Last update: Nov 2026

Cost of Living Comparison Between Columbia, KY and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,533 in Columbia, KY, rent and utilities included – about $14,400 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Columbia, KY
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Columbia, KY Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Columbia, KY

🇺🇸 United States

$2,533

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Columbia, KY and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Columbia, KY and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,533 in Columbia, KY versus $1,331 in Ubud, Bali.

Columbia, KY $2,533
Ubud, Bali $1,331

Estimated couple costs with rent: $3,837 in Columbia, KY versus $2,255 in Ubud, Bali.

Columbia, KY $3,837
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $5,140 in Columbia, KY versus $3,180 in Ubud, Bali.

Columbia, KY $5,140
Ubud, Bali $3,180

Living in Columbia, KY is roughly 90% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Columbia, KY is 87% above, Ubud, Bali is 2% below.

Meal at Budget Restaurant

$19.77 $19.77

$3.38 Rp 61.3K

484.91%

Three-Course Dinner for Two, Mid-Range

$75.0 $75.0

$34.65 Rp 629.3K

116.42%

Fast Food Meal (McDonalds, etc)

$9.79 $9.79

$5.57 Rp 101.2K

75.76%

Cappuccino

$5.63 $5.63

$2.62 Rp 47.6K

114.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.52 $2.52

$1.54 Rp 28.0K

63.64%

Water (0.33 liter bottle)

$2.19 $2.19

$0.64 Rp 11.6K

242.19%

Local Beer (0.5 liter draught)

$6.05 $6.05

$2.67 Rp 48.4K

126.59%

Imported Beer (0.33 liter bottle)

$6.47 $6.47

$4.26 Rp 77.4K

51.88%

Milk (1 liter)

$1.08 $1.08

$1.46 Rp 26.6K

-26.03%

White Bread (500g)

$3.64 $3.64

$2.29 Rp 41.6K

58.95%

Rice (white) (1kg)

$4.26 $4.26

$1.11 Rp 20.1K

283.78%

Eggs

$4.22 $4.22

$2.10 Rp 38.1K

100.95%

Local Cheese (1kg)

$12.24 $12.24

$15.94 Rp 289.5K

-23.21%

Chicken Fillets (1kg)

$11.41 $11.41

$3.88 Rp 70.5K

194.07%

Beef Round Steak (1kg)

$16.75 $16.75

$11.40 Rp 207.1K

46.93%

Apples (1kg)

$5.07 $5.07

$3.55 Rp 64.5K

42.82%

Banana (1kg)

$1.67 $1.67

$1.54 Rp 27.9K

8.44%

Oranges (1kg)

$4.32 $4.32

$2.23 Rp 40.5K

93.72%

Tomato (1kg)

$4.73 $4.73

$1.97 Rp 35.8K

140.10%

Potato (1kg)

$2.84 $2.84

$1.86 Rp 33.7K

52.69%

Onion (1kg)

$3.00 $3.00

$2.42 Rp 43.9K

23.97%

Lettuce (1 head)

$2.19 $2.19

$1.02 Rp 18.6K

114.71%

Water (1.5 liter bottle)

$2.30 $2.30

$0.52 Rp 9,486

342.31%

Cigarettes 20 Pack (Marlboro, Camel)

$9.41 $9.41

$2.20 Rp 39.9K

327.73%

Wine (Bottle)

$14.07 $14.07

$21.79 Rp 395.7K

-35.43%

Local Beer (0.5 liter bottle)

$1.89 $1.89

$2.33 Rp 42.2K

-18.88%

Imported Beer (0.33 liter bottle)

$3.44 $3.44

$2.97 Rp 53.9K

15.82%

One-way Ticket (Public Transport)

$1.86 $1.86

$0.25 Rp 4,547

644.00%

Public Transport Monthly Pass (Regular Price)

$59.6 $59.6

$8.17 Rp 148.5K

629.01%

Taxi Start (Normal Tariff)

$3.80 $3.80

$0.44 Rp 7,950

763.64%

Taxi (Normal Tariff) (1km)

$1.94 $1.94

$0.47 Rp 8,499

312.77%

Taxi 1hour Waiting (Normal Tariff)

