Last update: Oct 2026

Cost of Living Comparison Between Covilha and Cebu

For one person, living is cheaper in Cebu: $915 a month against $1,184 in Covilha, rent and utilities included – about $3,200 less a year. Other living expenses account for most of the difference.

57

Cost of Living Index in Covilha
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Covilha Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Covilha

🇵🇹 Portugal

$1,184

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Covilha and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Covilha and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,184 in Covilha versus $915 in Cebu.

Covilha $1,184
Cebu $915

Estimated couple costs with rent: $1,846 in Covilha versus $1,418 in Cebu.

Covilha $1,846
Cebu $1,418

Monthly costs for a family of three with rent: $2,509 in Covilha versus $1,921 in Cebu.

Covilha $2,509
Cebu $1,921

Living in Covilha is roughly 29% more expensive than in Cebu, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Covilha 13% lower, Cebu 33% lower.

Meal at Budget Restaurant

$8.88 €7.90

$3.05 ₱192

191.15%

Three-Course Dinner for Two, Mid-Range

$37.07 €32.98

$24.00 ₱1,511

54.46%

Fast Food Meal (McDonalds, etc)

$6.53 €5.81

$3.99 ₱251

63.66%

Cappuccino

$1.29 €1.14

$2.50 ₱157

-48.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.63 €1.45

$1.54 ₱97.1

5.84%

Water (0.33 liter bottle)

$1.09 €0.97

$0.50 ₱31.37

118.00%

Local Beer (0.5 liter draught)

$1.95 €1.73

$1.78 ₱112

9.55%

Imported Beer (0.33 liter bottle)

$1.48 €1.32

$2.17 ₱136

-31.80%

Milk (1 liter)

$0.97 €0.87

$2.00 ₱126

-51.50%

White Bread (500g)

$0.94 €0.84

$1.37 ₱86.2

-31.39%

Rice (white) (1kg)

$1.25 €1.11

$1.03 ₱64.9

21.36%

Eggs

$2.60 €2.31

$2.03 ₱128

28.08%

Local Cheese (1kg)

$7.28 €6.48

$10.20 ₱642

-28.63%

Chicken Fillets (1kg)

$6.90 €6.14

$4.45 ₱280

55.06%

Beef Round Steak (1kg)

$11.04 €9.82

$7.67 ₱483

43.94%

Apples (1kg)

$1.84 €1.64

$3.31 ₱208

-44.41%

Banana (1kg)

$1.24 €1.10

$1.46 ₱91.8

-15.07%

Oranges (1kg)

$1.41 €1.26

$2.32 ₱146

-39.22%

Tomato (1kg)

$2.37 €2.11

$1.49 ₱94.0

59.06%

Potato (1kg)

$1.32 €1.18

$2.34 ₱147

-43.59%

Onion (1kg)

$1.70 €1.51

$1.94 ₱122

-12.37%

Lettuce (1 head)

$1.49 €1.32

$1.16 ₱73.0

28.45%

Water (1.5 liter bottle)

$0.46 €0.41

$0.68 ₱42.89

-32.35%

Cigarettes 20 Pack (Marlboro, Camel)

$5.73 €5.10

$2.99 ₱188

91.64%

Wine (Bottle)

$3.17 €2.82

$6.24 ₱393

-49.20%

Local Beer (0.5 liter bottle)

$1.03 €0.91

$1.23 ₱77.3

-16.26%

Imported Beer (0.33 liter bottle)

$1.40 €1.24

$1.73 ₱109

-19.08%

One-way Ticket (Public Transport)

$1.98 €1.76

$0.23 ₱14.36

760.87%

Public Transport Monthly Pass (Regular Price)

$43.32 €38.54

$12.34 ₱777

251.05%

Taxi Start (Normal Tariff)

$4.37 €3.89

$0.79 ₱49.96

453.16%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.86

Taxi 1hour Waiting (Normal Tariff)

$4.54 ₱286

Gasoline (1 liter)

