Eindhoven. Beyond cost, consider language, visa policies, and how big the international community is in each city.