😐Monthly costs for one person with rent: $2,928 in Clearwater, FL versus $1,260 in Playa del Carmen.
😐Estimated couple costs with rent: $4,444 in Clearwater, FL versus $2,125 in Playa del Carmen.
😐Monthly costs for a family of three with rent: $5,960 in Clearwater, FL versus $2,990 in Playa del Carmen.
🌍Living in Clearwater, FL is roughly 132% more expensive than in Playa del Carmen, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Clearwater, FL is 120% above, Playa del Carmen is 5% below.
Currency
🍽 Eating Out
Clearwater, FL
Playa del Carmen
Difference
Meal at Budget Restaurant
$19.19$19.19
$11.72MX$203
63.74%
Three-Course Dinner for Two, Mid-Range
$73.6$73.6
$41.89MX$725
75.63%
Fast Food Meal(McDonalds, etc)
$10.07$10.07
$10.51MX$182
-4.19%
Cappuccino
$4.64$4.64
$3.59MX$62.0
29.25%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.27$2.27
$1.51MX$26.10
50.33%
Water(0.33 liter bottle)
$1.80$1.80
$0.92MX$15.83
95.65%
Local Beer(0.5 liter draught)
$4.58$4.58
$2.96MX$51.2
54.73%
Imported Beer(0.33 liter bottle)
$7.56$7.56
$4.41MX$76.3
71.43%
🛒 Groceries & Markets
Clearwater, FL
Playa del Carmen
Difference
Milk(1 liter)
$1.17$1.17
$1.40MX$24.16
-16.43%
White Bread(500g)
$3.64$3.64
$1.88MX$32.60
93.62%
Rice(white)(1kg)
$4.17$4.17
$1.56MX$26.97
167.31%
Eggs
$4.56$4.56
$2.61MX$45.14
74.71%
Local Cheese(1kg)
$11.98$11.98
$8.32MX$144
43.99%
Chicken Fillets(1kg)
$12.47$12.47
$8.35MX$145
49.34%
Beef Round Steak(1kg)
$16.49$16.49
$10.86MX$188
51.84%
Apples(1kg)
$6.19$6.19
$2.71MX$46.93
128.41%
Banana(1kg)
$1.42$1.42
$1.51MX$26.04
-5.96%
Oranges(1kg)
$5.56$5.56
$1.87MX$32.41
197.33%
Tomato(1kg)
$5.30$5.30
$2.19MX$37.89
142.01%
Potato(1kg)
$3.44$3.44
$1.86MX$32.14
84.95%
Onion(1kg)
$3.84$3.84
$2.23MX$38.59
72.20%
Lettuce(1 head)
$2.10$2.10
$1.07MX$18.48
96.26%
Water(1.5 liter bottle)
$2.83$2.83
$1.09MX$18.79
159.63%
Cigarettes 20 Pack(Marlboro, Camel)
$6.96$6.96
$4.19MX$72.4
66.11%
Wine(Bottle)
$16.44$16.44
$10.43MX$180
57.62%
Local Beer(0.5 liter bottle)
$1.76$1.76
$1.66MX$28.68
6.02%
Imported Beer(0.33 liter bottle)
$3.73$3.73
$2.61MX$45.19
42.91%
🚌 Getting Around
Clearwater, FL
Playa del Carmen
Difference
One-way Ticket(Public Transport)
$3.04$3.04
$0.54MX$9.37
462.96%
Public Transport Monthly Pass(Regular Price)
$32.87$32.87
$26.16MX$453
25.65%
Taxi Start(Normal Tariff)
$3.27$3.27
$3.08MX$53.3
6.17%
Taxi(Normal Tariff)(1km)
$0.66$0.66
$2.40MX$41.61
-72.50%
Taxi 1hour Waiting(Normal Tariff)
$59.4$59.4
$3.13MX$54.1
1798.72%
Gasoline(1 liter)
$0.84$0.84
$1.31MX$22.69
-35.88%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.1K$29.1K
$29.8KMX$515.7K
-2.50%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.9K$24.9K
$23.3KMX$403.5K
6.67%
🧾 Monthly Utilities & Internet
Clearwater, FL
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$257$257
$81.3MX$1,406
216.47%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$44.07$44.07
$22.56MX$390
95.35%
Internet(50+ Mbps, Unlimited Data)
$73.2$73.2
$30.05MX$520
143.69%
🎉 Sport & Entertainment
Clearwater, FL
Playa del Carmen
Difference
Gym Membership(Monthly)
$38.59$38.59
$52.9MX$915
-27.06%
Tennis Court(1 Hour on Weekend)
$24.65$24.65
$18.39MX$318
34.04%
Cinema Ticket
$14.25$14.25
$4.92MX$85.1
189.63%
🧸 Childcare & Education
Clearwater, FL
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$426$426
$201MX$3,474
112.10%