$2.05 €1.83

$1.32 ₱82.9

55.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.8K €30.1K

$21.0K ₱1.3M

61.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.2K €33.1K

$19.4K ₱1.2M

91.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$129 €115

$119 ₱7,464

8.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.81 €17.62

$14.22 ₱896

39.31%

Internet (50+ Mbps, Unlimited Data)

$38.84 €34.55

$27.47 ₱1,730

41.39%

Gym Membership (Monthly)

$42.19 €37.53

$32.31 ₱2,034

30.58%

Tennis Court (1 Hour on Weekend)

$10.05 €8.94

$6.50 ₱409

54.62%

Cinema Ticket

$8.39 €7.47

$5.40 ₱340

55.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$84.6 €75.3

$276 ₱17.4K

-69.35%

International Primary School, 1 Child (Yearly)

$6,148 €5,469

$7,866 ₱495.3K

-21.84%

Jeans (Levis 501 Or Similar)

$75.6 €67.2

$49.37 ₱3,108

53.09%

Summer Dress (H&M, Zara, etc)

$21.01 €18.69

$24.58 ₱1,548

-14.52%

Sport Shoes (Adidas, Nike)

$107 €95.3

$76.6 ₱4,825

39.82%

Men's Leather Business Shoes

$171 €152

$58.9 ₱3,706

189.96%

1-bedroom Apartment, City Center (Monthly)

$495 €440

$503 ₱31.7K

-1.69%

1-bedroom Apartment, Outside City Center (Monthly)

$392 €349

$305 ₱19.2K

28.74%

3-bedroom Apartment, City Center (Monthly)

$972 €864

$1,075 ₱67.7K

-9.58%

3-bedroom Apartment, Outside City Center (Monthly)

$780 €694

$632 ₱39.8K

23.45%

Buy Apartment in City Center (m2)

$1,777 €1,581

$2,870 ₱180.7K

-38.08%

Buy Apartment Outside City Center (m2)

$681 €606

$1,877 ₱118.2K

-63.72%

Average Monthly Net Salary (After Tax)

$1,003 €892

$336 ₱21.1K

198.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.45

7.2

-52.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Covilha: October 20, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Covilha

$392 33.1%

Cebu

$305 33.3% 22.3% $87

Groceries & Markets

Covilha

$191 16.2%

Cebu

$210 22.9% 9.5% $18

Monthly Utilities & Internet

Covilha

$188 15.9%

Cebu

$160 17.5% 14.6% $28

Clothing & Footwear

Covilha

$168 14.2%

Cebu

$94 10.3% 44.1% $74

Eating Out

Covilha

$130 11%

Cebu

$88 9.6% 32.3% $42

Sport & Entertainment

Covilha

$59 5%

Cebu

$43 4.7% 26.9% $16

Getting Around

Covilha

$56 * 4.7%

Cebu

$15 1.7% 72.8% $40

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $495 in Covilha and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Covilha pays 199% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $37.00 in Covilha vs $24.00 in Cebu. Groceries flip the comparison at $191 vs $210, with Covilha cheaper for home cooking.

Good to know

🇵🇹 Covilha

🇵🇭 Cebu

🕒 Local time

14:08 2:08 PM

21:08 9:08 PM

7 h ahead of Covilha

🌤 Weather

👥 Population

46,457

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 22, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 22, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Covilha Cebu 12,500 km ≈ 16 h nonstop flight

From you

Covilha
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Covilha vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in clothing, eating out, and leisure. The 29% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 199% higher in Covilha, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $495 in Covilha versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,184 per month in Covilha versus $915 in Cebu – a 29% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 251% less than in Covilha. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $915 in Cebu versus $1,184 in Covilha, a $1,500 budget is realistic in Cebu but tight or insufficient in Covilha. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Covilha, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Covilha and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 29% less than in Covilha. Beyond cost, consider language, visa policies, and how big the international community is in each city.