Last update: Oct 2026

Cost of Living Comparison Between Dubrovnik and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,979 in Dubrovnik, rent and utilities included – about $7,300 less a year. Rent and utilities account for about half of the difference.

97

Cost of Living Index in Dubrovnik
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Dubrovnik Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Dubrovnik

🇭🇷 Croatia

$1,979

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Dubrovnik and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Dubrovnik and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,979 per month in Dubrovnik vs $1,368 in Ubud, Bali, rent included.

Dubrovnik $1,979
Ubud, Bali $1,368

A couple spends around $2,933 per month in Dubrovnik vs $2,314 in Ubud, Bali, rent included.

Dubrovnik $2,933
Ubud, Bali $2,314

A family of three spends $3,886 per month in Dubrovnik vs $3,260 in Ubud, Bali, rent included.

Dubrovnik $3,886
Ubud, Bali $3,260

Dubrovnik costs about 45% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Dubrovnik and Ubud, Bali sit above the global median – Dubrovnik by 47%, Ubud, Bali by 1%.

Meal at Budget Restaurant

$19.49 €17.34

$3.33 Rp 59.9K

485.29%

Three-Course Dinner for Two, Mid-Range

$77.3 €68.8

$35.18 Rp 633.2K

119.70%

Fast Food Meal (McDonalds, etc)

$12.71 €11.30

$5.80 Rp 104.5K

119.14%

Cappuccino

$4.21 €3.74

$2.73 Rp 49.1K

54.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.50 €4.01

$1.64 Rp 29.5K

174.39%

Water (0.33 liter bottle)

$4.49 €3.99

$0.83 Rp 15.0K

440.96%

Local Beer (0.5 liter draught)

$5.45 €4.85

$2.70 Rp 48.6K

101.85%

Imported Beer (0.33 liter bottle)

$7.98 €7.10

$4.30 Rp 77.4K

85.58%

Milk (1 liter)

$1.08 €0.96

$1.50 Rp 27.1K

-28.00%

White Bread (500g)

$1.21 €1.07

$2.30 Rp 41.4K

-47.39%

Rice (white) (1kg)

$2.30 €2.05

$1.18 Rp 21.2K

94.92%

Eggs

$4.18 €3.72

$2.14 Rp 38.6K

95.33%

Local Cheese (1kg)

$9.90 €8.81

$17.48 Rp 314.6K

-43.36%

Chicken Fillets (1kg)

$8.96 €7.97

$4.03 Rp 72.5K

122.33%

Beef Round Steak (1kg)

$9.60 €8.54

$12.23 Rp 220.1K

-21.50%

Apples (1kg)

$1.77 €1.58

$3.55 Rp 63.9K

-50.14%

Banana (1kg)

$1.36 €1.21

$1.57 Rp 28.3K

-13.38%

Oranges (1kg)

$1.70 €1.51

$2.24 Rp 40.2K

-24.11%

Tomato (1kg)

$2.74 €2.44

$1.93 Rp 34.7K

41.97%

Potato (1kg)

$0.86 €0.77

$1.88 Rp 33.9K

-54.26%

Onion (1kg)

$0.91 €0.81

$2.29 Rp 41.3K

-60.26%

Lettuce (1 head)

$1.10 €0.98

$0.99 Rp 17.9K

11.11%

Water (1.5 liter bottle)

$1.25 €1.11

$0.53 Rp 9,475

135.85%

Cigarettes 20 Pack (Marlboro, Camel)

$5.36 €4.76

$2.28 Rp 41.1K

135.09%

Wine (Bottle)

$4.41 €3.92

$23.01 Rp 414.2K

-80.83%

Local Beer (0.5 liter bottle)

$1.32 €1.18

$2.34 Rp 42.2K

-43.59%

Imported Beer (0.33 liter bottle)

$2.88 €2.56

$2.91 Rp 52.4K

-1.03%

One-way Ticket (Public Transport)

$2.83 €2.51

$0.24 Rp 4,315

1079.17%

Public Transport Monthly Pass (Regular Price)

$54.6 €48.53

$8.82 Rp 158.7K

518.59%

Taxi Start (Normal Tariff)

$4.41 €3.92

$0.48 Rp 8,684

818.75%

Taxi (Normal Tariff) (1km)

$1.22 €1.08

$0.46 Rp 8,233

165.22%

Taxi 1hour Waiting (Normal Tariff)

$7.40 €6.58

$5.45 Rp 98.2K

35.78%

Gasoline (1 liter)

