Last update: Oct 2026

Cost of Living Comparison Between Delta, BC and Panama City

For one person, living is cheaper in Panama City: $1,855 a month against $2,619 in Delta, BC, rent and utilities included – about $9,200 less a year. Rent and utilities account for most of the difference.

129

Cost of Living Index in Delta, BC
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Delta, BC Living Index
90

Cost of Living Index in Panama City
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Panama City Living Index

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Delta, BC

🇨🇦 Canada

$2,619

/mo nomad

Panama City

🇵🇦 Panama

$1,855

/mo nomad

Monthly Cost of Living

How much you'll spend in Delta, BC and in Panama City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Delta, BC and in Panama City actually costs, broken down by who's living it.

A single person spends $2,619 per month in Delta, BC vs $1,855 in Panama City, rent included.

Delta, BC $2,619
Panama City $1,855

A couple spends around $3,893 per month in Delta, BC vs $2,804 in Panama City, rent included.

Delta, BC $3,893
Panama City $2,804

A family of three spends $5,167 per month in Delta, BC vs $3,753 in Panama City, rent included.

Delta, BC $5,167
Panama City $3,753

Delta, BC costs about 41% more than Panama City, and outside of rent the biggest gap is in eating out.

Both Delta, BC and Panama City sit above the global median – Delta, BC by 94%, Panama City by 37%.

Meal at Budget Restaurant

$19.18 CA$27.12

$11.63 PAB 11.63

64.92%

Three-Course Dinner for Two, Mid-Range

$69.1 CA$97.7

$47.92 PAB 47.92

44.26%

Fast Food Meal (McDonalds, etc)

$9.06 CA$12.81

$7.96 PAB 7.96

13.82%

Cappuccino

$4.40 CA$6.21

$4.22 PAB 4.22

4.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.32 CA$3.28

$2.01 PAB 2.01

15.42%

Water (0.33 liter bottle)

$1.75 CA$2.47

$1.56 PAB 1.56

12.18%

Local Beer (0.5 liter draught)

$5.72 CA$8.08

$3.39 PAB 3.39

68.73%

Imported Beer (0.33 liter bottle)

$6.47 CA$9.14

$3.94 PAB 3.94

64.21%

Milk (1 liter)

$1.78 CA$2.52

$1.85 PAB 1.85

-3.78%

White Bread (500g)

$2.33 CA$3.29

$2.56 PAB 2.56

-8.98%

Rice (white) (1kg)

$3.01 CA$4.26

$3.48 PAB 3.48

-13.51%

Eggs

$3.77 CA$5.33

$2.69 PAB 2.69

40.15%

Local Cheese (1kg)

$13.76 CA$19.46

$12.57 PAB 12.57

9.47%

Chicken Fillets (1kg)

$13.59 CA$19.22

$6.83 PAB 6.83

98.98%

Beef Round Steak (1kg)

$24.47 CA$34.59

$10.58 PAB 10.58

131.29%

Apples (1kg)

$3.90 CA$5.51

$4.18 PAB 4.18

-6.70%

Banana (1kg)

$1.17 CA$1.66

$1.83 PAB 1.83

-36.07%

Oranges (1kg)

$4.27 CA$6.04

$4.20 PAB 4.20

1.67%

Tomato (1kg)

$4.51 CA$6.37

$4.03 PAB 4.03

11.91%

Potato (1kg)

$2.76 CA$3.90

$3.48 PAB 3.48

-20.69%

Onion (1kg)

$3.47 CA$4.90

$4.22 PAB 4.22

-17.77%

Lettuce (1 head)

$2.31 CA$3.27

$2.41 PAB 2.41

-4.15%

Water (1.5 liter bottle)

$2.13 CA$3.01

$1.69 PAB 1.69

26.04%

Cigarettes 20 Pack (Marlboro, Camel)

$14.13 CA$19.97

$6.14 PAB 6.14

130.13%

Wine (Bottle)

$12.56 CA$17.75

$11.30 PAB 11.30

11.15%

Local Beer (0.5 liter bottle)

$1.99 CA$2.82

$1.42 PAB 1.42

40.14%

Imported Beer (0.33 liter bottle)

$2.33 CA$3.30

$2.73 PAB 2.73

-14.65%

One-way Ticket (Public Transport)

$2.70 CA$3.82

$0.33 PAB 0.33

718.18%

Public Transport Monthly Pass (Regular Price)

$82.9 CA$117

$21.23 PAB 21.23

290.39%

Taxi Start (Normal Tariff)

$2.82 CA$3.99

$2.52 PAB 2.52

11.90%

Taxi (Normal Tariff) (1km)

$1.51 CA$2.13

$1.86 PAB 1.86

-18.82%

Taxi 1hour Waiting (Normal Tariff)

$25.65 CA$36.26

$21.78 PAB 21.78

17.77%

Gasoline (1 liter)

