Last update: Oct 2026

Cost of Living Comparison Between Chicago, IL and Ventura, CA

For one person, living is cheaper in Chicago, IL: $3,037 a month against $3,426 in Ventura, CA, rent and utilities included – about $4,700 less a year. Higher rent and utilities in Ventura, CA outweigh lower spending on other living expenses.

147

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index
167

Cost of Living Index in Ventura, CA
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Ventura, CA Living Index

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Chicago, IL

🇺🇸 United States

$3,037

/mo nomad

Ventura, CA

🇺🇸 United States

$3,426

/mo nomad

Monthly Cost of Living

How much you'll spend in Chicago, IL and in Ventura, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Ventura, CA actually costs, broken down by who's living it.

A single person spends $3,037 per month in Chicago, IL vs $3,426 in Ventura, CA, rent included.

Chicago, IL $3,037
Ventura, CA $3,426

A couple spends around $4,518 per month in Chicago, IL vs $4,733 in Ventura, CA, rent included.

Chicago, IL $4,518
Ventura, CA $4,733

A family of three spends $5,999 per month in Chicago, IL vs $6,041 in Ventura, CA, rent included.

Chicago, IL $5,999
Ventura, CA $6,041

Chicago, IL is about 11% cheaper than Ventura, CA, and outside of rent the biggest gap is in eating out.

Both Chicago, IL and Ventura, CA sit above the global median – Chicago, IL by 123%, Ventura, CA by 152%.

Meal at Budget Restaurant

$20.71 $20.71

$24.54 $24.54

-15.61%

Three-Course Dinner for Two, Mid-Range

$89.2 $89.2

$68.9 $68.9

29.53%

Fast Food Meal (McDonalds, etc)

$13.19 $13.19

$11.69 $11.69

12.83%

Cappuccino

$5.66 $5.66

$5.63 $5.63

0.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.64 $2.64

$2.83 $2.83

-6.71%

Water (0.33 liter bottle)

$2.28 $2.28

$1.95 $1.95

16.92%

Local Beer (0.5 liter draught)

$6.87 $6.87

$6.81 $6.81

0.88%

Imported Beer (0.33 liter bottle)

$8.84 $8.84

$9.23 $9.23

-4.23%

Milk (1 liter)

$1.25 $1.25

$1.19 $1.19

5.04%

White Bread (500g)

$3.72 $3.72

$5.90 $5.90

-36.95%

Rice (white) (1kg)

$5.39 $5.39

$2.15 $2.15

150.70%

Eggs

$4.74 $4.74

$4.99 $4.99

-5.01%

Local Cheese (1kg)

$13.84 $13.84

$8.61 $8.61

60.74%

Chicken Fillets (1kg)

$14.40 $14.40

$8.99 $8.99

60.18%

Beef Round Steak (1kg)

$18.38 $18.38

$14.17 $14.17

29.71%

Apples (1kg)

$5.22 $5.22

$3.32 $3.32

57.23%

Banana (1kg)

$1.98 $1.98

$1.50 $1.50

32.00%

Oranges (1kg)

$4.06 $4.06

$3.22 $3.22

26.09%

Tomato (1kg)

$4.97 $4.97

$4.50 $4.50

10.44%

Potato (1kg)

$2.67 $2.67

$2.21 $2.21

20.81%

Onion (1kg)

$2.66 $2.66

$3.57 $3.57

-25.49%

Lettuce (1 head)

$2.24 $2.24

$2.02 $2.02

10.89%

Water (1.5 liter bottle)

$3.13 $3.13

$2.20 $2.20

42.27%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 $13.82

$10.73 $10.73

28.80%

Wine (Bottle)

$14.88 $14.88

$14.62 $14.62

1.78%

Local Beer (0.5 liter bottle)

$2.54 $2.54

$1.69 $1.69

50.30%

Imported Beer (0.33 liter bottle)

$3.51 $3.51

$2.68 $2.68

30.97%

One-way Ticket (Public Transport)

$2.43 $2.43

$1.95 $1.95

24.62%

Public Transport Monthly Pass (Regular Price)

$73.5 $73.5

$57.6 $57.6

27.72%

Taxi Start (Normal Tariff)

$3.18 $3.18

$4.39 $4.39

-27.56%

Taxi (Normal Tariff) (1km)

$1.39 $1.39

$1.88 $1.88

-26.06%

Taxi 1hour Waiting (Normal Tariff)

