Last update: Oct 2026

Cost of Living Comparison Between Columbus, OH and Chicago, IL

For one person, living is cheaper in Columbus, OH: $2,491 a month against $3,139 in Chicago, IL, rent and utilities included – about $7,800 less a year. Rent and utilities account for most of the difference.

Columbus, OH
🇺🇸 United States
$2,491
/mo nomad
Chicago, IL
🇺🇸 United States
$3,139
/mo nomad
Monthly Cost of Living

How much you'll spend in Columbus, OH and in Chicago, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Columbus, OH and in Chicago, IL actually costs, broken down by who's living it.

A single person spends $2,491 per month in Columbus, OH vs $3,139 in Chicago, IL, rent included.

  • Columbus, OH $2,491
  • Chicago, IL $3,139

A couple spends around $3,714 per month in Columbus, OH vs $4,627 in Chicago, IL, rent included.

  • Columbus, OH $3,714
  • Chicago, IL $4,627

A family of three spends $4,936 per month in Columbus, OH vs $6,115 in Chicago, IL, rent included.

  • Columbus, OH $4,936
  • Chicago, IL $6,115

Columbus, OH is about 21% cheaper than Chicago, IL, and outside of rent the biggest gap is in clothing.

Both Columbus, OH and Chicago, IL sit above the global median – Columbus, OH by 84%, Chicago, IL by 132%.

Currency
🍽 Eating Out
Columbus, OH
Chicago, IL
Difference
Meal at Budget Restaurant
$22.03 $22.03
$20.65 $20.65
6.68%
Three-Course Dinner for Two, Mid-Range
$77.8 $77.8
$90.2 $90.2
-13.83%
Fast Food Meal (McDonalds, etc)
$11.86 $11.86
$12.94 $12.94
-8.35%
Cappuccino
$5.49 $5.49
$5.60 $5.60
-1.96%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.54 $2.54
$2.64 $2.64
-3.79%
Water (0.33 liter bottle)
$1.99 $1.99
$2.27 $2.27
-12.33%
Local Beer (0.5 liter draught)
$5.87 $5.87
$6.98 $6.98
-15.90%
Imported Beer (0.33 liter bottle)
$7.19 $7.19
$8.83 $8.83
-18.57%
🛒 Groceries & Markets
Columbus, OH
Chicago, IL
Difference
Milk (1 liter)
$0.90 $0.90
$1.27 $1.27
-29.13%
White Bread (500g)
$3.13 $3.13
$3.80 $3.80
-17.63%
Rice (white) (1kg)
$5.27 $5.27
$5.30 $5.30
-0.57%
Eggs
$3.78 $3.78
$4.76 $4.76
-20.59%
Local Cheese (1kg)
$13.83 $13.83
$13.96 $13.96
-0.93%
Chicken Fillets (1kg)
$14.55 $14.55
$14.61 $14.61
-0.41%
Beef Round Steak (1kg)
$15.83 $15.83
$18.77 $18.77
-15.66%
Apples (1kg)
$6.42 $6.42
$5.19 $5.19
23.70%
Banana (1kg)
$1.73 $1.73
$1.98 $1.98
-12.63%
Oranges (1kg)
$6.05 $6.05
$3.93 $3.93
53.94%
Tomato (1kg)
$4.81 $4.81
$4.96 $4.96
-3.02%
Potato (1kg)
$2.84 $2.84
$2.76 $2.76
2.90%
Onion (1kg)
$3.45 $3.45
$2.76 $2.76
25.00%
Lettuce (1 head)
$2.17 $2.17
$2.22 $2.22
-2.25%
Water (1.5 liter bottle)
$2.37 $2.37
$2.98 $2.98
-20.47%
Cigarettes 20 Pack (Marlboro, Camel)
$10.06 $10.06
$14.02 $14.02
-28.25%
Wine (Bottle)
$16.46 $16.46
$15.28 $15.28
7.72%
Local Beer (0.5 liter bottle)
$2.12 $2.12
$2.58 $2.58
-17.83%
Imported Beer (0.33 liter bottle)
$3.01 $3.01
$3.50 $3.50
-14.00%
🚌 Getting Around
Columbus, OH
Chicago, IL
Difference
One-way Ticket (Public Transport)
$1.98 $1.98
$2.47 $2.47
-19.84%
Public Transport Monthly Pass (Regular Price)
$63.2 $63.2
$74.8 $74.8
-15.52%
Taxi Start (Normal Tariff)
$2.92 $2.92
$3.34 $3.34
-12.57%
Taxi (Normal Tariff) (1km)
$1.30 $1.30
$1.43 $1.43
-9.09%
Taxi 1hour Waiting (Normal Tariff)
$27.20 $27.20
$24.32 $24.32
11.84%
Gasoline (1 liter)
$1.00 $1.00
$1.26 $1.26
-20.63%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.0K $31.0K
$35.0K $35.0K
-11.34%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8K $25.8K
$26.1K $26.1K
-1.12%
🧾 Monthly Utilities & Internet
Columbus, OH
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$222 $222
$193 $193
15.43%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$65.4 $65.4
$68.3 $68.3
-4.23%
Internet (50+ Mbps, Unlimited Data)
$67.8 $67.8
$61.3 $61.3
10.62%
🎉 Sport & Entertainment
Columbus, OH
Chicago, IL
Difference
Gym Membership (Monthly)
$35.63 $35.63
$54.1 $54.1
-34.16%
Tennis Court (1 Hour on Weekend)
$41.46 $41.46
$27.92 $27.92
48.50%
Cinema Ticket
$13.23 $13.23
$17.74 $17.74
-25.42%
🧸 Childcare & Education
Columbus, OH
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,610 $1,610
$1,652 $1,652
-2.54%
International Primary School, 1 Child (Yearly)
$33.9K $33.9K
$31.1K $31.1K
9.21%
👕👟 Clothing & Footwear
Columbus, OH
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$48.89 $48.89
$66.1 $66.1
-26.00%
Summer Dress (H&M, Zara, etc)
$41.71 $41.71
$51.2 $51.2
-18.60%
Sport Shoes (Adidas, Nike)
$80.2 $80.2
$100 $100
-19.92%
Men's Leather Business Shoes
$109 $109
$141 $141
-22.57%
🏠 Accommodation & Living
Columbus, OH
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$1,543 $1,543
$2,446 $2,446
-36.93%
1-bedroom Apartment, Outside City Center (Monthly)
$1,096 $1,096
$1,678 $1,678
-34.65%
3-bedroom Apartment, City Center (Monthly)
$2,398 $2,398
$4,717 $4,717
-49.16%
3-bedroom Apartment, Outside City Center (Monthly)
$1,839 $1,839
$2,795 $2,795
-34.23%
Buy Apartment in City Center (m2)
$3,398 $3,398
$4,105 $4,105
-17.24%
Buy Apartment Outside City Center (m2)
$1,763 $1,763
$2,650 $2,650
-33.45%
💵 Salaries & Financials
Columbus, OH
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
$3,995 $3,995
$4,866 $4,866
-17.89%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.64
6.81
-2.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Columbus, OH: October 18, 2026

