Cost of Living Comparison Between Chicago, IL and Waltham, MA Cost of Living Comparison Between Chicago, IL and Waltham, MA

😐 Solo nomad: Chicago, IL is 5.1% more expensive than Waltham, MA without rent, and 24.6% cheaper with rent.
😐 Family of 3: Chicago, IL is 12.3% more expensive than Waltham, MA without rent, and 24.5% cheaper with rent.
Currency
🍽 Eating Out
Chicago, IL
Waltham, MA
Difference
Meal at Budget Restaurant
$20.82 $20.82
$19.12 $19.12
8.89%
Three-Course Dinner for Two, Mid-Range
$100 $100
$100 $100
0.04%
Fast Food Meal (McDonalds, etc)
$11.97 $11.97
$11.21 $11.21
6.78%
Cappuccino
$5.56 $5.56
$4.41 $4.41
26.08%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.11 $3.11
$2.67 $2.67
16.48%
Water (0.33 liter bottle)
$2.42 $2.42
$2.15 $2.15
12.56%
Local Beer (0.5 liter draught)
$6.86 $6.86
$6.02 $6.02
13.95%
Imported Beer (0.33 liter bottle)
$8.45 $8.45
$7.36 $7.36
14.81%
πŸ›’ Groceries & Markets
Chicago, IL
Waltham, MA
Difference
Milk (1 liter)
$1.04 $1.04
$1.32 $1.32
-21.21%
White Bread (500g)
$4.15 $4.15
$3.34 $3.34
24.25%
Rice (white) (1kg)
$5.52 $5.52
$4.04 $4.04
36.63%
Eggs
$4.65 $4.65
$4.86 $4.86
-4.32%
Local Cheese (1kg)
$14.33 $14.33
$16.41 $16.41
-12.68%
Chicken Fillets (1kg)
$14.88 $14.88
$10.45 $10.45
42.39%
Beef Round Steak (1kg)
$19.34 $19.34
$20.45 $20.45
-5.43%
Apples (1kg)
$5.17 $5.17
$5.66 $5.66
-8.66%
Banana (1kg)
$1.71 $1.71
$2.19 $2.19
-21.92%
Oranges (1kg)
$4.41 $4.41
$5.74 $5.74
-23.17%
Tomato (1kg)
$4.51 $4.51
$7.86 $7.86
-42.62%
Potato (1kg)
$2.53 $2.53
$4.54 $4.54
-44.27%
Onion (1kg)
$2.74 $2.74
$2.46 $2.46
11.38%
Lettuce (1 head)
$2.43 $2.43
$2.82 $2.82
-13.83%
Water (1.5 liter bottle)
$2.7 $2.7
$1.48 $1.48
82.43%
Cigarettes 20 Pack (Marlboro, Camel)
$15.19 $15.19
$11.13 $11.13
36.48%
Wine (Bottle)
$16.42 $16.42
$14.91 $14.91
10.13%
Local Beer (0.5 liter bottle)
$2.35 $2.35
$2.06 $2.06
14.08%
Imported Beer (0.33 liter bottle)
$3.7 $3.7
$2.98 $2.98
24.16%
🚌 Getting Around
Chicago, IL
Waltham, MA
Difference
One-way Ticket (Public Transport)
$2.53 $2.53
$2.3 $2.3
10.00%
Public Transport Monthly Pass (Regular Price)
$74.1 $74.1
$59.4 $59.4
24.76%
Taxi Start (Normal Tariff)
$3.34 $3.34
$2.54 $2.54
31.50%
Taxi (Normal Tariff) (1km)
$1.42 $1.42
$1.69 $1.69
-15.98%
Taxi 1hour Waiting (Normal Tariff)
$25.42 $25.42
$27.47 $27.47
-7.46%
Gasoline (1 liter)
$1.08 $1.08
$0.85 $0.85
27.06%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.4K $32.4K
$29.2K $29.2K
10.98%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2K $26.2K
$25.2K $25.2K
3.90%
🧾 Monthly Utilities & Internet
Chicago, IL
Waltham, MA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$188 $188
$323 $323
-41.80%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$63.7 $63.7
$56.9 $56.9
11.97%
Internet (50+ Mbps, Unlimited Data)
$65.2 $65.2
$79.3 $79.3
-17.78%
πŸŽ‰ Sport & Entertainment
Chicago, IL
Waltham, MA
Difference
Gym Membership (Monthly)
$76.7 $76.7
$43.64 $43.64
75.80%
Tennis Court (1 Hour on Weekend)
$13.03 $13.03
-
-
Cinema Ticket
$14.93 $14.93
$15.1 $15.1
-1.13%
🧸 Childcare & Education
Chicago, IL
Waltham, MA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,063 $2,063
$1,504 $1,504
37.15%
International Primary School, 1 Child (Yearly)
$39.2K $39.2K
$27.9K $27.9K
40.58%
πŸ‘•πŸ‘Ÿ Clothing & Footwear
Chicago, IL
Waltham, MA
Difference
Jeans (Levis 501 Or Similar)
$64.3 $64.3
$66.1 $66.1
-2.66%
Summer Dress (H&M, Zara, etc)
$52.4 $52.4
$32.59 $32.59
60.75%
Sport Shoes (Adidas, Nike)
$95.2 $95.2
$65.9 $65.9
44.39%
Men's Leather Business Shoes
$145 $145
$84.4 $84.4
71.34%
🏠 Accommodation & Living
Chicago, IL
Waltham, MA
Difference
1-bedroom Apartment, City Center (Monthly)
$2,378 $2,378
$2,664 $2,664
-10.74%
1-bedroom Apartment, Outside City Center (Monthly)
$1,584 $1,584
$2,532 $2,532
-37.43%
3-bedroom Apartment, City Center (Monthly)
$4,763 $4,763
$4,339 $4,339
9.77%
3-bedroom Apartment, Outside City Center (Monthly)
$2,815 $2,815
$5,091 $5,091
-44.71%
Buy Apartment in City Center (m2)
$3,588 $3,588
$2,634 $2,634
36.20%
Buy Apartment Outside City Center (m2)
$2,490 $2,490
$2,530 $2,530
-1.56%
πŸ’΅ Salaries & Financials
Chicago, IL
Waltham, MA
Difference
Average Monthly Net Salary (After Tax)
$5,275 $5,275
$4,663 $4,663
13.11%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.6
6.43
2.64%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 29, 2025

Last update for Waltham, MA: October 28, 2025

Join the CityCost newsletter – low traffic, no spam, and easy to unsubscribe. Your email stays private.