Last update: Oct 2026

Cost of Living Comparison Between Effingham, IL and Rio de Janeiro

For one person, living is cheaper in Rio de Janeiro: $1,273 a month against $2,500 in Effingham, IL, rent and utilities included – about $14,700 less a year. Rent and utilities account for most of the difference.

121

Cost of Living Index in Effingham, IL
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Effingham, IL Living Index
62

Cost of Living Index in Rio de Janeiro
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Rio de Janeiro Living Index

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Effingham, IL

🇺🇸 United States

$2,500

/mo nomad

Rio de Janeiro

🇧🇷 Brazil

$1,273

/mo nomad

Monthly Cost of Living

How much you'll spend in Effingham, IL and in Rio de Janeiro

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Effingham, IL and in Rio de Janeiro actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,500 in Effingham, IL versus $1,273 in Rio de Janeiro.

Effingham, IL $2,500
Rio de Janeiro $1,273

Estimated couple costs with rent: $3,556 in Effingham, IL versus $1,841 in Rio de Janeiro.

Effingham, IL $3,556
Rio de Janeiro $1,841

Monthly costs for a family of three with rent: $4,612 in Effingham, IL versus $2,409 in Rio de Janeiro.

Effingham, IL $4,612
Rio de Janeiro $2,409

Living in Effingham, IL is roughly 96% more expensive than in Rio de Janeiro, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Effingham, IL is 84% above, Rio de Janeiro is 6% below.

Meal at Budget Restaurant

$15.06 $15.06

$9.38 R$47.54

60.55%

Three-Course Dinner for Two, Mid-Range

$44.89 $44.89

$40.00 R$203

12.23%

Fast Food Meal (McDonalds, etc)

$11.95 $11.95

$8.34 R$42.28

43.29%

Cappuccino

$5.53 $5.53

$2.29 R$11.62

141.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.21 $3.21

$1.59 R$8.05

101.89%

Water (0.33 liter bottle)

$2.66 $2.66

$1.01 R$5.10

163.37%

Local Beer (0.5 liter draught)

$5.05 $5.05

$2.14 R$10.85

135.98%

Imported Beer (0.33 liter bottle)

$7.04 $7.04

$3.66 R$18.55

92.35%

Milk (1 liter)

$0.89 $0.89

$1.13 R$5.72

-21.24%

White Bread (500g)

$3.40 $3.40

$2.09 R$10.60

62.68%

Rice (white) (1kg)

$4.48 $4.48

$1.25 R$6.36

258.40%

Eggs

$3.67 $3.67

$2.25 R$11.39

63.11%

Local Cheese (1kg)

$12.49 $12.49

$10.92 R$55.3

14.38%

Chicken Fillets (1kg)

$10.81 $10.81

$4.36 R$22.10

147.94%

Beef Round Steak (1kg)

$16.77 $16.77

$9.60 R$48.66

74.69%

Apples (1kg)

$5.72 $5.72

$2.85 R$14.46

100.70%

Banana (1kg)

$1.45 $1.45

$1.81 R$9.16

-19.89%

Oranges (1kg)

$4.72 $4.72

$1.58 R$8.02

198.73%

Tomato (1kg)

$4.37 $4.37

$1.83 R$9.28

138.80%

Potato (1kg)

$2.23 $2.23

$1.20 R$6.10

85.83%

Onion (1kg)

$1.08 $1.08

$1.06 R$5.35

1.89%

Lettuce (1 head)

$2.45 $2.45

$0.75 R$3.81

226.67%

Water (1.5 liter bottle)

$2.43 $2.43

$0.68 R$3.45

257.35%

Cigarettes 20 Pack (Marlboro, Camel)

$10.84 $10.84

$2.94 R$14.90

268.71%

Wine (Bottle)

$11.88 $11.88

$7.98 R$40.43

48.87%

Local Beer (0.5 liter bottle)

$2.00 $2.00

$1.18 R$5.98

69.49%

Imported Beer (0.33 liter bottle)

$3.64 $3.64

$2.42 R$12.26

50.41%

One-way Ticket (Public Transport)

$1.84 $1.84

$0.94 R$4.78

95.74%

Public Transport Monthly Pass (Regular Price)

$50.3 R$255

Taxi Start (Normal Tariff)

$1.95 $1.95

$1.20 R$6.10

62.50%

Taxi (Normal Tariff) (1km)

$1.76 $1.76

$0.83 R$4.20

112.05%

Taxi 1hour Waiting (Normal Tariff)

$33.78 $33.78

$8.97 R$45.48

276.59%

Gasoline (1 liter)

$0.99 $0.99

$1.29 R$6.53

-23.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.1K $30.1K

$22.8K R$115.5K

32.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$34.0K R$172.1K

-22.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$134 R$681

70.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.95 $44.95

$10.73 R$54.4

318.92%

Internet (50+ Mbps, Unlimited Data)

