Last update: Oct 2026

Cost of Living Comparison Between Croydon and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,932 in Croydon, rent and utilities included – about $19,000 less a year. Rent and utilities account for most of the difference.

Croydon, United Kingdom
Ubud, Bali, Indonesia
Croydon
🇬🇧 United Kingdom
$2,932
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,349
/mo nomad
Monthly Cost of Living

How much you'll spend in Croydon and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Croydon and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,932 per month in Croydon vs $1,349 in Ubud, Bali, rent included.

  • Croydon $2,932
  • Ubud, Bali $1,349

A couple spends around $3,998 per month in Croydon vs $2,305 in Ubud, Bali, rent included.

  • Croydon $3,998
  • Ubud, Bali $2,305

A family of three spends $5,065 per month in Croydon vs $3,261 in Ubud, Bali, rent included.

  • Croydon $5,065
  • Ubud, Bali $3,261

Croydon costs about 117% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Currency
🍽 Eating Out
Croydon
Ubud, Bali
Difference
Meal at Budget Restaurant
$20.18 £15.07
$3.32 Rp 60.3K
507.83%
Three-Course Dinner for Two, Mid-Range
$72.2 £53.9
$35.64 Rp 646.5K
102.61%
Fast Food Meal (McDonalds, etc)
$9.65 £7.21
$5.53 Rp 100.4K
74.50%
Cappuccino
$5.10 £3.81
$2.72 Rp 49.3K
87.50%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.73 £2.04
$1.70 Rp 30.9K
60.59%
Water (0.33 liter bottle)
$1.47 £1.10
$0.76 Rp 13.8K
93.42%
Local Beer (0.5 liter draught)
$6.08 £4.54
$2.65 Rp 48.1K
129.43%
Imported Beer (0.33 liter bottle)
$6.14 £4.58
$4.38 Rp 79.5K
40.18%
🛒 Groceries & Markets
Croydon
Ubud, Bali
Difference
Milk (1 liter)
$1.60 £1.20
$1.49 Rp 27.0K
7.38%
White Bread (500g)
$1.41 £1.05
$2.28 Rp 41.3K
-38.16%
Rice (white) (1kg)
$2.69 £2.01
$1.19 Rp 21.6K
126.05%
Eggs
$3.98 £2.97
$2.04 Rp 36.9K
95.10%
Local Cheese (1kg)
$10.46 £7.82
$17.70 Rp 321.1K
-40.90%
Chicken Fillets (1kg)
$8.15 £6.09
$3.96 Rp 71.9K
105.81%
Beef Round Steak (1kg)
$13.41 £10.02
$12.19 Rp 221.1K
10.01%
Apples (1kg)
$2.38 £1.78
$3.66 Rp 66.3K
-34.97%
Banana (1kg)
$1.25 £0.93
$1.52 Rp 27.5K
-17.76%
Oranges (1kg)
$3.05 £2.28
$2.23 Rp 40.4K
36.77%
Tomato (1kg)
$2.10 £1.57
$1.97 Rp 35.8K
6.60%
Potato (1kg)
$3.12 £2.33
$1.85 Rp 33.5K
68.65%
Onion (1kg)
$1.84 £1.37
$2.42 Rp 44.0K
-23.97%
Lettuce (1 head)
$1.48 £1.11
$0.99 Rp 18.0K
49.49%
Water (1.5 liter bottle)
$1.50 £1.12
$0.51 Rp 9,313
194.12%
Cigarettes 20 Pack (Marlboro, Camel)
$23.45 £17.52
$2.22 Rp 40.3K
956.31%
Wine (Bottle)
$13.27 £9.92
$22.24 Rp 403.4K
-40.33%
Local Beer (0.5 liter bottle)
$2.35 £1.75
$2.26 Rp 41.0K
3.98%
Imported Beer (0.33 liter bottle)
$2.75 £2.05
$2.97 Rp 53.9K
-7.41%
🚌 Getting Around
Croydon
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.30 £1.72
$0.25 Rp 4,553
820.00%
Public Transport Monthly Pass (Regular Price)
$134 £99.9
$7.82 Rp 141.9K
1610.61%
Taxi Start (Normal Tariff)
$6.59 £4.92
$0.44 Rp 7,972
1397.73%
Taxi (Normal Tariff) (1km)
-
$0.43 Rp 7,801
-
Taxi 1hour Waiting (Normal Tariff)
$54.0 £40.32
$5.41 Rp 98.1K
897.60%
Gasoline (1 liter)
$2.01 £1.50
$0.82 Rp 15.0K
145.12%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$39.0K £29.1K
$23.8K Rp 432.4M
63.38%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$41.4K £30.9K
$31.7K Rp 575.9M
30.43%
🧾 Monthly Utilities & Internet
Croydon
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$316 £236
$79.1 Rp 1.4M
299.63%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$29.89 £22.33
$6.45 Rp 116.9K
363.41%
Internet (50+ Mbps, Unlimited Data)
$39.53 £29.53
$18.58 Rp 337.0K
112.76%
🎉 Sport & Entertainment
Croydon
Ubud, Bali
Difference
Gym Membership (Monthly)
