Last update: Oct 2026

Cost of Living Comparison Between Coimbra and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,540 in Coimbra, rent and utilities included – about $7,300 less a year. Rent and utilities account for about half of the difference.

Coimbra
🇵🇹 Portugal
$1,540
/mo nomad
Cebu
🇵🇭 Philippines
$934
/mo nomad
Monthly Cost of Living

How much you'll spend in Coimbra and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Coimbra and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,540 in Coimbra versus $934 in Cebu.

  • Coimbra $1,540
  • Cebu $934

Estimated couple costs with rent: $2,306 in Coimbra versus $1,415 in Cebu.

  • Coimbra $2,306
  • Cebu $1,415

Monthly costs for a family of three with rent: $3,073 in Coimbra versus $1,896 in Cebu.

  • Coimbra $3,073
  • Cebu $1,896

Living in Coimbra is roughly 65% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Coimbra is 15% above, Cebu is 30% below.

Currency
🍽 Eating Out
Coimbra
Cebu
Difference
Meal at Budget Restaurant
$13.49 €12.04
$3.03 ₱190
345.21%
Three-Course Dinner for Two, Mid-Range
$47.04 €41.98
$23.48 ₱1,473
100.34%
Fast Food Meal (McDonalds, etc)
$9.91 €8.84
$4.09 ₱256
142.30%
Cappuccino
$1.95 €1.74
$2.52 ₱158
-22.62%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.97 €1.76
$1.54 ₱96.9
27.92%
Water (0.33 liter bottle)
$1.59 €1.42
$0.49 ₱30.98
224.49%
Local Beer (0.5 liter draught)
$2.23 €1.99
$1.79 ₱112
24.58%
Imported Beer (0.33 liter bottle)
$3.44 €3.07
$2.26 ₱142
52.21%
🛒 Groceries & Markets
Coimbra
Cebu
Difference
Milk (1 liter)
$1.03 €0.92
$1.95 ₱122
-47.18%
White Bread (500g)
$1.57 €1.40
$1.43 ₱89.7
9.79%
Rice (white) (1kg)
$1.71 €1.53
$1.02 ₱63.8
67.65%
Eggs
$3.26 €2.91
$2.06 ₱129
58.25%
Local Cheese (1kg)
$11.90 €10.62
$9.81 ₱615
21.30%
Chicken Fillets (1kg)
$7.58 €6.77
$4.61 ₱289
64.43%
Beef Round Steak (1kg)
$14.25 €12.71
$7.70 ₱483
85.06%
Apples (1kg)
$2.30 €2.05
$3.31 ₱207
-30.51%
Banana (1kg)
$1.59 €1.42
$1.45 ₱90.9
9.66%
Oranges (1kg)
$1.99 €1.77
$2.36 ₱148
-15.68%
Tomato (1kg)
$3.04 €2.71
$1.54 ₱96.4
97.40%
Potato (1kg)
$1.63 €1.46
$2.36 ₱148
-30.93%
Onion (1kg)
$2.06 €1.84
$1.99 ₱125
3.52%
Lettuce (1 head)
$1.62 €1.44
$1.15 ₱72.1
40.87%
Water (1.5 liter bottle)
$0.72 €0.65
$0.67 ₱42.15
7.46%
Cigarettes 20 Pack (Marlboro, Camel)
$6.31 €5.63
$3.00 ₱188
110.33%
Wine (Bottle)
$5.90 €5.26
$6.35 ₱398
-7.09%
Local Beer (0.5 liter bottle)
$1.27 €1.13
$1.31 ₱81.9
-3.05%
Imported Beer (0.33 liter bottle)
$2.18 €1.94
$1.73 ₱108
26.01%
🚌 Getting Around
Coimbra
Cebu
Difference
One-way Ticket (Public Transport)
$1.93 €1.73
$0.25 ₱15.78
672.00%
Public Transport Monthly Pass (Regular Price)
$33.99 €30.33
$12.65 ₱793
168.70%
Taxi Start (Normal Tariff)
$4.44 €3.96
$0.74 ₱46.32
500.00%
Taxi (Normal Tariff) (1km)
$1.40 €1.25
$0.21 ₱13.11
566.67%
Taxi 1hour Waiting (Normal Tariff)
$14.25 €12.72
$4.33 ₱271
229.10%
Gasoline (1 liter)
$2.24 €2.00
$1.33 ₱83.5
68.42%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.5K €29.9K
$21.8K ₱1.4M
53.93%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$38.2K €34.1K
$19.4K ₱1.2M
96.70%
🧾 Monthly Utilities & Internet
Coimbra
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$137 €122
$121 ₱7,563
13.39%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$22.05 €19.68
$14.45 ₱907
52.60%
Internet (50+ Mbps, Unlimited Data)
$32.09 €28.63
$28.29 ₱1,774
13.43%
🎉 Sport & Entertainment
Coimbra
Cebu
Difference
Gym Membership (Monthly)
$43.96 €39.23
$32.68 ₱2,050
34.52%
Tennis Court (1 Hour on Weekend)
$11.99 €10.70
$6.39 ₱401
87.64%
Cinema Ticket
$8.60 €7.67
$5.46 ₱342
57.51%
🧸 Childcare & Education
Coimbra
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$721 €643
$273 ₱17.1K
163.55%
International Primary School, 1 Child (Yearly)
$10.7K €9,570
$8,156 ₱511.5K
31.48%
👕👟 Clothing & Footwear
Coimbra
Cebu
Difference
Jeans (Levis 501 Or Similar)
$95.3 €85.0
$49.57 ₱3,109
92.15%
Summer Dress (H&M, Zara, etc)
$37.26 €33.25
$24.87 ₱1,560
49.82%
Sport Shoes (Adidas, Nike)
$94.1 €84.0
$76.6 ₱4,804
22.90%
Men's Leather Business Shoes
$116 €103
$59.3 ₱3,717
95.11%
🏠 Accommodation & Living
Coimbra
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$873 €779
$506 ₱31.7K
72.67%
1-bedroom Apartment, Outside City Center (Monthly)
$652 €582
$309 ₱19.4K
110.63%
3-bedroom Apartment, City Center (Monthly)
$1,511 €1,348
$1,052 ₱66.0K
43.62%
3-bedroom Apartment, Outside City Center (Monthly)
$1,040 €928
$619 ₱38.8K
67.94%
Buy Apartment in City Center (m2)
$2,737 €2,442
$2,915 ₱182.9K
-6.13%
Buy Apartment Outside City Center (m2)
$1,222 €1,091
$1,867 ₱117.1K
-34.54%
💵 Salaries & Financials
Coimbra
Cebu
Difference
Average Monthly Net Salary (After Tax)
$1,319 €1,177
$341 ₱21.4K
286.80%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.83
7.2
-46.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Coimbra: October 5, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Coimbra
$652
Cebu
$309 52.5% $342
Groceries & Markets
Coimbra
$253
Cebu
$210 16.9% $43
Eating Out
Coimbra
$193
Cebu
$88 54.3% $105
Monthly Utilities & Internet
Coimbra
$191
Cebu
$163 14.4% $28
Clothing & Footwear
Coimbra
$154
Cebu
$95 38.6% $59
Sport & Entertainment
Coimbra
$61
Cebu
$44 28.7% $18
Getting Around
Coimbra
$53
Cebu
$15 71% $38