$65.4 $65.4

$22.84 R$116

186.43%

Gym Membership (Monthly)

$41.33 $41.33

$30.16 R$153

37.04%

Tennis Court (1 Hour on Weekend)

$31.49 R$160

Cinema Ticket

$14.98 $14.98

$7.73 R$39.17

93.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,729 $1,729

$584 R$2,960

196.08%

International Primary School, 1 Child (Yearly)

$24.1K $24.1K

$12.8K R$64.9K

88.29%

Jeans (Levis 501 Or Similar)

$45.09 $45.09

$41.12 R$208

9.65%

Summer Dress (H&M, Zara, etc)

$35.03 $35.03

$49.26 R$250

-28.89%

Sport Shoes (Adidas, Nike)

$85.7 $85.7

$73.7 R$373

16.26%

Men's Leather Business Shoes

$65.2 $65.2

$65.9 R$334

-1.14%

1-bedroom Apartment, City Center (Monthly)

$1,628 $1,628

$900 R$4,561

80.96%

1-bedroom Apartment, Outside City Center (Monthly)

$1,297 $1,297

$527 R$2,673

146.02%

3-bedroom Apartment, City Center (Monthly)

$2,487 $2,487

$1,332 R$6,754

86.69%

3-bedroom Apartment, Outside City Center (Monthly)

$2,146 $2,146

$748 R$3,790

186.95%

Buy Apartment in City Center (m2)

$2,804 $2,804

$3,990 R$20.2K

-29.72%

Buy Apartment Outside City Center (m2)

$2,326 $2,326

$1,560 R$7,908

49.09%

Average Monthly Net Salary (After Tax)

$640 R$3,246

20-Year Fixed Mortgage Interest Rate (Annual %)

6.57

11.93

-44.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Effingham, IL: October 17, 2026

Last update for Rio de Janeiro: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Effingham, IL

$1.3K 51.9%

Rio de Janeiro

$527 41.4% 59.4% $770

Groceries & Markets

Effingham, IL

$384 15.4%

Rio de Janeiro

$214 16.8% 44.4% $170

Monthly Utilities & Internet

Effingham, IL

$340 13.6%

Rio de Janeiro

$168 13.2% 50.6% $172

Eating Out

Effingham, IL

$285 11.4%

Rio de Janeiro

$156 12.3% 45.4% $129

Clothing & Footwear

Effingham, IL

$104 4.2%

Rio de Janeiro

$103 8.1% 0.4% $0.4

Sport & Entertainment

Effingham, IL

$71 2.9%

Rio de Janeiro

$46 3.6% 36% $26

Getting Around

Effingham, IL

$18 * 0.7%

Rio de Janeiro

$59 4.7% 228% $41

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,628 in Effingham, IL and $900 in Rio de Janeiro. Housing cost is often the main lever when comparing two cities.

Dining out: $45.00 in Effingham, IL vs $40.00 in Rio de Janeiro for a mid-range dinner for two. Groceries echo the gap at $384 vs $214 per month, with Rio de Janeiro cheaper across the board.

Good to know

🇺🇸 Effingham, IL

🇧🇷 Rio de Janeiro

🕒 Local time

15:46 3:46 PM

17:46 5:46 PM

2 h ahead of Effingham, IL

🌤 Weather

👥 Population

12,447

6,211,223

💱 Currency

United States Dollar USD $

Brazilian Real BRL R$

📈 Exchange rate

1 USD = 0.89 EUR

1 BRL = 0.197 USD

1 BRL = 0.175 EUR

Exchange rates and currency converter

BRL, EUR to USD – United States Dollar Converter

🇧🇷 Brazilian Real (R$)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Brazilian Real exchange rates as of October 20, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

BRL to USD in detail →

On the map

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Between locations

Effingham, IL Rio de Janeiro 8,350 km ≈ 11 h nonstop flight

From you

Effingham, IL
Rio de Janeiro

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Effingham, IL vs Rio de Janeiro: Cost of Living - Frequently Asked Questions

Effingham, IL and Rio de Janeiro differ by about 96% in total monthly costs ($2,500 vs $1,273 including rent). Rio de Janeiro is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $3,750 in Effingham, IL and $1,910 in Rio de Janeiro to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,628 in Effingham, IL versus $900 in Rio de Janeiro. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 80% higher in Effingham, IL. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,500 per month in Effingham, IL versus $1,273 in Rio de Janeiro – a 96% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,273 in Rio de Janeiro versus $2,500 in Effingham, IL, a $2,000 budget is realistic in Rio de Janeiro but tight or insufficient in Effingham, IL. The gap between the two cities makes Rio de Janeiro the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Rio de Janeiro gentler on the wallet – expenses run 96% less than in Effingham, IL. Beyond cost, consider language, visa policies, and how big the international community is in each city.