Last update: Oct 2026

Cost of Living Comparison Between Dhaka and Xiamen

For one person, living is cheaper in Dhaka: $426 a month against $842 in Xiamen, rent and utilities included – about $5,000 less a year. Rent and utilities account for about half of the difference.

21

Cost of Living Index in Dhaka
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Dhaka Living Index
40

Cost of Living Index in Xiamen
Learn more

Xiamen Living Index

Jump to prices

Dhaka

🇧🇩 Bangladesh

$426

/mo nomad

Xiamen

🇨🇳 China

$842

/mo nomad

Monthly Cost of Living

How much you'll spend in Dhaka and in Xiamen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Dhaka and in Xiamen actually costs, broken down by who's living it.

Monthly costs for one person with rent: $426 in Dhaka versus $842 in Xiamen.

Dhaka $426
Xiamen $842

Estimated couple costs with rent: $735 in Dhaka versus $1,338 in Xiamen.

Dhaka $735
Xiamen $1,338

Monthly costs for a family of three with rent: $1,043 in Dhaka versus $1,835 in Xiamen.

Dhaka $1,043
Xiamen $1,835

Living in Dhaka costs roughly 49% less than in Xiamen, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Dhaka 68% lower, Xiamen 37% lower.

Meal at Budget Restaurant

$2.49 ৳305

$3.01 ¥20.10

-17.28%

Three-Course Dinner for Two, Mid-Range

$13.06 ৳1,604

$23.67 ¥158

-44.82%

Fast Food Meal (McDonalds, etc)

$4.83 ৳594

$5.36 ¥35.85

-9.89%

Local Non-Alcoholic Beer (0.5 liter draught)

$4.93 ৳606

Imported Non-Alcoholic Beer (0.33 liter bottle)

$4.10 ৳504

Cappuccino

$2.34 ৳287

$2.51 ¥16.78

-6.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.30 ৳37.38

$0.47 ¥3.14

-36.17%

Water (0.33 liter bottle)

$0.16 ৳19.96

$0.35 ¥2.37

-54.29%

Local Beer (0.5 liter draught)

$1.47 ¥9.86

Imported Beer (0.33 liter bottle)

$2.99 ¥19.97

Milk (1 liter)

$0.80 ৳98.1

$1.46 ¥9.78

-45.21%

White Bread (500g)

$0.65 ৳79.3

$2.27 ¥15.20

-71.37%

Rice (white) (1kg)

$0.71 ৳87.2

$0.98 ¥6.55

-27.55%

Eggs

$1.21 ৳149

$1.63 ¥10.92

-25.77%

Local Cheese (1kg)

$8.67 ৳1,065

$11.95 ¥79.9

-27.45%

Chicken Fillets (1kg)

$3.21 ৳395

$2.52 ¥16.83

27.38%

Beef Round Steak (1kg)

$6.70 ৳823

$11.73 ¥78.4

-42.88%

Apples (1kg)

$2.73 ৳335

$2.55 ¥17.05

7.06%

Banana (1kg)

$0.88 ৳108

$1.47 ¥9.85

-40.14%

Oranges (1kg)

$2.37 ৳291

$1.66 ¥11.09

42.77%

Tomato (1kg)

$0.65 ৳79.5

$1.97 ¥13.19

-67.01%

Potato (1kg)

$0.24 ৳29.19

$1.03 ¥6.86

-76.70%

Onion (1kg)

$0.49 ৳60.6

$1.82 ¥12.18

-73.08%

Lettuce (1 head)

$0.32 ৳38.87

$0.91 ¥6.05

-64.84%

Water (1.5 liter bottle)

$0.30 ৳37.30

$0.49 ¥3.31

-38.78%

Bottle of Non-Alcoholic Wine (Mid-Range)

$12.07 ৳1,483

Local Non-Alcoholic Beer (0.5 liter bottle)

$5.51 ৳677

Imported Non-Alcoholic Beer (0.33 liter bottle)

$6.66 ৳818

Cigarettes 20 Pack (Marlboro, Camel)

$3.23 ৳396

$3.06 ¥20.47

5.56%

Wine (Bottle)

$11.22 ¥75.0

Local Beer (0.5 liter bottle)

$0.81 ¥5.40

Imported Beer (0.33 liter bottle)

$1.70 ¥11.37

One-way Ticket (Public Transport)

$0.42 ৳52.1

$0.16 ¥1.07

162.50%

Public Transport Monthly Pass (Regular Price)

$22.54 ৳2,769

$12.10 ¥80.9

86.28%

Taxi Start (Normal Tariff)

$1.19 ৳147

$1.47 ¥9.82

-19.05%

Taxi (Normal Tariff) (1km)

$0.40 ৳48.58

$0.29 ¥1.92

37.93%

Taxi 1hour Waiting (Normal Tariff)

$3.35 ৳411

$7.34 ¥49.07

-54.36%

Gasoline (1 liter)

$1.15 ৳141

$1.31 ¥8.78

-12.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.3K ৳3.7M

$19.3K ¥128.8K

57.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.0K ৳4.1M

$17.3K ¥115.4K

91.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$46.32 ৳5,690

$44.42 ¥297

4.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.33 ৳531

$8.81 ¥58.9

-50.85%

Internet (50+ Mbps, Unlimited Data)