$27.01 $27.01

$5.60 Rp 101.7K

382.32%

Gasoline (1 liter)

$1.02 $1.02

$0.83 Rp 15.0K

22.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.4K $29.4K

$24.4K Rp 444.0M

20.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$31.7K Rp 575.6M

-17.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$199 $199

$77.5 Rp 1.4M

156.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.4 $58.4

$6.14 Rp 111.6K

851.79%

Internet (50+ Mbps, Unlimited Data)

$70.6 $70.6

$18.92 Rp 343.5K

273.15%

Gym Membership (Monthly)

$39.46 $39.46

$51.0 Rp 926.1K

-22.61%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.4K

Cinema Ticket

$12.77 $12.77

$4.38 Rp 79.6K

191.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,412 $1,412

$492 Rp 8.9M

186.83%

International Primary School, 1 Child (Yearly)

$19.9K $19.9K

$12.2K Rp 222.0M

62.84%

Jeans (Levis 501 Or Similar)

$57.2 $57.2

$45.16 Rp 820.2K

26.71%

Summer Dress (H&M, Zara, etc)

$39.09 $39.09

$34.89 Rp 633.6K

12.04%

Sport Shoes (Adidas, Nike)

$83.3 $83.3

$78.3 Rp 1.4M

6.31%

Men's Leather Business Shoes

$112 $112

$77.9 Rp 1.4M

44.23%

1-bedroom Apartment, City Center (Monthly)

$1,585 $1,585

$1,078 Rp 19.6M

47.11%

1-bedroom Apartment, Outside City Center (Monthly)

$1,215 $1,215

$665 Rp 12.1M

82.72%

3-bedroom Apartment, City Center (Monthly)

$2,545 $2,545

$3,510 Rp 63.7M

-27.49%

3-bedroom Apartment, Outside City Center (Monthly)

$2,239 $2,239

$1,671 Rp 30.3M

33.98%

Buy Apartment in City Center (m2)

$2,495 $2,495

$2,340 Rp 42.5M

6.61%

Buy Apartment Outside City Center (m2)

$2,190 $2,190

$2,236 Rp 40.6M

-2.08%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.59

13.78

-52.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Columbia, KY: November 3, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Columbia, KY

$1.2K 48%

Ubud, Bali

$665 50% 45.3% $550

Groceries & Markets

Columbia, KY

$397 15.7%

Ubud, Bali

$279 21% 29.6% $117

Monthly Utilities & Internet

Columbia, KY

$328 12.9%

Ubud, Bali

$103 7.7% 68.7% $225

Eating Out

Columbia, KY

$317 12.5%

Ubud, Bali

$106 8% 66.7% $211

Clothing & Footwear

Columbia, KY

$131 5.2%

Ubud, Bali

$106 8% 19.1% $25

Getting Around

Columbia, KY

$80 3.2%

Ubud, Bali

$12 0.9% 85.1% $69

Sport & Entertainment

Columbia, KY

$65 2.6%

Ubud, Bali

$60 4.5% 8.1% $5.2

Cost Breakdown

A one-bedroom apartment in the center runs $1,585 in Columbia, KY and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $75 in Columbia, KY vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $397 vs $279 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Columbia, KY

🇮🇩 Ubud, Bali

🕒 Local time

14:56 2:56 PM

04:56 4:56 AM

14 h ahead of Columbia, KY

🌤 Weather

👥 Population

139,698

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.894 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 3, 2026: 1 EUR = 1.12 USD (1 USD = 0.894 EUR).

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,161 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,310 IDR (100,000 IDR = 4.92 EUR).

IDR to USD in detail →

On the map

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Between locations

Columbia, KY Ubud, Bali 16,220 km ≈ 21 h nonstop flight

From you

Columbia, KY
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Columbia, KY vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,533 in Columbia, KY and $1,331 in Ubud, Bali, so Ubud, Bali is about 47% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $3,800 in Columbia, KY and $1,996 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,585 in Columbia, KY versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 86% less than in Columbia, KY. The price difference matters if you commute daily and watch your budget.

Childcare runs $1,412 in Columbia, KY versus $492 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Columbia, KY and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 47% less than in Columbia, KY. Beyond cost, consider language, visa policies, and how big the international community is in each city.