Cost of Living Comparison Between Croydon and Ubud, Bali Cost of Living Comparison Between Croydon and Ubud, Bali

Monthly Cost of Living

A single person spends $3,092 per month in Croydon vs $1,438 in Ubud, Bali, rent included.

A couple spends around $4,176 per month in Croydon vs $2,585 in Ubud, Bali, rent included.

A family of three spends $5,261 per month in Croydon vs $3,732 in Ubud, Bali, rent included.

Croydon costs about 115% more than Ubud, Bali, driven mainly by Eating Out.

Both Croydon and Ubud, Bali sit above the global median – Croydon by 131%, Ubud, Bali by 7%.

Currency
🍽 Eating Out
Croydon
Ubud, Bali
Difference
Meal at Budget Restaurant
$16.19 £11.98
$3.57 Rp 61.6K
353.50%
Three-Course Dinner for Two, Mid-Range
$66.8 £49.39
$32.58 Rp 562.6K
104.88%
Fast Food Meal (McDonalds, etc)
$9.38 £6.94
$5.07 Rp 87.5K
85.01%
Cappuccino
$4.78 £3.54
$2.83 Rp 48.8K
68.90%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.33 £1.72
$1.34 Rp 23.1K
73.88%
Water (0.33 liter bottle)
$1.32 £0.98
$0.69 Rp 12.0K
91.30%
Local Beer (0.5 liter draught)
$6.84 £5.06
$2.99 Rp 51.6K
128.76%
Imported Beer (0.33 liter bottle)
$5.30 £3.92
$3.85 Rp 66.4K
37.66%
🛒 Groceries & Markets
Croydon
Ubud, Bali
Difference
Milk (1 liter)
$1.86 £1.38
$1.74 Rp 30.1K
6.90%
White Bread (500g)
$1.54 £1.14
$2.54 Rp 43.8K
-39.37%
Rice (white) (1kg)
$2.72 £2.01
$1.19 Rp 20.6K
128.57%
Eggs
$3.63 £2.68
$2.43 Rp 41.9K
49.38%
Local Cheese (1kg)
$7.63 £5.65
$14.66 Rp 253.2K
-47.95%
Chicken Fillets (1kg)
$7.96 £5.89
$4.18 Rp 72.1K
90.43%
Beef Round Steak (1kg)
$14.67 £10.86
$11.94 Rp 206.1K
22.86%
Apples (1kg)
$2.44 £1.80
$3.69 Rp 63.6K
-33.88%
Banana (1kg)
$1.29 £0.96
$1.61 Rp 27.7K
-19.88%
Oranges (1kg)
$3.08 £2.28
$2.69 Rp 46.4K
14.50%
Tomato (1kg)
$1.88 £1.39
$2.33 Rp 40.2K
-19.31%
Potato (1kg)
$1.32 £0.98
$1.91 Rp 32.9K
-30.89%
Onion (1kg)
$1.24 £0.92
$2.19 Rp 37.7K
-43.38%
Lettuce (1 head)
$1.51 £1.12
$1.06 Rp 18.3K
42.45%
Water (1.5 liter bottle)
$1.50 £1.11
$0.72 Rp 12.5K
108.33%
Cigarettes 20 Pack (Marlboro, Camel)
$20.56 £15.22
$3.13 Rp 54.1K
556.87%
Wine (Bottle)
$9.73 £7.20
$23.49 Rp 405.6K
-58.58%
Local Beer (0.5 liter bottle)
$2.40 £1.78
$2.74 Rp 47.3K
-12.41%
Imported Beer (0.33 liter bottle)
$3.18 £2.35
$2.88 Rp 49.7K
10.42%
🚌 Getting Around
Croydon
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.45 £1.81
$0.29 Rp 5,010
744.83%
Public Transport Monthly Pass (Regular Price)
$123 £90.8
$8.17 Rp 141.0K
1402.45%
Taxi Start (Normal Tariff)
$6.59 £4.88
$0.45 Rp 7,834
1364.44%
Taxi (Normal Tariff) (1km)
$2.17 £1.60
$0.42 Rp 7,278
416.67%
Taxi 1hour Waiting (Normal Tariff)
$55.3 £40.95
$6.16 Rp 106.3K
798.38%
Gasoline (1 liter)
$1.97 £1.46
$0.84 Rp 14.5K
134.52%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.3K £28.4K
$26.2K Rp 453.1M
46.01%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$41.4K £30.6K
$32.5K Rp 560.8M
27.46%
🧾 Monthly Utilities & Internet
Croydon
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$365 £270
$78.4 Rp 1.4M
365.16%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.46 £12.18
$3.95 Rp 68.2K
316.71%
Internet (50+ Mbps, Unlimited Data)
$44.90 £33.23
$24.40 Rp 421.4K
84.02%
🎉 Sport & Entertainment
Croydon
Ubud, Bali
Difference
Gym Membership (Monthly)
$34.93 £25.85
$96.5 Rp 1.7M
-63.82%
Tennis Court (1 Hour on Weekend)
$13.67 £10.11
$6.35 Rp 109.6K
115.28%
Cinema Ticket
$11.36 £8.41
$4.04 Rp 69.7K
181.19%
🧸 Childcare & Education
Croydon
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,624 £1,202
$303 Rp 5.2M
436.52%
International Primary School, 1 Child (Yearly)
$18.5K £13.7K
$6,523 Rp 112.6M
183.90%
👕👟 Clothing & Footwear
Croydon
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$73.6 £54.4
$53.8 Rp 929.5K
36.63%
Summer Dress (H&M, Zara, etc)
$50.5 £37.39
$37.98 Rp 655.8K
33.04%
Sport Shoes (Adidas, Nike)
$84.0 £62.2
$86.8 Rp 1.5M
-3.16%
Men's Leather Business Shoes
$159 £118
$78.9 Rp 1.4M
101.99%
🏠 Accommodation & Living
Croydon
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,993 £1,475
$1,012 Rp 17.5M
96.90%
1-bedroom Apartment, Outside City Center (Monthly)
$1,658 £1,227
$674 Rp 11.6M
145.80%
3-bedroom Apartment, City Center (Monthly)
$2,739 £2,027
$3,390 Rp 58.5M
-19.20%
3-bedroom Apartment, Outside City Center (Monthly)
$2,448 £1,811
$2,098 Rp 36.2M
16.67%
Buy Apartment in City Center (m2)
$8,960 £6,630
$2,985 Rp 51.5M
200.19%
Buy Apartment Outside City Center (m2)
$7,007 £5,185
$2,339 Rp 40.4M
199.55%
💵 Salaries & Financials
Croydon
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$4,480 £3,315
$173 Rp 3.0M
2487.62%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.08
13.28
-54.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Croydon: April 26, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A central one-bedroom costs $1,993 in Croydon versus $1,012 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2488% higher in Croydon, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $67.0 in Croydon versus $33.00 in Ubud, Bali. Groceries tell a different story – $276 in Croydon vs $298 in Ubud, Bali – so Croydon wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Croydon vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Croydon?
Yes – Croydon is pricier by about 115%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $4,638 per month in Croydon and $2,158 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Croydon vs Ubud, Bali?
Monthly expenses with rent come to $3,092 in Croydon and $1,438 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 1402% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,000 a realistic budget for Croydon or Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,438, than in Croydon at $3,092. In Ubud, Bali it covers expenses comfortably, while in Croydon it requires careful planning or may not stretch far enough.
Is Croydon or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Croydon or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Croydon makes more sense. Both are solid long-term options with distinct trade-offs.

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