Cost of Living Comparison Between Colchester and Ubud, Bali Cost of Living Comparison Between Colchester and Ubud, Bali

Monthly Cost of Living

A single person spends $2,271 per month in Colchester vs $1,396 in Ubud, Bali, rent included.

A couple spends around $3,304 per month in Colchester vs $2,334 in Ubud, Bali, rent included.

A family of three spends $4,337 per month in Colchester vs $3,273 in Ubud, Bali, rent included.

Colchester costs about 63% more than Ubud, Bali, driven mainly by Eating Out.

Both Colchester and Ubud, Bali sit above the global median – Colchester by 65%, Ubud, Bali by 2%.

Currency
🍽 Eating Out
Colchester
Ubud, Bali
Difference
Meal at Budget Restaurant
$21.48 £15.88
$3.37 Rp 59.7K
537.39%
Three-Course Dinner for Two, Mid-Range
$93.8 £69.4
$38.59 Rp 682.4K
143.17%
Fast Food Meal (McDonalds, etc)
$10.79 £7.98
$5.52 Rp 97.6K
95.47%
Cappuccino
$5.65 £4.17
$2.64 Rp 46.8K
114.02%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.73 £2.02
$1.67 Rp 29.6K
63.47%
Water (0.33 liter bottle)
$1.87 £1.38
$0.77 Rp 13.6K
142.86%
Local Beer (0.5 liter draught)
$7.16 £5.29
$2.63 Rp 46.6K
172.24%
Imported Beer (0.33 liter bottle)
$7.25 £5.36
$4.28 Rp 75.7K
69.39%
🛒 Groceries & Markets
Colchester
Ubud, Bali
Difference
Milk (1 liter)
$1.56 £1.15
$1.55 Rp 27.3K
0.65%
White Bread (500g)
$1.36 £1.00
$2.22 Rp 39.3K
-38.74%
Rice (white) (1kg)
$1.72 £1.27
$1.13 Rp 19.9K
52.21%
Eggs
$3.23 £2.39
$2.09 Rp 36.9K
54.55%
Local Cheese (1kg)
$9.76 £7.22
$17.39 Rp 307.6K
-43.88%
Chicken Fillets (1kg)
$7.94 £5.87
$3.87 Rp 68.4K
105.17%
Beef Round Steak (1kg)
$14.77 £10.92
$12.55 Rp 221.9K
17.69%
Apples (1kg)
$3.25 £2.40
$3.62 Rp 63.9K
-10.22%
Banana (1kg)
$1.44 £1.07
$1.56 Rp 27.6K
-7.69%
Oranges (1kg)
$2.77 £2.05
$2.35 Rp 41.6K
17.87%
Tomato (1kg)
$3.32 £2.45
$2.06 Rp 36.4K
61.17%
Potato (1kg)
$1.63 £1.20
$1.90 Rp 33.6K
-14.21%
Onion (1kg)
$1.48 £1.10
$2.34 Rp 41.3K
-36.75%
Lettuce (1 head)
$1.75 £1.29
$1.03 Rp 18.2K
69.90%
Water (1.5 liter bottle)
$1.46 £1.08
$0.55 Rp 9,809
165.45%
Cigarettes 20 Pack (Marlboro, Camel)
$23.91 £17.68
$2.25 Rp 39.8K
962.67%
Wine (Bottle)
$11.32 £8.37
$23.81 Rp 421.0K
-52.46%
Local Beer (0.5 liter bottle)
$2.84 £2.10
$2.31 Rp 40.9K
22.94%
Imported Beer (0.33 liter bottle)
$3.62 £2.68
$2.80 Rp 49.5K
29.29%
🚌 Getting Around
Colchester
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$3.36 £2.49
$0.27 Rp 4,816
1144.44%
Public Transport Monthly Pass (Regular Price)
$103 £76.1
$8.66 Rp 153.2K
1089.03%
Taxi Start (Normal Tariff)
$6.15 £4.54
$0.48 Rp 8,515
1181.25%
Taxi (Normal Tariff) (1km)
$1.34 £0.99
$0.45 Rp 7,887
197.78%
Taxi 1hour Waiting (Normal Tariff)
$22.02 £16.28
$5.72 Rp 101.1K
284.97%
Gasoline (1 liter)
$1.95 £1.44
$0.76 Rp 13.4K
156.58%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.6K £28.6K
$24.5K Rp 433.0M
57.81%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$42.1K £31.1K
$32.1K Rp 568.0M
31.11%
🧾 Monthly Utilities & Internet
Colchester
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$251 £186
$83.6 Rp 1.5M
200.71%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.92 £13.98
$6.46 Rp 114.2K
192.88%
Internet (50+ Mbps, Unlimited Data)
$41.94 £31.00
$18.99 Rp 335.9K
120.85%
🎉 Sport & Entertainment
Colchester
Ubud, Bali
Difference
Gym Membership (Monthly)
$49.83 £36.83
$56.0 Rp 989.8K
-10.97%
Tennis Court (1 Hour on Weekend)
