😐A single person spends $2,189 per month in Courtenay vs $1,449 in Invercargill, rent included.
😐A couple spends around $3,083 per month in Courtenay vs $2,182 in Invercargill, rent included.
😐A family of three spends $3,978 per month in Courtenay vs $2,916 in Invercargill, rent included.
😐Courtenay costs about 51% more than Invercargill, driven mainly by Getting Around.
📊Both Courtenay and Invercargill sit above the global median – Courtenay by 60%, Invercargill by 6%.
Currency
🍽 Eating Out
Courtenay
Invercargill
Difference
Meal at Budget Restaurant
$14.59CA$20.41
$14.58NZ$25.48
0.07%
Three-Course Dinner for Two, Mid-Range
$57.3CA$80.1
$62.7NZ$110
-8.60%
Fast Food Meal(McDonalds, etc)
$10.18CA$14.24
$8.60NZ$15.03
18.37%
Cappuccino
$3.70CA$5.18
$3.24NZ$5.67
14.20%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.03CA$2.84
$1.77NZ$3.10
14.69%
Water(0.33 liter bottle)
$1.63CA$2.28
$2.08NZ$3.64
-21.63%
Local Beer(0.5 liter draught)
$5.74CA$8.04
$2.93NZ$5.11
95.90%
Imported Beer(0.33 liter bottle)
$5.98CA$8.37
$2.80NZ$4.90
113.57%
🛒 Groceries & Markets
Courtenay
Invercargill
Difference
Milk(1 liter)
$2.38CA$3.33
$1.73NZ$3.02
37.57%
White Bread(500g)
$2.13CA$2.98
$1.86NZ$3.26
14.52%
Rice(white)(1kg)
$2.13CA$2.98
$1.76NZ$3.07
21.02%
Eggs
$3.30CA$4.62
$5.78NZ$10.10
-42.91%
Local Cheese(1kg)
$10.22CA$14.30
$8.46NZ$14.80
20.80%
Chicken Fillets(1kg)
$9.28CA$12.99
$8.89NZ$15.55
4.39%
Beef Round Steak(1kg)
$19.98CA$27.95
$12.27NZ$21.46
62.84%
Apples(1kg)
$3.27CA$4.58
$2.69NZ$4.70
21.56%
Banana(1kg)
$1.31CA$1.83
$2.41NZ$4.21
-45.64%
Oranges(1kg)
$2.42CA$3.39
$2.62NZ$4.57
-7.63%
Tomato(1kg)
$3.04CA$4.25
$3.59NZ$6.28
-15.32%
Potato(1kg)
$2.71CA$3.78
$3.20NZ$5.60
-15.31%
Onion(1kg)
$2.15CA$3.01
$1.74NZ$3.04
23.56%
Lettuce(1 head)
$2.03CA$2.83
$2.41NZ$4.22
-15.77%
Water(1.5 liter bottle)
$1.71CA$2.39
$1.11NZ$1.95
54.05%
Cigarettes 20 Pack(Marlboro, Camel)
$14.65CA$20.50
$17.83NZ$31.17
-17.84%
Wine(Bottle)
$10.63CA$14.87
$8.49NZ$14.85
25.21%
Local Beer(0.5 liter bottle)
$2.50CA$3.49
$3.07NZ$5.37
-18.57%
Imported Beer(0.33 liter bottle)
$2.46CA$3.45
$3.35NZ$5.85
-26.57%
🚌 Getting Around
Courtenay
Invercargill
Difference
One-way Ticket(Public Transport)
$2.01CA$2.81
$1.47NZ$2.57
36.73%
Public Transport Monthly Pass(Regular Price)
$43.72CA$61.2
-
-
Taxi Start(Normal Tariff)
$2.75CA$3.85
$2.25NZ$3.94
22.22%
Taxi(Normal Tariff)(1km)
$1.41CA$1.97
$1.97NZ$3.44
-28.43%
Taxi 1hour Waiting(Normal Tariff)
$17.97CA$25.13
$28.93NZ$50.6
-37.88%
Gasoline(1 liter)
$1.22CA$1.71
$1.66NZ$2.90
-26.51%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.6KCA$28.8K
$24.1KNZ$42.1K
-14.57%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.9KCA$26.4K
$18.9KNZ$33.1K
-0.30%
🧾 Monthly Utilities & Internet
Courtenay
Invercargill
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$136CA$190
$114NZ$199
19.41%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$37.09CA$51.9
$32.46NZ$56.8
14.26%
Internet(50+ Mbps, Unlimited Data)
$65.2CA$91.3
$43.31NZ$75.7
50.61%
🎉 Sport & Entertainment
Courtenay
Invercargill
Difference
Gym Membership(Monthly)
$43.83CA$61.3
$28.25NZ$49.39
55.15%
Tennis Court(1 Hour on Weekend)
$39.01CA$54.6
$14.18NZ$24.80
175.11%
Cinema Ticket
