Last update: Oct 2026

Cost of Living Comparison Between Cozumel and New York, NY

For one person, living is cheaper in Cozumel: $1,167 a month against $5,142 in New York, NY, rent and utilities included – about $47,700 less a year. Rent and utilities account for most of the difference.

57

Cost of Living Index in Cozumel
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Cozumel Living Index
245

Cost of Living Index in New York, NY
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New York, NY Living Index

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Cozumel

🇲🇽 Mexico

$1,167

/mo nomad

New York, NY

🇺🇸 United States

$5,142

/mo nomad

Monthly Cost of Living

How much you'll spend in Cozumel and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cozumel and in New York, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,167 in Cozumel versus $5,142 in New York, NY.

Cozumel $1,167
New York, NY $5,142

Estimated couple costs with rent: $1,884 in Cozumel versus $7,455 in New York, NY.

Cozumel $1,884
New York, NY $7,455

Monthly costs for a family of three with rent: $2,602 in Cozumel versus $9,767 in New York, NY.

Cozumel $2,602
New York, NY $9,767

Living in Cozumel costs roughly 77% less than in New York, NY, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Cozumel is 13% below, New York, NY is 284% above.

Meal at Budget Restaurant

$8.71 MX$158

$26.46 $26.46

-67.08%

Three-Course Dinner for Two, Mid-Range

$45.03 MX$819

$119 $119

-62.07%

Fast Food Meal (McDonalds, etc)

$8.23 MX$150

$14.43 $14.43

-42.97%

Cappuccino

$2.79 MX$50.7

$6.55 $6.55

-57.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.11 MX$20.20

$3.84 $3.84

-71.09%

Water (0.33 liter bottle)

$1.02 MX$18.62

$3.00 $3.00

-66.00%

Local Beer (0.5 liter draught)

$1.69 MX$30.74

$8.27 $8.27

-79.56%

Imported Beer (0.33 liter bottle)

$3.17 MX$57.7

$10.05 $10.05

-68.46%

Milk (1 liter)

$1.43 MX$26.05

$1.31 $1.31

9.16%

White Bread (500g)

$1.64 MX$29.92

$4.90 $4.90

-66.53%

Rice (white) (1kg)

$1.76 MX$32.02

$7.16 $7.16

-75.42%

Eggs

$1.89 MX$34.40

$5.92 $5.92

-68.07%

Local Cheese (1kg)

$10.33 MX$188

$19.06 $19.06

-45.80%

Chicken Fillets (1kg)

$8.06 MX$147

$17.38 $17.38

-53.62%

Beef Round Steak (1kg)

$12.85 MX$234

$18.94 $18.94

-32.15%

Apples (1kg)

$2.47 MX$44.91

$6.96 $6.96

-64.51%

Banana (1kg)

$1.40 MX$25.46

$2.08 $2.08

-32.69%

Oranges (1kg)

$2.13 MX$38.71

$6.10 $6.10

-65.08%

Tomato (1kg)

$1.53 MX$27.90

$6.95 $6.95

-77.99%

Potato (1kg)

$2.24 MX$40.74

$3.98 $3.98

-43.72%

Onion (1kg)

$1.77 MX$32.13

$4.44 $4.44

-60.14%

Lettuce (1 head)

$1.46 MX$26.57

$2.81 $2.81

-48.04%

Water (1.5 liter bottle)

$1.20 MX$21.83

$2.51 $2.51

-52.19%

Cigarettes 20 Pack (Marlboro, Camel)

$4.43 MX$80.6

$19.27 $19.27

-77.01%

Wine (Bottle)

$10.96 MX$199

$19.67 $19.67

-44.28%

Local Beer (0.5 liter bottle)

$1.54 MX$27.97

$3.08 $3.08

-50.00%

Imported Beer (0.33 liter bottle)

$2.57 MX$46.70

$3.68 $3.68

-30.16%

One-way Ticket (Public Transport)

$0.69 MX$12.47

$3.02 $3.02

-77.15%

Public Transport Monthly Pass (Regular Price)

$67.2 MX$1,222

$140 $140

-51.85%

Taxi Start (Normal Tariff)

$2.84 MX$51.6

$3.07 $3.07

-7.49%

Taxi (Normal Tariff) (1km)

$1.97 MX$35.87

$2.13 $2.13

-7.51%

Taxi 1hour Waiting (Normal Tariff)

$9.29 MX$169

$41.21 $41.21

-77.46%

Gasoline (1 liter)

$1.37 MX$24.88

$1.11 $1.11

23.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.5K MX$373.6K

$35.0K $35.0K

-41.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.3K MX$442.7K

$25.4K $25.4K

-4.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$59.7 MX$1,087

$217 $217

-72.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.99 MX$382

$74.0 $74.0

-71.64%

Internet (50+ Mbps, Unlimited Data)