International Primary School, 1 Child(Yearly)
$7,104$7,104
$5,175MX$89.5K
37.28%
👕👟 Clothing & Footwear
Clearwater, FL
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
$65.2$65.2
$35.92MX$622
81.46%
Summer Dress(H&M, Zara, etc)
$55.3$55.3
$40.13MX$694
37.88%
Sport Shoes(Adidas, Nike)
$100$100
$79.7MX$1,379
26.01%
Men's Leather Business Shoes
$166$166
$86.5MX$1,496
91.89%
🏠 Accommodation & Living
Clearwater, FL
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
$2,073$2,073
$978MX$16.9K
111.99%
1-bedroom Apartment, Outside City Center(Monthly)
$1,578$1,578
$470MX$8,140
235.33%
3-bedroom Apartment, City Center(Monthly)
$3,649$3,649
$1,651MX$28.6K
120.98%
3-bedroom Apartment, Outside City Center(Monthly)
$2,948$2,948
$1,203MX$20.8K
144.96%
Buy Apartment in City Center(m2)
$2,941$2,941
$3,953MX$68.4K
-25.61%
Buy Apartment Outside City Center(m2)
$2,745$2,745
$6,607MX$114.3K
-58.45%
💵 Salaries & Financials
Clearwater, FL
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
$3,688$3,688
$677MX$11.7K
445.08%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.59
11.42
-42.29%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Clearwater, FL: July 28, 2026
Last update for Playa del Carmen: July 27, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $2,073 in Clearwater, FL and $978 in Playa del Carmen. Housing cost is often the main lever when comparing two cities.
💰Clearwater, FL pays 445% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $74.0 in Clearwater, FL vs $42.00 in Playa del Carmen for a mid-range dinner for two. Groceries echo the gap at $429 vs $252 per month, with Playa del Carmen cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Clearwater, FL vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than Clearwater, FL?
Playa del Carmen is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Monthly Utilities & Internet, Sport & Entertainment. The 132% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Clearwater, FL or Playa del Carmen?
Average pay runs 445% higher in Clearwater, FL, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Clearwater, FL and Playa del Carmen?
Rent for a central apartment: $2,073 in Clearwater, FL versus $978 in Playa del Carmen. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Clearwater, FL and in Playa del Carmen?
All in, you'll spend $2,928 per month in Clearwater, FL versus $1,260 in Playa del Carmen – a 132% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Playa del Carmen runs roughly 26% less than in Clearwater, FL. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Clearwater, FL or in Playa del Carmen?
At $1,260 in Playa del Carmen versus $2,928 in Clearwater, FL, a $1,500 budget is realistic in Playa del Carmen but tight or insufficient in Clearwater, FL. The gap between the two cities makes Playa del Carmen the clear choice for anyone on this budget.
Is Clearwater, FL or Playa del Carmen more family-friendly?
For families, Playa del Carmen is more practical. Housing and childcare are both notably cheaper than in Clearwater, FL, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is easier to live in as a foreigner?
Expats usually find Playa del Carmen gentler on the wallet – expenses run 132% less than in Clearwater, FL. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Clearwater, FL vs other spots: cost of living compared