$10.95 £8.09
$18.62 Rp 329.2K
-41.19%
Cinema Ticket
$20.74 £15.33
$4.28 Rp 75.7K
384.58%
🧸 Childcare & Education
Colchester
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,063 £786
$487 Rp 8.6M
118.42%
International Primary School, 1 Child (Yearly)
$20.4K £15.1K
$5,856 Rp 103.6M
248.48%
👕👟 Clothing & Footwear
Colchester
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$72.4 £53.5
$45.56 Rp 805.6K
58.82%
Summer Dress (H&M, Zara, etc)
$29.08 £21.49
$36.38 Rp 643.3K
-20.07%
Sport Shoes (Adidas, Nike)
$80.3 £59.4
$82.0 Rp 1.4M
-2.03%
Men's Leather Business Shoes
$52.0 £38.42
$80.4 Rp 1.4M
-35.36%
🏠 Accommodation & Living
Colchester
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,302 £962
$1,117 Rp 19.7M
16.57%
1-bedroom Apartment, Outside City Center (Monthly)
$1,048 £775
$701 Rp 12.4M
49.49%
3-bedroom Apartment, City Center (Monthly)
$1,846 £1,365
$3,537 Rp 62.5M
-47.80%
3-bedroom Apartment, Outside City Center (Monthly)
$1,498 £1,107
$1,762 Rp 31.2M
-14.99%
Buy Apartment in City Center (m2)
$5,173 £3,824
$2,826 Rp 50.0M
83.04%
Buy Apartment Outside City Center (m2)
$3,455 £2,554
$2,292 Rp 40.5M
50.76%
💵 Salaries & Financials
Colchester
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$3,637 £2,689
$170 Rp 3.0M
2042.24%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.91
13.78
-64.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Colchester: August 29, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A central one-bedroom costs $1,302 in Colchester versus $1,117 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2042% higher in Colchester, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $94.0 in Colchester versus $39.00 in Ubud, Bali. Groceries tell a different story – $291 in Colchester vs $293 in Ubud, Bali – so Colchester wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Colchester vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Colchester and in Ubud, Bali compare overall?
Monthly costs with rent: $2,271 in Colchester, $1,396 in Ubud, Bali – roughly 63% apart. Colchester costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Colchester compared to Ubud, Bali?
For a comfortable life, plan on about $3,406 per month in Colchester and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Colchester and Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do commuting costs compare in Colchester and in Ubud, Bali?
Public transport costs about 1089% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
What is the difference in childcare costs between Colchester and Ubud, Bali?
Kindergarten costs $1,063 per month in Colchester and $487 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,396, than in Colchester at $2,271. In Ubud, Bali it covers expenses comfortably, while in Colchester it requires careful planning or may not stretch far enough.
How does quality of life compare between Colchester and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,396 in Ubud, Bali to $2,271 in Colchester. Climate, culture, job market, and personal taste all factor in.
Is Colchester or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Colchester and Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Colchester makes more sense. Both are solid long-term options with distinct trade-offs.

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