$22.26 MX$405

$72.5 $72.5

-69.29%

Gym Membership (Monthly)

$39.08 MX$711

$120 $120

-67.56%

Tennis Court (1 Hour on Weekend)

$20.46 MX$372

$66.9 $66.9

-69.41%

Cinema Ticket

$6.13 MX$112

$22.32 $22.32

-72.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$261 MX$4,745

$3,425 $3,425

-92.38%

International Primary School, 1 Child (Yearly)

$3,671 MX$66.8K

$61.2K $61.2K

-94.00%

Jeans (Levis 501 Or Similar)

$54.3 MX$988

$76.3 $76.3

-28.83%

Summer Dress (H&M, Zara, etc)

$54.2 MX$985

$55.5 $55.5

-2.33%

Sport Shoes (Adidas, Nike)

$104 MX$1,893

$119 $119

-12.71%

Men's Leather Business Shoes

$84.7 MX$1,541

$131 $131

-35.13%

1-bedroom Apartment, City Center (Monthly)

$606 MX$11.0K

$4,506 $4,506

-86.55%

1-bedroom Apartment, Outside City Center (Monthly)

$399 MX$7,259

$3,155 $3,155

-87.35%

3-bedroom Apartment, City Center (Monthly)

$1,619 MX$29.4K

$8,817 $8,817

-81.64%

3-bedroom Apartment, Outside City Center (Monthly)

$767 MX$13.9K

$5,532 $5,532

-86.14%

Buy Apartment in City Center (m2)

$1,922 MX$35.0K

$19.4K $19.4K

-90.08%

Buy Apartment Outside City Center (m2)

$1,163 MX$21.2K

$6,754 $6,754

-82.77%

Average Monthly Net Salary (After Tax)

$662 MX$12.0K

$5,290 $5,290

-87.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.64

6.82

70.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cozumel: October 5, 2026

Last update for New York, NY: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cozumel

$399 33.9%

New York, NY

$3.2K 63.2% 691% $2.8K

Groceries & Markets

Cozumel

$257 21.8%

New York, NY

$546 11% 112% $289

Eating Out

Cozumel

$151 12.8%

New York, NY

$422 8.5% 179% $271

Clothing & Footwear

Cozumel

$134 11.4%

New York, NY

$172 3.4% 28.4% $38

Monthly Utilities & Internet

Cozumel

$103 8.7%

New York, NY

$364 7.3% 253% $261

Getting Around

Cozumel

$83 7%

New York, NY

$165 3.3% 100% $83

Sport & Entertainment

Cozumel

$51 4.4%

New York, NY

$165 3.3% 222% $114

Cost Breakdown

A one-bedroom apartment in the center runs $606 in Cozumel and $4,506 in New York, NY. Housing cost is often the main lever when comparing two cities.

New York, NY pays 699% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $45.00 in Cozumel vs $119 in New York, NY for a mid-range dinner for two. Groceries echo the gap at $257 vs $546 per month, with Cozumel cheaper across the board.

Good to know

🇲🇽 Cozumel

🇺🇸 New York, NY

🕒 Local time

04:55 4:55 AM

05:55 5:55 AM

1 h ahead of Cozumel

🌤 Weather

👥 Population

77,236

8,804,190

💱 Currency

Mexican Peso MXN $

United States Dollar USD $

📈 Exchange rate

100 MXN = 5.5 USD

100 MXN = 4.91 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to MXN – Mexican Peso Converter

🇺🇸 United States Dollar ($)

🇲🇽 Mexican Peso ($)

Mexican Peso exchange rates as of October 10, 2026: 1 USD = 18.19 MXN (100 MXN = 5.5 USD). 1 EUR = 20.38 MXN (100 MXN = 4.91 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to MXN in detail →

On the map

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Between locations

Cozumel New York, NY 2,550 km ≈ 3 h 45 min nonstop flight

From you

Cozumel
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cozumel vs New York, NY: Cost of Living - Frequently Asked Questions

Cozumel and New York, NY differ by about 341% in total monthly costs ($1,167 vs $5,142 including rent). Cozumel is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 699% lower in New York, NY. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $606 in Cozumel versus $4,506 in New York, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 112% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Cozumel – a meal for two runs $45.00 versus $119 in New York, NY. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,167 in Cozumel versus $5,142 in New York, NY, a $2,000 budget is realistic in Cozumel but tight or insufficient in New York, NY. The gap between the two cities makes Cozumel the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cozumel and New York, NY are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cozumel gentler on the wallet – expenses run 341% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.