Last update: Oct 2026

Cost of Living Comparison Between Derry, Ireland and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,515 in Derry, rent and utilities included – about $14,000 less a year. Rent and utilities account for most of the difference.

120

Cost of Living Index in Derry
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Derry Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Derry

🇮🇪 Ireland

$2,515

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Derry and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Derry and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,515 in Derry versus $1,349 in Ubud, Bali.

Derry $2,515
Ubud, Bali $1,349

Estimated couple costs with rent: $3,028 in Derry versus $2,305 in Ubud, Bali.

Derry $3,028
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $3,541 in Derry versus $3,261 in Ubud, Bali.

Derry $3,541
Ubud, Bali $3,261

Living in Derry is roughly 86% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$20.72 €18.55

$3.32 Rp 60.2K

524.10%

Three-Course Dinner for Two, Mid-Range

$52.6 €47.14

$35.64 Rp 645.8K

47.67%

Fast Food Meal (McDonalds, etc)

$9.12 €8.17

$5.53 Rp 100.3K

64.92%

Cappuccino

$4.50 €4.03

$2.72 Rp 49.3K

65.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 €1.49

$1.70 Rp 30.8K

-1.76%

Water (0.33 liter bottle)

$1.61 €1.44

$0.76 Rp 13.8K

111.84%

Local Beer (0.5 liter draught)

$5.28 €4.73

$2.65 Rp 48.1K

99.25%

Imported Beer (0.33 liter bottle)

$6.62 €5.93

$4.38 Rp 79.4K

51.14%

Milk (1 liter)

$1.54 €1.38

$1.49 Rp 27.0K

3.36%

White Bread (500g)

$1.48 €1.33

$2.28 Rp 41.2K

-35.09%

Rice (white) (1kg)

$2.01 €1.80

$1.19 Rp 21.6K

68.91%

Eggs

$3.45 €3.09

$2.04 Rp 36.9K

69.12%

Local Cheese (1kg)

$13.14 €11.76

$17.70 Rp 320.8K

-25.76%

Chicken Fillets (1kg)

$9.96 €8.92

$3.96 Rp 71.8K

151.52%

Beef Round Steak (1kg)

$13.20 €11.82

$12.19 Rp 220.9K

8.29%

Apples (1kg)

$2.96 €2.65

$3.66 Rp 66.2K

-19.13%

Banana (1kg)

$1.56 €1.40

$1.52 Rp 27.5K

2.63%

Oranges (1kg)

$3.15 €2.82

$2.23 Rp 40.4K

41.26%

Tomato (1kg)

$4.04 €3.62

$1.97 Rp 35.7K

105.08%

Potato (1kg)

$1.05 €0.94

$1.85 Rp 33.5K

-43.24%

Onion (1kg)

$1.36 €1.22

$2.42 Rp 43.9K

-43.80%

Lettuce (1 head)

$1.04 €0.93

$0.99 Rp 17.9K

5.05%

Water (1.5 liter bottle)

$1.84 €1.65

$0.51 Rp 9,303

260.78%

Cigarettes 20 Pack (Marlboro, Camel)

$20.70 €18.54

$2.22 Rp 40.3K

832.43%

Wine (Bottle)

$10.27 €9.20

$22.24 Rp 403.0K

-53.82%

Local Beer (0.5 liter bottle)

$2.31 €2.07

$2.26 Rp 41.0K

2.21%

Imported Beer (0.33 liter bottle)

$2.57 €2.30

$2.97 Rp 53.8K

-13.47%

One-way Ticket (Public Transport)

$2.51 €2.25

$0.25 Rp 4,548

904.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

Taxi Start (Normal Tariff)

$5.26 €4.71

$0.44 Rp 7,964

1095.45%

Taxi (Normal Tariff) (1km)

$1.44 €1.29

$0.43 Rp 7,793

234.88%

Taxi 1hour Waiting (Normal Tariff)

