Last update: Oct 2026

Cost of Living Comparison Between Chittagong and Cebu

For one person, living is cheaper in Chittagong: $375 a month against $934 in Cebu, rent and utilities included – about $6,700 less a year. Rent and utilities account for most of the difference.

Chittagong
🇧🇩 Bangladesh
$375
/mo nomad
Cebu
🇵🇭 Philippines
$934
/mo nomad
Monthly Cost of Living

How much you'll spend in Chittagong and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chittagong and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $375 in Chittagong versus $934 in Cebu.

  • Chittagong $375
  • Cebu $934

Estimated couple costs with rent: $624 in Chittagong versus $1,415 in Cebu.

  • Chittagong $624
  • Cebu $1,415

Monthly costs for a family of three with rent: $874 in Chittagong versus $1,896 in Cebu.

  • Chittagong $874
  • Cebu $1,896

Living in Chittagong costs roughly 60% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Chittagong 72% lower, Cebu 30% lower.

Currency
🍽 Eating Out
Chittagong
Cebu
Difference
Meal at Budget Restaurant
$2.06 ৳254
$3.03 ₱190
-32.01%
Three-Course Dinner for Two, Mid-Range
$12.14 ৳1,492
$23.48 ₱1,473
-48.30%
Fast Food Meal (McDonalds, etc)
$5.32 ৳653
$4.09 ₱256
30.07%
Local Non-Alcoholic Beer (0.5 liter draught)
$2.71 ৳333
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$3.96 ৳486
-
-
Cappuccino
$1.91 ৳235
$2.52 ₱158
-24.21%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.37 ৳45.16
$1.54 ₱96.9
-75.97%
Water (0.33 liter bottle)
$0.13 ৳15.64
$0.49 ₱30.98
-73.47%
Local Beer (0.5 liter draught)
-
$1.79 ₱112
-
Imported Beer (0.33 liter bottle)
-
$2.26 ₱142
-
🛒 Groceries & Markets
Chittagong
Cebu
Difference
Milk (1 liter)
$0.81 ৳99.2
$1.95 ₱122
-58.46%
White Bread (500g)
$0.56 ৳68.8
$1.43 ₱89.7
-60.84%
Rice (white) (1kg)
$0.66 ৳80.6
$1.02 ₱63.8
-35.29%
Eggs
$1.13 ৳139
$2.06 ₱129
-45.15%
Local Cheese (1kg)
$7.33 ৳900
$9.81 ₱615
-25.28%
Chicken Fillets (1kg)
$2.14 ৳262
$4.61 ₱289
-53.58%
Beef Round Steak (1kg)
$7.33 ৳901
$7.70 ₱483
-4.81%
Apples (1kg)
$2.28 ৳280
$3.31 ₱207
-31.12%
Banana (1kg)
$0.91 ৳112
$1.45 ₱90.9
-37.24%
Oranges (1kg)
$2.07 ৳255
$2.36 ₱148
-12.29%
Tomato (1kg)
$0.85 ৳105
$1.54 ₱96.4
-44.81%
Potato (1kg)
$0.44 ৳53.5
$2.36 ₱148
-81.36%
Onion (1kg)
$0.77 ৳94.8
$1.99 ₱125
-61.31%
Lettuce (1 head)
$0.46 ৳56.4
$1.15 ₱72.1
-60.00%
Water (1.5 liter bottle)
$0.32 ৳39.34
$0.67 ₱42.15
-52.24%
Bottle of Non-Alcoholic Wine (Mid-Range)
$4.22 ৳519
-
-
Local Non-Alcoholic Beer (0.5 liter bottle)
$0.79 ৳97.4
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$1.43 ৳175
-
-
Cigarettes 20 Pack (Marlboro, Camel)
$3.03 ৳372
$3.00 ₱188
1.00%
Wine (Bottle)
-
$6.35 ₱398
-
Local Beer (0.5 liter bottle)
-
$1.31 ₱81.9
-
Imported Beer (0.33 liter bottle)
-
$1.73 ₱108
-
🚌 Getting Around
Chittagong
Cebu
Difference
One-way Ticket (Public Transport)
$0.23 ৳28.34
$0.25 ₱15.78
-8.00%
Public Transport Monthly Pass (Regular Price)
-
$12.65 ₱793
-
Taxi Start (Normal Tariff)
$0.80 ৳98.0
$0.74 ₱46.32
8.11%
Taxi (Normal Tariff) (1km)
$0.55 ৳67.8
$0.21 ₱13.11
161.90%
Taxi 1hour Waiting (Normal Tariff)
$3.99 ৳490
$4.33 ₱271
-7.85%
Gasoline (1 liter)
$1.15 ৳141
$1.33 ₱83.5
-13.53%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.9K ৳3.9M
$21.8K ₱1.4M
46.56%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$44.5K ৳5.5M
$19.4K ₱1.2M
129.44%
🧾 Monthly Utilities & Internet
Chittagong
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$29.48 ৳3,622
$121 ₱7,563
-75.55%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.58 ৳685
$14.45 ₱907
-61.38%
Internet (50+ Mbps, Unlimited Data)
$12.14 ৳1,492
$28.29 ₱1,774
-57.09%
🎉 Sport & Entertainment
Chittagong
Cebu
Difference
Gym Membership (Monthly)
$19.55 ৳2,401
$32.68 ₱2,050
-40.18%
Tennis Court (1 Hour on Weekend)
$14.27 ৳1,753
$6.39 ₱401
123.32%
Cinema Ticket
$3.72 ৳457
$5.46 ₱342
-31.87%
🧸 Childcare & Education
Chittagong
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$35.12 ৳4,314
$273 ₱17.1K
-87.15%
International Primary School, 1 Child (Yearly)
$1,439 ৳176.8K
$8,156 ₱511.5K
-82.35%
👕👟 Clothing & Footwear
Chittagong
Cebu
Difference
Jeans (Levis 501 Or Similar)
$23.03 ৳2,828
$49.57 ₱3,109
-53.54%
Summer Dress (H&M, Zara, etc)
$19.37 ৳2,379
$24.87 ₱1,560
-22.11%
Sport Shoes (Adidas, Nike)
$56.4 ৳6,925
$76.6 ₱4,804
-26.39%
Men's Leather Business Shoes
$35.48 ৳4,358
$59.3 ₱3,717
-40.13%
🏠 Accommodation & Living
Chittagong
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$126 ৳15.4K
$506 ₱31.7K
-75.13%
1-bedroom Apartment, Outside City Center (Monthly)
$61.3 ৳7,524
$309 ₱19.4K
-80.20%
3-bedroom Apartment, City Center (Monthly)
$272 ৳33.4K
$1,052 ₱66.0K
-74.14%
3-bedroom Apartment, Outside City Center (Monthly)
$168 ৳20.6K
$619 ₱38.8K
-72.86%
Buy Apartment in City Center (m2)
$800 ৳98.3K
$2,915 ₱182.9K
-72.55%
Buy Apartment Outside City Center (m2)
$476 ৳58.5K
$1,867 ₱117.1K
-74.48%
💵 Salaries & Financials
Chittagong
Cebu
Difference
Average Monthly Net Salary (After Tax)
$284 ৳34.9K
$341 ₱21.4K
-16.72%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.5
7.2
59.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chittagong: October 5, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Chittagong
$113
Cebu
$210 85.5% $97
Accommodation & Living
Chittagong
$61
Cebu
$309 405% $248
Clothing & Footwear
Chittagong
$60
Cebu
$95 56.6% $34
Eating Out
Chittagong
$57
Cebu
$88 54.1% $31
Monthly Utilities & Internet
Chittagong
$47
Cebu
$163 246% $116
Sport & Entertainment
Chittagong
$27
Cebu
$44 61.5% $17
Getting Around
Chittagong
$4.5 *
Cebu
$15 245% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $126 in Chittagong and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Cebu pays 20% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $12.00 in Chittagong vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $113 vs $210 per month, with Chittagong cheaper across the board.

