Last update: Oct 2026

Cost of Living Comparison Between Colchester and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,298 in Colchester, rent and utilities included – about $11,200 less a year. Rent and utilities account for most of the difference.

112

Cost of Living Index in Colchester
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Colchester Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Colchester

🇬🇧 United Kingdom

$2,298

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Colchester and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Colchester and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,298 per month in Colchester vs $1,368 in Ubud, Bali, rent included.

Colchester $2,298
Ubud, Bali $1,368

A couple spends around $3,409 per month in Colchester vs $2,314 in Ubud, Bali, rent included.

Colchester $3,409
Ubud, Bali $2,314

A family of three spends $4,521 per month in Colchester vs $3,260 in Ubud, Bali, rent included.

Colchester $4,521
Ubud, Bali $3,260

Colchester costs about 68% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Colchester and Ubud, Bali sit above the global median – Colchester by 70%, Ubud, Bali by 1%.

Meal at Budget Restaurant

$20.69 £15.52

$3.33 Rp 59.9K

521.32%

Three-Course Dinner for Two, Mid-Range

$92.0 £69.1

$35.18 Rp 633.2K

161.63%

Fast Food Meal (McDonalds, etc)

$10.61 £7.96

$5.80 Rp 104.5K

82.93%

Cappuccino

$5.41 £4.06

$2.73 Rp 49.1K

98.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.72 £2.04

$1.64 Rp 29.5K

65.85%

Water (0.33 liter bottle)

$1.77 £1.33

$0.83 Rp 15.0K

113.25%

Local Beer (0.5 liter draught)

$7.07 £5.30

$2.70 Rp 48.6K

161.85%

Imported Beer (0.33 liter bottle)

$6.96 £5.22

$4.30 Rp 77.4K

61.86%

Milk (1 liter)

$1.44 £1.08

$1.50 Rp 27.1K

-4.00%

White Bread (500g)

$1.39 £1.04

$2.30 Rp 41.4K

-39.57%

Rice (white) (1kg)

$1.68 £1.26

$1.18 Rp 21.2K

42.37%

Eggs

$2.98 £2.23

$2.14 Rp 38.6K

39.25%

Local Cheese (1kg)

$9.21 £6.91

$17.48 Rp 314.6K

-47.31%

Chicken Fillets (1kg)

$7.58 £5.69

$4.03 Rp 72.5K

88.09%

Beef Round Steak (1kg)

$14.47 £10.86

$12.23 Rp 220.1K

18.32%

Apples (1kg)

$3.15 £2.37

$3.55 Rp 63.9K

-11.27%

Banana (1kg)

$1.39 £1.04

$1.57 Rp 28.3K

-11.46%

Oranges (1kg)

$2.79 £2.10

$2.24 Rp 40.2K

24.55%

Tomato (1kg)

$3.28 £2.46

$1.93 Rp 34.7K

69.95%

Potato (1kg)

$1.59 £1.19

$1.88 Rp 33.9K

-15.43%

Onion (1kg)

$1.45 £1.09

$2.29 Rp 41.3K

-36.68%

Lettuce (1 head)

$1.68 £1.26

$0.99 Rp 17.9K

69.70%

Water (1.5 liter bottle)

$1.40 £1.05

$0.53 Rp 9,475

164.15%

Cigarettes 20 Pack (Marlboro, Camel)

$23.30 £17.48

$2.28 Rp 41.1K

921.93%

Wine (Bottle)

$10.73 £8.05

$23.01 Rp 414.2K

-53.37%

Local Beer (0.5 liter bottle)

$2.76 £2.07

$2.34 Rp 42.2K

17.95%

Imported Beer (0.33 liter bottle)

$3.51 £2.64

$2.91 Rp 52.4K

20.62%

One-way Ticket (Public Transport)

$3.72 £2.79

$0.24 Rp 4,315

1450.00%

Public Transport Monthly Pass (Regular Price)

$101 £75.6

$8.82 Rp 158.7K

1042.18%

Taxi Start (Normal Tariff)

$5.77 £4.33

$0.48 Rp 8,684

1102.08%

Taxi (Normal Tariff) (1km)

$1.35 £1.01

$0.46 Rp 8,233

193.48%

Taxi 1hour Waiting (Normal Tariff)