$25.03 $25.03

$35.57 $35.57

-29.63%

Gasoline (1 liter)

$1.20 $1.20

$1.48 $1.48

-18.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K $35.0K

$27.7K $27.7K

26.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K $26.7K

$26.4K $26.4K

1.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$194 $194

$148 $148

31.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.5 $69.5

$57.4 $57.4

20.93%

Internet (50+ Mbps, Unlimited Data)

$61.6 $61.6

$71.0 $71.0

-13.12%

Gym Membership (Monthly)

$47.90 $47.90

$35.49 $35.49

34.97%

Tennis Court (1 Hour on Weekend)

$27.34 $27.34

$19.86 $19.86

37.66%

Cinema Ticket

$17.81 $17.81

$11.87 $11.87

50.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,794 $1,794

$1,109 $1,109

61.74%

International Primary School, 1 Child (Yearly)

$31.9K $31.9K

$43.3K $43.3K

-26.25%

Jeans (Levis 501 Or Similar)

$67.0 $67.0

$50.4 $50.4

33.06%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$29.68 $29.68

75.67%

Sport Shoes (Adidas, Nike)

$102 $102

$66.0 $66.0

53.79%

Men's Leather Business Shoes

$144 $144

$85.4 $85.4

68.25%

1-bedroom Apartment, City Center (Monthly)

$2,526 $2,526

$2,668 $2,668

-5.32%

1-bedroom Apartment, Outside City Center (Monthly)

$1,578 $1,578

$2,171 $2,171

-27.32%

3-bedroom Apartment, City Center (Monthly)

$4,738 $4,738

$3,691 $3,691

28.37%

3-bedroom Apartment, Outside City Center (Monthly)

$2,693 $2,693

$3,239 $3,239

-16.85%

Buy Apartment in City Center (m2)

$4,190 $4,190

$6,859 $6,859

-38.92%

Buy Apartment Outside City Center (m2)

$2,768 $2,768

$5,677 $5,677

-51.24%

Average Monthly Net Salary (After Tax)

$4,931 $4,931

$4,831 $4,831

2.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.81

6.44

5.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 25, 2026

Last update for Ventura, CA: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chicago, IL

$1.6K 52%

Ventura, CA

$2.2K 63.4% 37.6% $593

Groceries & Markets

Chicago, IL

$447 14.7%

Ventura, CA

$365 10.7% 18.4% $82

Eating Out

Chicago, IL

$345 11.4%

Ventura, CA

$371 10.8% 7.4% $26

Monthly Utilities & Internet

Chicago, IL

$326 10.7%

Ventura, CA

$276 8.1% 15.1% $49

Clothing & Footwear

Chicago, IL

$164 5.4%

Ventura, CA

$104 3% 36.5% $60

Getting Around

Chicago, IL

$93 3.1%

Ventura, CA

$79 2.3% 15.2% $14

Sport & Entertainment

Chicago, IL

$84 2.8%

Ventura, CA

$59 1.7% 29.1% $24

Cost Breakdown

A central one-bedroom costs $2,526 in Chicago, IL versus $2,668 in Ventura, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $89 in Chicago, IL versus $69 in Ventura, CA. Monthly groceries follow the same trend: $447 vs $365 – making Ventura, CA the more affordable choice for daily food spending.

Good to know

🇺🇸 Chicago, IL

🇺🇸 Ventura, CA

🕒 Local time

09:18 9:18 AM

07:18 7:18 AM

2 h behind Chicago, IL

🌤 Weather

👥 Population

2,746,388

104,423

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.896 EUR

Exchange rates and currency converter

On the map

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Between locations

Chicago, IL Ventura, CA 2,880 km ≈ 4 h nonstop flight

From you

Chicago, IL
Ventura, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Ventura, CA: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,037 in Chicago, IL, $3,426 in Ventura, CA – Chicago, IL comes out roughly 11% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $4,555 per month in Chicago, IL and $5,138 in Ventura, CA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $2,526 in Chicago, IL and $2,668 in Ventura, CA. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Interestingly, groceries are about 18% cheaper in Ventura, CA – one category where the pricier city actually offers better value.

A mid-range dinner for two costs $89 in Chicago, IL and $69 in Ventura, CA. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$3,000 is a stretch for both – monthly costs hit $3,037 in Chicago, IL and $3,426 in Ventura, CA. You’ll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Chicago, IL costs $3,037 versus $3,426 in Ventura, CA. Both appeal to remote workers, and the cost gap matters when income varies month to month.