Cost Breakdown

A one-bedroom apartment in the center runs $873 in Coimbra and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Coimbra pays 287% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $47.00 in Coimbra vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $253 vs $210 per month, with Cebu cheaper across the board.

Good to know
🇵🇹 Coimbra
🇵🇭 Cebu
🕒 Local time
05:06 5:06 AM
12:06 12:06 PM
7 h ahead of Coimbra
🌤 Weather
👥 Population
140,838
964,169
💱 Currency
Euro EUR €
Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

On the map
Between locations
  • Coimbra Cebu 12,560 km ≈ 16 h nonstop flight
From you
  • Coimbra
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Coimbra vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Coimbra?
Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 65% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Coimbra or Cebu?
Average pay runs 287% higher in Coimbra, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Coimbra and Cebu?
Rent for a central apartment: $873 in Coimbra versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Coimbra and in Cebu?
All in, you'll spend $1,540 per month in Coimbra versus $934 in Cebu – a 65% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 169% less than in Coimbra. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Coimbra or in Cebu?
At $934 in Cebu versus $1,540 in Coimbra, a $1,500 budget is realistic in Cebu but tight or insufficient in Coimbra. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Coimbra or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Coimbra, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Coimbra or Cebu?
Safety-wise, Coimbra and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 65% less than in Coimbra. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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