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Cost of Living Comparison Between Cruz Bay and St Thomas Cost of Living Comparison Between Cruz Bay and St Thomas

🙂 Solo nomad: Cruz Bay is 48.5% cheaper than St Thomas without rent, and 33.3% cheaper with rent.
🙂 Family of 3: Cruz Bay is 49.2% cheaper than St Thomas without rent, and 35.8% cheaper with rent.
Currency
🍽 Eating Out
Cruz Bay
St Thomas
Difference
Meal at Budget Restaurant
$30.22 $30.22
$19.71 $19.71
53.32%
Three-Course Dinner for Two, Mid-Range
$93.6 $93.6
$159 $159
-41.26%
Fast Food Meal (McDonalds, etc)
$16.78 $16.78
$12.09 $12.09
38.79%
Cappuccino
$8.98 $8.98
$7.11 $7.11
26.30%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.95 $2.95
$4.04 $4.04
-26.98%
Water (0.33 liter bottle)
$3.97 $3.97
$3.39 $3.39
17.11%
Local Beer (0.5 liter draught)
$7.88 $7.88
$6.64 $6.64
18.67%
Imported Beer (0.33 liter bottle)
$9.18 $9.18
$10.06 $10.06
-8.75%
🛒 Groceries & Markets
Cruz Bay
St Thomas
Difference
Milk (1 liter)
$3.41 $3.41
$2.56 $2.56
33.20%
White Bread (500g)
-
$6.34 $6.34
-
Rice (white) (1kg)
-
$18.91 $18.91
-
Eggs
$4.90 $4.90
$9.01 $9.01
-45.62%
Local Cheese (1kg)
-
$11.34 $11.34
-
Chicken Fillets (1kg)
$15.50 $15.50
$32.46 $32.46
-52.25%
Beef Round Steak (1kg)
-
$39.39 $39.39
-
Apples (1kg)
$8.99 $8.99
$12.28 $12.28
-26.79%
Banana (1kg)
-
$10.84 $10.84
-
Oranges (1kg)
-
$12.17 $12.17
-
Tomato (1kg)
-
$20.20 $20.20
-
Potato (1kg)
-
$1.86 $1.86
-
Onion (1kg)
-
$8.92 $8.92
-
Lettuce (1 head)
-
$8.20 $8.20
-
Water (1.5 liter bottle)
-
$5.85 $5.85
-
Wine (Bottle)
$24.96 $24.96
$25.39 $25.39
-1.69%
Imported Beer (0.33 liter bottle)
-
$5.90 $5.90
-
🚌 Getting Around
Cruz Bay
St Thomas
Difference
One-way Ticket (Public Transport)
-
$2.01 $2.01
-
Public Transport Monthly Pass (Regular Price)
-
$60.9 $60.9
-
Taxi Start (Normal Tariff)
-
$19.86 $19.86
-
Taxi (Normal Tariff) (1km)
-
$3.12 $3.12
-
Gasoline (1 liter)
-
$1.28 $1.28
-
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$55.3K $55.3K
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$38.4K $38.4K
-
🧾 Monthly Utilities & Internet
Cruz Bay
St Thomas
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$345 $345
$390 $390
-11.72%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$139 $139
$98.6 $98.6
41.00%
Internet (50+ Mbps, Unlimited Data)
$59.2 $59.2
$130 $130
-54.34%
🎉 Sport & Entertainment
Cruz Bay
St Thomas
Difference
Gym Membership (Monthly)
$90.3 $90.3
$125 $125
-27.52%
Cinema Ticket
-
$11.97 $11.97
-
🧸 Childcare & Education
Cruz Bay
St Thomas
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
-
$1,477 $1,477
-
International Primary School, 1 Child (Yearly)
$13.1K $13.1K
$22.0K $22.0K
-40.27%
👕👟 Clothing & Footwear
Cruz Bay
St Thomas
Difference
Jeans (Levis 501 Or Similar)
-
$115 $115
-
Summer Dress (H&M, Zara, etc)
-
$147 $147
-
Sport Shoes (Adidas, Nike)
-
$201 $201
-
Men's Leather Business Shoes
-
$150 $150
-
🏠 Accommodation & Living
Cruz Bay
St Thomas
Difference
1-bedroom Apartment, City Center (Monthly)
$1,812 $1,812
$1,464 $1,464
23.72%
1-bedroom Apartment, Outside City Center (Monthly)
$1,508 $1,508
$1,822 $1,822
-17.24%
3-bedroom Apartment, City Center (Monthly)
$3,479 $3,479
$3,193 $3,193
8.97%
3-bedroom Apartment, Outside City Center (Monthly)
$3,498 $3,498
$4,182 $4,182
-16.36%
Buy Apartment in City Center (m2)
$10.7K $10.7K
$4,822 $4,822
121.66%
Buy Apartment Outside City Center (m2)
-
$10.8K $10.8K
-
💵 Salaries & Financials
Cruz Bay
St Thomas
Difference
Average Monthly Net Salary (After Tax)
$6,151 $6,151
$2,395 $2,395
156.83%
20-Year Fixed Mortgage Interest Rate (Annual %)
0
9.45
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cruz Bay: January 10, 2026

Last update for St Thomas: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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