$56.8 €50.9

$5.41 Rp 98.0K

950.28%

Gasoline (1 liter)

$2.08 €1.86

$0.82 Rp 14.9K

153.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.3K €34.3K

$23.8K Rp 432.0M

60.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.3K €34.3K

$31.7K Rp 575.3M

20.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$244 €219

$79.1 Rp 1.4M

208.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.20 €18.99

$6.45 Rp 116.8K

228.68%

Internet (50+ Mbps, Unlimited Data)

$50.4 €45.15

$18.58 Rp 336.7K

171.31%

Gym Membership (Monthly)

$34.99 €31.34

$49.48 Rp 896.7K

-29.28%

Tennis Court (1 Hour on Weekend)

$25.97 €23.26

$17.65 Rp 319.8K

47.14%

Cinema Ticket

$12.98 €11.63

$4.27 Rp 77.4K

203.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,180 €1,056

$491 Rp 8.9M

140.47%

International Primary School, 1 Child (Yearly)

$5,539 €4,961

$5,674 Rp 102.8M

-2.37%

Jeans (Levis 501 Or Similar)

$101 €90.7

$44.64 Rp 808.9K

126.79%

Summer Dress (H&M, Zara, etc)

$47.33 €42.39

$34.95 Rp 633.4K

35.42%

Sport Shoes (Adidas, Nike)

$97.5 €87.4

$79.9 Rp 1.4M

22.08%

Men's Leather Business Shoes

$72.2 €64.7

$79.4 Rp 1.4M

-9.04%

1-bedroom Apartment, City Center (Monthly)

$1,599 €1,432

$1,125 Rp 20.4M

42.18%

1-bedroom Apartment, Outside City Center (Monthly)

$1,365 €1,223

$671 Rp 12.2M

103.28%

3-bedroom Apartment, City Center (Monthly)

$1,344 €1,204

$3,565 Rp 64.6M

-62.28%

3-bedroom Apartment, Outside City Center (Monthly)

$1,103 €988

$1,723 Rp 31.2M

-36.00%

Buy Apartment in City Center (m2)

$2,303 €2,062

$2,732 Rp 49.5M

-15.70%

Buy Apartment Outside City Center (m2)

$3,403 €3,048

$2,284 Rp 41.4M

48.98%

Average Monthly Net Salary (After Tax)

$2,650 €2,374

$164 Rp 3.0M

1517.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.68

13.78

-73.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Derry: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Derry

$1.4K 54.3%

Ubud, Bali

$672 49.8% 50.8% $694

Monthly Utilities & Internet

Derry

$316 12.6%

Ubud, Bali

$104 7.7% 67% $212

Groceries & Markets

Derry

$307 12.2%

Ubud, Bali

$288 21.4% 6.1% $19

Eating Out

Derry

$300 11.9%

Ubud, Bali

$108 8% 64.1% $192

Clothing & Footwear

Derry

$143 5.7%

Ubud, Bali

$108 8% 24.9% $36

Sport & Entertainment

Derry

$61 2.4%

Ubud, Bali

$58 4.3% 4.8% $2.9

Getting Around

Derry

$22 * 0.9%

Ubud, Bali

$11 0.9% 49.2% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,599 in Derry and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Derry pays about 16 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $53 in Derry vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $307 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇪 Derry

🇮🇩 Ubud, Bali

🕒 Local time

00:02 12:02 AM

08:02 8:02 AM

8 h ahead of Derry

🌤 Weather

👥 Population

85,016

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 1, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Derry Ubud, Bali 12,820 km ≈ 17 h nonstop flight

From you

Derry
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Derry vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 46% cheaper overall, especially in eating out, utilities, and clothing. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Derry is about 16 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,599 in Derry versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 7% higher in Derry. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $2,515 per month in Derry versus $1,349 in Ubud, Bali – Ubud, Bali is about 46% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Derry, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Derry and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Derry on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.