Last update: Oct 2026

Cost of Living Comparison Between Derry and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,484 in Derry, rent and utilities included – about $18,800 less a year. Rent and utilities account for most of the difference.

121

Cost of Living Index in Derry
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Derry Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Derry

🇮🇪 Ireland

$2,484

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Derry and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Derry and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,484 in Derry versus $918 in Cebu.

Derry $2,484
Cebu $918

Estimated couple costs with rent: $3,000 in Derry versus $1,409 in Cebu.

Derry $3,000
Cebu $1,409

Monthly costs for a family of three with rent: $3,516 in Derry versus $1,900 in Cebu.

Derry $3,516
Cebu $1,900

Living in Derry is roughly 171% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Derry is 84% above, Cebu is 32% below.

Meal at Budget Restaurant

$20.52 €18.25

$3.09 ₱195

564.08%

Three-Course Dinner for Two, Mid-Range

$51.2 €45.58

$24.22 ₱1,525

111.56%

Fast Food Meal (McDonalds, etc)

$9.39 €8.35

$3.92 ₱247

139.54%

Cappuccino

$4.44 €3.95

$2.51 ₱158

76.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 €1.46

$1.59 ₱100

3.14%

Water (0.33 liter bottle)

$1.63 €1.45

$0.53 ₱33.45

207.55%

Local Beer (0.5 liter draught)

$5.17 €4.60

$1.78 ₱112

190.45%

Imported Beer (0.33 liter bottle)

$6.68 €5.94

$2.17 ₱137

207.83%

Milk (1 liter)

$1.48 €1.31

$1.92 ₱121

-22.92%

White Bread (500g)

$1.49 €1.33

$1.36 ₱85.5

9.56%

Rice (white) (1kg)

$2.06 €1.83

$1.01 ₱63.6

103.96%

Eggs

$3.40 €3.02

$2.03 ₱128

67.49%

Local Cheese (1kg)

$13.23 €11.77

$9.86 ₱621

34.18%

Chicken Fillets (1kg)

$10.04 €8.93

$4.39 ₱277

128.70%

Beef Round Steak (1kg)

$13.19 €11.73

$7.60 ₱479

73.55%

Apples (1kg)

$2.93 €2.61

$3.30 ₱208

-11.21%

Banana (1kg)

$1.61 €1.43

$1.39 ₱87.8

15.83%

Oranges (1kg)

$3.03 €2.70

$2.33 ₱147

30.04%

Tomato (1kg)

$4.15 €3.69

$1.50 ₱94.3

176.67%

Potato (1kg)

$1.02 €0.90

$2.36 ₱149

-56.78%

Onion (1kg)

$1.42 €1.26

$1.90 ₱119

-25.26%

Lettuce (1 head)

$1.02 €0.91

$1.19 ₱74.9

-14.29%

Water (1.5 liter bottle)

$1.85 €1.65

$0.63 ₱39.73

193.65%

Cigarettes 20 Pack (Marlboro, Camel)

$20.71 €18.42

$3.00 ₱189

590.33%

Wine (Bottle)

$10.27 €9.14

$6.03 ₱380

70.32%

Local Beer (0.5 liter bottle)

$2.24 €1.99

$1.23 ₱77.7

82.11%

Imported Beer (0.33 liter bottle)

$2.62 €2.33

$1.75 ₱110

49.71%

One-way Ticket (Public Transport)

$2.60 €2.32

$0.25 ₱15.87

940.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$5.20 €4.63

$0.77 ₱48.64

575.32%

Taxi (Normal Tariff) (1km)

$1.41 €1.26

$0.23 ₱14.54

513.04%

Taxi 1hour Waiting (Normal Tariff)

$56.0 €49.77

$4.46 ₱281

1154.71%

Gasoline (1 liter)

$1.97 €1.75

$1.31 ₱82.8

50.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.6K €34.3K

$21.2K ₱1.3M

81.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.9K €32.8K

$19.1K ₱1.2M

92.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$243 €216

$120 ₱7,573

101.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.14 €18.80

$14.00 ₱882

51.00%

Internet (50+ Mbps, Unlimited Data)

$50.5 €44.90

$27.54 ₱1,735

83.30%

Gym Membership (Monthly)

$35.93 €31.95

$32.33 ₱2,036

11.14%

Tennis Court (1 Hour on Weekend)

$25.84 €22.98

$6.65 ₱419

288.57%

Cinema Ticket

$13.02 €11.58

$5.65 ₱356

130.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,196 €1,064

$275 ₱17.3K

334.36%

International Primary School, 1 Child (Yearly)

$5,163 €4,592

$7,918 ₱498.8K

-34.80%

Jeans (Levis 501 Or Similar)

$101 €89.9

$49.33 ₱3,107

104.99%

Summer Dress (H&M, Zara, etc)

$48.64 €43.26

$25.24 ₱1,590

92.71%

Sport Shoes (Adidas, Nike)

$98.9 €87.9

$77.0 ₱4,848

28.46%

Men's Leather Business Shoes

$72.9 €64.8

$57.2 ₱3,603

27.36%

1-bedroom Apartment, City Center (Monthly)

$1,574 €1,400

$500 ₱31.5K

215.04%

1-bedroom Apartment, Outside City Center (Monthly)

$1,335 €1,187

$309 ₱19.5K

332.19%

3-bedroom Apartment, City Center (Monthly)

$1,322 €1,176

$1,078 ₱67.9K

22.67%

3-bedroom Apartment, Outside City Center (Monthly)

$1,085 €965

$615 ₱38.8K

76.37%

Buy Apartment in City Center (m2)

$2,310 €2,055

$2,886 ₱181.8K

-19.95%

Buy Apartment Outside City Center (m2)

$1,702 €1,514

$1,917 ₱120.7K

-11.21%

Average Monthly Net Salary (After Tax)

$2,599 €2,312

$346 ₱21.8K

651.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.68

7.2

-48.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Derry: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Derry

$1.3K 53.8%

Cebu

$309 33.6% 76.9% $1K

Monthly Utilities & Internet

Derry

$314 12.7%

Cebu

$162 17.6% 48.5% $153

Groceries & Markets

Derry

$307 12.4%

Cebu

$206 22.4% 33% $102

Eating Out

Derry

$298 12%

Cebu

$88 9.6% 70.4% $210

Clothing & Footwear

Derry

$145 5.8%

Cebu

$94 10.2% 35.1% $51

Sport & Entertainment

Derry

$62 2.5%

Cebu

$44 4.8% 29.6% $18

Getting Around

Derry

$23 * 0.9%

Cebu

$16 1.7% 31.3% $7.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,574 in Derry and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Derry pays 651% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $51.0 in Derry vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $307 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇮🇪 Derry

🇵🇭 Cebu

🕒 Local time

16:37 4:37 PM

23:37 11:37 PM

7 h ahead of Derry

🌤 Weather

👥 Population

85,016

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.82 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

Lowest

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Between locations

Derry Cebu 11,460 km ≈ 15 h nonstop flight

From you

Derry
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Derry vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 171% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 651% higher in Derry, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,574 in Derry versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 49% higher in Derry. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,484 per month in Derry versus $918 in Cebu – a 171% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $2,484 in Derry, a $1,500 budget is realistic in Cebu but tight or insufficient in Derry. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Derry, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Derry and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 171% less than in Derry. Beyond cost, consider language, visa policies, and how big the international community is in each city.