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Cost of Living Comparison Between Dharwad and Ubud, Bali Cost of Living Comparison Between Dharwad and Ubud, Bali

🙂 Solo nomad: Dharwad is 37.8% cheaper than Ubud, Bali without rent, and 47.5% cheaper with rent.
🙂 Family of 3: Dharwad is 54.6% cheaper than Ubud, Bali without rent, and 46.2% cheaper with rent.
Currency
🍽 Eating Out
Dharwad
Ubud, Bali
Difference
Meal at Budget Restaurant
$2.31 ₹207
$2.85 Rp 47.5K
-18.95%
Three-Course Dinner for Two, Mid-Range
$10.6 ₹950
$12.26 Rp 204.3K
-13.54%
Fast Food Meal (McDonalds, etc)
$3.74 ₹335
$3.28 Rp 54.6K
14.02%
Cappuccino
$1.52 ₹136
$2.3 Rp 38.3K
-33.91%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.37 ₹33.56
$1.11 Rp 18.5K
-66.67%
Water (0.33 liter bottle)
$0.18 ₹16.18
$0.26 Rp 4,324
-30.77%
Local Beer (0.5 liter draught)
$1.73 ₹155
$2.4 Rp 40K
-27.92%
Imported Beer (0.33 liter bottle)
$3.08 ₹276
$3.15 Rp 52.5K
-2.22%
🛒 Groceries & Markets
Dharwad
Ubud, Bali
Difference
Milk (1 liter)
$0.71 ₹63.2
$1.49 Rp 24.9K
-52.35%
White Bread (500g)
$0.49 ₹43.72
$1.65 Rp 27.5K
-70.30%
Rice (white) (1kg)
$0.67 ₹59.7
$1.13 Rp 18.9K
-40.71%
Eggs
$0.95 ₹84.9
$2.33 Rp 38.9K
-59.23%
Local Cheese (1kg)
$4.85 ₹435
$13.7 Rp 228.3K
-64.60%
Chicken Fillets (1kg)
$3.03 ₹271
$3.97 Rp 66.2K
-23.68%
Beef Round Steak (1kg)
-
$11.22 Rp 187K
-
Apples (1kg)
$2.05 ₹184
$3.48 Rp 57.9K
-41.09%
Banana (1kg)
$0.68 ₹60.9
$1.5 Rp 25K
-54.67%
Oranges (1kg)
$0.98 ₹88.1
$2.68 Rp 44.6K
-63.43%
Tomato (1kg)
$0.54 ₹48.46
$1.35 Rp 22.5K
-60.00%
Potato (1kg)
$0.38 ₹34.13
$1.57 Rp 26.2K
-75.80%
Onion (1kg)
$0.45 ₹39.9
$2.1 Rp 34.9K
-78.57%
Lettuce (1 head)
$0.49 ₹44.09
$1.03 Rp 17.1K
-52.43%
Water (1.5 liter bottle)
$0.34 ₹30.66
$0.57 Rp 9,488
-40.35%
Cigarettes 20 Pack (Marlboro, Camel)
$3.88 ₹347
$2.31 Rp 38.5K
67.97%
Wine (Bottle)
$7.91 ₹708
$15.21 Rp 253.5K
-47.99%
Local Beer (0.5 liter bottle)
$1.7 ₹153
$2.49 Rp 41.5K
-31.73%
Imported Beer (0.33 liter bottle)
$2.86 ₹256
$2.66 Rp 44.3K
7.52%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$5.17 ₹463
-
-
🚌 Getting Around
Dharwad
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.28 ₹25
$0.29 Rp 4,911
-3.45%
Public Transport Monthly Pass (Regular Price)
$8.84 ₹792
$10.03 Rp 167.1K
-11.86%
Taxi Start (Normal Tariff)
$0.84 ₹74.8
$0.45 Rp 7,480
86.67%
Taxi (Normal Tariff) (1km)
$0.26 ₹23.39
$0.34 Rp 5,748
-23.53%
Taxi 1hour Waiting (Normal Tariff)
$1.47 ₹132
$5.97 Rp 99.4K
-75.38%
Gasoline (1 liter)
$1.17 ₹105
$0.75 Rp 12.4K
56.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$14K ₹1.3M
$25.8K Rp 430.2M
-45.74%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.6K ₹1.9M
$31.7K Rp 528.9M
-31.92%
🧾 Monthly Utilities & Internet
Dharwad
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$39.72 ₹3,558
$64.6 Rp 1.1M
-38.51%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.51 ₹315
$4.14 Rp 69K
-15.22%
Internet (50+ Mbps, Unlimited Data)
$7.33 ₹656
$23.99 Rp 399.7K
-69.45%
🎉 Sport & Entertainment
Dharwad
Ubud, Bali
Difference
Gym Membership (Monthly)
$16.08 ₹1,440
$23.29 Rp 388.1K
-30.96%
Tennis Court (1 Hour on Weekend)
$6.84 ₹613
$6.19 Rp 103.1K
10.50%
Cinema Ticket
$2.85 ₹255
$3.45 Rp 57.5K
-17.39%
🧸 Childcare & Education
Dharwad
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$50.4 ₹4,513
$91.9 Rp 1.5M
-45.17%
International Primary School, 1 Child (Yearly)
$1,533 ₹137.3K
$5,912 Rp 98.5M
-74.07%
👕👟 Clothing & Footwear
Dharwad
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$24.18 ₹2,166
$51.5 Rp 857.6K
-53.02%
Summer Dress (H&M, Zara, etc)
$24.78 ₹2,219
$24.45 Rp 407.3K
1.35%
Sport Shoes (Adidas, Nike)
$42.27 ₹3,787
$84.4 Rp 1.4M
-49.89%
Men's Leather Business Shoes
$31.73 ₹2,842
$74.3 Rp 1.2M
-57.30%
🏠 Accommodation & Living
Dharwad
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$123 ₹11K
$261 Rp 4.4M
-53.03%
1-bedroom Apartment, Outside City Center (Monthly)
$77.6 ₹6,951
$160 Rp 2.7M
-51.36%
3-bedroom Apartment, City Center (Monthly)
$269 ₹24.1K
$585 Rp 9.7M
-54.04%
3-bedroom Apartment, Outside City Center (Monthly)
$180 ₹16.1K
$328 Rp 5.5M
-45.17%
Buy Apartment in City Center (m2)
$991 ₹88.8K
$985 Rp 16.4M
0.62%
Buy Apartment Outside City Center (m2)
$610 ₹54.6K
$847 Rp 14.1M
-27.99%
💵 Salaries & Financials
Dharwad
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$178 Rp 3M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
8.67
13.28
-34.71%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Dharwad: November 30, 2025

Last update for Ubud, Bali: December 2, 2025

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