Last update: Oct 2026

Cost of Living Comparison Between Cremona and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,589 in Cremona, rent and utilities included – about $8,100 less a year. Other living expenses account for most of the difference.

78

Cost of Living Index in Cremona
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Cremona Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Cremona

🇮🇹 Italy

$1,589

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Cremona and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cremona and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,589 in Cremona versus $918 in Cebu.

Cremona $1,589
Cebu $918

Estimated couple costs with rent: $2,491 in Cremona versus $1,409 in Cebu.

Cremona $2,491
Cebu $1,409

Monthly costs for a family of three with rent: $3,393 in Cremona versus $1,900 in Cebu.

Cremona $3,393
Cebu $1,900

Living in Cremona is roughly 73% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cremona is 18% above, Cebu is 32% below.

Meal at Budget Restaurant

$16.56 €14.73

$3.09 ₱194

435.92%

Three-Course Dinner for Two, Mid-Range

$78.6 €69.9

$24.22 ₱1,525

224.57%

Fast Food Meal (McDonalds, etc)

$8.78 €7.81

$3.92 ₱247

123.98%

Cappuccino

$1.71 €1.52

$2.51 ₱158

-31.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.36 €2.99

$1.59 ₱100

111.32%

Water (0.33 liter bottle)

$1.56 €1.39

$0.53 ₱33.43

194.34%

Local Beer (0.5 liter draught)

$5.51 €4.90

$1.78 ₱112

209.55%

Imported Beer (0.33 liter bottle)

$4.48 €3.99

$2.17 ₱137

106.45%

Milk (1 liter)

$1.36 €1.21

$1.92 ₱121

-29.17%

White Bread (500g)

$1.93 €1.71

$1.36 ₱85.4

41.91%

Rice (white) (1kg)

$2.14 €1.90

$1.01 ₱63.5

111.88%

Eggs

$3.79 €3.37

$2.03 ₱128

86.70%

Local Cheese (1kg)

$15.38 €13.68

$9.86 ₱621

55.98%

Chicken Fillets (1kg)

$12.30 €10.94

$4.39 ₱277

180.18%

Beef Round Steak (1kg)

$22.45 €19.97

$7.60 ₱479

195.39%

Apples (1kg)

$2.41 €2.15

$3.30 ₱208

-26.97%

Banana (1kg)

$2.24 €1.99

$1.39 ₱87.8

61.15%

Oranges (1kg)

$2.58 €2.30

$2.33 ₱147

10.73%

Tomato (1kg)

$2.39 €2.13

$1.50 ₱94.3

59.33%

Potato (1kg)

$2.20 €1.96

$2.36 ₱149

-6.78%

Onion (1kg)

$2.82 €2.51

$1.90 ₱119

48.42%

Lettuce (1 head)

$1.14 €1.02

$1.19 ₱74.9

-4.20%

Water (1.5 liter bottle)

$0.35 €0.31

$0.63 ₱39.71

-44.44%

Cigarettes 20 Pack (Marlboro, Camel)

$6.51 €5.79

$3.00 ₱189

117.00%

Wine (Bottle)

$6.88 €6.12

$6.03 ₱379

14.10%

Local Beer (0.5 liter bottle)

$1.69 €1.50

$1.23 ₱77.7

37.40%

Imported Beer (0.33 liter bottle)

$2.62 €2.33

$1.75 ₱110

49.71%

One-way Ticket (Public Transport)

$1.49 €1.33

$0.25 ₱15.86

496.00%

Public Transport Monthly Pass (Regular Price)

$33.94 €30.19

$12.64 ₱796

168.51%

Taxi Start (Normal Tariff)

$8.01 €7.12

$0.77 ₱48.62

940.26%

Taxi (Normal Tariff) (1km)

$2.22 €1.97

$0.23 ₱14.53

865.22%

Taxi 1hour Waiting (Normal Tariff)

$21.95 €19.53

$4.46 ₱281

392.15%

Gasoline (1 liter)

$1.99 €1.77

$1.31 ₱82.8

51.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.5K €32.5K

$21.2K ₱1.3M

71.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.3K €34.1K

$19.1K ₱1.2M

100.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$184 €163

$120 ₱7,569

52.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.07 €6.29

$14.00 ₱882

-49.50%

Internet (50+ Mbps, Unlimited Data)

$21.96 €19.54

$27.54 ₱1,734

-20.26%

Gym Membership (Monthly)

$50.0 €44.47

$32.33 ₱2,035

54.66%

Tennis Court (1 Hour on Weekend)

$20.25 €18.02

$6.65 ₱419

204.51%

Cinema Ticket

$8.84 €7.87

$5.65 ₱356

56.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$502 €447

$275 ₱17.3K

82.47%

International Primary School, 1 Child (Yearly)

$2,204 €1,960

$7,918 ₱498.5K

-72.17%

Jeans (Levis 501 Or Similar)

$89.0 €79.2

$49.33 ₱3,106

80.40%

Summer Dress (H&M, Zara, etc)

$22.64 €20.14

$25.24 ₱1,589

-10.30%

Sport Shoes (Adidas, Nike)

$120 €106

$77.0 ₱4,846

55.46%

Men's Leather Business Shoes

$134 €119

$57.2 ₱3,601

133.57%

1-bedroom Apartment, City Center (Monthly)

$716 €637

$500 ₱31.5K

43.29%

1-bedroom Apartment, Outside City Center (Monthly)

$522 €464

$309 ₱19.4K

68.95%

3-bedroom Apartment, City Center (Monthly)

$1,299 €1,155

$1,078 ₱67.9K

20.52%

3-bedroom Apartment, Outside City Center (Monthly)

$879 €782

$615 ₱38.7K

42.90%

Buy Apartment in City Center (m2)

$2,555 €2,272

$2,886 ₱181.7K

-11.49%

Buy Apartment Outside City Center (m2)

$1,351 €1,202

$1,917 ₱120.7K

-29.49%

Average Monthly Net Salary (After Tax)

$2,259 €2,010

$346 ₱21.8K

553.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.93

7.2

-45.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cremona: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cremona

$522 32.8%

Cebu

$309 33.6% 40.8% $213

Groceries & Markets

Cremona

$328 20.6%

Cebu

$206 22.4% 37.2% $122

Eating Out

Cremona

$236 14.8%

Cebu

$88 9.6% 62.5% $147

Monthly Utilities & Internet

Cremona

$213 13.4%

Cebu

$162 17.6% 24% $51

Clothing & Footwear

Cremona

$164 10.3%

Cebu

$94 10.2% 42.8% $70

Sport & Entertainment

Cremona

$68 4.3%

Cebu

$44 4.8% 35.6% $24

Getting Around

Cremona

$59 3.7%

Cebu

$16 1.7% 73.6% $43

Cost Breakdown

A one-bedroom apartment in the center runs $716 in Cremona and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Cremona pays 553% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in Cremona vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $328 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇮🇹 Cremona

🇵🇭 Cebu

🕒 Local time

10:41 10:41 AM

16:41 4:41 PM

6 h ahead of Cremona

🌤 Weather

👥 Population

71,336

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Cremona Cebu 10,990 km ≈ 14 h nonstop flight

From you

Cremona
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cremona vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 73% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 553% higher in Cremona, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $716 in Cremona versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,589 per month in Cremona versus $918 in Cebu – a 73% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 169% less than in Cremona. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,589 in Cremona, a $1,500 budget is realistic in Cebu but tight or insufficient in Cremona. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Cremona, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cremona and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 73% less than in Cremona. Beyond cost, consider language, visa policies, and how big the international community is in each city.