$20.93 £15.70

$5.45 Rp 98.2K

284.04%

Gasoline (1 liter)

$2.04 £1.53

$0.88 Rp 15.9K

131.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.1K £28.6K

$24.6K Rp 442.2M

55.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.7K £29.8K

$31.2K Rp 561.4M

27.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$252 £189

$83.0 Rp 1.5M

203.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.86 £18.65

$6.45 Rp 116.0K

285.43%

Internet (50+ Mbps, Unlimited Data)

$41.54 £31.16

$18.57 Rp 334.2K

123.69%

Gym Membership (Monthly)

$67.8 £50.8

$55.8 Rp 1.0M

21.37%

Tennis Court (1 Hour on Weekend)

$10.75 £8.07

$18.11 Rp 326.0K

-40.64%

Cinema Ticket

$21.25 £15.94

$4.38 Rp 78.9K

385.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,061 £796

$493 Rp 8.9M

115.24%

International Primary School, 1 Child (Yearly)

$20.1K £15.1K

$5,754 Rp 103.6M

249.47%

Jeans (Levis 501 Or Similar)

$70.7 £53.1

$46.19 Rp 831.4K

53.09%

Summer Dress (H&M, Zara, etc)

$31.15 £23.37

$35.33 Rp 636.0K

-11.83%

Sport Shoes (Adidas, Nike)

$78.1 £58.6

$79.1 Rp 1.4M

-1.25%

Men's Leather Business Shoes

$49.87 £37.41

$78.4 Rp 1.4M

-36.38%

1-bedroom Apartment, City Center (Monthly)

$1,256 £943

$1,142 Rp 20.6M

9.97%

1-bedroom Apartment, Outside City Center (Monthly)

$1,027 £771

$676 Rp 12.2M

52.07%

3-bedroom Apartment, City Center (Monthly)

$1,855 £1,392

$3,503 Rp 63.1M

-47.04%

3-bedroom Apartment, Outside City Center (Monthly)

$1,684 £1,263

$1,700 Rp 30.6M

-0.96%

Buy Apartment in City Center (m2)

$4,983 £3,739

$2,784 Rp 50.1M

79.00%

Buy Apartment Outside City Center (m2)

$3,357 £2,519

$2,241 Rp 40.3M

49.83%

Average Monthly Net Salary (After Tax)

$3,499 £2,625

$165 Rp 3.0M

2026.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.91

13.78

-64.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Colchester: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Colchester

$1K 44.7%

Ubud, Bali

$676 49.4% 34.2% $352

Eating Out

Colchester

$330 14.3%

Ubud, Bali

$109 8% 67% $221

Monthly Utilities & Internet

Colchester

$318 13.8%

Ubud, Bali

$108 7.9% 66% $210

Groceries & Markets

Colchester

$281 12.2%

Ubud, Bali

$290 21.2% 3.3% $9.4

Getting Around

Colchester

$128 5.6%

Ubud, Bali

$13 0.9% 90.2% $116

Sport & Entertainment

Colchester

$110 4.8%

Ubud, Bali

$65 4.7% 41.4% $46

Clothing & Footwear

Colchester

$103 4.5%

Ubud, Bali

$108 7.9% 4% $4.1

Cost Breakdown

A central one-bedroom costs $1,256 in Colchester versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2026% higher in Colchester, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $92.0 in Colchester versus $35.00 in Ubud, Bali. Groceries tell a different story – $281 in Colchester vs $290 in Ubud, Bali – so Colchester wins on supermarket bills even if dining out costs more.

Good to know

🇬🇧 Colchester

🇮🇩 Ubud, Bali

🕒 Local time

23:50 11:50 PM

06:50 6:50 AM

7 h ahead of Colchester

🌤 Weather

👥 Population

190,098

74,800

💱 Currency

British Pound GBP £

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 19, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

Colchester Ubud, Bali 12,410 km ≈ 16 h nonstop flight

From you

Colchester
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Colchester vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,298 in Colchester, $1,368 in Ubud, Bali – roughly 68% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,447 per month in Colchester and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 1042% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $1,061 per month in Colchester and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Colchester at $2,298. In Ubud, Bali it covers expenses comfortably, while in Colchester it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,368 in Ubud, Bali to $2,298 in Colchester. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Colchester makes more sense. Both are solid long-term options with distinct trade-offs.