Last update: Oct 2026

Cost of Living Comparison Between Dubai and Gradiska

For one person, living is cheaper in Gradiska: $774 a month against $2,896 in Dubai, rent and utilities included – about $25,500 less a year. Rent and utilities account for most of the difference.

140

Cost of Living Index in Dubai
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Dubai Living Index
38

Cost of Living Index in Gradiska
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Gradiska Living Index

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Dubai

🇦🇪 United Arab Emirates

$2,896

/mo nomad

Gradiska

🇧🇦 Bosnia and Herzegovina

$774

/mo nomad

Monthly Cost of Living

How much you'll spend in Dubai and in Gradiska

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Dubai and in Gradiska actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,896 in Dubai versus $774 in Gradiska.

Dubai $2,896
Gradiska $774

Estimated couple costs with rent: $4,384 in Dubai versus $1,267 in Gradiska.

Dubai $4,384
Gradiska $1,267

Monthly costs for a family of three with rent: $5,872 in Dubai versus $1,760 in Gradiska.

Dubai $5,872
Gradiska $1,760

Living in Dubai is roughly 274% more expensive than in Gradiska, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Dubai is 115% above, Gradiska is 43% below.

Meal at Budget Restaurant

$12.67 AED 46.55

$5.86 BAM 10.19

116.21%

Three-Course Dinner for Two, Mid-Range

$81.7 AED 300

$37.72 BAM 65.6

116.65%

Fast Food Meal (McDonalds, etc)

$9.34 AED 34.30

$6.69 BAM 11.63

39.61%

Cappuccino

$5.89 AED 21.62

$1.68 BAM 2.93

250.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.69 AED 6.20

$1.73 BAM 3.01

-2.31%

Water (0.33 liter bottle)

$0.78 AED 2.86

$1.18 BAM 2.06

-33.90%

Local Beer (0.5 liter draught)

$13.66 AED 50.2

$1.73 BAM 3.00

689.60%

Imported Beer (0.33 liter bottle)

$13.49 AED 49.54

$2.34 BAM 4.07

476.50%

Milk (1 liter)

$1.84 AED 6.78

$1.29 BAM 2.25

42.64%

White Bread (500g)

$1.50 AED 5.50

$1.11 BAM 1.94

35.14%

Rice (white) (1kg)

$2.57 AED 9.45

$1.71 BAM 2.97

50.29%

Eggs

$3.32 AED 12.18

$3.44 BAM 5.98

-3.49%

Local Cheese (1kg)

$12.60 AED 46.28

$7.06 BAM 12.28

78.47%

Chicken Fillets (1kg)

$9.66 AED 35.46

$7.05 BAM 12.26

37.02%

Beef Round Steak (1kg)

$12.78 AED 46.93

$15.01 BAM 26.11

-14.86%

Apples (1kg)

$2.60 AED 9.54

$1.06 BAM 1.84

145.28%

Banana (1kg)

$1.90 AED 6.99

$1.43 BAM 2.49

32.87%

Oranges (1kg)

$1.91 AED 7.02

$1.21 BAM 2.11

57.85%

Tomato (1kg)

$1.37 AED 5.02

$1.60 BAM 2.78

-14.37%

Potato (1kg)

$1.13 AED 4.14

$1.39 BAM 2.41

-18.71%

Onion (1kg)

$1.01 AED 3.71

$0.82 BAM 1.42

23.17%

Lettuce (1 head)

$1.44 AED 5.30

$1.61 BAM 2.81

-10.56%

Water (1.5 liter bottle)

$0.67 AED 2.48

$0.81 BAM 1.41

-17.28%

Cigarettes 20 Pack (Marlboro, Camel)

$5.88 AED 21.59

$3.71 BAM 6.45

58.49%

Wine (Bottle)

$16.15 AED 59.3

$8.81 BAM 15.31

83.31%

Local Beer (0.5 liter bottle)

$2.72 AED 10.00

$1.00 BAM 1.73

172.00%

Imported Beer (0.33 liter bottle)

$3.08 AED 11.32

$1.05 BAM 1.82

193.33%

One-way Ticket (Public Transport)

$1.60 AED 5.87

$2.92 BAM 5.07

-45.21%

Public Transport Monthly Pass (Regular Price)

$76.0 AED 279

Taxi Start (Normal Tariff)

$3.24 AED 11.91

$1.68 BAM 2.91

92.86%

Taxi (Normal Tariff) (1km)

$0.71 AED 2.61

$1.15 BAM 2.00

-38.26%

Taxi 1hour Waiting (Normal Tariff)

$7.96 AED 29.22

$10.09 BAM 17.55

-21.11%

Gasoline (1 liter)

$0.98 AED 3.62

$1.53 BAM 2.66

-35.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K AED 100.6K

$31.0K BAM 54.0K

-11.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.0K AED 80.9K

$20.8K BAM 36.2K

5.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$249 AED 913

$86.3 BAM 150

187.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$54.4 AED 200

$18.50 BAM 32.17

194.22%

Internet (50+ Mbps, Unlimited Data)