$1.25 CA$1.77

$1.25 PAB 1.25

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K CA$39.3K

$21.2K PAB 21.2K

30.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.9K CA$26.7K

$21.0K PAB 21.0K

-10.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$130 PAB 130

-7.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$43.53 CA$61.5

$28.13 PAB 28.13

54.75%

Internet (50+ Mbps, Unlimited Data)

$52.9 CA$74.8

$48.21 PAB 48.21

9.71%

Gym Membership (Monthly)

$28.15 CA$39.79

$45.78 PAB 45.78

-38.51%

Tennis Court (1 Hour on Weekend)

$34.92 PAB 34.92

Cinema Ticket

$11.72 CA$16.57

$8.67 PAB 8.67

35.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$642 CA$908

$544 PAB 544

17.96%

International Primary School, 1 Child (Yearly)

$10.6K CA$15.0K

$9,697 PAB 9,697

9.77%

Jeans (Levis 501 Or Similar)

$62.1 CA$87.8

$66.8 PAB 66.8

-6.95%

Summer Dress (H&M, Zara, etc)

$50.9 CA$72.0

$49.14 PAB 49.14

3.66%

Sport Shoes (Adidas, Nike)

$81.1 CA$115

$93.9 PAB 93.9

-13.61%

Men's Leather Business Shoes

$76.2 CA$108

$112 PAB 112

-31.70%

1-bedroom Apartment, City Center (Monthly)

$1,655 CA$2,339

$1,257 PAB 1,257

31.64%

1-bedroom Apartment, Outside City Center (Monthly)

$1,428 CA$2,018

$875 PAB 875

63.18%

3-bedroom Apartment, City Center (Monthly)

$3,351 CA$4,737

$2,155 PAB 2,155

55.48%

3-bedroom Apartment, Outside City Center (Monthly)

$2,433 CA$3,440

$1,564 PAB 1,564

55.59%

Buy Apartment in City Center (m2)

$3,753 CA$5,305

$3,122 PAB 3,122

20.20%

Buy Apartment Outside City Center (m2)

$1,709 PAB 1,709

Average Monthly Net Salary (After Tax)

$3,082 CA$4,357

$916 PAB 916

236.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.76

6.39

-25.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Delta, BC: October 12, 2026

Last update for Panama City: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Delta, BC

$1.4K 54.5%

Panama City

$875 47.2% 38.7% $553

Groceries & Markets

Delta, BC

$407 15.5%

Panama City

$325 17.5% 20.1% $82

Eating Out

Delta, BC

$291 11.1%

Panama City

$207 11.1% 29% $85

Monthly Utilities & Internet

Delta, BC

$217 8.3%

Panama City

$206 11.1% 4.8% $10

Clothing & Footwear

Delta, BC

$122 4.6%

Panama City

$145 7.8% 18.8% $23

Getting Around

Delta, BC

$104 4%

Panama City

$34 1.9% 66.9% $70

Sport & Entertainment

Delta, BC

$52 2%

Panama City

$63 3.4% 22.3% $12

Cost Breakdown

A central one-bedroom costs $1,655 in Delta, BC versus $1,257 in Panama City. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 236% higher in Delta, BC, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $69.0 in Delta, BC versus $48.00 in Panama City. Monthly groceries follow the same trend: $407 vs $325 – making Panama City the more affordable choice for daily food spending.

Good to know

🇨🇦 Delta, BC

🇵🇦 Panama City

🕒 Local time

13:18 1:18 PM

15:18 3:18 PM

2 h ahead of Delta, BC

🌤 Weather

👥 Population

108,455

1,086,990 Capital

💱 Currency

Canadian Dollar CAD $

Panamanian Balboa PAB B/.

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 PAB = 1 USD

1 PAB = 0.889 EUR

Exchange rates and currency converter

PAB, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Panamanian Balboa exchange rates as of October 17, 2026: 1 USD = 1 PAB (1 PAB = 1 USD). 1 EUR = 1.12 PAB (1 PAB = 0.889 EUR).

USD to CAD in detail →

On the map

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Between locations

Delta, BC Panama City 6,010 km ≈ 8 h nonstop flight

From you

Delta, BC
Panama City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Delta, BC vs Panama City: Cost of Living - Frequently Asked Questions

Delta, BC costs about 41% more than Panama City, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,929 per month in Delta, BC and $2,783 in Panama City. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Panama City, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 290% less in Panama City. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $642 per month in Delta, BC and $544 in Panama City. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,500 monthly budget goes further in Panama City, where all-in costs run around $1,855, than in Delta, BC at $2,619. In Panama City it covers expenses comfortably, while in Delta, BC it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Panama City costs $1,855 versus $2,619 in Delta, BC. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Panama City. If higher salaries, better infrastructure, or specific career opportunities are the priority, Delta, BC makes more sense. Both are solid long-term options with distinct trade-offs.