Cost of Living Comparison Between Cruz Bay and St Thomas Cost of Living Comparison Between Cruz Bay and St Thomas

🙂 Solo nomad: Cruz Bay is 40.8% cheaper than St Thomas without rent, and 34.5% cheaper with rent.
🙂 Family of 3: Cruz Bay is 56.4% cheaper than St Thomas without rent, and 34.2% cheaper with rent.
Currency
🍽 Eating Out
Cruz Bay
St Thomas
Difference
Meal at Budget Restaurant
$30.1 $30.1
$19.88 $19.88
51.41%
Three-Course Dinner for Two, Mid-Range
$94.2 $94.2
$162 $162
-41.82%
Fast Food Meal (McDonalds, etc)
$16.95 $16.95
$12.13 $12.13
39.74%
Cappuccino
$9.19 $9.19
$7.06 $7.06
30.17%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.92 $2.92
$3.88 $3.88
-24.74%
Water (0.33 liter bottle)
$4.01 $4.01
$3.31 $3.31
21.15%
Local Beer (0.5 liter draught)
$7.78 $7.78
$6.67 $6.67
16.64%
Imported Beer (0.33 liter bottle)
$9.22 $9.22
$9.85 $9.85
-6.40%
🛒 Groceries & Markets
Cruz Bay
St Thomas
Difference
Milk (1 liter)
$3.46 $3.46
$2.44 $2.44
41.80%
White Bread (500g)
-
$6.57 $6.57
-
Rice (white) (1kg)
-
$18.9 $18.9
-
Eggs
$5.04 $5.04
$9 $9
-44.00%
Local Cheese (1kg)
-
$11.33 $11.33
-
Chicken Fillets (1kg)
$15.7 $15.7
$32.23 $32.23
-51.29%
Beef Round Steak (1kg)
-
$39.25 $39.25
-
Apples (1kg)
$9.08 $9.08
$12.27 $12.27
-26.00%
Banana (1kg)
-
$11.05 $11.05
-
Oranges (1kg)
-
$12.06 $12.06
-
Tomato (1kg)
-
$19.53 $19.53
-
Potato (1kg)
-
$1.87 $1.87
-
Onion (1kg)
-
$8.65 $8.65
-
Lettuce (1 head)
-
$7.79 $7.79
-
Water (1.5 liter bottle)
-
$5.96 $5.96
-
Wine (Bottle)
$24.55 $24.55
$24.56 $24.56
-0.04%
Imported Beer (0.33 liter bottle)
-
$6.16 $6.16
-
🚌 Getting Around
Cruz Bay
St Thomas
Difference
One-way Ticket (Public Transport)
-
$2.06 $2.06
-
Public Transport Monthly Pass (Regular Price)
-
$59.9 $59.9
-
Taxi Start (Normal Tariff)
-
$20.35 $20.35
-
Taxi (Normal Tariff) (1km)
-
$3.13 $3.13
-
Gasoline (1 liter)
-
$1.29 $1.29
-
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$55.9K $55.9K
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$37.9K $37.9K
-
🧾 Monthly Utilities & Internet
Cruz Bay
St Thomas
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$347 $347
$382 $382
-9.31%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$139 $139
$101 $101
37.90%
Internet (50+ Mbps, Unlimited Data)
$60.6 $60.6
$129 $129
-53.05%
🎉 Sport & Entertainment
Cruz Bay
St Thomas
Difference
Gym Membership (Monthly)
$90 $90
$123 $123
-26.96%
Cinema Ticket
-
$12.06 $12.06
-
🧸 Childcare & Education
Cruz Bay
St Thomas
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
-
$1,519 $1,519
-
International Primary School, 1 Child (Yearly)
$13.2K $13.2K
$21.8K $21.8K
-39.74%
👕👟 Clothing & Footwear
Cruz Bay
St Thomas
Difference
Jeans (Levis 501 Or Similar)
-
$114 $114
-
Summer Dress (H&M, Zara, etc)
-
$152 $152
-
Sport Shoes (Adidas, Nike)
-
$198 $198
-
Men's Leather Business Shoes
-
$152 $152
-
🏠 Accommodation & Living
Cruz Bay
St Thomas
Difference
1-bedroom Apartment, City Center (Monthly)
$1,781 $1,781
$1,446 $1,446
23.18%
1-bedroom Apartment, Outside City Center (Monthly)
$1,519 $1,519
$1,822 $1,822
-16.63%
3-bedroom Apartment, City Center (Monthly)
$3,470 $3,470
$3,308 $3,308
4.92%
3-bedroom Apartment, Outside City Center (Monthly)
$3,557 $3,557
$4,322 $4,322
-17.69%
Buy Apartment in City Center (m2)
$10.7K $10.7K
$4,889 $4,889
118.21%
Buy Apartment Outside City Center (m2)
-
$10.6K $10.6K
-
💵 Salaries & Financials
Cruz Bay
St Thomas
Difference
Average Monthly Net Salary (After Tax)
$6,179 $6,179
$2,375 $2,375
160.17%
20-Year Fixed Mortgage Interest Rate (Annual %)
0
9.45
-

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cruz Bay: October 28, 2025

Last update for St Thomas: October 28, 2025

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