Cost of Living Comparison Between Clearwater, FL and Keller, TX Cost of Living Comparison Between Clearwater, FL and Keller, TX

Monthly Cost of Living

Monthly costs for one person with rent: $2,994 in Clearwater, FL versus $2,494 in Keller, TX.

Estimated couple costs with rent: $4,505 in Clearwater, FL versus $3,553 in Keller, TX.

Monthly costs for a family of three with rent: $6,016 in Clearwater, FL versus $4,612 in Keller, TX.

Living in Clearwater, FL is roughly 20% more expensive than Keller, TX, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Clearwater, FL 123% above, Keller, TX 86% above.

Meal at Budget Restaurant

$18.80 $18.80

$17.78 $17.78

5.74%

Three-Course Dinner for Two, Mid-Range

$71.3 $71.3

$69.5 $69.5

2.58%

Fast Food Meal (McDonalds, etc)

$10.05 $10.05

$11.87 $11.87

-15.33%

Cappuccino

$4.64 $4.64

$5.62 $5.62

-17.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.31 $2.31

$2.59 $2.59

-10.81%

Water (0.33 liter bottle)

$1.86 $1.86

$1.84 $1.84

1.09%

Local Beer (0.5 liter draught)

$4.51 $4.51

$5.12 $5.12

-11.91%

Imported Beer (0.33 liter bottle)

$7.43 $7.43

$5.72 $5.72

29.90%

Milk (1 liter)

$1.13 $1.13

$0.88 $0.88

28.41%

White Bread (500g)

$3.67 $3.67

$3.16 $3.16

16.14%

Rice (white) (1kg)

$4.12 $4.12

$3.93 $3.93

4.83%

Eggs

$4.50 $4.50

$5.02 $5.02

-10.36%

Local Cheese (1kg)

$11.91 $11.91

$9.74 $9.74

22.28%

Chicken Fillets (1kg)

$12.44 $12.44

$11.82 $11.82

5.25%

Beef Round Steak (1kg)

$16.83 $16.83

$19.15 $19.15

-12.11%

Apples (1kg)

$6.18 $6.18

$4.73 $4.73

30.66%

Banana (1kg)

$1.42 $1.42

$1.82 $1.82

-21.98%

Oranges (1kg)

$5.37 $5.37

$3.89 $3.89

38.05%

Tomato (1kg)

$5.10 $5.10

$4.54 $4.54

12.33%

Potato (1kg)

$3.58 $3.58

$2.43 $2.43

47.33%

Onion (1kg)

$3.76 $3.76

$2.30 $2.30

63.48%

Lettuce (1 head)

$2.02 $2.02

$2.04 $2.04

-0.98%

Water (1.5 liter bottle)

$2.78 $2.78

$2.15 $2.15

29.30%

Cigarettes 20 Pack (Marlboro, Camel)

$7.15 $7.15

$9.19 $9.19

-22.20%

Wine (Bottle)

$18.24 $18.24

$14.73 $14.73

23.83%

Local Beer (0.5 liter bottle)

$1.70 $1.70

$1.83 $1.83

-7.10%

Imported Beer (0.33 liter bottle)

$3.88 $3.88

$2.76 $2.76

40.58%

One-way Ticket (Public Transport)

$2.97 $2.97

$2.05 $2.05

44.88%

Public Transport Monthly Pass (Regular Price)

$32.86 $32.86

Taxi Start (Normal Tariff)

$3.42 $3.42

$2.80 $2.80

22.14%

Taxi (Normal Tariff) (1km)

$0.70 $0.70

$1.78 $1.78

-60.67%

Taxi 1hour Waiting (Normal Tariff)

$59.3 $59.3

$24.26 $24.26

144.60%

Gasoline (1 liter)

$0.91 $0.91

$0.81 $0.81

12.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.3K $28.3K

$30.1K $30.1K

-5.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K $25.0K

$25.9K $25.9K

-3.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$256 $256

$231 $231

11.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.86 $44.86

$72.6 $72.6

-38.18%

Internet (50+ Mbps, Unlimited Data)

$75.0 $75.0

$79.0 $79.0

-5.15%

Gym Membership (Monthly)

$38.30 $38.30

$80.9 $80.9

-52.64%

Tennis Court (1 Hour on Weekend)

$24.96 $24.96

Cinema Ticket

$14.02 $14.02

$13.62 $13.62

2.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$422 $422

$1,582 $1,582

-73.31%

International Primary School, 1 Child (Yearly)

$7,325 $7,325

$23.1K $23.1K

-68.26%

Jeans (Levis 501 Or Similar)

$66.1 $66.1

$59.8 $59.8

10.61%

Summer Dress (H&M, Zara, etc)

$54.4 $54.4

$38.47 $38.47

41.38%

Sport Shoes (Adidas, Nike)

$104 $104

$106 $106

-1.79%

Men's Leather Business Shoes

$168 $168

$152 $152

10.14%

1-bedroom Apartment, City Center (Monthly)

$2,131 $2,131

$1,505 $1,505

41.57%

1-bedroom Apartment, Outside City Center (Monthly)

$1,555 $1,555

$1,109 $1,109

40.29%

3-bedroom Apartment, City Center (Monthly)

$3,633 $3,633

$2,489 $2,489

45.94%

3-bedroom Apartment, Outside City Center (Monthly)

$2,860 $2,860

$1,577 $1,577

81.38%

Buy Apartment in City Center (m2)

$2,963 $2,963

Buy Apartment Outside City Center (m2)

$2,699 $2,699

Average Monthly Net Salary (After Tax)

$3,621 $3,621

$4,181 $4,181

-13.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.59

6.52

1.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Clearwater, FL: April 22, 2026

Last update for Keller, TX: April 21, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,131 in Clearwater, FL and $1,505 in Keller, TX. Housing cost is often the main lever when comparing two cities.

Keller, TX pays 15% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $71 in Clearwater, FL vs $69 in Keller, TX for a mid-range dinner for two. Groceries echo the gap at $430 vs $385 per month, with Keller, TX cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Clearwater, FL vs Keller, TX: Cost of Living - Frequently Asked Questions

Keller, TX is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Getting Around. The 20% gap adds up to real monthly savings that compound significantly over time.

On paper, Keller, TX earns 15% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $2,131 in Clearwater, FL versus $1,505 in Keller, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $422 in Clearwater, FL versus $1,582 in Keller, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Keller, TX – a meal for two runs $69.0 versus $71.0 in Clearwater, FL. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $3,000. Keller, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Clearwater, FL and Keller, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Keller, TX gentler on the wallet – expenses run 20% less than in Clearwater, FL. Beyond cost, consider language, visa policies, and how big the international community is in each city.