$10.71CA$14.99
$9.12NZ$15.94
17.43%
🧸 Childcare & Education
Courtenay
Invercargill
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,779CA$2,489
$596NZ$1,042
198.63%
International Primary School, 1 Child(Yearly)
$12.4KCA$17.3K
-
-
👕👟 Clothing & Footwear
Courtenay
Invercargill
Difference
Jeans(Levis 501 Or Similar)
$55.9CA$78.2
$60.3NZ$105
-7.33%
Summer Dress(H&M, Zara, etc)
$45.25CA$63.3
$36.12NZ$63.2
25.28%
Sport Shoes(Adidas, Nike)
$79.1CA$111
$72.5NZ$127
9.00%
Men's Leather Business Shoes
$61.3CA$85.8
$82.4NZ$144
-25.56%
🏠 Accommodation & Living
Courtenay
Invercargill
Difference
1-bedroom Apartment, City Center(Monthly)
$1,232CA$1,724
$609NZ$1,064
102.46%
1-bedroom Apartment, Outside City Center(Monthly)
$1,112CA$1,556
$572NZ$999
94.58%
3-bedroom Apartment, City Center(Monthly)
$2,188CA$3,060
$855NZ$1,495
155.81%
3-bedroom Apartment, Outside City Center(Monthly)
$1,630CA$2,281
$792NZ$1,384
105.95%
Buy Apartment in City Center(m2)
$5,504CA$7,700
$5,751NZ$10.1K
-4.29%
Buy Apartment Outside City Center(m2)
-
$5,151NZ$9,004
-
💵 Salaries & Financials
Courtenay
Invercargill
Difference
Average Monthly Net Salary(After Tax)
$3,246CA$4,541
$2,834NZ$4,954
14.55%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.87
6.72
-27.53%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Courtenay: September 14, 2026
Last update for Invercargill: September 13, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,232 in Courtenay versus $609 in Invercargill. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 15% higher in Courtenay, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $57.0 in Courtenay versus $63.0 in Invercargill. Groceries tell a different story – $333 in Courtenay vs $304 in Invercargill – so Invercargill wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Courtenay vs Invercargill: Cost of Living - Frequently Asked Questions
Is Invercargill cheaper than Courtenay?
Yes – Courtenay is pricier by about 51%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $3,283 per month in Courtenay and $2,173 in Invercargill. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Invercargill, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Courtenay and in Invercargill?
Monthly expenses with rent come to $2,189 in Courtenay and $1,449 in Invercargill. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $1,779 per month in Courtenay and $596 in Invercargill. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 a realistic budget for living in Courtenay or in Invercargill?
A $1,000 monthly budget goes further in Invercargill, where all-in costs run around $1,449, than in Courtenay at $2,189. In Invercargill it covers expenses comfortably, while in Courtenay it requires careful planning or may not stretch far enough.
Is Courtenay or Invercargill more family-friendly?
Families tend to lean toward Invercargill – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Courtenay or Invercargill?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Invercargill. If higher salaries, better infrastructure, or specific career opportunities are the priority, Courtenay makes more sense. Both are solid long-term options with distinct trade-offs.