Last update: Oct 2026

Cost of Living Comparison Between Daruvar and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,532 in Daruvar, rent and utilities included – about $7,400 less a year. Rent and utilities account for about half of the difference.

75

Cost of Living Index in Daruvar
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Daruvar Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Daruvar

🇭🇷 Croatia

$1,532

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Daruvar and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Daruvar and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,532 in Daruvar versus $918 in Cebu.

Daruvar $1,532
Cebu $918

Estimated couple costs with rent: $2,286 in Daruvar versus $1,409 in Cebu.

Daruvar $2,286
Cebu $1,409

Monthly costs for a family of three with rent: $3,040 in Daruvar versus $1,900 in Cebu.

Daruvar $3,040
Cebu $1,900

Living in Daruvar is roughly 67% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Daruvar is 14% above, Cebu is 32% below.

Meal at Budget Restaurant

$11.36 €10.10

$3.09 ₱195

267.64%

Three-Course Dinner for Two, Mid-Range

$54.4 €48.36

$24.22 ₱1,525

124.48%

Fast Food Meal (McDonalds, etc)

$8.98 €7.99

$3.92 ₱247

129.08%

Cappuccino

$2.61 €2.33

$2.51 ₱158

3.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.27 €2.91

$1.59 ₱100

105.66%

Water (0.33 liter bottle)

$2.89 €2.57

$0.53 ₱33.45

445.28%

Local Beer (0.5 liter draught)

$5.56 €4.94

$1.78 ₱112

212.36%

Imported Beer (0.33 liter bottle)

$5.42 €4.82

$2.17 ₱137

149.77%

Milk (1 liter)

$1.14 €1.02

$1.92 ₱121

-40.63%

White Bread (500g)

$1.50 €1.34

$1.36 ₱85.5

10.29%

Rice (white) (1kg)

$2.76 €2.46

$1.01 ₱63.6

173.27%

Eggs

$3.59 €3.20

$2.03 ₱128

76.85%

Local Cheese (1kg)

$11.80 €10.49

$9.86 ₱621

19.68%

Chicken Fillets (1kg)

$8.28 €7.36

$4.39 ₱277

88.61%

Beef Round Steak (1kg)

$11.72 €10.43

$7.60 ₱479

54.21%

Apples (1kg)

$1.68 €1.50

$3.30 ₱208

-49.09%

Banana (1kg)

$1.67 €1.48

$1.39 ₱87.8

20.14%

Oranges (1kg)

$1.80 €1.60

$2.33 ₱147

-22.75%

Tomato (1kg)

$2.67 €2.37

$1.50 ₱94.3

78.00%

Potato (1kg)

$1.32 €1.17

$2.36 ₱149

-44.07%

Onion (1kg)

$1.23 €1.10

$1.90 ₱119

-35.26%

Lettuce (1 head)

$1.21 €1.08

$1.19 ₱74.9

1.68%

Water (1.5 liter bottle)

$1.14 €1.02

$0.63 ₱39.73

80.95%

Cigarettes 20 Pack (Marlboro, Camel)

$5.90 €5.25

$3.00 ₱189

96.67%

Wine (Bottle)

$7.93 €7.06

$6.03 ₱380

31.51%

Local Beer (0.5 liter bottle)

$1.61 €1.43

$1.23 ₱77.7

30.89%

Imported Beer (0.33 liter bottle)

$2.04 €1.82

$1.75 ₱110

16.57%

One-way Ticket (Public Transport)

$1.43 €1.27

$0.25 ₱15.87

472.00%

Public Transport Monthly Pass (Regular Price)

$38.04 €33.83

$12.64 ₱796

200.95%

Taxi Start (Normal Tariff)

$2.26 €2.01

$0.77 ₱48.64

193.51%

Taxi (Normal Tariff) (1km)

$1.15 €1.02

$0.23 ₱14.54

400.00%

Taxi 1hour Waiting (Normal Tariff)

