Last update: Oct 2026

Cost of Living Comparison Between Dubai and Heraklion

For one person, living is cheaper in Heraklion: $1,609 a month against $2,854 in Dubai, rent and utilities included – about $14,900 less a year. Rent and utilities account for most of the difference.

139

Cost of Living Index in Dubai
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Dubai Living Index
78

Cost of Living Index in Heraklion
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Heraklion Living Index

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Dubai

🇦🇪 United Arab Emirates

$2,854

/mo nomad

Heraklion

🇬🇷 Greece

$1,609

/mo nomad

Monthly Cost of Living

How much you'll spend in Dubai and in Heraklion

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Dubai and in Heraklion actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,854 in Dubai versus $1,609 in Heraklion.

Dubai $2,854
Heraklion $1,609

Estimated couple costs with rent: $4,321 in Dubai versus $2,492 in Heraklion.

Dubai $4,321
Heraklion $2,492

Monthly costs for a family of three with rent: $5,788 in Dubai versus $3,374 in Heraklion.

Dubai $5,788
Heraklion $3,374

Living in Dubai is roughly 77% more expensive than in Heraklion, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Dubai 113% above, Heraklion 20% above.

Meal at Budget Restaurant

$13.04 AED 47.89

$13.02 €11.62

0.15%

Three-Course Dinner for Two, Mid-Range

$81.4 AED 299

$56.5 €50.4

44.18%

Fast Food Meal (McDonalds, etc)

$9.32 AED 34.25

$10.03 €8.96

-7.08%

Cappuccino

$5.97 AED 21.93

$3.80 €3.39

57.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.63 AED 5.98

$2.43 €2.17

-32.92%

Water (0.33 liter bottle)

$0.81 AED 2.99

$0.76 €0.68

6.58%

Local Beer (0.5 liter draught)

$13.65 AED 50.1

$5.62 €5.02

142.88%

Imported Beer (0.33 liter bottle)

$13.38 AED 49.15

$5.48 €4.89

144.16%

Milk (1 liter)

$1.81 AED 6.64

$1.79 €1.60

1.12%

White Bread (500g)

$1.57 AED 5.78

$1.47 €1.32

6.80%

Rice (white) (1kg)

$2.49 AED 9.16

$2.73 €2.43

-8.79%

Eggs

$3.28 AED 12.04

$4.38 €3.91

-25.11%

Local Cheese (1kg)

$12.67 AED 46.53

$15.75 €14.06

-19.56%

Chicken Fillets (1kg)

$9.75 AED 35.80

$10.42 €9.30

-6.43%

Beef Round Steak (1kg)

$13.18 AED 48.40

$15.23 €13.59

-13.46%

Apples (1kg)

$2.61 AED 9.57

$2.23 €1.99

17.04%

Banana (1kg)

$1.93 AED 7.09

$2.08 €1.86

-7.21%

Oranges (1kg)

$1.92 AED 7.05

$1.34 €1.20

43.28%

Tomato (1kg)

$1.36 AED 5.00

$1.76 €1.57

-22.73%

Potato (1kg)

$1.17 AED 4.29

$1.18 €1.05

-0.85%

Onion (1kg)

$1.01 AED 3.71

$1.22 €1.09

-17.21%

Lettuce (1 head)

$1.51 AED 5.56

$0.94 €0.84

60.64%

Water (1.5 liter bottle)

$0.62 AED 2.29

$0.71 €0.63

-12.68%

Cigarettes 20 Pack (Marlboro, Camel)

$5.85 AED 21.50

$5.12 €4.57

14.26%

Wine (Bottle)

$16.14 AED 59.3

$7.80 €6.96

106.92%

Local Beer (0.5 liter bottle)

$2.65 AED 9.74

$2.27 €2.03

16.74%

Imported Beer (0.33 liter bottle)

$2.95 AED 10.82

$2.88 €2.57

2.43%

One-way Ticket (Public Transport)

$1.64 AED 6.03

$1.47 €1.31

11.56%

Public Transport Monthly Pass (Regular Price)

$73.6 AED 270

$67.0 €59.8

9.87%

Taxi Start (Normal Tariff)

$3.17 AED 11.66

$4.51 €4.02

-29.71%

Taxi (Normal Tariff) (1km)

$0.71 AED 2.63

$1.13 €1.01

-37.17%

Taxi 1hour Waiting (Normal Tariff)

$7.96 AED 29.23

$11.08 €9.89

-28.16%

Gasoline (1 liter)

$0.99 AED 3.64

$2.24 €2.00

-55.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K AED 100.5K

$28.0K €25.0K

-2.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.5K AED 82.8K

$24.0K €21.5K

-6.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$250 AED 920

$195 €174

28.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$54.2 AED 199

$30.21 €26.96

79.54%

Internet (50+ Mbps, Unlimited Data)