Good to know
🇧🇩 Chittagong
🇵🇭 Cebu
🕒 Local time
09:58 9:58 AM
11:58 11:58 AM
2 h ahead of Chittagong
🌤 Weather
👥 Population
2,592,439
964,169
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to BDT – Bangladeshi Taka Converter

Bangladeshi Taka exchange rates as of October 10, 2026: 1 USD = 123 BDT (1,000 BDT = 8.14 USD). 1 EUR = 138 BDT (1,000 BDT = 7.26 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

On the map
Between locations
  • Chittagong Cebu 3,660 km ≈ 5 h nonstop flight
From you
  • Chittagong
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chittagong vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Chittagong?
Chittagong is cheaper overall, especially in groceries, clothing, and eating out. The 149% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Chittagong or Cebu?
On paper, salaries run 20% lower in Cebu. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Chittagong and Cebu?
Rent for a central apartment: $126 in Chittagong versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Chittagong and in Cebu?
Supermarket bills run roughly 85% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.
What are total monthly expenses in Chittagong and in Cebu?
All in, you'll spend $375 per month in Chittagong versus $934 in Cebu – a 149% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,200 enough for either Chittagong or Cebu?
Either city works on $1,200 a month, though Chittagong gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is Chittagong or Cebu more family-friendly?
For families, Chittagong is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Chittagong or Cebu?
Safety-wise, Chittagong and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Chittagong gentler on the wallet – expenses run 149% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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