$1.80 €1.60

$0.88 Rp 15.9K

104.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.9K €23.0K

$24.6K Rp 442.2M

5.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K €22.7K

$31.2K Rp 561.4M

-18.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$178 €158

$83.0 Rp 1.5M

113.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.58 €20.09

$6.45 Rp 116.0K

250.08%

Internet (50+ Mbps, Unlimited Data)

$42.34 €37.66

$18.57 Rp 334.2K

128.00%

Gym Membership (Monthly)

$70.1 €62.4

$55.8 Rp 1.0M

25.62%

Tennis Court (1 Hour on Weekend)

$23.39 €20.81

$18.11 Rp 326.0K

29.16%

Cinema Ticket

$8.00 €7.12

$4.38 Rp 78.9K

82.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$90.6 €80.6

$493 Rp 8.9M

-81.62%

International Primary School, 1 Child (Yearly)

$6,922 €6,157

$5,754 Rp 103.6M

20.30%

Jeans (Levis 501 Or Similar)

$73.3 €65.2

$46.19 Rp 831.4K

58.61%

Summer Dress (H&M, Zara, etc)

$27.46 €24.43

$35.33 Rp 636.0K

-22.28%

Sport Shoes (Adidas, Nike)

$66.3 €58.9

$79.1 Rp 1.4M

-16.23%

Men's Leather Business Shoes

$78.4 €69.7

$78.4 Rp 1.4M

-0.04%

1-bedroom Apartment, City Center (Monthly)

$1,442 €1,283

$1,142 Rp 20.6M

26.25%

1-bedroom Apartment, Outside City Center (Monthly)

$906 €806

$676 Rp 12.2M

34.03%

3-bedroom Apartment, City Center (Monthly)

$1,964 €1,747

$3,503 Rp 63.1M

-43.93%

3-bedroom Apartment, Outside City Center (Monthly)

$1,442 €1,283

$1,700 Rp 30.6M

-15.16%

Buy Apartment in City Center (m2)

$7,912 €7,038

$2,784 Rp 50.1M

184.21%

Buy Apartment Outside City Center (m2)

$4,158 €3,698

$2,241 Rp 40.3M

85.57%

Average Monthly Net Salary (After Tax)

$1,437 €1,279

$165 Rp 3.0M

773.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.79

13.78

-72.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Dubrovnik: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Dubrovnik

$906 45.8%

Ubud, Bali

$676 49.4% 25.4% $230

Eating Out

Dubrovnik

$324 16.4%

Ubud, Bali

$109 8% 66.4% $215

Monthly Utilities & Internet

Dubrovnik

$242 12.3%

Ubud, Bali

$108 7.9% 55.4% $134

Groceries & Markets

Dubrovnik

$235 11.9%

Ubud, Bali

$290 21.2% 23.8% $56

Clothing & Footwear

Dubrovnik

$110 5.6%

Ubud, Bali

$108 7.9% 2.6% $2.9

Sport & Entertainment

Dubrovnik

$86 4.4%

Ubud, Bali

$65 4.7% 25% $22

Getting Around

Dubrovnik

$76 3.9%

Ubud, Bali

$13 0.9% 83.6% $64

Cost Breakdown

A central one-bedroom costs $1,442 in Dubrovnik versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 774% higher in Dubrovnik, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $77.0 in Dubrovnik versus $35.00 in Ubud, Bali. Groceries tell a different story – $235 in Dubrovnik vs $290 in Ubud, Bali – so Dubrovnik wins on supermarket bills even if dining out costs more.

Good to know

🇭🇷 Dubrovnik

🇮🇩 Ubud, Bali

🕒 Local time

04:04 4:04 AM

10:04 10:04 AM

6 h ahead of Dubrovnik

🌤 Weather

👥 Population

41,562

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Dubrovnik Ubud, Bali 11,230 km ≈ 15 h nonstop flight

From you

Dubrovnik
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Dubrovnik vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,979 in Dubrovnik, $1,368 in Ubud, Bali – roughly 45% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,969 per month in Dubrovnik and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 519% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $90.6 per month in Dubrovnik and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Dubrovnik at $1,979. In Ubud, Bali it covers expenses comfortably, while in Dubrovnik it requires careful planning or may not stretch far enough.

It depends on your priorities. Dubrovnik has an edge in some lifestyle areas, with costs from $1,368 in Ubud, Bali to $1,979 in Dubrovnik. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Dubrovnik makes more sense. Both are solid long-term options with distinct trade-offs.