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Cost of Living Comparison Between Cumberland, MD and New York, NY Cost of Living Comparison Between Cumberland, MD and New York, NY

🙂 Solo nomad: Cumberland, MD is 57.8% cheaper than New York, NY without rent, and 48.8% cheaper with rent.
🙂 Family of 3: Cumberland, MD is 55.2% cheaper than New York, NY without rent, and 55% cheaper with rent.
Currency
🍽 Eating Out
Cumberland, MD
New York, NY
Difference
Meal at Budget Restaurant
$6.94 $6.94
$30.36 $30.36
-77.14%
Three-Course Dinner for Two, Mid-Range
$45.44 $45.44
$144 $144
-68.48%
Fast Food Meal (McDonalds, etc)
$9.98 $9.98
$12.32 $12.32
-18.99%
Cappuccino
$2.43 $2.43
$6.02 $6.02
-59.63%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.22 $1.22
$3.4 $3.4
-64.12%
Water (0.33 liter bottle)
$1.28 $1.28
$2.6 $2.6
-50.77%
Local Beer (0.5 liter draught)
$3.04 $3.04
$8.23 $8.23
-63.06%
Imported Beer (0.33 liter bottle)
$7.46 $7.46
$12.21 $12.21
-38.90%
🛒 Groceries & Markets
Cumberland, MD
New York, NY
Difference
Milk (1 liter)
$1.04 $1.04
$1.6 $1.6
-35.00%
White Bread (500g)
$2.14 $2.14
$4.98 $4.98
-57.03%
Rice (white) (1kg)
$3.94 $3.94
$8.14 $8.14
-51.60%
Eggs
$4.42 $4.42
$6.93 $6.93
-36.22%
Local Cheese (1kg)
$8.65 $8.65
$17.39 $17.39
-50.26%
Chicken Fillets (1kg)
$9.87 $9.87
$16.26 $16.26
-39.30%
Beef Round Steak (1kg)
$16.07 $16.07
$20.22 $20.22
-20.52%
Apples (1kg)
$4.42 $4.42
$7.71 $7.71
-42.67%
Banana (1kg)
$1.63 $1.63
$2.42 $2.42
-32.64%
Oranges (1kg)
$6.7 $6.7
$5.93 $5.93
12.98%
Tomato (1kg)
$5.32 $5.32
$6.18 $6.18
-13.92%
Potato (1kg)
$2.8 $2.8
$3.88 $3.88
-27.84%
Onion (1kg)
$2.89 $2.89
$4.06 $4.06
-28.82%
Lettuce (1 head)
$2.43 $2.43
$3.06 $3.06
-20.59%
Water (1.5 liter bottle)
$0.99 $0.99
$2.57 $2.57
-61.48%
Cigarettes 20 Pack (Marlboro, Camel)
$7.07 $7.07
$19.05 $19.05
-62.89%
Wine (Bottle)
$12.03 $12.03
$17.88 $17.88
-32.72%
Local Beer (0.5 liter bottle)
$2.27 $2.27
$2.94 $2.94
-22.79%
Imported Beer (0.33 liter bottle)
$1.98 $1.98
$3.86 $3.86
-48.70%
🚌 Getting Around
Cumberland, MD
New York, NY
Difference
One-way Ticket (Public Transport)
$2.05 $2.05
$2.89 $2.89
-29.07%
Public Transport Monthly Pass (Regular Price)
-
$133 $133
-
Taxi Start (Normal Tariff)
$1.85 $1.85
$5.01 $5.01
-63.07%
Taxi (Normal Tariff) (1km)
$1.34 $1.34
$2.23 $2.23
-39.91%
Taxi 1hour Waiting (Normal Tariff)
$23.55 $23.55
$42.23 $42.23
-44.23%
Gasoline (1 liter)
$0.9 $0.9
$0.9 $0.9
-
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.7K $25.7K
$35.4K $35.4K
-27.52%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.5K $25.5K
$27.8K $27.8K
-8.33%
🧾 Monthly Utilities & Internet
Cumberland, MD
New York, NY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$175 $175
$183 $183
-4.28%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$56.8 $56.8
$60.7 $60.7
-6.41%
Internet (50+ Mbps, Unlimited Data)
$54.7 $54.7
$62.9 $62.9
-13.10%
🎉 Sport & Entertainment
Cumberland, MD
New York, NY
Difference
Gym Membership (Monthly)
$43.4 $43.4
$144 $144
-69.89%
Tennis Court (1 Hour on Weekend)
-
$65.4 $65.4
-
Cinema Ticket
$14.94 $14.94
$20.19 $20.19
-26.00%
🧸 Childcare & Education
Cumberland, MD
New York, NY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$590 $590
$3,120 $3,120
-81.10%
International Primary School, 1 Child (Yearly)
$33.2K $33.2K
$57.7K $57.7K
-42.44%
👕👟 Clothing & Footwear
Cumberland, MD
New York, NY
Difference
Jeans (Levis 501 Or Similar)
$15.11 $15.11
$66.9 $66.9
-77.41%
Summer Dress (H&M, Zara, etc)
$34.57 $34.57
$48.09 $48.09
-28.11%
Sport Shoes (Adidas, Nike)
$34.66 $34.66
$114 $114
-69.55%
Men's Leather Business Shoes
$34.81 $34.81
$168 $168
-79.26%
🏠 Accommodation & Living
Cumberland, MD
New York, NY
Difference
1-bedroom Apartment, City Center (Monthly)
$1,596 $1,596
$4,150 $4,150
-61.54%
1-bedroom Apartment, Outside City Center (Monthly)
$1,336 $1,336
$2,682 $2,682
-50.18%
3-bedroom Apartment, City Center (Monthly)
$2,600 $2,600
$8,462 $8,462
-69.28%
3-bedroom Apartment, Outside City Center (Monthly)
$2,207 $2,207
$5,253 $5,253
-57.98%
Buy Apartment in City Center (m2)
$1,093 $1,093
$15.7K $15.7K
-93.06%
Buy Apartment Outside City Center (m2)
$1,102 $1,102
$10.4K $10.4K
-89.45%
💵 Salaries & Financials
Cumberland, MD
New York, NY
Difference
Average Monthly Net Salary (After Tax)
-
$5,489 $5,489
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.5
6.44
-14.60%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cumberland, MD: November 29, 2025

Last update for New York, NY: December 1, 2025

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