$91.8 AED 337

$37.66 €33.61

143.73%

Gym Membership (Monthly)

$98.6 AED 362

$49.93 €44.56

97.54%

Tennis Court (1 Hour on Weekend)

$42.61 AED 156

$39.72 €35.44

7.28%

Cinema Ticket

$16.03 AED 58.9

$9.05 €8.07

77.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$843 AED 3,098

$410 €366

105.85%

International Primary School, 1 Child (Yearly)

$18.3K AED 67.1K

$4,089 €3,649

346.57%

Jeans (Levis 501 Or Similar)

$68.0 AED 250

$89.0 €79.4

-23.62%

Summer Dress (H&M, Zara, etc)

$57.9 AED 213

$42.78 €38.18

35.25%

Sport Shoes (Adidas, Nike)

$101 AED 370

$82.6 €73.7

21.84%

Men's Leather Business Shoes

$101 AED 371

$136 €122

-25.84%

1-bedroom Apartment, City Center (Monthly)

$2,380 AED 8,741

$652 €582

265.20%

1-bedroom Apartment, Outside City Center (Monthly)

$1,506 AED 5,531

$505 €450

198.32%

3-bedroom Apartment, City Center (Monthly)

$4,437 AED 16.3K

$1,105 €986

301.45%

3-bedroom Apartment, Outside City Center (Monthly)

$3,010 AED 11.1K

$1,005 €897

199.41%

Buy Apartment in City Center (m2)

$7,121 AED 26.2K

$4,070 €3,632

74.97%

Buy Apartment Outside City Center (m2)

$4,135 AED 15.2K

$2,799 €2,498

47.75%

Average Monthly Net Salary (After Tax)

$3,391 AED 12.5K

$1,111 €992

205.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.54

4.44

2.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Dubai: October 5, 2026

Last update for Heraklion: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Dubai

$1.5K 52.5%

Heraklion

$505 31.5% 66.5% $1K

Monthly Utilities & Internet

Dubai

$396 13.8%

Heraklion

$263 16.4% 33.7% $133

Eating Out

Dubai

$309 10.8%

Heraklion

$232 14.5% 24.9% $77

Groceries & Markets

Dubai

$293 10.2%

Heraklion

$295 18.4% 0.8% $2.2

Clothing & Footwear

Dubai

$147 5.1%

Heraklion

$158 9.8% 7% $10

Sport & Entertainment

Dubai

$131 4.6%

Heraklion

$68 4.2% 47.9% $63

Getting Around

Dubai

$87 3%

Heraklion

$83 5.2% 4.5% $3.9

Cost Breakdown

A one-bedroom apartment in the center runs $2,380 in Dubai and $652 in Heraklion. Housing cost is often the main lever when comparing two cities.

Dubai pays 205% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $81.0 in Dubai vs $56.0 in Heraklion. Groceries flip the comparison at $293 vs $295, with Dubai cheaper for home cooking.

Good to know

🇦🇪 Dubai

🇬🇷 Heraklion

🕒 Local time

15:20 3:20 PM

14:20 2:20 PM

1 h behind Dubai

🌤 Weather

👥 Population

3,790,000

140,730

💱 Currency

UAE Dirham AED د.إ

Euro EUR €

📈 Exchange rate

1 AED = 0.272 USD

1 AED = 0.243 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to AED – UAE Dirham Converter

🇺🇸 United States Dollar ($)

🇦🇪 UAE Dirham (د.إ)

UAE Dirham exchange rates as of October 10, 2026: 1 USD = 3.67 AED (1 AED = 0.272 USD). 1 EUR = 4.12 AED (1 AED = 0.243 EUR).

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

USD to AED in detail →

On the map

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Between locations

Dubai Heraklion 3,090 km ≈ 4 h 15 min nonstop flight

From you

Dubai
Heraklion

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Dubai vs Heraklion: Cost of Living - Frequently Asked Questions

Heraklion is cheaper overall, especially in eating out, utilities, and leisure. The 77% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 205% higher in Dubai, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,380 in Dubai versus $652 in Heraklion. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Heraklion runs roughly 10% less than in Dubai. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $843 in Dubai versus $410 in Heraklion. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,609 in Heraklion versus $2,854 in Dubai, a $2,500 budget is realistic in Heraklion but tight or insufficient in Dubai. The gap between the two cities makes Heraklion the clear choice for anyone on this budget.

For families, Heraklion is more practical. Housing and childcare are both notably cheaper than in Dubai, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Dubai and Heraklion are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Heraklion gentler on the wallet – expenses run 77% less than in Dubai. Beyond cost, consider language, visa policies, and how big the international community is in each city.