Last update: Oct 2026

Cost of Living Comparison Between Chicago, IL and Van Wert, OH

For one person, living is cheaper in Van Wert, OH: $2,615 a month against $3,037 in Chicago, IL, rent and utilities included – about $5,100 less a year. Rent and utilities account for most of the difference.

Chicago, IL, United States
Van Wert, OH, United States
Chicago, IL
🇺🇸 United States
$3,037
/mo nomad
Van Wert, OH
🇺🇸 United States
$2,615
/mo nomad
Monthly Cost of Living

How much you'll spend in Chicago, IL and in Van Wert, OH

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Van Wert, OH actually costs, broken down by who's living it.

A single person spends $3,037 per month in Chicago, IL vs $2,615 in Van Wert, OH, rent included.

  • Chicago, IL $3,037
  • Van Wert, OH $2,615

A couple spends around $4,518 per month in Chicago, IL vs $3,864 in Van Wert, OH, rent included.

  • Chicago, IL $4,518
  • Van Wert, OH $3,864

A family of three spends $5,999 per month in Chicago, IL vs $5,113 in Van Wert, OH, rent included.

  • Chicago, IL $5,999
  • Van Wert, OH $5,113

Chicago, IL costs about 16% more than Van Wert, OH, and outside of rent the biggest gap is in clothing.

Both Chicago, IL and Van Wert, OH sit above the global median – Chicago, IL by 123%, Van Wert, OH by 92%.

Currency
🍽 Eating Out
Chicago, IL
Van Wert, OH
Difference
Meal at Budget Restaurant
$20.71 $20.71
$21.57 $21.57
-3.99%
Three-Course Dinner for Two, Mid-Range
$89.2 $89.2
$78.2 $78.2
14.12%
Fast Food Meal (McDonalds, etc)
$13.19 $13.19
$12.20 $12.20
8.11%
Cappuccino
$5.66 $5.66
$5.38 $5.38
5.20%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.64 $2.64
$2.59 $2.59
1.93%
Water (0.33 liter bottle)
$2.28 $2.28
$1.99 $1.99
14.57%
Local Beer (0.5 liter draught)
$6.87 $6.87
$6.09 $6.09
12.81%
Imported Beer (0.33 liter bottle)
$8.84 $8.84
$7.03 $7.03
25.75%
🛒 Groceries & Markets
Chicago, IL
Van Wert, OH
Difference
Milk (1 liter)
$1.25 $1.25
$0.90 $0.90
38.89%
White Bread (500g)
$3.72 $3.72
$3.07 $3.07
21.17%
Rice (white) (1kg)
$5.39 $5.39
$5.20 $5.20
3.65%
Eggs
$4.74 $4.74
$3.90 $3.90
21.54%
Local Cheese (1kg)
$13.84 $13.84
$10.02 $10.02
38.12%
Chicken Fillets (1kg)
$14.40 $14.40
$14.83 $14.83
-2.90%
Beef Round Steak (1kg)
$18.38 $18.38
$16.03 $16.03
14.66%
Apples (1kg)
$5.22 $5.22
$6.55 $6.55
-20.31%
Banana (1kg)
$1.98 $1.98
$1.68 $1.68
17.86%
Oranges (1kg)
$4.06 $4.06
$5.88 $5.88
-30.95%
Tomato (1kg)
$4.97 $4.97
$4.88 $4.88
1.84%
Potato (1kg)
$2.67 $2.67
$2.92 $2.92
-8.56%
Onion (1kg)
$2.66 $2.66
$3.39 $3.39
-21.53%
Lettuce (1 head)
$2.24 $2.24
$2.23 $2.23
0.45%
Water (1.5 liter bottle)
$3.13 $3.13
$2.27 $2.27
37.89%
Cigarettes 20 Pack (Marlboro, Camel)
$13.82 $13.82
$8.78 $8.78
57.40%
Wine (Bottle)
$14.88 $14.88
$14.89 $14.89
-0.07%
Local Beer (0.5 liter bottle)
$2.54 $2.54
$2.10 $2.10
20.95%
Imported Beer (0.33 liter bottle)
$3.51 $3.51
$3.11 $3.11
12.86%
🚌 Getting Around
Chicago, IL
Van Wert, OH
Difference
One-way Ticket (Public Transport)
$2.43 $2.43
$2.26 $2.26
7.52%
Public Transport Monthly Pass (Regular Price)
$73.5 $73.5
$56.7 $56.7
29.68%
Taxi Start (Normal Tariff)
$3.18 $3.18
$2.94 $2.94
8.16%
Taxi (Normal Tariff) (1km)
$1.39 $1.39
$1.29 $1.29
7.75%
Taxi 1hour Waiting (Normal Tariff)
$25.03 $25.03
$27.26 $27.26
-8.18%
Gasoline (1 liter)
$1.20 $1.20
$1.04 $1.04
15.38%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.0K $35.0K
$31.3K $31.3K
12.05%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.7K $26.7K
$26.0K $26.0K
2.67%
🧾 Monthly Utilities & Internet
Chicago, IL
Van Wert, OH
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$194 $194
$182 $182
7.03%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$69.5 $69.5
$66.5 $66.5
4.39%
Internet (50+ Mbps, Unlimited Data)
$61.6 $61.6
$67.4 $67.4
-8.52%
🎉 Sport & Entertainment
Chicago, IL
Van Wert, OH
Difference
Gym Membership (Monthly)
$47.90 $47.90
$38.18 $38.18
25.46%
Tennis Court (1 Hour on Weekend)
$27.34 $27.34
-
-
Cinema Ticket
$17.81 $17.81
$13.08 $13.08
36.16%
🧸 Childcare & Education
Chicago, IL
Van Wert, OH
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,794 $1,794
$1,544 $1,544
16.16%
International Primary School, 1 Child (Yearly)
$31.9K $31.9K
$34.8K $34.8K
-8.15%
👕👟 Clothing & Footwear
Chicago, IL
Van Wert, OH
Difference
Jeans (Levis 501 Or Similar)
$67.0 $67.0
$49.85 $49.85
34.44%
Summer Dress (H&M, Zara, etc)
$52.1 $52.1
$42.10 $42.10
23.85%
Sport Shoes (Adidas, Nike)
$102 $102
$80.1 $80.1
26.79%
Men's Leather Business Shoes
$144 $144
$107 $107
34.16%
🏠 Accommodation & Living
Chicago, IL
Van Wert, OH
Difference
1-bedroom Apartment, City Center (Monthly)
$2,526 $2,526
$1,574 $1,574
60.51%
1-bedroom Apartment, Outside City Center (Monthly)
$1,578 $1,578
$1,281 $1,281
23.21%
3-bedroom Apartment, City Center (Monthly)
$4,738 $4,738
$2,496 $2,496
89.87%
3-bedroom Apartment, Outside City Center (Monthly)
$2,693 $2,693
$2,136 $2,136
26.07%
Buy Apartment in City Center (m2)
$4,190 $4,190
$3,046 $3,046
37.56%
Buy Apartment Outside City Center (m2)
$2,768 $2,768
$2,307 $2,307
19.96%
💵 Salaries & Financials
Chicago, IL
Van Wert, OH
Difference
Average Monthly Net Salary (After Tax)
$4,931 $4,931
$4,099 $4,099
20.29%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.81
6.64
2.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 25, 2026