$91.5 AED 336

$22.68 BAM 39.44

303.31%

Gym Membership (Monthly)

$103 AED 380

$24.95 BAM 43.39

314.43%

Tennis Court (1 Hour on Weekend)

$42.32 AED 155

Cinema Ticket

$16.29 AED 59.8

$2.81 BAM 4.88

479.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$844 AED 3,098

$134 BAM 233

530.43%

International Primary School, 1 Child (Yearly)

$18.3K AED 67.1K

$18.6K BAM 32.3K

-1.77%

Jeans (Levis 501 Or Similar)

$67.0 AED 246

$57.0 BAM 99.0

17.63%

Summer Dress (H&M, Zara, etc)

$57.9 AED 213

$28.60 BAM 49.73

102.59%

Sport Shoes (Adidas, Nike)

$102 AED 375

$72.1 BAM 125

41.58%

Men's Leather Business Shoes

$98.7 AED 363

$115 BAM 200

-14.38%

1-bedroom Apartment, City Center (Monthly)

$2,393 AED 8,788

$169 BAM 294

1315.79%

1-bedroom Apartment, Outside City Center (Monthly)

$1,533 AED 5,630

$142 BAM 247

977.88%

3-bedroom Apartment, City Center (Monthly)

$4,594 AED 16.9K

$366 BAM 636

1155.93%

3-bedroom Apartment, Outside City Center (Monthly)

$2,939 AED 10.8K

$314 BAM 545

837.40%

Buy Apartment in City Center (m2)

$7,046 AED 25.9K

$1,410 BAM 2,453

399.56%

Buy Apartment Outside City Center (m2)

$4,222 AED 15.5K

$1,243 BAM 2,162

239.50%

Average Monthly Net Salary (After Tax)

$3,461 AED 12.7K

$673 BAM 1,170

414.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.54

4.3

5.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Dubai: October 10, 2026

Last update for Gradiska: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Dubai

$1.5K 52.9%

Gradiska

$142 18.4% 90.7% $1.4K

Monthly Utilities & Internet

Dubai

$394 13.6%

Gradiska

$127 16.5% 67.7% $267

Eating Out

Dubai

$305 10.5%

Gradiska

$112 14.5% 63.3% $193

Groceries & Markets

Dubai

$292 10.1%

Gradiska

$220 28.4% 24.7% $72

Clothing & Footwear

Dubai

$147 5.1%

Gradiska

$123 15.9% 16.2% $24

Sport & Entertainment

Dubai

$136 4.7%

Gradiska

$31 4% 77.5% $105

Getting Around

Dubai

$89 3.1%

Gradiska

$19 * 2.5% 78.6% $70

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,393 in Dubai and $169 in Gradiska. Housing cost is often the main lever when comparing two cities.

Dubai pays 414% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $82.0 in Dubai vs $38.00 in Gradiska for a mid-range dinner for two. Groceries echo the gap at $292 vs $220 per month, with Gradiska cheaper across the board.

Good to know

🇦🇪 Dubai

🇧🇦 Gradiska

🕒 Local time

12:17 12:17 PM

10:17 10:17 AM

2 h behind Dubai

🌤 Weather

👥 Population

3,790,000

14,368

💱 Currency

UAE Dirham AED د.إ

Bosnia and Herzegovina Convertible Mark BAM KM

📈 Exchange rate

1 AED = 0.272 USD

1 AED = 0.242 EUR

1 BAM = 0.575 USD

1 BAM = 0.512 EUR

Exchange rates and currency converter

BAM, USD, EUR to AED – UAE Dirham Converter

🇺🇸 United States Dollar ($)

🇦🇪 UAE Dirham (د.إ)

UAE Dirham exchange rates as of October 18, 2026: 1 USD = 3.67 AED (1 AED = 0.272 USD). 1 EUR = 4.13 AED (1 AED = 0.242 EUR).

Bosnia and Herzegovina Convertible Mark exchange rates as of October 18, 2026: 1 USD = 1.74 BAM (1 BAM = 0.575 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

USD to AED in detail →

On the map

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Highest

Between locations

Dubai Gradiska 4,050 km ≈ 6 h nonstop flight

From you

Dubai
Gradiska

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Dubai vs Gradiska: Cost of Living - Frequently Asked Questions

Gradiska is cheaper overall, especially in eating out, groceries, and clothing. The 274% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 414% higher in Dubai, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,393 in Dubai versus $169 in Gradiska. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 33% higher in Dubai. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,896 per month in Dubai versus $774 in Gradiska – a 274% gap that adds up to real savings over time for anyone picking the cheaper option.

At $774 in Gradiska versus $2,896 in Dubai, a $1,500 budget is realistic in Gradiska but tight or insufficient in Dubai. The gap between the two cities makes Gradiska the clear choice for anyone on this budget.

For families, Gradiska is more practical. Housing and childcare are both notably cheaper than in Dubai, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Dubai and Gradiska are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gradiska gentler on the wallet – expenses run 274% less than in Dubai. Beyond cost, consider language, visa policies, and how big the international community is in each city.