Last update for Chicago, IL: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Columbus, OH
$1.1K
Chicago, IL
$1.7K 53% $581
Groceries & Markets
Columbus, OH
$431
Chicago, IL
$449 4.2% $18
Monthly Utilities & Internet
Columbus, OH
$356
Chicago, IL
$322 9.4% $33
Eating Out
Columbus, OH
$340
Chicago, IL
$343 1.1% $3.9
Clothing & Footwear
Columbus, OH
$126
Chicago, IL
$161 28% $35
Getting Around
Columbus, OH
$81
Chicago, IL
$95 18.2% $15
Sport & Entertainment
Columbus, OH
$62
Chicago, IL
$90 44.3% $27

Cost Breakdown

A central one-bedroom costs $1,543 in Columbus, OH versus $2,446 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 22% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $78.0 in Columbus, OH versus $90.0 in Chicago, IL. Monthly groceries follow the same trend: $431 vs $449 – making Columbus, OH the more affordable choice for daily food spending.

Good to know
🇺🇸 Columbus, OH
🇺🇸 Chicago, IL
🕒 Local time
07:35 7:35 AM
06:35 6:35 AM
1 h behind Columbus, OH
🌤 Weather
👥 Population
905,748
2,746,388
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Columbus, OH Chicago, IL 440 km
From you
  • Columbus, OH
  • Chicago, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Columbus, OH vs Chicago, IL: Cost of Living - Frequently Asked Questions
How do living costs in Columbus, OH and in Chicago, IL compare overall?
Monthly costs with rent: $2,491 in Columbus, OH, $3,139 in Chicago, IL – roughly 26% apart. Outside of rent, the biggest gap is in clothing.
What salary covers living expenses in Columbus, OH compared to Chicago, IL?
For a comfortable life, plan on about $3,737 per month in Columbus, OH and $4,708 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Columbus, OH and Chicago, IL?
Rent is clearly cheaper in Columbus, OH, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper grocery shopping?
Groceries cost about 4% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city has cheaper restaurants?
A mid-range dinner for two costs $78.0 in Columbus, OH and $90.0 in Chicago, IL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is feasible on a $2,000 budget?
$2,000 is a stretch for both – monthly costs hit $2,491 in Columbus, OH and $3,139 in Chicago, IL. You'll need shared housing and careful budgeting no matter which city you pick.
How does quality of life compare between Columbus, OH and Chicago, IL?
It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,491 in Columbus, OH to $3,139 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.
How do I decide between Columbus, OH and Chicago, IL?
If budget matters most, go with Columbus, OH. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.

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