$10.63 ৳1,306

$10.23 ¥68.3

3.91%

Gym Membership (Monthly)

$16.37 ৳2,011

$48.22 ¥322

-66.05%

Tennis Court (1 Hour on Weekend)

$16.14 ৳1,982

$10.59 ¥70.8

52.41%

Cinema Ticket

$4.13 ৳508

$10.22 ¥68.3

-59.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$90.7 ৳11.1K

$488 ¥3,264

-81.43%

International Primary School, 1 Child (Yearly)

$2,649 ৳325.4K

$24.1K ¥161.3K

-89.03%

Jeans (Levis 501 Or Similar)

$16.48 ৳2,024

$38.84 ¥260

-57.57%

Summer Dress (H&M, Zara, etc)

$21.00 ৳2,579

$28.49 ¥190

-26.29%

Sport Shoes (Adidas, Nike)

$50.3 ৳6,173

$105 ¥703

-52.26%

Men's Leather Business Shoes

$36.46 ৳4,478

$84.5 ¥565

-56.87%

1-bedroom Apartment, City Center (Monthly)

$152 ৳18.6K

$342 ¥2,283

-55.60%

1-bedroom Apartment, Outside City Center (Monthly)

$73.6 ৳9,041

$269 ¥1,798

-72.64%

3-bedroom Apartment, City Center (Monthly)

$436 ৳53.5K

$825 ¥5,511

-47.13%

3-bedroom Apartment, Outside City Center (Monthly)

$214 ৳26.3K

$547 ¥3,655

-60.90%

Buy Apartment in City Center (m2)

$1,622 ৳199.2K

$8,597 ¥57.5K

-81.14%

Buy Apartment Outside City Center (m2)

$761 ৳93.5K

$4,684 ¥31.3K

-83.75%

Average Monthly Net Salary (After Tax)

$249 ৳30.6K

$1,138 ¥7,607

-78.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.48

3.46

202.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Dhaka: October 4, 2026

Last update for Xiamen: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Dhaka

$123 28.5%

Xiamen

$216 25.8% 76% $93

Accommodation & Living

Dhaka

$74 17.1%

Xiamen

$269 32.2% 266% $195

Eating Out

Dhaka

$64 15%

Xiamen

$87 10.4% 35.3% $23

Monthly Utilities & Internet

Dhaka

$61 14.3%

Xiamen

$63 7.6% 3.6% $2.2

Clothing & Footwear

Dhaka

$56 13%

Xiamen

$116 13.9% 107% $60

Getting Around

Dhaka

$27 6.4%

Xiamen

$16 1.9% 42.9% $12

Sport & Entertainment

Dhaka

$25 5.7%

Xiamen

$69 8.2% 179% $44

Cost Breakdown

A one-bedroom apartment in the center runs $152 in Dhaka and $342 in Xiamen. Housing cost is often the main lever when comparing two cities.

Xiamen pays 357% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $13.00 in Dhaka vs $24.00 in Xiamen for a mid-range dinner for two. Groceries echo the gap at $123 vs $216 per month, with Dhaka cheaper across the board.

Good to know

🇧🇩 Dhaka

🇨🇳 Xiamen

🕒 Local time

13:53 1:53 PM

15:53 3:53 PM

2 h ahead of Dhaka

🌤 Weather

👥 Population

21,741,000 Capital

3,531,000

💱 Currency

Bangladeshi Taka BDT ৳

Chinese Yuan CNY ¥

📈 Exchange rate

1,000 BDT = 8.14 USD

1,000 BDT = 7.26 EUR

1 CNY = 0.15 USD

1 CNY = 0.133 EUR

Exchange rates and currency converter

CNY, USD, EUR to BDT – Bangladeshi Taka Converter

🇺🇸 United States Dollar ($)

🇧🇩 Bangladeshi Taka (৳)

Bangladeshi Taka exchange rates as of October 10, 2026: 1 USD = 123 BDT (1,000 BDT = 8.14 USD). 1 EUR = 138 BDT (1,000 BDT = 7.26 EUR).

Chinese Yuan exchange rates as of October 10, 2026: 1 USD = 6.68 CNY (1 CNY = 0.15 USD). 1 EUR = 7.5 CNY (1 CNY = 0.133 EUR).

USD to BDT in detail →

On the map

Lowest

Highest

Between locations

Dhaka Xiamen 2,810 km ≈ 4 h nonstop flight

From you

Dhaka
Xiamen

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Dhaka vs Xiamen: Cost of Living - Frequently Asked Questions

Dhaka is cheaper overall, especially in groceries, eating out, and clothing. The 97% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 357% lower in Xiamen. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $152 in Dhaka versus $342 in Xiamen. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $426 per month in Dhaka versus $842 in Xiamen – a 97% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Dhaka runs roughly 86% less than in Xiamen. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Dhaka gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Dhaka gentler on the wallet – expenses run 97% less than in Xiamen. Beyond cost, consider language, visa policies, and how big the international community is in each city.