Last update for Van Wert, OH: October 27, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Chicago, IL
$1.6K
Van Wert, OH
$1.3K 18.8% $297
Groceries & Markets
Chicago, IL
$447
Van Wert, OH
$417 6.7% $30
Eating Out
Chicago, IL
$345
Van Wert, OH
$337 2.4% $8.4
Monthly Utilities & Internet
Chicago, IL
$326
Van Wert, OH
$316 3.1% $10
Clothing & Footwear
Chicago, IL
$164
Van Wert, OH
$126 23.4% $38
Getting Around
Chicago, IL
$93
Van Wert, OH
$75 19.5% $18
Sport & Entertainment
Chicago, IL
$84
Van Wert, OH
$64 23% $19

Cost Breakdown

A central one-bedroom costs $2,526 in Chicago, IL versus $1,574 in Van Wert, OH. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 20% higher in Chicago, IL. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $89 in Chicago, IL versus $78 in Van Wert, OH. Monthly groceries follow the same trend: $447 vs $417 – making Van Wert, OH the more affordable choice for daily food spending.

Good to know
🇺🇸 Chicago, IL
🇺🇸 Van Wert, OH
🕒 Local time
04:40 4:40 AM
05:40 5:40 AM
1 h ahead of Chicago, IL
🌤 Weather
👥 Population
2,746,388
11,000
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

On the map
Between locations
  • Chicago, IL Van Wert, OH 280 km
From you
  • Chicago, IL
  • Van Wert, OH

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chicago, IL vs Van Wert, OH: Cost of Living - Frequently Asked Questions
How do living costs in Chicago, IL and in Van Wert, OH compare overall?
Monthly costs with rent: $3,037 in Chicago, IL, $2,615 in Van Wert, OH – Van Wert, OH comes out roughly 14% cheaper. Outside of rent, the biggest gap is in clothing.
What salary covers living expenses in Chicago, IL compared to Van Wert, OH?
For a comfortable life, plan on about $4,555 per month in Chicago, IL and $3,923 in Van Wert, OH. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Chicago, IL and Van Wert, OH?
Rent is clearly cheaper in Van Wert, OH, especially for central apartments: a one-bedroom in the center costs $1,574 there versus $2,526 in Chicago, IL.
Which city has cheaper grocery shopping?
Groceries cost about 7% more in Chicago, IL, though the gap depends on what you buy.
Which city has cheaper restaurants?
A mid-range dinner for two costs $89 in Chicago, IL and $78 in Van Wert, OH. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more doable on $3,000 per month?
A $3,000 monthly budget goes further in Van Wert, OH, where all-in costs run around $2,615, than in Chicago, IL at $3,037. In Van Wert, OH it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.
Where should families live: Chicago, IL or Van Wert, OH?
Families tend to lean toward Van Wert, OH – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How do I decide between Chicago, IL and Van Wert, OH?
If budget matters most, go with Van Wert, OH. If higher salaries or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.

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