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Cost of Living Comparison Between Clearwater, FL and Helsinki Cost of Living Comparison Between Clearwater, FL and Helsinki

😐 Solo nomad: Clearwater, FL is 9.5% more expensive than Helsinki without rent, and 36% more expensive with rent.
🙂 Family of 3: Clearwater, FL is 1.7% cheaper than Helsinki without rent, and 28% more expensive with rent.
Currency
🍽 Eating Out
Clearwater, FL
Helsinki
Difference
Meal at Budget Restaurant
$18.97 $18.97
$17.03 €14.67
11.39%
Three-Course Dinner for Two, Mid-Range
$72.8 $72.8
$102 €88.3
-29.00%
Fast Food Meal (McDonalds, etc)
$10.11 $10.11
$12.85 €11.07
-21.32%
Cappuccino
$4.86 $4.86
$5.29 €4.56
-8.13%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.36 $2.36
$3.01 €2.59
-21.59%
Water (0.33 liter bottle)
$1.79 $1.79
$2.33 €2.01
-23.18%
Local Beer (0.5 liter draught)
$4.63 $4.63
$8.23 €7.09
-43.74%
Imported Beer (0.33 liter bottle)
$7.59 $7.59
$8.31 €7.15
-8.66%
🛒 Groceries & Markets
Clearwater, FL
Helsinki
Difference
Milk (1 liter)
$1.14 $1.14
$1.39 €1.2
-17.99%
White Bread (500g)
$3.65 $3.65
$2.6 €2.24
40.38%
Rice (white) (1kg)
$4.31 $4.31
$2.79 €2.41
54.48%
Eggs
$4.57 $4.57
$3.62 €3.12
26.24%
Local Cheese (1kg)
$12.01 $12.01
$9.45 €8.14
27.09%
Chicken Fillets (1kg)
$12.17 $12.17
$14.51 €12.49
-16.13%
Beef Round Steak (1kg)
$16.61 $16.61
$22.93 €19.75
-27.56%
Apples (1kg)
$6.28 $6.28
$2.72 €2.34
130.88%
Banana (1kg)
$1.44 $1.44
$2.09 €1.8
-31.10%
Oranges (1kg)
$5.5 $5.5
$2.58 €2.22
113.18%
Tomato (1kg)
$5.05 $5.05
$4.73 €4.08
6.77%
Potato (1kg)
$3.61 $3.61
$1.19 €1.02
203.36%
Onion (1kg)
$3.77 $3.77
$1.85 €1.6
103.78%
Lettuce (1 head)
$2.11 $2.11
$2.03 €1.75
3.94%
Water (1.5 liter bottle)
$2.73 $2.73
$1.91 €1.64
42.93%
Cigarettes 20 Pack (Marlboro, Camel)
$7.18 $7.18
$12.6 €10.85
-43.02%
Wine (Bottle)
$14.93 $14.93
$16.22 €13.97
-7.95%
Local Beer (0.5 liter bottle)
$1.68 $1.68
$3.23 €2.78
-47.99%
Imported Beer (0.33 liter bottle)
$3.72 $3.72
$3.87 €3.33
-3.88%
🚌 Getting Around
Clearwater, FL
Helsinki
Difference
One-way Ticket (Public Transport)
$3.07 $3.07
$3.65 €3.14
-15.89%
Public Transport Monthly Pass (Regular Price)
$33.07 $33.07
$80.5 €69.3
-58.90%
Taxi Start (Normal Tariff)
$3.34 $3.34
$8.15 €7.02
-59.02%
Taxi (Normal Tariff) (1km)
$0.66 $0.66
$1.15 €0.99
-42.61%
Taxi 1hour Waiting (Normal Tariff)
$59 $59
$68.1 €58.7
-13.29%
Gasoline (1 liter)
$0.89 $0.89
$2.18 €1.88
-59.17%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.7K $28.7K
$37K €31.9K
-22.38%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.8K $24.8K
$38.8K €33.4K
-36.18%
🧾 Monthly Utilities & Internet
Clearwater, FL
Helsinki
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$255 $255
$128 €110
99.47%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$44.01 $44.01
$29.47 €25.38
49.34%
Internet (50+ Mbps, Unlimited Data)
$74.5 $74.5
$23.62 €20.35
215.24%
🎉 Sport & Entertainment
Clearwater, FL
Helsinki
Difference
Gym Membership (Monthly)
$38.15 $38.15
$47.42 €40.85
-19.55%
Tennis Court (1 Hour on Weekend)
$24.87 $24.87
$33.9 €29.2
-26.64%
Cinema Ticket
$13.94 $13.94
$20.07 €17.28
-30.54%
🧸 Childcare & Education
Clearwater, FL
Helsinki
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$425 $425
$401 €345
5.89%
International Primary School, 1 Child (Yearly)
$7,219 $7,219
$11K €9,513
-34.63%
👕👟 Clothing & Footwear
Clearwater, FL
Helsinki
Difference
Jeans (Levis 501 Or Similar)
$65.4 $65.4
$109 €93.6
-39.86%
Summer Dress (H&M, Zara, etc)
$55.7 $55.7
$38.21 €32.91
45.83%
Sport Shoes (Adidas, Nike)
$103 $103
$102 €88
0.41%
Men's Leather Business Shoes
$167 $167
$124 €107
34.77%
🏠 Accommodation & Living
Clearwater, FL
Helsinki
Difference
1-bedroom Apartment, City Center (Monthly)
$2,136 $2,136
$1,206 €1,038
77.20%
1-bedroom Apartment, Outside City Center (Monthly)
$1,537 $1,537
$948 €817
62.07%
3-bedroom Apartment, City Center (Monthly)
$3,655 $3,655
$2,103 €1,811
73.78%
3-bedroom Apartment, Outside City Center (Monthly)
$2,964 $2,964
$1,537 €1,324
92.90%
Buy Apartment in City Center (m2)
$2,942 $2,942
$9,152 €7,883
-67.86%
Buy Apartment Outside City Center (m2)
$2,785 $2,785
$4,990 €4,298
-44.20%
💵 Salaries & Financials
Clearwater, FL
Helsinki
Difference
Average Monthly Net Salary (After Tax)
$3,689 $3,689
$3,506 €3,019
5.22%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.59
4.09
61.12%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Clearwater, FL: November 29, 2025

Last update for Helsinki: November 29, 2025

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