$14.89 €13.24

$4.46 ₱281

233.86%

Gasoline (1 liter)

$1.91 €1.70

$1.31 ₱82.8

45.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.3K €23.4K

$21.2K ₱1.3M

23.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.5K €21.8K

$19.1K ₱1.2M

27.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$194 €172

$120 ₱7,573

61.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.71 €19.31

$14.00 ₱882

55.07%

Internet (50+ Mbps, Unlimited Data)

$43.58 €38.76

$27.54 ₱1,735

58.24%

Gym Membership (Monthly)

$47.68 €42.41

$32.33 ₱2,036

47.48%

Tennis Court (1 Hour on Weekend)

$16.81 €14.95

$6.65 ₱419

152.78%

Cinema Ticket

$10.16 €9.03

$5.65 ₱356

79.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$422 €376

$275 ₱17.3K

53.41%

International Primary School, 1 Child (Yearly)

$4,252 €3,782

$7,918 ₱498.8K

-46.30%

Jeans (Levis 501 Or Similar)

$103 €91.7

$49.33 ₱3,107

108.94%

Summer Dress (H&M, Zara, etc)

$38.08 €33.87

$25.24 ₱1,590

50.87%

Sport Shoes (Adidas, Nike)

$98.7 €87.8

$77.0 ₱4,848

28.26%

Men's Leather Business Shoes

$112 €99.7

$57.2 ₱3,603

95.94%

1-bedroom Apartment, City Center (Monthly)

$672 €597

$500 ₱31.5K

34.47%

1-bedroom Apartment, Outside City Center (Monthly)

$527 €469

$309 ₱19.5K

70.61%

3-bedroom Apartment, City Center (Monthly)

$1,183 €1,052

$1,078 ₱67.9K

9.75%

3-bedroom Apartment, Outside City Center (Monthly)

$870 €774

$615 ₱38.8K

41.37%

Buy Apartment in City Center (m2)

$4,606 €4,096

$2,886 ₱181.8K

59.59%

Buy Apartment Outside City Center (m2)

$2,754 €2,449

$1,917 ₱120.7K

43.68%

Average Monthly Net Salary (After Tax)

$1,317 €1,171

$346 ₱21.8K

280.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.72

7.2

-48.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Daruvar: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Daruvar

$527 34.4%

Cebu

$309 33.6% 41.4% $218

Monthly Utilities & Internet

Daruvar

$259 16.9%

Cebu

$162 17.6% 37.6% $97

Groceries & Markets

Daruvar

$256 16.7%

Cebu

$206 22.4% 19.5% $50

Eating Out

Daruvar

$212 13.9%

Cebu

$88 9.6% 58.5% $124

Clothing & Footwear

Daruvar

$158 10.3%

Cebu

$94 10.2% 40.7% $64

Sport & Entertainment

Daruvar

$68 4.4%

Cebu

$44 4.8% 35.9% $24

Getting Around

Daruvar

$52 3.4%

Cebu

$16 1.7% 69.9% $36

Cost Breakdown

A one-bedroom apartment in the center runs $672 in Daruvar and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Daruvar pays 281% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $54.0 in Daruvar vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $256 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇭🇷 Daruvar

🇵🇭 Cebu

🕒 Local time

17:36 5:36 PM

23:36 11:36 PM

6 h ahead of Daruvar

🌤 Weather

👥 Population

8,500

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.82 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Daruvar Cebu 10,450 km ≈ 14 h nonstop flight

From you

Daruvar
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Daruvar vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 67% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 281% higher in Daruvar, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $672 in Daruvar versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,532 per month in Daruvar versus $918 in Cebu – a 67% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 201% less than in Daruvar. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,532 in Daruvar, a $1,500 budget is realistic in Cebu but tight or insufficient in Daruvar. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Daruvar, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Daruvar and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 67% less than in Daruvar. Beyond cost, consider language, visa policies, and how big the international community is in each city.