Cost of Living Comparison Between Chicago, IL and Vero Beach, FL Cost of Living Comparison Between Chicago, IL and Vero Beach, FL

Monthly Cost of Living

A single person spends $3,077 per month in Chicago, IL vs $2,683 in Vero Beach, FL, rent included.

A couple spends around $4,628 per month in Chicago, IL vs $3,780 in Vero Beach, FL, rent included.

A family of three spends $6,179 per month in Chicago, IL vs $4,876 in Vero Beach, FL, rent included.

Chicago, IL costs about 15% more than Vero Beach, FL, driven mainly by Groceries & Markets.

Both Chicago, IL and Vero Beach, FL sit above the global median – Chicago, IL by 130%, Vero Beach, FL by 100%.

Meal at Budget Restaurant

$20.91 $20.91

$20.30 $20.30

3.00%

Three-Course Dinner for Two, Mid-Range

$98.1 $98.1

$73.9 $73.9

32.81%

Fast Food Meal (McDonalds, etc)

$11.86 $11.86

$11.62 $11.62

2.07%

Cappuccino

$5.60 $5.60

$4.97 $4.97

12.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.07 $3.07

$2.84 $2.84

8.10%

Water (0.33 liter bottle)

$2.47 $2.47

$2.38 $2.38

3.78%

Local Beer (0.5 liter draught)

$7.14 $7.14

$6.10 $6.10

17.05%

Imported Beer (0.33 liter bottle)

$8.08 $8.08

$7.17 $7.17

12.69%

Milk (1 liter)

$1.05 $1.05

$1.14 $1.14

-7.89%

White Bread (500g)

$4.11 $4.11

$3.70 $3.70

11.08%

Rice (white) (1kg)

$5.61 $5.61

$3.40 $3.40

65.00%

Eggs

$4.51 $4.51

$4.15 $4.15

8.67%

Local Cheese (1kg)

$14.27 $14.27

$11.60 $11.60

23.02%

Chicken Fillets (1kg)

$14.89 $14.89

$5.98 $5.98

149.00%

Beef Round Steak (1kg)

$19.19 $19.19

$16.50 $16.50

16.30%

Apples (1kg)

$5.14 $5.14

$6.37 $6.37

-19.31%

Banana (1kg)

$1.77 $1.77

$1.34 $1.34

32.09%

Oranges (1kg)

$4.39 $4.39

$4.16 $4.16

5.53%

Tomato (1kg)

$4.56 $4.56

$3.31 $3.31

37.76%

Potato (1kg)

$2.54 $2.54

$2.70 $2.70

-5.93%

Onion (1kg)

$2.75 $2.75

$2.32 $2.32

18.53%

Lettuce (1 head)

$2.42 $2.42

$2.14 $2.14

13.08%

Water (1.5 liter bottle)

$2.62 $2.62

$0.98 $0.98

167.35%

Cigarettes 20 Pack (Marlboro, Camel)

$14.92 $14.92

$5.86 $5.86

154.61%

Wine (Bottle)

$14.80 $14.80

$9.83 $9.83

50.56%

Local Beer (0.5 liter bottle)

$2.46 $2.46

$1.69 $1.69

45.56%

Imported Beer (0.33 liter bottle)

$3.73 $3.73

$2.77 $2.77

34.66%

One-way Ticket (Public Transport)

$2.48 $2.48

$2.03 $2.03

22.17%

Public Transport Monthly Pass (Regular Price)

$75.4 $75.4

Taxi Start (Normal Tariff)

$3.18 $3.18

$2.98 $2.98

6.71%

Taxi (Normal Tariff) (1km)

$1.42 $1.42

$1.28 $1.28

10.94%

Taxi 1hour Waiting (Normal Tariff)

$24.94 $24.94

$35.61 $35.61

-29.96%

Gasoline (1 liter)

$1.06 $1.06

$0.90 $0.90

17.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.9K $31.9K

$27.0K $27.0K

18.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$26.2K $26.2K

-0.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$185 $185

$127 $127

45.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.7 $61.7

$52.0 $52.0

18.82%

Internet (50+ Mbps, Unlimited Data)

$66.9 $66.9

$78.4 $78.4

-14.63%

Gym Membership (Monthly)

$75.2 $75.2

$49.67 $49.67

51.34%

Tennis Court (1 Hour on Weekend)

$13.08 $13.08

Cinema Ticket

$14.71 $14.71

$10.12 $10.12

45.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,020 $2,020

$1,184 $1,184

70.62%

International Primary School, 1 Child (Yearly)

$39.4K $39.4K

$9,772 $9,772

303.25%

Jeans (Levis 501 Or Similar)

$64.6 $64.6

$44.79 $44.79

44.25%

Summer Dress (H&M, Zara, etc)

$52.5 $52.5

$37.97 $37.97

38.14%

Sport Shoes (Adidas, Nike)

$97.8 $97.8

$79.5 $79.5

23.04%

Men's Leather Business Shoes

$148 $148

$111 $111

32.53%

1-bedroom Apartment, City Center (Monthly)

$2,313 $2,313

$1,518 $1,518

52.32%

1-bedroom Apartment, Outside City Center (Monthly)

$1,590 $1,590

$1,612 $1,612

-1.38%

3-bedroom Apartment, City Center (Monthly)

$4,608 $4,608

$2,668 $2,668

72.74%

3-bedroom Apartment, Outside City Center (Monthly)

$2,779 $2,779

$2,367 $2,367

17.42%

Buy Apartment in City Center (m2)

$3,922 $3,922

$3,374 $3,374

16.24%

Buy Apartment Outside City Center (m2)

$2,613 $2,613

$2,875 $2,875

-9.13%

Average Monthly Net Salary (After Tax)

$5,217 $5,217

$3,740 $3,740

39.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

6.46

2.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: May 30, 2026

Last update for Vero Beach, FL: June 1, 2026

Cost Breakdown

A central one-bedroom costs $2,313 in Chicago, IL versus $1,518 in Vero Beach, FL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 40% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $98.0 in Chicago, IL versus $74.0 in Vero Beach, FL. Monthly groceries follow the same trend: $447 vs $333 – making Vero Beach, FL the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Vero Beach, FL: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,077 in Chicago, IL, $2,683 in Vero Beach, FL – roughly 15% apart. Chicago, IL costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $4,616 per month in Chicago, IL and $4,025 in Vero Beach, FL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Vero Beach, FL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $98.0 in Chicago, IL and $74.0 in Vero Beach, FL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 34% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$2,000 is a stretch for both – monthly costs hit $3,077 in Chicago, IL and $2,683 in Vero Beach, FL. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,683 in Vero Beach, FL to $3,077 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Vero Beach, FL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.