Cost of Living Comparison Between Clearwater, FL and Waterford Cost of Living Comparison Between Clearwater, FL and Waterford

😐 Solo nomad: Clearwater, FL is 0.5% more expensive than Waterford without rent, and 6.6% more expensive with rent.
🙂 Family of 3: Clearwater, FL is 1.7% cheaper than Waterford without rent, and 12.3% more expensive with rent.
Currency
🍽 Eating Out
Clearwater, FL
Waterford
Difference
Meal at Budget Restaurant
$18.74 $18.74
$23.05 €19.91
-18.70%
Three-Course Dinner for Two, Mid-Range
$72.9 $72.9
$93.4 €80.6
-21.95%
Fast Food Meal (McDonalds, etc)
$9.85 $9.85
$12.48 €10.77
-21.07%
Cappuccino
$4.72 $4.72
$4.01 €3.47
17.71%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.36 $2.36
$2.37 €2.05
-0.42%
Water (0.33 liter bottle)
$1.8 $1.8
$2.23 €1.92
-19.28%
Local Beer (0.5 liter draught)
$4.37 $4.37
$7.1 €6.13
-38.45%
Imported Beer (0.33 liter bottle)
$7.58 $7.58
$5.69 €4.91
33.22%
🛒 Groceries & Markets
Clearwater, FL
Waterford
Difference
Milk (1 liter)
$1.19 $1.19
$1.3 €1.12
-8.46%
White Bread (500g)
$3.51 $3.51
$2.9 €2.5
21.03%
Rice (white) (1kg)
$4.1 $4.1
$2.47 €2.13
65.99%
Eggs
$4.56 $4.56
$4.22 €3.65
8.06%
Local Cheese (1kg)
$11.94 $11.94
$11.88 €10.26
0.51%
Chicken Fillets (1kg)
$12.38 $12.38
$10.31 €8.9
20.08%
Beef Round Steak (1kg)
$16.6 $16.6
$14.12 €12.19
17.56%
Apples (1kg)
$6.08 $6.08
$3.09 €2.67
96.76%
Banana (1kg)
$1.49 $1.49
$2.59 €2.24
-42.47%
Oranges (1kg)
$5.34 $5.34
$3.36 €2.9
58.93%
Tomato (1kg)
$5.12 $5.12
$3.63 €3.13
41.05%
Potato (1kg)
$3.46 $3.46
$2.32 €2.01
49.14%
Onion (1kg)
$3.77 $3.77
$1.45 €1.25
160.00%
Lettuce (1 head)
$2.08 $2.08
$1.32 €1.14
57.58%
Water (1.5 liter bottle)
$2.81 $2.81
$1.98 €1.71
41.92%
Cigarettes 20 Pack (Marlboro, Camel)
$6.94 $6.94
$18.18 €15.69
-61.83%
Wine (Bottle)
$15.22 $15.22
$21.02 €18.15
-27.59%
Local Beer (0.5 liter bottle)
$1.69 $1.69
$3.01 €2.6
-43.85%
Imported Beer (0.33 liter bottle)
$3.84 $3.84
$3.21 €2.77
19.63%
🚌 Getting Around
Clearwater, FL
Waterford
Difference
One-way Ticket (Public Transport)
$2.93 $2.93
$2.55 €2.2
14.90%
Public Transport Monthly Pass (Regular Price)
$33.07 $33.07
$66 €57
-49.88%
Taxi Start (Normal Tariff)
$3.3 $3.3
$6.1 €5.27
-45.90%
Taxi (Normal Tariff) (1km)
$0.65 $0.65
$1.17 €1.01
-44.44%
Taxi 1hour Waiting (Normal Tariff)
$59.7 $59.7
$34.93 €30.16
71.00%
Gasoline (1 liter)
$0.89 $0.89
$1.96 €1.69
-54.59%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29K $29K
$37.2K €32.1K
-21.88%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.7K $24.7K
$40.7K €35.1K
-39.37%
🧾 Monthly Utilities & Internet
Clearwater, FL
Waterford
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$257 $257
$221 €191
16.33%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$44.9 $44.9
$25.93 €22.39
73.16%
Internet (50+ Mbps, Unlimited Data)
$75 $75
$61.5 €53.1
21.82%
🎉 Sport & Entertainment
Clearwater, FL
Waterford
Difference
Gym Membership (Monthly)
$39.52 $39.52
$48.04 €41.48
-17.74%
Tennis Court (1 Hour on Weekend)
$25.42 $25.42
$14.6 €12.6
74.11%
Cinema Ticket
$14.12 $14.12
$13.16 €11.36
7.29%
🧸 Childcare & Education
Clearwater, FL
Waterford
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$424 $424
$1,231 €1,063
-65.56%
International Primary School, 1 Child (Yearly)
$7,290 $7,290
$7,631 €6,588
-4.47%
👕👟 Clothing & Footwear
Clearwater, FL
Waterford
Difference
Jeans (Levis 501 Or Similar)
$65.8 $65.8
$95.6 €82.6
-31.19%
Summer Dress (H&M, Zara, etc)
$54.5 $54.5
$57.3 €49.46
-4.85%
Sport Shoes (Adidas, Nike)
$102 $102
$115 €98.9
-10.95%
Men's Leather Business Shoes
$166 $166
$128 €111
29.09%
🏠 Accommodation & Living
Clearwater, FL
Waterford
Difference
1-bedroom Apartment, City Center (Monthly)
$2,141 $2,141
$1,768 €1,526
21.10%
1-bedroom Apartment, Outside City Center (Monthly)
$1,574 $1,574
$1,395 €1,205
12.84%
3-bedroom Apartment, City Center (Monthly)
$3,683 $3,683
$2,707 €2,337
36.07%
3-bedroom Apartment, Outside City Center (Monthly)
$2,905 $2,905
$2,199 €1,899
32.07%
Buy Apartment in City Center (m2)
$2,874 $2,874
$3,966 €3,424
-27.53%
Buy Apartment Outside City Center (m2)
$2,715 $2,715
$2,894 €2,499
-6.20%
💵 Salaries & Financials
Clearwater, FL
Waterford
Difference
Average Monthly Net Salary (After Tax)
$3,911 $3,911
$3,272 €2,825
19.54%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.59
4.23
55.79%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Clearwater, FL: October 27, 2025

Last update for Waterford: October 28, 2025

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