$36.99 £27.63
$49.48 Rp 897.5K
-25.24%
Tennis Court (1 Hour on Weekend)
$20.15 £15.05
$17.65 Rp 320.1K
14.16%
Cinema Ticket
$12.03 £8.99
$4.27 Rp 77.5K
181.73%
🧸 Childcare & Education
Croydon
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,692 £1,264
$491 Rp 8.9M
244.96%
International Primary School, 1 Child (Yearly)
$23.7K £17.7K
$5,674 Rp 102.9M
317.62%
👕👟 Clothing & Footwear
Croydon
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$65.9 £49.19
$44.64 Rp 809.7K
47.51%
Summer Dress (H&M, Zara, etc)
$48.74 £36.41
$34.95 Rp 634.0K
39.46%
Sport Shoes (Adidas, Nike)
$93.9 £70.1
$79.9 Rp 1.4M
17.47%
Men's Leather Business Shoes
$150 £112
$79.4 Rp 1.4M
88.40%
🏠 Accommodation & Living
Croydon
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$2,014 £1,505
$1,125 Rp 20.4M
79.04%
1-bedroom Apartment, Outside City Center (Monthly)
$1,572 £1,174
$671 Rp 12.2M
134.09%
3-bedroom Apartment, City Center (Monthly)
$2,814 £2,102
$3,565 Rp 64.7M
-21.05%
3-bedroom Apartment, Outside City Center (Monthly)
$2,186 £1,633
$1,723 Rp 31.3M
26.87%
Buy Apartment in City Center (m2)
$8,032 £6,000
$2,732 Rp 49.5M
194.03%
Buy Apartment Outside City Center (m2)
$5,784 £4,321
$2,284 Rp 41.4M
153.25%
💵 Salaries & Financials
Croydon
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$4,462 £3,334
$164 Rp 3.0M
2623.63%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.06
13.78
-63.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Croydon: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Croydon
$1.6K
Ubud, Bali
$672 57.3% $900
Monthly Utilities & Internet
Croydon
$385
Ubud, Bali
$104 73% $281
Eating Out
Croydon
$311
Ubud, Bali
$108 65.4% $203
Groceries & Markets
Croydon
$292
Ubud, Bali
$288 1.2% $3.5
Clothing & Footwear
Croydon
$161
Ubud, Bali
$108 33.3% $54
Getting Around
Croydon
$150 *
Ubud, Bali
$11 92.4% $138
Sport & Entertainment
Croydon
$61
Ubud, Bali
$58 4.9% $3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,014 in Croydon versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Croydon are about 27 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $72 in Croydon versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $292 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇬🇧 Croydon
🇮🇩 Ubud, Bali
🕒 Local time
09:05 9:05 AM
17:05 5:05 PM
8 h ahead of Croydon
🌤 Weather
👥 Population
173,314
74,800
💱 Currency
Exchange rates and currency converter

IDR, USD, EUR to GBP – British Pound Converter

British Pound exchange rates as of November 2, 2026: 1 USD = 0.747 GBP (1 GBP = 1.34 USD). 1 EUR = 0.834 GBP (1 GBP = 1.2 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • Croydon Ubud, Bali 12,490 km ≈ 16 h nonstop flight
From you
  • Croydon
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Croydon vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Croydon?
Yes – Croydon is pricier by about 117%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $4,398 per month in Croydon and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $2,014 in Croydon.
Is eating out cheaper in Croydon or in Ubud, Bali?
A mid-range dinner for two costs $72 in Croydon and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper public transport?
Public transport costs about 94% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,000 enough to cover costs in Croydon or in Ubud, Bali?
$1,000 is a stretch for both – monthly costs hit $2,932 in Croydon and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.
Is Croydon or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Croydon makes more sense. Both are solid long-term options with distinct trade-offs.

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